Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and George Town, Cayman Islands

For one person, living is cheaper in Austin, TX: $2,689 a month against $4,908 in George Town, rent and utilities included – about $26,600 less a year. Rent and utilities account for most of the difference.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
236

Cost of Living Index in George Town
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George Town Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

George Town

🇰🇾 Cayman Islands

$4,908

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in George Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in George Town actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $4,908 in George Town.

Austin, TX $2,689
George Town $4,908

Estimated couple costs with rent: $4,112 in Austin, TX versus $7,483 in George Town.

Austin, TX $4,112
George Town $7,483

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $10.1K in George Town.

Austin, TX $5,534
George Town $10.1K

Living in Austin, TX costs roughly 45% less than in George Town, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, George Town 263% above.

Meal at Budget Restaurant

$21.34 $21.34

$29.96 KYD 24.57

-28.77%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$115 KYD 94.4

-23.66%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$16.61 KYD 13.62

-25.11%

Cappuccino

$5.60 $5.60

$6.91 KYD 5.66

-18.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$3.01 KYD 2.47

21.26%

Water (0.33 liter bottle)

$2.39 $2.39

$2.79 KYD 2.29

-14.34%

Local Beer (0.5 liter draught)

$7.82 $7.82

$7.00 KYD 5.74

11.71%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$9.76 KYD 8.00

-10.35%

Milk (1 liter)

$1.12 $1.12

$4.47 KYD 3.67

-74.94%

White Bread (500g)

$3.62 $3.62

$4.27 KYD 3.50

-15.22%

Rice (white) (1kg)

$3.50 $3.50

$4.42 KYD 3.63

-20.81%

Eggs

$4.45 $4.45

$6.96 KYD 5.71

-36.06%

Local Cheese (1kg)

$13.18 $13.18

$56.3 KYD 46.13

-76.57%

Chicken Fillets (1kg)

$13.94 $13.94

$18.90 KYD 15.50

-26.24%

Beef Round Steak (1kg)

$16.46 $16.46

$19.90 KYD 16.32

-17.29%

Apples (1kg)

$4.73 $4.73

$7.25 KYD 5.94

-34.76%

Banana (1kg)

$1.50 $1.50

$3.62 KYD 2.97

-58.56%

Oranges (1kg)

$4.64 $4.64

$5.99 KYD 4.91

-22.54%

Tomato (1kg)

$4.52 $4.52

$7.59 KYD 6.23

-40.45%

Potato (1kg)

$2.55 $2.55

$4.00 KYD 3.28

-36.25%

Onion (1kg)

$2.39 $2.39

$4.04 KYD 3.32

-40.84%

Lettuce (1 head)

$1.84 $1.84

$3.35 KYD 2.74

-45.07%

Water (1.5 liter bottle)

$2.13 $2.13

$2.17 KYD 1.78

-1.84%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$14.49 KYD 11.88

-30.64%

Wine (Bottle)

$14.88 $14.88

$25.04 KYD 20.53

-40.58%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$4.20 KYD 3.44

-32.86%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$5.59 KYD 4.58

-41.14%

One-way Ticket (Public Transport)

$1.23 $1.23

$2.47 KYD 2.02

-50.20%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$121 KYD 99.6

-65.87%

Taxi Start (Normal Tariff)

$2.68 $2.68

$18.99 KYD 15.57

-85.89%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$3.77 KYD 3.09

-56.76%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$45.12 KYD 37.00

-21.99%

Gasoline (1 liter)

$0.98 $0.98

$1.65 KYD 1.35

-40.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$42.3K KYD 34.7K

-18.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$43.1K KYD 35.4K

-37.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$449 KYD 368

-43.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$116 KYD 95.2

-48.45%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$114 KYD 93.8

-39.09%

Gym Membership (Monthly)

$60.4 $60.4

$213 KYD 175

-71.72%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

$35.31 KYD 28.95

-48.63%

Cinema Ticket

$13.75 $13.75

$17.90 KYD 14.68

-23.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$1,709 KYD 1,402

-14.68%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$23.2K KYD 19.1K

14.31%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$84.4 KYD 69.2

-37.65%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$72.8 KYD 59.7

-37.17%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$135 KYD 111

-36.89%

Men's Leather Business Shoes

$106 $106

$146 KYD 120

-27.64%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$2,885 KYD 2,365

-23.92%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$2,445 KYD 2,005

-48.11%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$5,699 KYD 4,673

-29.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$4,799 KYD 3,935

-49.86%

Buy Apartment in City Center (m2)

$7,381 $7,381

$8,853 KYD 7,259

-16.63%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$2,235 KYD 1,833

32.63%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

$7,172 KYD 5,881

-29.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

-14.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for George Town: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

George Town

$2.4K 49.8% 92.7% $1.2K

Groceries & Markets

Austin, TX

$407 15.2%

George Town

$718 14.6% 76.1% $310

Monthly Utilities & Internet

Austin, TX

$382 14.2%

George Town

$679 13.8% 78% $298

Eating Out

Austin, TX

$356 13.2%

George Town

$450 9.2% 26.4% $94

Clothing & Footwear

Austin, TX

$130 4.9%

George Town

$198 4% 51.5% $67

Sport & Entertainment

Austin, TX

$88 3.3%

George Town

$249 5.1% 184% $161

Getting Around

Austin, TX

$57 2.1%

George Town

$169 3.5% 196% $112

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $2,885 in George Town. Housing cost is often the main lever when comparing two cities.

George Town pays 42% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $88 in Austin, TX vs $115 in George Town for a mid-range dinner for two. Groceries echo the gap at $407 vs $718 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇰🇾 George Town

🕒 Local time

12:39 12:39 PM

13:39 1:39 PM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

28,089 Capital

💱 Currency

United States Dollar USD $

Cayman Islands Dollar KYD $

📈 Exchange rate

1 USD = 0.89 EUR

1 KYD = 1.22 USD

1 KYD = 1.09 EUR

Exchange rates and currency converter

KYD, EUR to USD – United States Dollar Converter

🇰🇾 Cayman Islands Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Cayman Islands Dollar exchange rates as of November 6, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.921 KYD (1 KYD = 1.09 EUR).

KYD to USD in detail →

On the map

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Between locations

Austin, TX George Town 2,050 km ≈ 3 h nonstop flight

From you

Austin, TX
George Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs George Town: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 45% lower than in George Town. Housing and daily spending are where you’ll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 30% lower in Austin, TX. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $2,195 in Austin, TX versus $2,885 in George Town. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $4,908 in George Town – Austin, TX is about 45% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 66% less than in George Town. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 45% less than in George Town. Beyond cost, consider language, visa policies, and how big the international community is in each city.