Cost of Living Comparison Between Seattle, WA and Gallup, NM Cost of Living Comparison Between Seattle, WA and Gallup, NM

Monthly Cost of Living

Monthly costs for one person with rent: $3,604 in Seattle, WA versus $2,698 in Gallup, NM.

Estimated couple costs with rent: $5,549 in Seattle, WA versus $3,862 in Gallup, NM.

Monthly costs for a family of three with rent: $7,494 in Seattle, WA versus $5,026 in Gallup, NM.

Living in Seattle, WA is roughly 34% more expensive than in Gallup, NM, driven mainly by Getting Around.

Both cities are pricier than the global median: Seattle, WA 170% above, Gallup, NM 102% above.

Meal at Budget Restaurant

$24.78 $24.78

$19.69 $19.69

25.85%

Three-Course Dinner for Two, Mid-Range

$122 $122

$60.2 $60.2

102.06%

Fast Food Meal (McDonalds, etc)

$14.02 $14.02

$12.21 $12.21

14.82%

Cappuccino

$5.56 $5.56

$6.17 $6.17

-9.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 $3.05

$2.85 $2.85

7.02%

Water (0.33 liter bottle)

$2.39 $2.39

$2.24 $2.24

6.70%

Local Beer (0.5 liter draught)

$7.94 $7.94

$6.32 $6.32

25.63%

Imported Beer (0.33 liter bottle)

$8.09 $8.09

$6.95 $6.95

16.40%

Milk (1 liter)

$1.38 $1.38

$1.14 $1.14

21.05%

White Bread (500g)

$4.95 $4.95

$4.10 $4.10

20.73%

Rice (white) (1kg)

$5.35 $5.35

$3.22 $3.22

66.15%

Eggs

$6.59 $6.59

$5.15 $5.15

27.96%

Local Cheese (1kg)

$24.87 $24.87

$16.47 $16.47

51.00%

Chicken Fillets (1kg)

$15.92 $15.92

$15.72 $15.72

1.27%

Beef Round Steak (1kg)

$20.21 $20.21

$20.19 $20.19

0.10%

Apples (1kg)

$6.17 $6.17

$5.64 $5.64

9.40%

Banana (1kg)

$2.76 $2.76

$1.36 $1.36

102.94%

Oranges (1kg)

$5.38 $5.38

$6.62 $6.62

-18.73%

Tomato (1kg)

$6.52 $6.52

$6.24 $6.24

4.49%

Potato (1kg)

$3.21 $3.21

$5.67 $5.67

-43.39%

Onion (1kg)

$3.75 $3.75

$2.56 $2.56

46.48%

Lettuce (1 head)

$2.84 $2.84

$1.52 $1.52

86.84%

Water (1.5 liter bottle)

$2.62 $2.62

$2.30 $2.30

13.91%

Cigarettes 20 Pack (Marlboro, Camel)

$11.69 $11.69

$9.63 $9.63

21.39%

Wine (Bottle)

$15.46 $15.46

$12.93 $12.93

19.57%

Local Beer (0.5 liter bottle)

$2.83 $2.83

$2.11 $2.11

34.12%

Imported Beer (0.33 liter bottle)

$4.25 $4.25

$4.08 $4.08

4.17%

One-way Ticket (Public Transport)

$2.76 $2.76

$1.95 $1.95

41.54%

Public Transport Monthly Pass (Regular Price)

$97.8 $97.8

Taxi Start (Normal Tariff)

$2.60 $2.60

$3.57 $3.57

-27.17%

Taxi (Normal Tariff) (1km)

$1.65 $1.65

$1.80 $1.80

-8.33%

Taxi 1hour Waiting (Normal Tariff)

$29.77 $29.77

$29.43 $29.43

1.16%

Gasoline (1 liter)

$1.14 $1.14

$0.77 $0.77

48.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$28.7K $28.7K

15.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$29.3K $29.3K

-11.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$270 $270

$196 $196

37.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.7 $59.7

$44.36 $44.36

34.51%

Internet (50+ Mbps, Unlimited Data)

$74.3 $74.3

$50.1 $50.1

48.29%

Gym Membership (Monthly)

$77.7 $77.7

$42.70 $42.70

81.99%

Tennis Court (1 Hour on Weekend)

$41.03 $41.03

Cinema Ticket

$15.78 $15.78

$14.92 $14.92

5.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,279 $2,279

$1,019 $1,019

123.52%

International Primary School, 1 Child (Yearly)

$29.8K $29.8K

$15.6K $15.6K

91.48%

Jeans (Levis 501 Or Similar)

$69.8 $69.8

$48.20 $48.20

44.88%

Summer Dress (H&M, Zara, etc)

$52.3 $52.3

$56.4 $56.4

-7.29%

Sport Shoes (Adidas, Nike)

$117 $117

$86.7 $86.7

35.40%

Men's Leather Business Shoes

$143 $143

$110 $110

30.80%

1-bedroom Apartment, City Center (Monthly)

$2,332 $2,332

$1,013 $1,013

130.27%

1-bedroom Apartment, Outside City Center (Monthly)

$1,899 $1,899

$1,374 $1,374

38.26%

3-bedroom Apartment, City Center (Monthly)

$4,756 $4,756

$1,767 $1,767

169.20%

3-bedroom Apartment, Outside City Center (Monthly)

$3,472 $3,472

$2,260 $2,260

53.63%

Buy Apartment in City Center (m2)

$7,709 $7,709

$3,106 $3,106

148.18%

Buy Apartment Outside City Center (m2)

$4,983 $4,983

$2,478 $2,478

101.11%

Average Monthly Net Salary (After Tax)

$6,641 $6,641

$2,357 $2,357

181.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

28.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 19, 2026

Last update for Gallup, NM: July 19, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,332 in Seattle, WA and $1,013 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 182% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Seattle, WA vs $60.0 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $541 vs $469 per month, with Gallup, NM cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Gallup, NM: Cost of Living - Frequently Asked Questions

Gallup, NM is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 34% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 182% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,332 in Seattle, WA versus $1,013 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,279 in Seattle, WA versus $1,019 in Gallup, NM. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gallup, NM – a meal for two runs $60.0 versus $122 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,698 in Gallup, NM versus $3,604 in Seattle, WA, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Seattle, WA. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

For families, Gallup, NM is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gallup, NM gentler on the wallet – expenses run 34% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.