Last update: Oct 2026

Cost of Living Comparison Between Montreal and Gallup, NM

For one person, living costs are similar in Montreal and in Gallup, NM: $2,059 and $2,056 a month, rent and utilities included.

99

Cost of Living Index in Montreal
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Montreal Living Index
99

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Gallup, NM

🇺🇸 United States

$2,056

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Gallup, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Gallup, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,059 in Montreal versus $2,056 in Gallup, NM.

Montreal $2,059
Gallup, NM $2,056

Estimated couple costs with rent: $3,123 in Montreal versus $3,041 in Gallup, NM.

Montreal $3,123
Gallup, NM $3,041

Monthly costs for a family of three with rent: $4,187 in Montreal versus $4,027 in Gallup, NM.

Montreal $4,187
Gallup, NM $4,027

Monthly costs are close between Montreal and Gallup, NM; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Montreal 52% above, Gallup, NM 52% above.

Meal at Budget Restaurant

$18.84 CA$26.63

$17.33 $17.33

8.71%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$78.8 $78.8

-7.05%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$11.90 $11.90

-11.43%

Cappuccino

$3.97 CA$5.61

$5.50 $5.50

-27.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.88 $2.88

-32.64%

Water (0.33 liter bottle)

$1.57 CA$2.22

$2.39 $2.39

-34.31%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$6.21 $6.21

3.38%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$6.96 $6.96

3.45%

Milk (1 liter)

$2.32 CA$3.28

$1.16 $1.16

100.00%

White Bread (500g)

$3.19 CA$4.51

$4.24 $4.24

-24.76%

Rice (white) (1kg)

$3.19 CA$4.50

$5.65 $5.65

-43.54%

Eggs

$3.68 CA$5.20

$4.24 $4.24

-13.21%

Local Cheese (1kg)

$13.24 CA$18.72

$16.43 $16.43

-19.42%

Chicken Fillets (1kg)

$11.69 CA$16.53

$20.86 $20.86

-43.96%

Beef Round Steak (1kg)

$13.98 CA$19.76

$16.68 $16.68

-16.19%

Apples (1kg)

$3.14 CA$4.44

$6.12 $6.12

-48.69%

Banana (1kg)

$1.45 CA$2.05

$1.33 $1.33

9.02%

Oranges (1kg)

$3.38 CA$4.78

$3.85 $3.85

-12.21%

Tomato (1kg)

$3.11 CA$4.40

$4.79 $4.79

-35.07%

Potato (1kg)

$1.93 CA$2.72

$2.84 $2.84

-32.04%

Onion (1kg)

$1.83 CA$2.58

$2.07 $2.07

-11.59%

Lettuce (1 head)

$2.36 CA$3.34

$1.52 $1.52

55.26%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.43 $2.43

-38.27%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$10.92 $10.92

1.83%

Wine (Bottle)

$10.60 CA$14.98

$9.88 $9.88

7.29%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$2.06 $2.06

7.77%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$4.22 $4.22

-32.70%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$1.84 $1.84

42.39%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$2.96 $2.96

9.12%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.48 $1.48

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$27.71 $27.71

16.28%

Gasoline (1 liter)

$1.36 CA$1.92

$0.99 $0.99

37.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$26.3K $26.3K

4.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$25.8K $25.8K

-17.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$199 $199

-61.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$45.36 $45.36

-24.74%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$50.0 $50.0

-15.65%

Gym Membership (Monthly)

$30.81 CA$43.56

$44.31 $44.31

-30.47%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$17.67 $17.67

-35.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$1,010 $1,010

-49.87%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$15.3K $15.3K

6.08%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$37.53 $37.53

52.57%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$56.1 $56.1

-32.02%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$78.7 $78.7

16.86%

Men's Leather Business Shoes

$110 CA$155

$122 $122

-9.83%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$909 $909

36.11%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$765 $765

27.71%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$1,387 $1,387

57.13%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$1,123 $1,123

43.21%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$2,818 $2,818

81.43%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$2,439 $2,439

53.51%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$2,353 $2,353

25.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-10.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Gallup, NM: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Gallup, NM

$765 37.2% 21.7% $212

Groceries & Markets

Montreal

$351 17.1%

Gallup, NM

$461 22.4% 31.5% $110

Eating Out

Montreal

$290 14.1%

Gallup, NM

$306 14.9% 5.5% $16

Monthly Utilities & Internet

Montreal

$153 7.5%

Gallup, NM

$294 14.3% 91.7% $141

Clothing & Footwear

Montreal

$134 6.5%

Gallup, NM

$132 6.4% 1% $1.4

Getting Around

Montreal

$100 4.9%

Gallup, NM

$18 * 0.9% 82.3% $83

Sport & Entertainment

Montreal

$54 2.6%

Gallup, NM

$80 3.9% 48.2% $26

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,237 in Montreal and $909 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Montreal pays 26% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $73.0 in Montreal vs $79.0 in Gallup, NM for a mid-range dinner for two. Groceries echo the gap at $351 vs $461 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇺🇸 Gallup, NM

🕒 Local time

03:34 3:34 AM

01:34 1:34 AM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

21,605

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Gallup, NM 3,140 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Gallup, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Gallup, NM: Cost of Living - Frequently Asked Questions

Average pay runs 26% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,237 in Montreal versus $909 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Gallup, NM – a meal for two runs $79.0 versus $73.0 in Montreal. If you eat out regularly, this makes a real dent in your monthly spending.

Childcare runs $506 in Montreal versus $1,010 in Gallup, NM. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,056 in Gallup, NM versus $2,059 in Montreal, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Montreal. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

For families, Gallup, NM is more practical. Housing and childcare are both notably cheaper than in Montreal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montreal and Gallup, NM are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Gallup, NM wins on affordability, Montreal on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.