Last update: Oct 2026

Cost of Living Comparison Between Seattle, WA and Gallup, NM

For one person, living is cheaper in Gallup, NM: $2,056 a month against $3,782 in Seattle, WA, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index
99

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index

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Seattle, WA

🇺🇸 United States

$3,782

/mo nomad

Gallup, NM

🇺🇸 United States

$2,056

/mo nomad

Monthly Cost of Living

How much you'll spend in Seattle, WA and in Gallup, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Seattle, WA and in Gallup, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,782 in Seattle, WA versus $2,056 in Gallup, NM.

Seattle, WA $3,782
Gallup, NM $2,056

Estimated couple costs with rent: $5,636 in Seattle, WA versus $3,041 in Gallup, NM.

Seattle, WA $5,636
Gallup, NM $3,041

Monthly costs for a family of three with rent: $7,489 in Seattle, WA versus $4,027 in Gallup, NM.

Seattle, WA $7,489
Gallup, NM $4,027

Living in Seattle, WA is roughly 84% more expensive than in Gallup, NM, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Seattle, WA 179% above, Gallup, NM 52% above.

Meal at Budget Restaurant

$24.52 $24.52

$17.33 $17.33

41.49%

Three-Course Dinner for Two, Mid-Range

$98.2 $98.2

$78.8 $78.8

24.69%

Fast Food Meal (McDonalds, etc)

$14.79 $14.79

$11.90 $11.90

24.29%

Cappuccino

$6.52 $6.52

$5.50 $5.50

18.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.23 $3.23

$2.88 $2.88

12.15%

Water (0.33 liter bottle)

$3.17 $3.17

$2.39 $2.39

32.64%

Local Beer (0.5 liter draught)

$7.85 $7.85

$6.21 $6.21

26.41%

Imported Beer (0.33 liter bottle)

$8.03 $8.03

$6.96 $6.96

15.37%

Milk (1 liter)

$1.21 $1.21

$1.16 $1.16

4.31%

White Bread (500g)

$5.14 $5.14

$4.24 $4.24

21.23%

Rice (white) (1kg)

$6.05 $6.05

$5.65 $5.65

7.08%

Eggs

$4.88 $4.88

$4.24 $4.24

15.09%

Local Cheese (1kg)

$19.18 $19.18

$16.43 $16.43

16.74%

Chicken Fillets (1kg)

$18.91 $18.91

$20.86 $20.86

-9.35%

Beef Round Steak (1kg)

$23.31 $23.31

$16.68 $16.68

39.75%

Apples (1kg)

$5.99 $5.99

$6.12 $6.12

-2.12%

Banana (1kg)

$1.93 $1.93

$1.33 $1.33

45.11%

Oranges (1kg)

$5.25 $5.25

$3.85 $3.85

36.36%

Tomato (1kg)

$6.57 $6.57

$4.79 $4.79

37.16%

Potato (1kg)

$3.62 $3.62

$2.84 $2.84

27.46%

Onion (1kg)

$3.31 $3.31

$2.07 $2.07

59.90%

Lettuce (1 head)

$2.78 $2.78

$1.52 $1.52

82.89%

Water (1.5 liter bottle)

$2.51 $2.51

$2.43 $2.43

3.29%

Cigarettes 20 Pack (Marlboro, Camel)

$12.18 $12.18

$10.92 $10.92

11.54%

Wine (Bottle)

$14.83 $14.83

$9.88 $9.88

50.10%

Local Beer (0.5 liter bottle)

$4.22 $4.22

$2.06 $2.06

104.85%

Imported Beer (0.33 liter bottle)

$5.77 $5.77

$4.22 $4.22

36.73%

One-way Ticket (Public Transport)

$2.95 $2.95

$1.84 $1.84

60.33%

Public Transport Monthly Pass (Regular Price)

$106 $106

Taxi Start (Normal Tariff)

$2.65 $2.65

$2.96 $2.96

-10.47%

Taxi (Normal Tariff) (1km)

$1.72 $1.72

$1.48 $1.48

16.22%

Taxi 1hour Waiting (Normal Tariff)

$29.72 $29.72

$27.71 $27.71

7.25%

Gasoline (1 liter)

$1.49 $1.49

$0.99 $0.99

50.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$26.3K $26.3K

36.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.2K $26.2K

$25.8K $25.8K

1.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$302 $302

$199 $199

51.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.1 $70.1

$45.36 $45.36

54.59%

Internet (50+ Mbps, Unlimited Data)

$85.3 $85.3

$50.0 $50.0

70.47%

Gym Membership (Monthly)

$77.8 $77.8

$44.31 $44.31

75.67%

Tennis Court (1 Hour on Weekend)

$34.58 $34.58

Cinema Ticket

$17.84 $17.84

$17.67 $17.67

0.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,973 $2,973

$1,010 $1,010

194.43%

International Primary School, 1 Child (Yearly)

$31.3K $31.3K

$15.3K $15.3K

104.39%

Jeans (Levis 501 Or Similar)

$76.6 $76.6

$37.53 $37.53

104.00%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$56.1 $56.1

-3.57%

Sport Shoes (Adidas, Nike)

$128 $128

$78.7 $78.7

62.90%

Men's Leather Business Shoes

$164 $164

$122 $122

34.84%

1-bedroom Apartment, City Center (Monthly)

$2,445 $2,445

$909 $909

169.09%

1-bedroom Apartment, Outside City Center (Monthly)

$1,947 $1,947

$765 $765

154.53%

3-bedroom Apartment, City Center (Monthly)

$4,744 $4,744

$1,387 $1,387

241.94%

3-bedroom Apartment, Outside City Center (Monthly)

$3,469 $3,469

$1,123 $1,123

208.93%

Buy Apartment in City Center (m2)

$7,367 $7,367

$2,818 $2,818

161.39%

Buy Apartment Outside City Center (m2)

$5,127 $5,127

$2,439 $2,439

110.21%

Average Monthly Net Salary (After Tax)

$6,506 $6,506

$2,353 $2,353

176.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: October 19, 2026

Last update for Gallup, NM: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Seattle, WA

$1.9K 51.5%

Gallup, NM

$765 37.2% 60.7% $1.2K

Groceries & Markets

Seattle, WA

$546 14.4%

Gallup, NM

$461 22.4% 15.4% $84

Monthly Utilities & Internet

Seattle, WA

$457 12.1%

Gallup, NM

$294 14.3% 35.7% $163

Eating Out

Seattle, WA

$400 10.6%

Gallup, NM

$306 14.9% 23.3% $93

Clothing & Footwear

Seattle, WA

$190 5%

Gallup, NM

$132 6.4% 30.5% $58

Getting Around

Seattle, WA

$129 3.4%

Gallup, NM

$18 * 0.9% 86.3% $112

Sport & Entertainment

Seattle, WA

$114 3%

Gallup, NM

$80 3.9% 29.8% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,445 in Seattle, WA and $909 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 177% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $98.0 in Seattle, WA vs $79.0 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $546 vs $461 per month, with Gallup, NM cheaper across the board.

Good to know

🇺🇸 Seattle, WA

🇺🇸 Gallup, NM

🕒 Local time

20:40 8:40 PM

21:40 9:40 PM

1 h ahead of Seattle, WA

🌤 Weather

👥 Population

737,015

21,605

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Seattle, WA Gallup, NM 1,750 km ≈ 2 h 45 min nonstop flight

From you

Seattle, WA
Gallup, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Gallup, NM: Cost of Living - Frequently Asked Questions

Gallup, NM is cheaper overall, especially in groceries, eating out, and clothing. The 84% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 177% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,445 in Seattle, WA versus $909 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $2,973 in Seattle, WA versus $1,010 in Gallup, NM. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gallup, NM – a meal for two runs $79.0 versus $98.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,056 in Gallup, NM versus $3,782 in Seattle, WA, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Seattle, WA. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

For families, Gallup, NM is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Gallup, NM gentler on the wallet – expenses run 84% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.