Last update: Nov 2026

Cost of Living Comparison Between George Town, Cayman Islands and Austin, TX

For one person, living is cheaper in Austin, TX: $2,689 a month against $4,908 in George Town, rent and utilities included – about $26,600 less a year. Rent and utilities account for most of the difference.

236

Cost of Living Index in George Town
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George Town Living Index
128

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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George Town

🇰🇾 Cayman Islands

$4,908

/mo nomad

Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Monthly Cost of Living

How much you'll spend in George Town and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in George Town and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,908 in George Town versus $2,689 in Austin, TX.

George Town $4,908
Austin, TX $2,689

Estimated couple costs with rent: $7,483 in George Town versus $4,112 in Austin, TX.

George Town $7,483
Austin, TX $4,112

Monthly costs for a family of three with rent: $10.1K in George Town versus $5,534 in Austin, TX.

George Town $10.1K
Austin, TX $5,534

Living in George Town is roughly 82% more expensive than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: George Town 263% above, Austin, TX 99% above.

Meal at Budget Restaurant

$29.96 KYD 24.57

$21.34 $21.34

40.39%

Three-Course Dinner for Two, Mid-Range

$115 KYD 94.4

$87.9 $87.9

31.00%

Fast Food Meal (McDonalds, etc)

$16.61 KYD 13.62

$12.44 $12.44

33.52%

Cappuccino

$6.91 KYD 5.66

$5.60 $5.60

23.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.01 KYD 2.47

$3.65 $3.65

-17.53%

Water (0.33 liter bottle)

$2.79 KYD 2.29

$2.39 $2.39

16.74%

Local Beer (0.5 liter draught)

$7.00 KYD 5.74

$7.82 $7.82

-10.49%

Imported Beer (0.33 liter bottle)

$9.76 KYD 8.00

$8.75 $8.75

11.54%

Milk (1 liter)

$4.47 KYD 3.67

$1.12 $1.12

299.11%

White Bread (500g)

$4.27 KYD 3.50

$3.62 $3.62

17.96%

Rice (white) (1kg)

$4.42 KYD 3.63

$3.50 $3.50

26.29%

Eggs

$6.96 KYD 5.71

$4.45 $4.45

56.40%

Local Cheese (1kg)

$56.3 KYD 46.13

$13.18 $13.18

326.86%

Chicken Fillets (1kg)

$18.90 KYD 15.50

$13.94 $13.94

35.58%

Beef Round Steak (1kg)

$19.90 KYD 16.32

$16.46 $16.46

20.90%

Apples (1kg)

$7.25 KYD 5.94

$4.73 $4.73

53.28%

Banana (1kg)

$3.62 KYD 2.97

$1.50 $1.50

141.33%

Oranges (1kg)

$5.99 KYD 4.91

$4.64 $4.64

29.09%

Tomato (1kg)

$7.59 KYD 6.23

$4.52 $4.52

67.92%

Potato (1kg)

$4.00 KYD 3.28

$2.55 $2.55

56.86%

Onion (1kg)

$4.04 KYD 3.32

$2.39 $2.39

69.04%

Lettuce (1 head)

$3.35 KYD 2.74

$1.84 $1.84

82.07%

Water (1.5 liter bottle)

$2.17 KYD 1.78

$2.13 $2.13

1.88%

Cigarettes 20 Pack (Marlboro, Camel)

$14.49 KYD 11.88

$10.05 $10.05

44.18%

Wine (Bottle)

$25.04 KYD 20.53

$14.88 $14.88

68.28%

Local Beer (0.5 liter bottle)

$4.20 KYD 3.44

$2.82 $2.82

48.94%

Imported Beer (0.33 liter bottle)

$5.59 KYD 4.58

$3.29 $3.29

69.91%

One-way Ticket (Public Transport)

$2.47 KYD 2.02

$1.23 $1.23

100.81%

Public Transport Monthly Pass (Regular Price)

$121 KYD 99.6

$41.43 $41.43

193.02%

Taxi Start (Normal Tariff)

$18.99 KYD 15.57

$2.68 $2.68

608.58%

Taxi (Normal Tariff) (1km)

$3.77 KYD 3.09

$1.63 $1.63

131.29%

Taxi 1hour Waiting (Normal Tariff)

$45.12 KYD 37.00

$35.20 $35.20

28.18%

Gasoline (1 liter)

$1.65 KYD 1.35

$0.98 $0.98

68.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.3K KYD 34.7K

$34.4K $34.4K

23.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.1K KYD 35.4K

$26.8K $26.8K

60.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$449 KYD 368

$252 $252

77.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$116 KYD 95.2

$59.8 $59.8

94.00%

Internet (50+ Mbps, Unlimited Data)

$114 KYD 93.8

$69.7 $69.7

64.18%

Gym Membership (Monthly)

$213 KYD 175

$60.4 $60.4

253.58%

Tennis Court (1 Hour on Weekend)

$35.31 KYD 28.95

$18.14 $18.14

94.65%

Cinema Ticket

$17.90 KYD 14.68

$13.75 $13.75

30.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,709 KYD 1,402

$1,458 $1,458

17.21%

International Primary School, 1 Child (Yearly)

$23.2K KYD 19.1K

$26.6K $26.6K

-12.52%

Jeans (Levis 501 Or Similar)

$84.4 KYD 69.2

$52.6 $52.6

60.39%

Summer Dress (H&M, Zara, etc)

$72.8 KYD 59.7

$45.76 $45.76

59.16%

Sport Shoes (Adidas, Nike)

$135 KYD 111

$85.5 $85.5

58.45%

Men's Leather Business Shoes

$146 KYD 120

$106 $106

38.19%

1-bedroom Apartment, City Center (Monthly)

$2,885 KYD 2,365

$2,195 $2,195

31.45%

1-bedroom Apartment, Outside City Center (Monthly)

$2,445 KYD 2,005

$1,269 $1,269

92.72%

3-bedroom Apartment, City Center (Monthly)

$5,699 KYD 4,673

$4,000 $4,000

42.48%

3-bedroom Apartment, Outside City Center (Monthly)

$4,799 KYD 3,935

$2,406 $2,406

99.45%

Buy Apartment in City Center (m2)

$8,853 KYD 7,259

$7,381 $7,381

19.95%

Buy Apartment Outside City Center (m2)

$2,235 KYD 1,833

$2,964 $2,964

-24.60%

Average Monthly Net Salary (After Tax)

$7,172 KYD 5,881

$5,043 $5,043

42.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

17.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for George Town: November 1, 2026

Last update for Austin, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

George Town

$2.4K 49.8%

Austin, TX

$1.3K 47.2% 48.1% $1.2K

Groceries & Markets

George Town

$718 14.6%

Austin, TX

$407 15.2% 43.2% $310

Monthly Utilities & Internet

George Town

$679 13.8%

Austin, TX

$382 14.2% 43.8% $298

Eating Out

George Town

$450 9.2%

Austin, TX

$356 13.2% 20.9% $94

Sport & Entertainment

George Town

$249 5.1%

Austin, TX

$88 3.3% 64.7% $161

Clothing & Footwear

George Town

$198 4%

Austin, TX

$130 4.9% 34% $67

Getting Around

George Town

$169 3.5%

Austin, TX

$57 2.1% 66.2% $112

Cost Breakdown

A one-bedroom apartment in the center runs $2,885 in George Town and $2,195 in Austin, TX. Housing cost is often the main lever when comparing two cities.

George Town pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $115 in George Town vs $88 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $718 vs $407 per month, with Austin, TX cheaper across the board.

Good to know

🇰🇾 George Town

🇺🇸 Austin, TX

🕒 Local time

14:35 2:35 PM

13:35 1:35 PM

1 h behind George Town

🌤 Weather

👥 Population

28,089 Capital

974,447

💱 Currency

Cayman Islands Dollar KYD $

United States Dollar USD $

📈 Exchange rate

1 KYD = 1.22 USD

1 KYD = 1.09 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to KYD – Cayman Islands Dollar Converter

🇺🇸 United States Dollar ($)

🇰🇾 Cayman Islands Dollar ($)

Cayman Islands Dollar exchange rates as of November 6, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.916 KYD (1 KYD = 1.09 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to KYD in detail →

On the map

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Between locations

George Town Austin, TX 2,050 km ≈ 3 h nonstop flight

From you

George Town
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

George Town vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 45% lower than in George Town. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 42% higher in George Town, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,885 in George Town versus $2,195 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $4,908 per month in George Town versus $2,689 in Austin, TX – Austin, TX is about 45% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 66% less than in George Town. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 45% less than in George Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.