Last update: Oct 2026

Cost of Living Comparison Between Gallup, NM and Austin, TX

For one person, living is cheaper in Gallup, NM: $2,056 a month against $2,698 in Austin, TX, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Gallup, NM

🇺🇸 United States

$2,056

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Gallup, NM and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gallup, NM and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,056 in Gallup, NM versus $2,698 in Austin, TX.

Gallup, NM $2,056
Austin, TX $2,698

Estimated couple costs with rent: $3,041 in Gallup, NM versus $4,160 in Austin, TX.

Gallup, NM $3,041
Austin, TX $4,160

Monthly costs for a family of three with rent: $4,027 in Gallup, NM versus $5,622 in Austin, TX.

Gallup, NM $4,027
Austin, TX $5,622

Living in Gallup, NM costs roughly 24% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Gallup, NM 52% above, Austin, TX 99% above.

Meal at Budget Restaurant

$17.33 $17.33

$20.63 $20.63

-16.00%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$84.6 $84.6

-6.86%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$12.07 $12.07

-1.41%

Cappuccino

$5.50 $5.50

$5.48 $5.48

0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$3.80 $3.80

-24.21%

Water (0.33 liter bottle)

$2.39 $2.39

$2.47 $2.47

-3.24%

Local Beer (0.5 liter draught)

$6.21 $6.21

$8.05 $8.05

-22.86%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$8.88 $8.88

-21.62%

Milk (1 liter)

$1.16 $1.16

$1.11 $1.11

4.50%

White Bread (500g)

$4.24 $4.24

$3.72 $3.72

13.98%

Rice (white) (1kg)

$5.65 $5.65

$3.37 $3.37

67.66%

Eggs

$4.24 $4.24

$4.32 $4.32

-1.85%

Local Cheese (1kg)

$16.43 $16.43

$13.13 $13.13

25.13%

Chicken Fillets (1kg)

$20.86 $20.86

$14.15 $14.15

47.42%

Beef Round Steak (1kg)

$16.68 $16.68

$16.33 $16.33

2.14%

Apples (1kg)

$6.12 $6.12

$4.55 $4.55

34.51%

Banana (1kg)

$1.33 $1.33

$1.46 $1.46

-8.90%

Oranges (1kg)

$3.85 $3.85

$4.71 $4.71

-18.26%

Tomato (1kg)

$4.79 $4.79

$4.15 $4.15

15.42%

Potato (1kg)

$2.84 $2.84

$2.58 $2.58

10.08%

Onion (1kg)

$2.07 $2.07

$2.35 $2.35

-11.91%

Lettuce (1 head)

$1.52 $1.52

$1.77 $1.77

-14.12%

Water (1.5 liter bottle)

$2.43 $2.43

$2.14 $2.14

13.55%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 $10.92

$10.10 $10.10

8.12%

Wine (Bottle)

$9.88 $9.88

$15.19 $15.19

-34.96%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.82 $2.82

-26.95%

Imported Beer (0.33 liter bottle)

$4.22 $4.22

$3.44 $3.44

22.67%

One-way Ticket (Public Transport)

$1.84 $1.84

$1.54 $1.54

19.48%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.96 $2.96

$2.80 $2.80

5.71%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$1.60 $1.60

-7.50%

Taxi 1hour Waiting (Normal Tariff)

$27.71 $27.71

$34.34 $34.34

-19.31%

Gasoline (1 liter)

$0.99 $0.99

$0.94 $0.94

5.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K $26.3K

$34.0K $34.0K

-22.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.8K $26.8K

-3.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$223 $223

-10.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.36 $45.36

$58.9 $58.9

-22.99%

Internet (50+ Mbps, Unlimited Data)

$50.0 $50.0

$70.6 $70.6

-29.14%

Gym Membership (Monthly)

$44.31 $44.31

$57.7 $57.7

-23.21%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$17.67 $17.67

$14.26 $14.26

23.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 $1,010

$1,511 $1,511

-33.17%

International Primary School, 1 Child (Yearly)

$15.3K $15.3K

$20.9K $20.9K

-26.74%

Jeans (Levis 501 Or Similar)

$37.53 $37.53

$51.3 $51.3

-26.80%

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$44.17 $44.17

26.90%

Sport Shoes (Adidas, Nike)

$78.7 $78.7

$87.0 $87.0

-9.58%

Men's Leather Business Shoes

$122 $122

$104 $104

16.64%

1-bedroom Apartment, City Center (Monthly)

$909 $909

$1,940 $1,940

-53.17%

1-bedroom Apartment, Outside City Center (Monthly)

$765 $765

$1,316 $1,316

-41.90%

3-bedroom Apartment, City Center (Monthly)

$1,387 $1,387

$3,664 $3,664

-62.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,123 $1,123

$2,565 $2,565

-56.23%

Buy Apartment in City Center (m2)

$2,818 $2,818

$7,354 $7,354

-61.68%

Buy Apartment Outside City Center (m2)

$2,439 $2,439

$3,129 $3,129

-22.05%

Average Monthly Net Salary (After Tax)

$2,353 $2,353

$5,286 $5,286

-55.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

-26.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gallup, NM: October 18, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gallup, NM

$765 37.2%

Austin, TX

$1.3K 48.8% 72.1% $552

Groceries & Markets

Gallup, NM

$461 22.4%

Austin, TX

$406 15.1% 12% $56

Eating Out

Gallup, NM

$306 14.9%

Austin, TX

$350 13% 14.3% $44

Monthly Utilities & Internet

Gallup, NM

$294 14.3%

Austin, TX

$352 13.1% 19.8% $58

Clothing & Footwear

Gallup, NM

$132 6.4%

Austin, TX

$129 4.8% 2.4% $3.2

Sport & Entertainment

Gallup, NM

$80 3.9%

Austin, TX

$86 3.2% 8.2% $6.6

Getting Around

Gallup, NM

$18 * 0.9%

Austin, TX

$58 2.2% 227% $40

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $909 in Gallup, NM and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 125% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Gallup, NM vs $85.0 in Austin, TX. Groceries flip the comparison at $461 vs $406, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Gallup, NM

🇺🇸 Austin, TX

🕒 Local time

21:07 9:07 PM

22:07 10:07 PM

1 h ahead of Gallup, NM

🌤 Weather

👥 Population

21,605

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Gallup, NM Austin, TX 1,180 km ≈ 2 h nonstop flight

From you

Gallup, NM
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gallup, NM vs Austin, TX: Cost of Living - Frequently Asked Questions

Gallup, NM wins on cost – living expenses run 31% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Gallup, NM the obvious pick if budget is a priority.

On paper, salaries run 125% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $909 in Gallup, NM versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,010 in Gallup, NM versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gallup, NM – a meal for two runs $79.0 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,056 in Gallup, NM versus $2,698 in Austin, TX, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Austin, TX. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gallup, NM gentler on the wallet – expenses run 31% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.