Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ghaziabad

For one person, living is cheaper in Ghaziabad: $442 a month against $1,353 in Ubud, Bali, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Ghaziabad
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Ghaziabad Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Ghaziabad

🇮🇳 India

$442

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ghaziabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ghaziabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $442 in Ghaziabad.

Ubud, Bali $1,353
Ghaziabad $442

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $680 in Ghaziabad.

Ubud, Bali $2,297
Ghaziabad $680

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $919 in Ghaziabad.

Ubud, Bali $3,241
Ghaziabad $919

Living in Ubud, Bali is roughly 206% more expensive than in Ghaziabad, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Ghaziabad is 67% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$3.14 ₹298

2.87%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$16.02 ₹1,522

117.73%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$3.62 ₹344

57.46%

Cappuccino

$2.62 Rp 47.1K

$1.83 ₹174

43.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.48 ₹45.28

258.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.18 ₹16.74

350.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.34 ₹223

13.25%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.77 ₹358

15.92%

Milk (1 liter)

$1.57 Rp 28.3K

$0.71 ₹67.6

121.13%

White Bread (500g)

$2.19 Rp 39.5K

$0.50 ₹47.17

338.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.82 ₹77.8

43.90%

Eggs

$2.16 Rp 38.8K

$1.09 ₹103

98.17%

Local Cheese (1kg)

$17.65 Rp 317.7K

$3.82 ₹362

362.04%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.23 ₹306

17.03%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

Apples (1kg)

$3.60 Rp 64.8K

$1.51 ₹143

138.41%

Banana (1kg)

$1.59 Rp 28.6K

$0.75 ₹71.6

112.00%

Oranges (1kg)

$2.31 Rp 41.6K

$0.63 ₹59.6

266.67%

Tomato (1kg)

$1.91 Rp 34.3K

$0.46 ₹43.75

315.22%

Potato (1kg)

$1.78 Rp 32.1K

$0.31 ₹29.04

474.19%

Onion (1kg)

$2.33 Rp 41.9K

$0.50 ₹47.21

366.00%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.29 ₹27.85

244.83%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.31 ₹29.35

70.97%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$3.84 ₹364

-40.36%

Wine (Bottle)

$22.07 Rp 397.3K

$11.63 ₹1,105

89.77%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.18 ₹207

7.80%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.81 ₹457

-38.05%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.82 ₹553

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.54 ₹51.4

-57.41%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$15.65 ₹1,486

-43.13%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$0.55 ₹52.4

-14.55%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.20 ₹18.95

115.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$1.82 ₹172

200.55%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.09 ₹103

-23.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$11.5K ₹1.1M

108.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$19.2K ₹1.8M

70.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$50.6 ₹4,803

58.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.44 ₹326

90.70%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$9.03 ₹857

105.98%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$16.49 ₹1,565

228.20%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$4.93 ₹468

270.79%

Cinema Ticket

$4.25 Rp 76.5K

$2.64 ₹251

60.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$83.8 ₹7,960

487.73%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$1,545 ₹146.7K

262.32%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$25.18 ₹2,391

81.02%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$23.29 ₹2,212

50.11%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$49.15 ₹4,668

58.13%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$29.88 ₹2,838

162.78%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$137 ₹13.0K

725.24%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$85.7 ₹8,138

685.16%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$301 ₹28.6K

1100.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$162 ₹15.4K

949.93%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$1,075 ₹102.1K

152.78%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$728 ₹69.1K

208.06%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$389 ₹37.0K

-57.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.21

49.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Ghaziabad: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Ghaziabad

$86 19.4% 87.3% $587

Groceries & Markets

Ubud, Bali

$287 21.2%

Ghaziabad

$115 26% 60% $172

Clothing & Footwear

Ubud, Bali

$107 7.9%

Ghaziabad

$57 13% 46.1% $49

Eating Out

Ubud, Bali

$106 7.9%

Ghaziabad

$80 18.1% 25% $27

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Ghaziabad

$63 14.3% 40% $42

Sport & Entertainment

Ubud, Bali

$63 4.6%

Ghaziabad

$22 4.9% 65.2% $41

Getting Around

Ubud, Bali

$12 0.9%

Ghaziabad

$19 4.4% 55.8% $6.9

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $137 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 134% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $16.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $287 vs $115 per month, with Ghaziabad cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Ghaziabad

🕒 Local time

21:23 9:23 PM

18:53 6:53 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,729,000

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 20, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Ghaziabad 5,790 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Ghaziabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in groceries, clothing, and eating out. The 206% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 134% lower in Ghaziabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $137 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $442 in Ghaziabad – a 206% gap that adds up to real savings over time for anyone picking the cheaper option.

At $442 in Ghaziabad versus $1,353 in Ubud, Bali, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ghaziabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 206% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.