Cost of Living Comparison Between Ubud, Bali and Ghaziabad Cost of Living Comparison Between Ubud, Bali and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $454 in Ghaziabad.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $742 in Ghaziabad.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,029 in Ghaziabad.

Living in Ubud, Bali is roughly 210% more expensive than in Ghaziabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Ghaziabad is 66% below.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$2.94 ₹283

17.35%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 579.0K

$17.16 ₹1,651

88.46%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$4.06 ₹390

19.21%

Cappuccino

$2.75 Rp 49.2K

$2.07 ₹199

32.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.52 ₹50.1

165.38%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$0.19 ₹18.75

294.74%

Local Beer (0.5 liter draught)

$2.99 Rp 53.6K

$2.37 ₹228

26.16%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$3.39 ₹327

13.57%

Milk (1 liter)

$1.74 Rp 31.1K

$0.73 ₹69.9

138.36%

White Bread (500g)

$2.46 Rp 44.0K

$0.58 ₹55.8

324.14%

Rice (white) (1kg)

$1.17 Rp 20.9K

$0.98 ₹93.9

19.39%

Eggs

$2.43 Rp 43.5K

$1.19 ₹114

104.20%

Local Cheese (1kg)

$14.50 Rp 259.7K

$3.75 ₹361

286.67%

Chicken Fillets (1kg)

$4.35 Rp 77.9K

$3.29 ₹316

32.22%

Beef Round Steak (1kg)

$11.98 Rp 214.5K

Apples (1kg)

$3.72 Rp 66.6K

$1.89 ₹182

96.83%

Banana (1kg)

$1.63 Rp 29.1K

$0.82 ₹78.4

98.78%

Oranges (1kg)

$2.74 Rp 49.1K

$0.67 ₹64.5

308.96%

Tomato (1kg)

$2.24 Rp 40.1K

$0.52 ₹50.1

330.77%

Potato (1kg)

$1.92 Rp 34.3K

$0.34 ₹32.40

464.71%

Onion (1kg)

$2.28 Rp 40.7K

$0.51 ₹49.03

347.06%

Lettuce (1 head)

$1.06 Rp 19.0K

$0.32 ₹30.85

231.25%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.34 ₹32.67

111.76%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$4.00 ₹385

-17.75%

Wine (Bottle)

$23.19 Rp 415.3K

$11.27 ₹1,085

105.77%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$2.14 ₹206

29.91%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$4.34 ₹418

-37.10%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.66 ₹545

One-way Ticket (Public Transport)

$0.27 Rp 4,768

$0.55 ₹52.9

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.1K

$17.46 ₹1,680

-53.55%

Taxi Start (Normal Tariff)

$0.48 Rp 8,643

$0.60 ₹57.5

-20.00%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,517

$0.15 ₹14.10

180.00%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.4K

$2.97 ₹286

109.43%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.19 ₹115

-31.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.4M

$14.0K ₹1.4M

89.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 576.3M

$20.8K ₹2.0M

54.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$52.0 ₹4,999

50.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$3.71 ₹357

9.70%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.5K

$8.32 ₹800

192.43%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$21.23 ₹2,042

364.48%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.4K

$5.48 ₹527

15.69%

Cinema Ticket

$3.99 Rp 71.4K

$2.95 ₹284

35.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$91.7 ₹8,820

232.78%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.9M

$1,711 ₹164.6K

288.20%

Jeans (Levis 501 Or Similar)

$54.1 Rp 969.3K

$28.94 ₹2,784

87.08%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.9K

$27.01 ₹2,599

39.99%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$45.36 ₹4,365

91.45%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$30.89 ₹2,973

147.17%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$144 ₹13.9K

587.34%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$78.7 ₹7,576

754.48%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$310 ₹29.8K

989.44%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$233 ₹22.4K

781.46%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$1,080 ₹104.0K

159.59%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$736 ₹70.8K

202.67%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$381 ₹36.6K

-56.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.81

35.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Ghaziabad: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $144 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 128% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $17.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $297 vs $118 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Monthly Utilities & Internet. The 210% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 128% lower in Ghaziabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $144 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $17.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $454 in Ghaziabad – a 210% gap that adds up to real savings over time for anyone picking the cheaper option.

At $454 in Ghaziabad versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ghaziabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 210% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.