Cost of Living Comparison Between Ubud, Bali and Ghaziabad Cost of Living Comparison Between Ubud, Bali and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $458 in Ghaziabad.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $733 in Ghaziabad.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,008 in Ghaziabad.

Living in Ubud, Bali is roughly 207% more expensive than Ghaziabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Ghaziabad is 66% below.

Meal at Budget Restaurant

$3.42 Rp 58.6K

$2.96 ₹276

15.54%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 564.9K

$17.51 ₹1,631

88.24%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.1K

$4.09 ₹381

24.21%

Cappuccino

$2.82 Rp 48.4K

$2.14 ₹199

31.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$0.51 ₹47.89

168.63%

Water (0.33 liter bottle)

$0.71 Rp 12.1K

$0.20 ₹18.67

255.00%

Local Beer (0.5 liter draught)

$2.97 Rp 50.8K

$2.35 ₹219

26.38%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.0K

$3.53 ₹329

10.76%

Milk (1 liter)

$1.75 Rp 30.0K

$0.72 ₹67.2

143.06%

White Bread (500g)

$2.52 Rp 43.1K

$0.57 ₹53.3

342.11%

Rice (white) (1kg)

$1.21 Rp 20.7K

$0.94 ₹87.8

28.72%

Eggs

$2.33 Rp 40.0K

$1.19 ₹111

95.80%

Local Cheese (1kg)

$14.50 Rp 248.4K

$3.88 ₹361

273.71%

Chicken Fillets (1kg)

$4.36 Rp 74.7K

$3.31 ₹308

31.72%

Beef Round Steak (1kg)

$12.05 Rp 206.4K

Apples (1kg)

$3.82 Rp 65.4K

$1.91 ₹178

100.00%

Banana (1kg)

$1.61 Rp 27.6K

$0.80 ₹74.9

101.25%

Oranges (1kg)

$2.70 Rp 46.3K

$0.73 ₹67.6

269.86%

Tomato (1kg)

$2.23 Rp 38.2K

$0.48 ₹44.62

364.58%

Potato (1kg)

$1.90 Rp 32.5K

$0.34 ₹31.44

458.82%

Onion (1kg)

$2.18 Rp 37.4K

$0.54 ₹50.7

303.70%

Lettuce (1 head)

$1.03 Rp 17.6K

$0.33 ₹30.30

212.12%

Water (1.5 liter bottle)

$0.77 Rp 13.2K

$0.34 ₹31.55

126.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.6K

$3.97 ₹369

-19.90%

Wine (Bottle)

$23.23 Rp 398.0K

$11.58 ₹1,079

100.60%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.8K

$2.09 ₹195

36.36%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.6K

$4.35 ₹405

-37.47%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.54 ₹516

One-way Ticket (Public Transport)

$0.29 Rp 5,007

$0.58 ₹54.4

-50.00%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.4K

$17.68 ₹1,647

-52.32%

Taxi Start (Normal Tariff)

$0.49 Rp 8,320

$0.57 ₹52.8

-14.04%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,789

$0.16 ₹14.60

181.25%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.5K

$2.99 ₹278

110.03%

Gasoline (1 liter)

$0.85 Rp 14.5K

$1.20 ₹112

-29.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 446.5M

$14.1K ₹1.3M

84.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 540.3M

$21.2K ₹2.0M

48.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$51.4 ₹4,790

55.13%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.1K

$3.55 ₹331

15.21%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 412.4K

$8.33 ₹776

188.84%

Gym Membership (Monthly)

$96.2 Rp 1.6M

$20.54 ₹1,914

368.31%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 111.9K

$5.31 ₹494

22.98%

Cinema Ticket

$4.13 Rp 70.9K

$2.97 ₹277

39.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$91.5 ₹8,527

224.26%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.1M

$1,740 ₹162.1K

282.85%

Jeans (Levis 501 Or Similar)

$55.0 Rp 941.8K

$28.33 ₹2,640

94.00%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 664.1K

$26.36 ₹2,456

47.00%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$45.28 ₹4,218

97.90%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$31.04 ₹2,892

154.19%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$141 ₹13.2K

620.22%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$80.0 ₹7,453

724.90%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 58.9M

$312 ₹29.1K

1001.62%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.2M

$234 ₹21.8K

778.75%

Buy Apartment in City Center (m2)

$2,981 Rp 51.1M

$1,120 ₹104.3K

166.16%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.6M

$729 ₹67.9K

224.98%

Average Monthly Net Salary (After Tax)

$172 Rp 2.9M

$395 ₹36.8K

-56.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.81

35.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Ghaziabad: April 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $141 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 130% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $18 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $299 vs $119 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 207% gap adds up to real monthly savings that compound significantly over time.

On paper, Ghaziabad earns 130% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $141 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $18.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $458 in Ghaziabad – a 207% gap that adds up to real savings over time for anyone picking the cheaper option.

At $458 in Ghaziabad versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ghaziabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 207% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.