Cost of Living Comparison Between Gallup, NM and Austin, TX Cost of Living Comparison Between Gallup, NM and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,698 in Gallup, NM versus $2,701 in Austin, TX.

Estimated couple costs with rent: $3,862 in Gallup, NM versus $4,086 in Austin, TX.

Monthly costs for a family of three with rent: $5,026 in Gallup, NM versus $5,470 in Austin, TX.

Monthly costs are close between Gallup, NM and Austin, TX; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Gallup, NM 102% above, Austin, TX 102% above.

Meal at Budget Restaurant

$19.69 $19.69

$19.97 $19.97

-1.40%

Three-Course Dinner for Two, Mid-Range

$60.2 $60.2

$74.5 $74.5

-19.12%

Fast Food Meal (McDonalds, etc)

$12.21 $12.21

$9.85 $9.85

23.96%

Cappuccino

$6.17 $6.17

$5.79 $5.79

6.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 $2.85

$2.75 $2.75

3.64%

Water (0.33 liter bottle)

$2.24 $2.24

$2.17 $2.17

3.23%

Local Beer (0.5 liter draught)

$6.32 $6.32

$5.98 $5.98

5.69%

Imported Beer (0.33 liter bottle)

$6.95 $6.95

$8.11 $8.11

-14.30%

Milk (1 liter)

$1.14 $1.14

$1.10 $1.10

3.64%

White Bread (500g)

$4.10 $4.10

$3.28 $3.28

25.00%

Rice (white) (1kg)

$3.22 $3.22

$3.37 $3.37

-4.45%

Eggs

$5.15 $5.15

$4.31 $4.31

19.49%

Local Cheese (1kg)

$16.47 $16.47

$12.02 $12.02

37.02%

Chicken Fillets (1kg)

$15.72 $15.72

$10.58 $10.58

48.58%

Beef Round Steak (1kg)

$20.19 $20.19

$14.59 $14.59

38.38%

Apples (1kg)

$5.64 $5.64

$5.04 $5.04

11.90%

Banana (1kg)

$1.36 $1.36

$1.57 $1.57

-13.38%

Oranges (1kg)

$6.62 $6.62

$4.38 $4.38

51.14%

Tomato (1kg)

$6.24 $6.24

$4.07 $4.07

53.32%

Potato (1kg)

$5.67 $5.67

$2.77 $2.77

104.69%

Onion (1kg)

$2.56 $2.56

$2.82 $2.82

-9.22%

Lettuce (1 head)

$1.52 $1.52

$1.96 $1.96

-22.45%

Water (1.5 liter bottle)

$2.30 $2.30

$2.23 $2.23

3.14%

Cigarettes 20 Pack (Marlboro, Camel)

$9.63 $9.63

$8.75 $8.75

10.06%

Wine (Bottle)

$12.93 $12.93

$14.71 $14.71

-12.10%

Local Beer (0.5 liter bottle)

$2.11 $2.11

$2.34 $2.34

-9.83%

Imported Beer (0.33 liter bottle)

$4.08 $4.08

$3.47 $3.47

17.58%

One-way Ticket (Public Transport)

$1.95 $1.95

$1.52 $1.52

28.29%

Public Transport Monthly Pass (Regular Price)

$42.74 $42.74

Taxi Start (Normal Tariff)

$3.57 $3.57

$4.31 $4.31

-17.17%

Taxi (Normal Tariff) (1km)

$1.80 $1.80

Taxi 1hour Waiting (Normal Tariff)

$29.43 $29.43

$35.23 $35.23

-16.46%

Gasoline (1 liter)

$0.77 $0.77

$0.80 $0.80

-3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K $28.7K

$25.7K $25.7K

11.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K $29.3K

$26.8K $26.8K

9.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$173 $173

13.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$44.36 $44.36

$58.5 $58.5

-24.20%

Internet (50+ Mbps, Unlimited Data)

$50.1 $50.1

$67.1 $67.1

-25.30%

Gym Membership (Monthly)

$42.70 $42.70

$61.8 $61.8

-30.93%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.92 $14.92

$14.80 $14.80

0.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,019 $1,019

$1,414 $1,414

-27.88%

International Primary School, 1 Child (Yearly)

$15.6K $15.6K

$22.1K $22.1K

-29.57%

Jeans (Levis 501 Or Similar)

$48.20 $48.20

$54.9 $54.9

-12.22%

Summer Dress (H&M, Zara, etc)

$56.4 $56.4

$46.67 $46.67

20.78%

Sport Shoes (Adidas, Nike)

$86.7 $86.7

$87.6 $87.6

-1.03%

Men's Leather Business Shoes

$110 $110

$119 $119

-8.07%

1-bedroom Apartment, City Center (Monthly)

$1,013 $1,013

$2,200 $2,200

-53.96%

1-bedroom Apartment, Outside City Center (Monthly)

$1,374 $1,374

$1,428 $1,428

-3.77%

3-bedroom Apartment, City Center (Monthly)

$1,767 $1,767

$3,769 $3,769

-53.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,260 $2,260

$2,704 $2,704

-16.41%

Buy Apartment in City Center (m2)

$3,106 $3,106

$7,334 $7,334

-57.64%

Buy Apartment Outside City Center (m2)

$2,478 $2,478

$3,140 $3,140

-21.10%

Average Monthly Net Salary (After Tax)

$2,357 $2,357

$5,093 $5,093

-53.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

-22.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gallup, NM: July 19, 2026

Last update for Austin, TX: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,013 in Gallup, NM and $2,200 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 116% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $60.0 in Gallup, NM vs $74.0 in Austin, TX. Groceries flip the comparison at $469 vs $376, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gallup, NM vs Austin, TX: Cost of Living - Frequently Asked Questions

On paper, salaries run 116% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,013 in Gallup, NM versus $2,200 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Austin, TX pay roughly 25% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Gallup, NM – a meal for two runs $60.0 versus $74.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,698 in Gallup, NM versus $2,701 in Austin, TX, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Austin, TX. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Gallup, NM wins on affordability, Austin, TX on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.