Cost of Living Comparison Between Ubud, Bali and Ghaziabad Cost of Living Comparison Between Ubud, Bali and Ghaziabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $445 in Ghaziabad.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $680 in Ghaziabad.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $915 in Ghaziabad.

Living in Ubud, Bali is roughly 214% more expensive than in Ghaziabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Ghaziabad is 68% below.

Meal at Budget Restaurant

$3.37 Rp 59.5K

$3.20 ₹303

5.31%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 680.3K

$16.08 ₹1,520

139.99%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.3K

$3.63 ₹343

52.07%

Cappuccino

$2.64 Rp 46.6K

$1.76 ₹166

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.5K

$0.45 ₹42.20

271.11%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$0.16 ₹15.19

381.25%

Local Beer (0.5 liter draught)

$2.63 Rp 46.4K

$2.34 ₹221

12.39%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.5K

$3.60 ₹341

18.89%

Milk (1 liter)

$1.55 Rp 27.3K

$0.71 ₹67.0

118.31%

White Bread (500g)

$2.22 Rp 39.2K

$0.51 ₹48.07

335.29%

Rice (white) (1kg)

$1.13 Rp 19.8K

$0.82 ₹77.3

37.80%

Eggs

$2.09 Rp 36.8K

$1.09 ₹103

91.74%

Local Cheese (1kg)

$17.39 Rp 306.6K

$3.75 ₹354

363.73%

Chicken Fillets (1kg)

$3.87 Rp 68.2K

$3.22 ₹304

20.19%

Beef Round Steak (1kg)

$12.55 Rp 221.2K

Apples (1kg)

$3.62 Rp 63.8K

$1.53 ₹145

136.60%

Banana (1kg)

$1.56 Rp 27.5K

$0.68 ₹64.5

129.41%

Oranges (1kg)

$2.35 Rp 41.5K

$0.68 ₹64.3

245.59%

Tomato (1kg)

$2.06 Rp 36.2K

$0.43 ₹40.83

379.07%

Potato (1kg)

$1.90 Rp 33.5K

$0.34 ₹31.69

458.82%

Onion (1kg)

$2.34 Rp 41.2K

$0.48 ₹45.78

387.50%

Lettuce (1 head)

$1.03 Rp 18.2K

$0.27 ₹25.18

281.48%

Water (1.5 liter bottle)

$0.55 Rp 9,779

$0.31 ₹29.06

77.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.7K

$4.04 ₹382

-44.31%

Wine (Bottle)

$23.81 Rp 419.7K

$11.48 ₹1,085

107.40%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.8K

$2.11 ₹199

9.48%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.4K

$4.64 ₹438

-39.66%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.64 ₹533

One-way Ticket (Public Transport)

$0.27 Rp 4,802

$0.55 ₹52.1

-50.91%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 152.7K

$15.51 ₹1,465

-44.17%

Taxi Start (Normal Tariff)

$0.48 Rp 8,489

$0.51 ₹48.59

-5.88%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,863

$0.20 ₹18.86

125.00%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 100.8K

$1.89 ₹178

202.65%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.08 ₹102

-29.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 431.6M

$12.7K ₹1.2M

92.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 566.3M

$19.0K ₹1.8M

69.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$50.5 ₹4,770

65.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 113.8K

$3.32 ₹313

94.58%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 334.8K

$9.12 ₹862

108.22%

Gym Membership (Monthly)

$56.0 Rp 986.8K

$16.34 ₹1,544

242.53%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 328.2K

$4.77 ₹451

290.36%

Cinema Ticket

$4.28 Rp 75.5K

$2.70 ₹255

58.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$82.6 ₹7,801

489.22%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.2M

$1,575 ₹148.8K

271.83%

Jeans (Levis 501 Or Similar)

$45.56 Rp 803.2K

$25.59 ₹2,417

78.04%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 641.4K

$23.88 ₹2,256

52.35%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$48.73 ₹4,604

68.19%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$29.72 ₹2,808

170.52%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$138 ₹13.0K

711.24%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$85.8 ₹8,108

716.92%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.4M

$294 ₹27.8K

1101.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.1M

$167 ₹15.7K

957.72%

Buy Apartment in City Center (m2)

$2,826 Rp 49.8M

$1,087 ₹102.7K

159.95%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.4M

$731 ₹69.1K

213.54%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$379 ₹35.9K

-55.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.21

49.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Ghaziabad: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $138 in Ghaziabad. Housing cost is often the main lever when comparing two cities.

Ghaziabad pays 124% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $16.00 in Ghaziabad for a mid-range dinner for two. Groceries echo the gap at $293 vs $113 per month, with Ghaziabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ghaziabad: Cost of Living - Frequently Asked Questions

Ghaziabad is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 214% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 124% lower in Ghaziabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $138 in Ghaziabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ghaziabad – a meal for two runs $16.00 versus $39.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,396 per month in Ubud, Bali versus $445 in Ghaziabad – a 214% gap that adds up to real savings over time for anyone picking the cheaper option.

At $445 in Ghaziabad versus $1,396 in Ubud, Bali, a $1,500 budget is realistic in Ghaziabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ghaziabad the clear choice for anyone on this budget.

For families, Ghaziabad is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Ghaziabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ghaziabad gentler on the wallet – expenses run 214% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.