Last update: Oct 2026

Cost of Living Comparison Between Gallup, NM and Seattle, WA

For one person, living is cheaper in Gallup, NM: $2,056 a month against $3,782 in Seattle, WA, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Gallup, NM

🇺🇸 United States

$2,056

/mo nomad

Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Monthly Cost of Living

How much you'll spend in Gallup, NM and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gallup, NM and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,056 in Gallup, NM versus $3,782 in Seattle, WA.

Gallup, NM $2,056
Seattle, WA $3,782

Estimated couple costs with rent: $3,041 in Gallup, NM versus $5,636 in Seattle, WA.

Gallup, NM $3,041
Seattle, WA $5,636

Monthly costs for a family of three with rent: $4,027 in Gallup, NM versus $7,489 in Seattle, WA.

Gallup, NM $4,027
Seattle, WA $7,489

Living in Gallup, NM costs roughly 46% less than in Seattle, WA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Gallup, NM 52% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$17.33 $17.33

$24.52 $24.52

-29.32%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$98.2 $98.2

-19.80%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$14.79 $14.79

-19.54%

Cappuccino

$5.50 $5.50

$6.52 $6.52

-15.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$3.23 $3.23

-10.84%

Water (0.33 liter bottle)

$2.39 $2.39

$3.17 $3.17

-24.61%

Local Beer (0.5 liter draught)

$6.21 $6.21

$7.85 $7.85

-20.89%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$8.03 $8.03

-13.33%

Milk (1 liter)

$1.16 $1.16

$1.21 $1.21

-4.13%

White Bread (500g)

$4.24 $4.24

$5.14 $5.14

-17.51%

Rice (white) (1kg)

$5.65 $5.65

$6.05 $6.05

-6.61%

Eggs

$4.24 $4.24

$4.88 $4.88

-13.11%

Local Cheese (1kg)

$16.43 $16.43

$19.18 $19.18

-14.34%

Chicken Fillets (1kg)

$20.86 $20.86

$18.91 $18.91

10.31%

Beef Round Steak (1kg)

$16.68 $16.68

$23.31 $23.31

-28.44%

Apples (1kg)

$6.12 $6.12

$5.99 $5.99

2.17%

Banana (1kg)

$1.33 $1.33

$1.93 $1.93

-31.09%

Oranges (1kg)

$3.85 $3.85

$5.25 $5.25

-26.67%

Tomato (1kg)

$4.79 $4.79

$6.57 $6.57

-27.09%

Potato (1kg)

$2.84 $2.84

$3.62 $3.62

-21.55%

Onion (1kg)

$2.07 $2.07

$3.31 $3.31

-37.46%

Lettuce (1 head)

$1.52 $1.52

$2.78 $2.78

-45.32%

Water (1.5 liter bottle)

$2.43 $2.43

$2.51 $2.51

-3.19%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 $10.92

$12.18 $12.18

-10.34%

Wine (Bottle)

$9.88 $9.88

$14.83 $14.83

-33.38%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$4.22 $4.22

-51.18%

Imported Beer (0.33 liter bottle)

$4.22 $4.22

$5.77 $5.77

-26.86%

One-way Ticket (Public Transport)

$1.84 $1.84

$2.95 $2.95

-37.63%

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.96 $2.96

$2.65 $2.65

11.70%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$1.72 $1.72

-13.95%

Taxi 1hour Waiting (Normal Tariff)

$27.71 $27.71

$29.72 $29.72

-6.76%

Gasoline (1 liter)

$0.99 $0.99

$1.49 $1.49

-33.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K $26.3K

$35.9K $35.9K

-26.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.2K $26.2K

-1.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$302 $302

-34.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.36 $45.36

$70.1 $70.1

-35.31%

Internet (50+ Mbps, Unlimited Data)

$50.0 $50.0

$85.3 $85.3

-41.34%

Gym Membership (Monthly)

$44.31 $44.31

$77.8 $77.8

-43.08%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$17.67 $17.67

$17.84 $17.84

-0.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 $1,010

$2,973 $2,973

-66.04%

International Primary School, 1 Child (Yearly)

$15.3K $15.3K

$31.3K $31.3K

-51.07%

Jeans (Levis 501 Or Similar)

$37.53 $37.53

$76.6 $76.6

-50.98%

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$54.1 $54.1

3.70%

Sport Shoes (Adidas, Nike)

$78.7 $78.7

$128 $128

-38.61%

Men's Leather Business Shoes

$122 $122

$164 $164

-25.84%

1-bedroom Apartment, City Center (Monthly)

$909 $909

$2,445 $2,445

-62.84%

1-bedroom Apartment, Outside City Center (Monthly)

$765 $765

$1,947 $1,947

-60.71%

3-bedroom Apartment, City Center (Monthly)

$1,387 $1,387

$4,744 $4,744

-70.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,123 $1,123

$3,469 $3,469

-67.63%

Buy Apartment in City Center (m2)

$2,818 $2,818

$7,367 $7,367

-61.74%

Buy Apartment Outside City Center (m2)

$2,439 $2,439

$5,127 $5,127

-52.43%

Average Monthly Net Salary (After Tax)

$2,353 $2,353

$6,506 $6,506

-63.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

-27.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gallup, NM: October 18, 2026

Last update for Seattle, WA: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gallup, NM

$765 37.2%

Seattle, WA

$1.9K 51.5% 155% $1.2K

Groceries & Markets

Gallup, NM

$461 22.4%

Seattle, WA

$546 14.4% 18.2% $84

Eating Out

Gallup, NM

$306 14.9%

Seattle, WA

$400 10.6% 30.4% $93

Monthly Utilities & Internet

Gallup, NM

$294 14.3%

Seattle, WA

$457 12.1% 55.5% $163

Clothing & Footwear

Gallup, NM

$132 6.4%

Seattle, WA

$190 5% 43.9% $58

Sport & Entertainment

Gallup, NM

$80 3.9%

Seattle, WA

$114 3% 42.5% $34

Getting Around

Gallup, NM

$18 * 0.9%

Seattle, WA

$129 3.4% 629% $112

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $909 in Gallup, NM and $2,445 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 177% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Gallup, NM vs $98.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $461 vs $546 per month, with Gallup, NM cheaper across the board.

Good to know

🇺🇸 Gallup, NM

🇺🇸 Seattle, WA

🕒 Local time

17:01 5:01 PM

16:01 4:01 PM

1 h behind Gallup, NM

🌤 Weather

👥 Population

21,605

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Gallup, NM Seattle, WA 1,750 km ≈ 2 h 45 min nonstop flight

From you

Gallup, NM
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gallup, NM vs Seattle, WA: Cost of Living - Frequently Asked Questions

Gallup, NM is cheaper overall, especially in groceries, eating out, and clothing. The 84% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 177% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $909 in Gallup, NM versus $2,445 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,010 in Gallup, NM versus $2,973 in Seattle, WA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gallup, NM – a meal for two runs $79.0 versus $98.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,056 in Gallup, NM versus $3,782 in Seattle, WA, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Seattle, WA. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

For families, Gallup, NM is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gallup, NM gentler on the wallet – expenses run 84% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.