Cost of Living Comparison Between Ubud, Bali and Ghaziabad Cost of Living Comparison Between Ubud, Bali and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $452 in Ghaziabad.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $745 in Ghaziabad.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,037 in Ghaziabad.

Living in Ubud, Bali is roughly 214% more expensive than Ghaziabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Ghaziabad is 66% below.

Meal at Budget Restaurant

$3.56 Rp 64.2K

$2.95 ₹280

20.68%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 589.7K

$17.20 ₹1,633

90.29%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.2K

$4.16 ₹395

18.99%

Cappuccino

$2.71 Rp 48.9K

$2.18 ₹207

24.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$0.52 ₹49.22

157.69%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.18 ₹17.39

288.89%

Local Beer (0.5 liter draught)

$2.92 Rp 52.6K

$2.35 ₹223

24.26%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.3K

$3.47 ₹329

14.12%

Milk (1 liter)

$1.81 Rp 32.6K

$0.72 ₹68.3

151.39%

White Bread (500g)

$2.52 Rp 45.3K

$0.59 ₹55.7

327.12%

Rice (white) (1kg)

$1.16 Rp 20.9K

$0.91 ₹86.0

27.47%

Eggs

$2.46 Rp 44.3K

$1.18 ₹112

108.47%

Local Cheese (1kg)

$14.71 Rp 265.1K

$3.93 ₹373

274.30%

Chicken Fillets (1kg)

$4.32 Rp 77.8K

$3.39 ₹322

27.43%

Beef Round Steak (1kg)

$12.14 Rp 218.6K

Apples (1kg)

$3.84 Rp 69.2K

$1.80 ₹171

113.33%

Banana (1kg)

$1.56 Rp 28.1K

$0.76 ₹71.9

105.26%

Oranges (1kg)

$2.83 Rp 51.1K

$0.68 ₹64.8

316.18%

Tomato (1kg)

$2.33 Rp 41.9K

$0.52 ₹49.51

348.08%

Potato (1kg)

$1.91 Rp 34.5K

$0.36 ₹34.45

430.56%

Onion (1kg)

$2.20 Rp 39.7K

$0.53 ₹50.7

315.09%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.30 ₹28.35

236.67%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.33 ₹31.73

136.36%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.7K

$4.05 ₹385

-18.02%

Wine (Bottle)

$23.74 Rp 427.6K

$11.31 ₹1,074

109.90%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$2.14 ₹203

30.37%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$4.24 ₹403

-32.55%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.65 ₹536

One-way Ticket (Public Transport)

$0.27 Rp 4,842

$0.55 ₹52.1

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.6K

$17.22 ₹1,635

-53.37%

Taxi Start (Normal Tariff)

$0.46 Rp 8,222

$0.60 ₹57.3

-23.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,108

$0.15 ₹14.55

200.00%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.8K

$2.94 ₹279

107.48%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.20 ₹114

-34.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.1M

$14.1K ₹1.3M

86.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 578.6M

$21.5K ₹2.0M

49.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$51.6 ₹4,898

54.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.2K

$3.54 ₹336

14.69%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 423.7K

$7.97 ₹757

195.11%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$21.31 ₹2,023

363.16%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.4K

$5.52 ₹524

20.11%

Cinema Ticket

$4.15 Rp 74.7K

$2.83 ₹268

46.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$90.9 ₹8,627

234.54%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.1M

$1,735 ₹164.7K

281.14%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$28.28 ₹2,685

96.39%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.1K

$26.53 ₹2,519

44.40%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$45.47 ₹4,318

94.85%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$31.40 ₹2,981

147.99%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.1M

$144 ₹13.6K

600.56%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$80.2 ₹7,613

742.27%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.0M

$302 ₹28.6K

1040.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.7M

$230 ₹21.8K

788.22%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

$1,075 ₹102.1K

164.35%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

$725 ₹68.8K

212.31%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$376 ₹35.7K

-56.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.81

35.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Ghaziabad: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $144 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 127% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $17.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $302 vs $118 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 214% gap adds up to real monthly savings that compound significantly over time.

On paper, Ghaziabad earns 127% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $144 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $17.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $452 in Ghaziabad – a 214% gap that adds up to real savings over time for anyone picking the cheaper option.

At $452 in Ghaziabad versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ghaziabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 214% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.