Last update: Oct 2026

Cost of Living Comparison Between Playa del Carmen and Gallup, NM

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,056 in Gallup, NM, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Gallup, NM
🇺🇸 United States
$2,056
/mo nomad
Monthly Cost of Living

How much you'll spend in Playa del Carmen and in Gallup, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Playa del Carmen and in Gallup, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,204 in Playa del Carmen versus $2,056 in Gallup, NM.

  • Playa del Carmen $1,204
  • Gallup, NM $2,056

Estimated couple costs with rent: $2,102 in Playa del Carmen versus $3,041 in Gallup, NM.

  • Playa del Carmen $2,102
  • Gallup, NM $3,041

Monthly costs for a family of three with rent: $3,000 in Playa del Carmen versus $4,027 in Gallup, NM.

  • Playa del Carmen $3,000
  • Gallup, NM $4,027

Living in Playa del Carmen costs roughly 41% less than in Gallup, NM, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Playa del Carmen is 11% below, Gallup, NM is 52% above.

Currency
🍽 Eating Out
Playa del Carmen
Gallup, NM
Difference
Meal at Budget Restaurant
$10.86 MX$201
$17.33 $17.33
-37.33%
Three-Course Dinner for Two, Mid-Range
$44.21 MX$817
$78.8 $78.8
-43.87%
Fast Food Meal (McDonalds, etc)
$11.76 MX$217
$11.90 $11.90
-1.18%
Cappuccino
$3.68 MX$68.0
$5.50 $5.50
-33.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 MX$24.79
$2.88 $2.88
-53.47%
Water (0.33 liter bottle)
$0.82 MX$15.24
$2.39 $2.39
-65.69%
Local Beer (0.5 liter draught)
$3.06 MX$56.6
$6.21 $6.21
-50.72%
Imported Beer (0.33 liter bottle)
$4.94 MX$91.2
$6.96 $6.96
-29.02%
🛒 Groceries & Markets
Playa del Carmen
Gallup, NM
Difference
Milk (1 liter)
$1.47 MX$27.17
$1.16 $1.16
26.72%
White Bread (500g)
$2.22 MX$40.95
$4.24 $4.24
-47.64%
Rice (white) (1kg)
$1.48 MX$27.32
$5.65 $5.65
-73.81%
Eggs
$2.49 MX$45.99
$4.24 $4.24
-41.27%
Local Cheese (1kg)
$7.52 MX$139
$16.43 $16.43
-54.23%
Chicken Fillets (1kg)
$7.96 MX$147
$20.86 $20.86
-61.84%
Beef Round Steak (1kg)
$12.57 MX$232
$16.68 $16.68
-24.64%
Apples (1kg)
$2.78 MX$51.3
$6.12 $6.12
-54.58%
Banana (1kg)
$1.43 MX$26.37
$1.33 $1.33
7.52%
Oranges (1kg)
$2.62 MX$48.37
$3.85 $3.85
-31.95%
Tomato (1kg)
$2.14 MX$39.49
$4.79 $4.79
-55.32%
Potato (1kg)
$2.02 MX$37.38
$2.84 $2.84
-28.87%
Onion (1kg)
$1.99 MX$36.74
$2.07 $2.07
-3.86%
Lettuce (1 head)
$1.14 MX$21.01
$1.52 $1.52
-25.00%
Water (1.5 liter bottle)
$1.20 MX$22.18
$2.43 $2.43
-50.62%
Cigarettes 20 Pack (Marlboro, Camel)
$4.26 MX$78.7
$10.92 $10.92
-60.99%
Wine (Bottle)
$10.02 MX$185
$9.88 $9.88
1.42%
Local Beer (0.5 liter bottle)
$1.54 MX$28.41
$2.06 $2.06
-25.24%
Imported Beer (0.33 liter bottle)
$2.66 MX$49.17
$4.22 $4.22
-36.97%
🚌 Getting Around
Playa del Carmen
Gallup, NM
Difference
One-way Ticket (Public Transport)
$0.53 MX$9.73
$1.84 $1.84
-71.20%
Public Transport Monthly Pass (Regular Price)
$27.51 MX$508
-
-
Taxi Start (Normal Tariff)
$4.90 MX$90.6
$2.96 $2.96
65.54%
Taxi (Normal Tariff) (1km)
$3.43 MX$63.5
$1.48 $1.48
131.76%
Taxi 1hour Waiting (Normal Tariff)
$5.38 MX$99.4
$27.71 $27.71
-80.58%
Gasoline (1 liter)
$1.45 MX$26.76
$0.99 $0.99
46.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$21.2K MX$391.0K
$26.3K $26.3K
-19.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.0K MX$425.3K
$25.8K $25.8K
-10.81%
🧾 Monthly Utilities & Internet
Playa del Carmen
Gallup, NM
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$85.4 MX$1,577
$199 $199
-57.02%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.46 MX$434
$45.36 $45.36
-48.28%
Internet (50+ Mbps, Unlimited Data)
$28.43 MX$525
$50.0 $50.0
-43.16%
🎉 Sport & Entertainment
Playa del Carmen
Gallup, NM
Difference
Gym Membership (Monthly)
$62.2 MX$1,149
$44.31 $44.31
40.35%
Tennis Court (1 Hour on Weekend)
$28.68 MX$530
-
-
Cinema Ticket
$5.10 MX$94.3
$17.67 $17.67
-71.14%
🧸 Childcare & Education
Playa del Carmen
Gallup, NM
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$201 MX$3,715
$1,010 $1,010
-80.09%
International Primary School, 1 Child (Yearly)
$3,947 MX$72.9K
$15.3K $15.3K
-74.21%
👕👟 Clothing & Footwear
Playa del Carmen
Gallup, NM
Difference
Jeans (Levis 501 Or Similar)
$44.39 MX$820
$37.53 $37.53
18.28%
Summer Dress (H&M, Zara, etc)
$41.35 MX$764
$56.1 $56.1
-26.23%
Sport Shoes (Adidas, Nike)
$72.7 MX$1,344
$78.7 $78.7
-7.53%
Men's Leather Business Shoes
$89.6 MX$1,656
$122 $122
-26.37%
🏠 Accommodation & Living
Playa del Carmen
Gallup, NM
Difference
1-bedroom Apartment, City Center (Monthly)
$979 MX$18.1K
$909 $909
7.79%
1-bedroom Apartment, Outside City Center (Monthly)
$373 MX$6,887
$765 $765
-51.27%
3-bedroom Apartment, City Center (Monthly)
$1,681 MX$31.1K
$1,387 $1,387
21.15%
3-bedroom Apartment, Outside City Center (Monthly)
$1,095 MX$20.2K
$1,123 $1,123
-2.46%
Buy Apartment in City Center (m2)
$3,949 MX$73.0K
$2,818 $2,818
40.12%
Buy Apartment Outside City Center (m2)
$6,137 MX$113.4K
$2,439 $2,439
151.60%
💵 Salaries & Financials
Playa del Carmen
Gallup, NM
Difference
Average Monthly Net Salary (After Tax)
$738 MX$13.6K
$2,353 $2,353
-68.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
11.45
5
129.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Playa del Carmen: October 17, 2026

Last update for Gallup, NM: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Playa del Carmen
$373
Gallup, NM
$765 105% $392
Groceries & Markets
Playa del Carmen
$258
Gallup, NM
$461 78.6% $203
Eating Out
Playa del Carmen
$200
Gallup, NM
$306 53% $106
Monthly Utilities & Internet
Playa del Carmen
$137
Gallup, NM
$294 114% $157
Clothing & Footwear
Playa del Carmen
$112
Gallup, NM
$132 18.5% $21
Sport & Entertainment
Playa del Carmen
$72
Gallup, NM
$80 10% $7.3
Getting Around
Playa del Carmen
$52
Gallup, NM
$18 * 65.7% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $979 in Playa del Carmen and $909 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Gallup, NM pays 219% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Playa del Carmen vs $79.0 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $258 vs $461 per month, with Playa del Carmen cheaper across the board.

Good to know
🇲🇽 Playa del Carmen
🇺🇸 Gallup, NM
🕒 Local time
23:36 11:36 PM
22:36 10:36 PM
1 h behind Playa del Carmen
🌤 Weather
👥 Population
149,923
21,605
💱 Currency
Exchange rates and currency converter

USD, EUR to MXN – Mexican Peso Converter

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Playa del Carmen Gallup, NM 2,680 km ≈ 3 h 45 min nonstop flight
From you
  • Playa del Carmen
  • Gallup, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Playa del Carmen vs Gallup, NM: Cost of Living - Frequently Asked Questions
Is Gallup, NM cheaper than Playa del Carmen?
Playa del Carmen is cheaper overall, especially in groceries, eating out, and clothing. The 71% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Playa del Carmen or Gallup, NM?
On paper, salaries run 219% lower in Gallup, NM. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
What is the rent difference between Playa del Carmen and Gallup, NM?
Rent for a central apartment: $979 in Playa del Carmen versus $909 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper kindergarten?
Childcare runs $201 in Playa del Carmen versus $1,010 in Gallup, NM. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is eating out cheaper in Playa del Carmen or in Gallup, NM?
Dining out is cheaper in Playa del Carmen – a meal for two runs $44.00 versus $79.0 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,500 a realistic budget for living in Playa del Carmen or in Gallup, NM?
At $1,204 in Playa del Carmen versus $2,056 in Gallup, NM, a $1,500 budget is realistic in Playa del Carmen but tight or insufficient in Gallup, NM. The gap between the two cities makes Playa del Carmen the clear choice for anyone on this budget.
Is Playa del Carmen or Gallup, NM more family-friendly?
For families, Playa del Carmen is more practical. Housing and childcare are both notably cheaper than in Gallup, NM, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is easier to live in as a foreigner?
Expats usually find Playa del Carmen gentler on the wallet – expenses run 71% less than in Gallup, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Playa del Carmen vs other spots: cost of living compared

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