Cost of Living Comparison Between Gallup, NM and Playa del Carmen Cost of Living Comparison Between Gallup, NM and Playa del Carmen

Monthly Cost of Living

Monthly costs for one person with rent: $2,698 in Gallup, NM versus $1,259 in Playa del Carmen.

Estimated couple costs with rent: $3,862 in Gallup, NM versus $2,177 in Playa del Carmen.

Monthly costs for a family of three with rent: $5,026 in Gallup, NM versus $3,095 in Playa del Carmen.

Living in Gallup, NM is roughly 114% more expensive than in Playa del Carmen, driven mainly by Groceries & Markets.

The two cities straddle the global median: Gallup, NM is 102% above, Playa del Carmen is 6% below.

Currency
🍽 Eating Out
Gallup, NM
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.69 $19.69
$11.95 MX$208
64.77%
Three-Course Dinner for Two, Mid-Range
$60.2 $60.2
$41.94 MX$730
43.63%
Fast Food Meal (McDonalds, etc)
$12.21 $12.21
$10.42 MX$181
17.18%
Cappuccino
$6.17 $6.17
$3.51 MX$61.2
75.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.85 $2.85
$1.52 MX$26.39
87.50%
Water (0.33 liter bottle)
$2.24 $2.24
$0.91 MX$15.84
146.15%
Local Beer (0.5 liter draught)
$6.32 $6.32
$3.04 MX$52.9
107.89%
Imported Beer (0.33 liter bottle)
$6.95 $6.95
$4.37 MX$76.1
59.04%
🛒 Groceries & Markets
Gallup, NM
Playa del Carmen
Difference
Milk (1 liter)
$1.14 $1.14
$1.42 MX$24.73
-19.72%
White Bread (500g)
$4.10 $4.10
$1.83 MX$31.87
124.04%
Rice (white) (1kg)
$3.22 $3.22
$1.63 MX$28.45
97.55%
Eggs
$5.15 $5.15
$2.54 MX$44.20
102.76%
Local Cheese (1kg)
$16.47 $16.47
$8.57 MX$149
92.18%
Chicken Fillets (1kg)
$15.72 $15.72
$8.49 MX$148
85.16%
Beef Round Steak (1kg)
$20.19 $20.19
$10.80 MX$188
86.94%
Apples (1kg)
$5.64 $5.64
$2.75 MX$47.94
105.09%
Banana (1kg)
$1.36 $1.36
$1.44 MX$25.00
-5.56%
Oranges (1kg)
$6.62 $6.62
$1.89 MX$32.83
250.26%
Tomato (1kg)
$6.24 $6.24
$2.17 MX$37.77
187.56%
Potato (1kg)
$5.67 $5.67
$1.78 MX$30.97
218.54%
Onion (1kg)
$2.56 $2.56
$2.22 MX$38.71
15.32%
Lettuce (1 head)
$1.52 $1.52
$1.07 MX$18.60
42.06%
Water (1.5 liter bottle)
$2.30 $2.30
$1.08 MX$18.79
112.96%
Cigarettes 20 Pack (Marlboro, Camel)
$9.63 $9.63
$4.15 MX$72.2
132.05%
Wine (Bottle)
$12.93 $12.93
$10.45 MX$182
23.73%
Local Beer (0.5 liter bottle)
$2.11 $2.11
$1.74 MX$30.34
21.26%
Imported Beer (0.33 liter bottle)
$4.08 $4.08
$2.58 MX$44.92
58.14%
🚌 Getting Around
Gallup, NM
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$0.51 MX$8.94
282.35%
Public Transport Monthly Pass (Regular Price)
-
$25.94 MX$451
-
Taxi Start (Normal Tariff)
$3.57 $3.57
$3.21 MX$55.9
11.21%
Taxi (Normal Tariff) (1km)
$1.80 $1.80
$2.50 MX$43.55
-28.00%
Taxi 1hour Waiting (Normal Tariff)
$29.43 $29.43
$3.19 MX$55.4
822.57%
Gasoline (1 liter)
$0.77 $0.77
$1.26 MX$21.87
-38.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.7K $28.7K
$29.7K MX$516.6K
-3.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.3K $29.3K
$23.7K MX$412.1K
23.61%
🧾 Monthly Utilities & Internet
Gallup, NM
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$196 $196
$82.0 MX$1,427
139.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.36 $44.36
$22.73 MX$395
95.16%
Internet (50+ Mbps, Unlimited Data)
$50.1 $50.1
$29.42 MX$512
70.39%
🎉 Sport & Entertainment
Gallup, NM
Playa del Carmen
Difference
Gym Membership (Monthly)
$42.70 $42.70
$52.2 MX$908
-18.18%
Tennis Court (1 Hour on Weekend)
-
$18.45 MX$321
-
Cinema Ticket
$14.92 $14.92
$4.93 MX$85.9
202.64%
🧸 Childcare & Education
Gallup, NM
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,019 $1,019
$202 MX$3,511
405.24%
International Primary School, 1 Child (Yearly)
$15.6K $15.6K
$5,217 MX$90.8K
198.82%
👕👟 Clothing & Footwear
Gallup, NM
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$48.20 $48.20
$35.93 MX$625
34.15%
Summer Dress (H&M, Zara, etc)
$56.4 $56.4
$40.33 MX$702
39.77%
Sport Shoes (Adidas, Nike)
$86.7 $86.7
$79.9 MX$1,390
8.58%
Men's Leather Business Shoes
$110 $110
$89.3 MX$1,554
22.81%
🏠 Accommodation & Living
Gallup, NM
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,013 $1,013
$948 MX$16.5K
6.80%
1-bedroom Apartment, Outside City Center (Monthly)
$1,374 $1,374
$465 MX$8,097
195.23%
3-bedroom Apartment, City Center (Monthly)
$1,767 $1,767
$1,630 MX$28.4K
8.40%
3-bedroom Apartment, Outside City Center (Monthly)
$2,260 $2,260
$1,193 MX$20.8K
89.45%
Buy Apartment in City Center (m2)
$3,106 $3,106
$3,933 MX$68.4K
-21.03%
Buy Apartment Outside City Center (m2)
$2,478 $2,478
$6,428 MX$111.9K
-61.46%
💵 Salaries & Financials
Gallup, NM
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$2,357 $2,357
$658 MX$11.5K
258.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
5
11.42
-56.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gallup, NM: July 19, 2026

Last update for Playa del Carmen: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,013 in Gallup, NM and $948 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.

Gallup, NM pays 258% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $60.0 in Gallup, NM vs $42.00 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $469 vs $252 per month, with Playa del Carmen cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gallup, NM vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Gallup, NM?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 114% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gallup, NM or Playa del Carmen?
Average pay runs 258% higher in Gallup, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gallup, NM and Playa del Carmen?
Rent for a central apartment: $1,013 in Gallup, NM versus $948 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $1,019 in Gallup, NM versus $202 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Gallup, NM or in Playa del Carmen?
Dining out is cheaper in Playa del Carmen – a meal for two runs $42.00 versus $60.0 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Gallup, NM or in Playa del Carmen?
At $1,259 in Playa del Carmen versus $2,698 in Gallup, NM, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Gallup, NM. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Gallup, NM or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Gallup, NM, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 114% less than in Gallup, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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