๐Monthly costs for one person with rent: $2,628 in Gallup, NM versus $1,261 in Playa del Carmen.
๐Estimated couple costs with rent: $3,888 in Gallup, NM versus $2,130 in Playa del Carmen.
๐Monthly costs for a family of three with rent: $5,148 in Gallup, NM versus $2,999 in Playa del Carmen.
๐Living in Gallup, NM is roughly 108% more expensive than Playa del Carmen, driven mainly by Groceries & Markets.
๐The two cities straddle the global median: Gallup, NM is 96% above, Playa del Carmen is 6% below.
Currency
๐ฝ Eating Out
Gallup, NM
Playa del Carmen
Difference
Meal at Budget Restaurant
$19.83$19.83
$11.67MX$202
69.92%
Three-Course Dinner for Two, Mid-Range
$59.0$59.0
$41.88MX$726
40.81%
Fast Food Meal(McDonalds, etc)
$12.21$12.21
$10.40MX$180
17.40%
Cappuccino
$5.92$5.92
$3.61MX$62.6
63.99%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.80$2.80
$1.47MX$25.45
90.48%
Water(0.33 liter bottle)
$2.21$2.21
$0.91MX$15.80
142.86%
Local Beer(0.5 liter draught)
$6.54$6.54
$3.03MX$52.6
115.84%
Imported Beer(0.33 liter bottle)
$7.20$7.20
$4.47MX$77.4
61.07%
๐ Groceries & Markets
Gallup, NM
Playa del Carmen
Difference
Milk(1 liter)
$1.13$1.13
$1.38MX$23.83
-18.12%
White Bread(500g)
$4.00$4.00
$1.84MX$31.93
117.39%
Rice(white)(1kg)
$3.23$3.23
$1.61MX$27.82
100.62%
Eggs
$5.17$5.17
$2.57MX$44.52
101.17%
Local Cheese(1kg)
$16.03$16.03
$8.49MX$147
88.81%
Chicken Fillets(1kg)
$15.94$15.94
$8.49MX$147
87.75%
Beef Round Steak(1kg)
$19.90$19.90
$10.99MX$190
81.07%
Apples(1kg)
$5.72$5.72
$2.73MX$47.25
109.52%
Banana(1kg)
$1.34$1.34
$1.50MX$25.92
-10.67%
Oranges(1kg)
$6.55$6.55
$1.96MX$33.93
234.18%
Tomato(1kg)
$6.29$6.29
$2.12MX$36.70
196.70%
Potato(1kg)
$5.61$5.61
$1.86MX$32.30
201.61%
Onion(1kg)
$2.65$2.65
$2.17MX$37.67
22.12%
Lettuce(1 head)
$1.47$1.47
$1.07MX$18.59
37.38%
Water(1.5 liter bottle)
$2.36$2.36
$1.05MX$18.18
124.76%
Cigarettes 20 Pack(Marlboro, Camel)
$9.32$9.32
$4.19MX$72.6
122.43%
Wine(Bottle)
$13.22$13.22
$10.28MX$178
28.60%
Local Beer(0.5 liter bottle)
$2.09$2.09
$1.67MX$28.87
25.15%
Imported Beer(0.33 liter bottle)
$4.23$4.23
$2.49MX$43.12
69.88%
๐ Getting Around
Gallup, NM
Playa del Carmen
Difference
One-way Ticket(Public Transport)
$2.05$2.05
$0.54MX$9.37
279.63%
Public Transport Monthly Pass(Regular Price)
-
$26.27MX$455
-
Taxi Start(Normal Tariff)
$3.55$3.55
$3.10MX$53.8
14.52%
Taxi(Normal Tariff)(1km)
$1.79$1.79
$2.46MX$42.66
-27.24%
Taxi 1hour Waiting(Normal Tariff)
$29.25$29.25
$3.24MX$56.1
802.78%
Gasoline(1 liter)
$0.78$0.78
$1.26MX$21.83
-38.10%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.5K$28.5K
$30.2KMX$522.8K
-5.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K$29.7K
$23.4KMX$406.3K
26.59%
๐งพ Monthly Utilities & Internet
Gallup, NM
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$202$202
$84.0MX$1,456
140.08%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$45.25$45.25
$22.21MX$385
103.74%
Internet(50+ Mbps, Unlimited Data)
$50.1$50.1
$29.65MX$514
68.90%
๐ Sport & Entertainment
Gallup, NM
Playa del Carmen
Difference
Gym Membership(Monthly)
$43.52$43.52
$52.6MX$912
-17.33%
Tennis Court(1 Hour on Weekend)
-
$18.34MX$318
-
Cinema Ticket
$14.70$14.70
$4.95MX$85.7
196.97%
๐งธ Childcare & Education
Gallup, NM
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$988$988
$198MX$3,438
397.92%
International Primary School, 1 Child(Yearly)
$15.4K$15.4K
$5,322MX$92.2K
190.05%
๐๐ Clothing & Footwear
Gallup, NM
Playa del Carmen
Difference
Jeans(Levis 501 Or Similar)
$48.35$48.35
$35.95MX$623
34.49%
Summer Dress(H&M, Zara, etc)
$56.3$56.3
$40.06MX$694
40.49%
Sport Shoes(Adidas, Nike)
$88.6$88.6
$78.8MX$1,365
12.39%
Men's Leather Business Shoes
$110$110
$86.5MX$1,499
26.99%
๐ Accommodation & Living
Gallup, NM
Playa del Carmen
Difference
1-bedroom Apartment, City Center(Monthly)
$1,005$1,005
$977MX$16.9K
2.90%
1-bedroom Apartment, Outside City Center(Monthly)
$1,360$1,360
$471MX$8,158
188.95%
3-bedroom Apartment, City Center(Monthly)
$1,827$1,827
$1,595MX$27.6K
14.53%
3-bedroom Apartment, Outside City Center(Monthly)
$2,242$2,242
$1,215MX$21.1K
84.55%
Buy Apartment in City Center(m2)
$2,666$2,666
$4,032MX$69.9K
-33.88%
Buy Apartment Outside City Center(m2)
$2,350$2,350
$6,579MX$114.0K
-64.28%
๐ต Salaries & Financials
Gallup, NM
Playa del Carmen
Difference
Average Monthly Net Salary(After Tax)
$2,366$2,366
$714MX$12.4K
231.25%
20-Year Fixed Mortgage Interest Rate(Annual %)
5
11.42
-56.22%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Gallup, NM: April 22, 2026
Last update for Playa del Carmen: April 19, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,005 in Gallup, NM and $977 in Playa del Carmen. Housing cost is often the main lever when comparing two cities.
๐ฐGallup, NM pays 231% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
๐Dining out: $59 in Gallup, NM vs $42 in Playa del Carmen for a mid-range dinner for two. Groceries echo the gap at $468 vs $252 per month, with Playa del Carmen cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Gallup, NM vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Is Playa del Carmen cheaper than Gallup, NM?
Playa del Carmen is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Sport & Entertainment. The 108% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Gallup, NM or Playa del Carmen?
Gallup, NM pays 231% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Gallup, NM and Playa del Carmen?
Rent for a central apartment: $1,005 in Gallup, NM versus $977 in Playa del Carmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $988 in Gallup, NM versus $198 in Playa del Carmen. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Gallup, NM or Playa del Carmen?
Dining out is cheaper in Playa del Carmen โ a meal for two runs $42.00 versus $59.0 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for Gallup, NM or Playa del Carmen?
At $1,261 in Playa del Carmen versus $2,628 in Gallup, NM, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Gallup, NM. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Gallup, NM or Playa del Carmen more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Gallup, NM, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet โ expenses run 108% less than in Gallup, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Gallup, NM vs other spots: cost of living compared