Last update: Oct 2026

Cost of Living Comparison Between Gallup, NM and Montreal

For one person, living costs are similar in Gallup, NM and in Montreal: $2,056 and $2,059 a month, rent and utilities included.

99

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Gallup, NM

🇺🇸 United States

$2,056

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Gallup, NM and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gallup, NM and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,056 in Gallup, NM versus $2,059 in Montreal.

Gallup, NM $2,056
Montreal $2,059

Estimated couple costs with rent: $3,041 in Gallup, NM versus $3,123 in Montreal.

Gallup, NM $3,041
Montreal $3,123

Monthly costs for a family of three with rent: $4,027 in Gallup, NM versus $4,187 in Montreal.

Gallup, NM $4,027
Montreal $4,187

Monthly costs are close between Gallup, NM and Montreal; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Gallup, NM 52% above, Montreal 52% above.

Meal at Budget Restaurant

$17.33 $17.33

$18.84 CA$26.63

-8.01%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$73.2 CA$104

7.58%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$10.54 CA$14.90

12.90%

Cappuccino

$5.50 $5.50

$3.97 CA$5.61

38.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.94 CA$2.74

48.45%

Water (0.33 liter bottle)

$2.39 $2.39

$1.57 CA$2.22

52.23%

Local Beer (0.5 liter draught)

$6.21 $6.21

$6.42 CA$9.08

-3.27%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$7.20 CA$10.19

-3.33%

Milk (1 liter)

$1.16 $1.16

$2.32 CA$3.28

-50.00%

White Bread (500g)

$4.24 $4.24

$3.19 CA$4.51

32.92%

Rice (white) (1kg)

$5.65 $5.65

$3.19 CA$4.50

77.12%

Eggs

$4.24 $4.24

$3.68 CA$5.20

15.22%

Local Cheese (1kg)

$16.43 $16.43

$13.24 CA$18.72

24.09%

Chicken Fillets (1kg)

$20.86 $20.86

$11.69 CA$16.53

78.44%

Beef Round Steak (1kg)

$16.68 $16.68

$13.98 CA$19.76

19.31%

Apples (1kg)

$6.12 $6.12

$3.14 CA$4.44

94.90%

Banana (1kg)

$1.33 $1.33

$1.45 CA$2.05

-8.28%

Oranges (1kg)

$3.85 $3.85

$3.38 CA$4.78

13.91%

Tomato (1kg)

$4.79 $4.79

$3.11 CA$4.40

54.02%

Potato (1kg)

$2.84 $2.84

$1.93 CA$2.72

47.15%

Onion (1kg)

$2.07 $2.07

$1.83 CA$2.58

13.11%

Lettuce (1 head)

$1.52 $1.52

$2.36 CA$3.34

-35.59%

Water (1.5 liter bottle)

$2.43 $2.43

$1.50 CA$2.12

62.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 $10.92

$11.12 CA$15.73

-1.80%

Wine (Bottle)

$9.88 $9.88

$10.60 CA$14.98

-6.79%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$2.22 CA$3.14

-7.21%

Imported Beer (0.33 liter bottle)

$4.22 $4.22

$2.84 CA$4.01

48.59%

One-way Ticket (Public Transport)

$1.84 $1.84

$2.62 CA$3.71

-29.77%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$2.96 $2.96

$3.23 CA$4.56

-8.36%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$1.48 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$27.71 $27.71

$32.22 CA$45.55

-14.00%

Gasoline (1 liter)

$0.99 $0.99

$1.36 CA$1.92

-27.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K $26.3K

$27.6K CA$39.1K

-4.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$21.2K CA$30.0K

21.78%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$77.0 CA$109

157.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.36 $45.36

$34.14 CA$48.26

32.86%

Internet (50+ Mbps, Unlimited Data)

$50.0 $50.0

$42.19 CA$59.7

18.56%

Gym Membership (Monthly)

$44.31 $44.31

$30.81 CA$43.56

43.82%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$17.67 $17.67

$11.47 CA$16.22

54.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 $1,010

$506 CA$716

99.50%

International Primary School, 1 Child (Yearly)

$15.3K $15.3K

$16.2K CA$23.0K

-5.73%

Jeans (Levis 501 Or Similar)

$37.53 $37.53

$57.3 CA$81.0

-34.46%

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$38.10 CA$53.9

47.11%

Sport Shoes (Adidas, Nike)

$78.7 $78.7

$91.9 CA$130

-14.43%

Men's Leather Business Shoes

$122 $122

$110 CA$155

10.90%

1-bedroom Apartment, City Center (Monthly)

$909 $909

$1,237 CA$1,748

-26.53%

1-bedroom Apartment, Outside City Center (Monthly)

$765 $765

$977 CA$1,381

-21.70%

3-bedroom Apartment, City Center (Monthly)

$1,387 $1,387

$2,180 CA$3,082

-36.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,123 $1,123

$1,608 CA$2,273

-30.17%

Buy Apartment in City Center (m2)

$2,818 $2,818

$5,113 CA$7,228

-44.88%

Buy Apartment Outside City Center (m2)

$2,439 $2,439

$3,744 CA$5,293

-34.86%

Average Monthly Net Salary (After Tax)

$2,353 $2,353

$2,957 CA$4,180

-20.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

11.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gallup, NM: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gallup, NM

$765 37.2%

Montreal

$977 47.4% 27.7% $212

Groceries & Markets

Gallup, NM

$461 22.4%

Montreal

$351 17.1% 23.9% $110

Eating Out

Gallup, NM

$306 14.9%

Montreal

$290 14.1% 5.2% $16

Monthly Utilities & Internet

Gallup, NM

$294 14.3%

Montreal

$153 7.5% 47.8% $141

Clothing & Footwear

Gallup, NM

$132 6.4%

Montreal

$134 6.5% 1% $1.4

Sport & Entertainment

Gallup, NM

$80 3.9%

Montreal

$54 2.6% 32.5% $26

Getting Around

Gallup, NM

$18 * 0.9%

Montreal

$100 4.9% 465% $83

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $909 in Gallup, NM and $1,237 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 26% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79.0 in Gallup, NM vs $73.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $461 vs $351 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Gallup, NM

🇨🇦 Montreal

🕒 Local time

23:59 11:59 PM

01:59 1:59 AM

2 h ahead of Gallup, NM

🌤 Weather

👥 Population

21,605

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Gallup, NM Montreal 3,140 km ≈ 4 h 30 min nonstop flight

From you

Gallup, NM
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gallup, NM vs Montreal: Cost of Living - Frequently Asked Questions

On paper, salaries run 26% lower in Montreal. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $909 in Gallup, NM versus $1,237 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gallup, NM – a meal for two runs $79.0 versus $73.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $1,010 in Gallup, NM versus $506 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,056 in Gallup, NM versus $2,059 in Montreal, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Montreal. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

For families, Gallup, NM is more practical. Housing and childcare are both notably cheaper than in Montreal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Gallup, NM and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Gallup, NM wins on affordability, Montreal on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.