Last update: Oct 2026

Cost of Living Comparison Between Gallup, NM and Lima

For one person, living is cheaper in Lima: $1,014 a month against $2,056 in Gallup, NM, rent and utilities included – about $12,500 less a year. Rent and utilities account for about half of the difference.

99

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Gallup, NM

🇺🇸 United States

$2,056

/mo nomad

Lima

🇵🇪 Peru

$1,014

/mo nomad

Monthly Cost of Living

How much you'll spend in Gallup, NM and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gallup, NM and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,056 in Gallup, NM versus $1,014 in Lima.

Gallup, NM $2,056
Lima $1,014

Estimated couple costs with rent: $3,041 in Gallup, NM versus $1,613 in Lima.

Gallup, NM $3,041
Lima $1,613

Monthly costs for a family of three with rent: $4,027 in Gallup, NM versus $2,211 in Lima.

Gallup, NM $4,027
Lima $2,211

Living in Gallup, NM is roughly 103% more expensive than in Lima, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Gallup, NM is 52% above, Lima is 25% below.

Meal at Budget Restaurant

$17.33 $17.33

$4.42 PEN 15.19

292.08%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$34.56 PEN 119

127.92%

Fast Food Meal (McDonalds, etc)

$11.90 $11.90

$6.80 PEN 23.37

75.00%

Cappuccino

$5.50 $5.50

$3.30 PEN 11.34

66.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.88 $2.88

$1.06 PEN 3.64

171.70%

Water (0.33 liter bottle)

$2.39 $2.39

$0.66 PEN 2.26

262.12%

Local Beer (0.5 liter draught)

$6.21 $6.21

$2.54 PEN 8.71

144.49%

Imported Beer (0.33 liter bottle)

$6.96 $6.96

$4.24 PEN 14.55

64.15%

Milk (1 liter)

$1.16 $1.16

$1.58 PEN 5.43

-26.58%

White Bread (500g)

$4.24 $4.24

$2.61 PEN 8.97

62.45%

Rice (white) (1kg)

$5.65 $5.65

$1.34 PEN 4.60

321.64%

Eggs

$4.24 $4.24

$2.93 PEN 10.08

44.71%

Local Cheese (1kg)

$16.43 $16.43

$9.45 PEN 32.45

73.86%

Chicken Fillets (1kg)

$20.86 $20.86

$5.75 PEN 19.75

262.78%

Beef Round Steak (1kg)

$16.68 $16.68

$9.69 PEN 33.29

72.14%

Apples (1kg)

$6.12 $6.12

$2.02 PEN 6.95

202.97%

Banana (1kg)

$1.33 $1.33

$1.07 PEN 3.66

24.30%

Oranges (1kg)

$3.85 $3.85

$1.37 PEN 4.70

181.02%

Tomato (1kg)

$4.79 $4.79

$1.47 PEN 5.05

225.85%

Potato (1kg)

$2.84 $2.84

$0.95 PEN 3.25

198.95%

Onion (1kg)

$2.07 $2.07

$0.91 PEN 3.14

127.47%

Lettuce (1 head)

$1.52 $1.52

$0.90 PEN 3.10

68.89%

Water (1.5 liter bottle)

$2.43 $2.43

$0.89 PEN 3.04

173.03%

Cigarettes 20 Pack (Marlboro, Camel)

$10.92 $10.92

$5.74 PEN 19.71

90.24%

Wine (Bottle)

$9.88 $9.88

$9.21 PEN 31.64

7.27%

Local Beer (0.5 liter bottle)

$2.06 $2.06

$1.84 PEN 6.31

11.96%

Imported Beer (0.33 liter bottle)

$4.22 $4.22

$3.11 PEN 10.67

35.69%

One-way Ticket (Public Transport)

$1.84 $1.84

$0.72 PEN 2.46

155.56%

Public Transport Monthly Pass (Regular Price)

$26.03 PEN 89.4

Taxi Start (Normal Tariff)

$2.96 $2.96

$3.54 PEN 12.17

-16.38%

Taxi (Normal Tariff) (1km)

$1.48 $1.48

$2.07 PEN 7.12

-28.50%

Taxi 1hour Waiting (Normal Tariff)

$27.71 $27.71

$7.75 PEN 26.62

257.55%

Gasoline (1 liter)

$0.99 $0.99

$1.71 PEN 5.86

-42.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K $26.3K

$21.6K PEN 74.1K

21.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$28.6K PEN 98.2K

-9.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$68.2 PEN 234

191.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.36 $45.36

$15.73 PEN 54.0

188.37%

Internet (50+ Mbps, Unlimited Data)

$50.0 $50.0

$26.48 PEN 90.9

88.90%

Gym Membership (Monthly)

$44.31 $44.31

$33.94 PEN 117

30.55%

Tennis Court (1 Hour on Weekend)

$20.10 PEN 69.0

Cinema Ticket

$17.67 $17.67

$7.22 PEN 24.80

144.74%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,010 $1,010

$201 PEN 689

403.12%

International Primary School, 1 Child (Yearly)

$15.3K $15.3K

$12.9K PEN 44.3K

18.61%

Jeans (Levis 501 Or Similar)

$37.53 $37.53

$53.7 PEN 184

-30.12%

Summer Dress (H&M, Zara, etc)

$56.1 $56.1

$35.88 PEN 123

56.22%

Sport Shoes (Adidas, Nike)

$78.7 $78.7

$83.8 PEN 288

-6.08%

Men's Leather Business Shoes

$122 $122

$78.8 PEN 271

54.43%

1-bedroom Apartment, City Center (Monthly)

$909 $909

$729 PEN 2,505

24.56%

1-bedroom Apartment, Outside City Center (Monthly)

$765 $765

$349 PEN 1,197

119.38%

3-bedroom Apartment, City Center (Monthly)

$1,387 $1,387

$1,186 PEN 4,073

16.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,123 $1,123

$696 PEN 2,391

61.24%

Buy Apartment in City Center (m2)

$2,818 $2,818

$2,360 PEN 8,105

19.42%

Buy Apartment Outside City Center (m2)

$2,439 $2,439

$1,356 PEN 4,657

79.85%

Average Monthly Net Salary (After Tax)

$2,353 $2,353

$663 PEN 2,278

254.77%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.78

-43.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gallup, NM: October 18, 2026

Last update for Lima: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gallup, NM

$765 37.2%

Lima

$349 34.4% 54.4% $416

Groceries & Markets

Gallup, NM

$461 22.4%

Lima

$227 22.4% 50.8% $234

Eating Out

Gallup, NM

$306 14.9%

Lima

$123 12.2% 59.7% $183

Monthly Utilities & Internet

Gallup, NM

$294 14.3%

Lima

$110 10.9% 62.5% $184

Clothing & Footwear

Gallup, NM

$132 6.4%

Lima

$113 11.2% 14.2% $19

Sport & Entertainment

Gallup, NM

$80 3.9%

Lima

$48 4.8% 39.3% $31

Getting Around

Gallup, NM

$18 * 0.9%

Lima

$43 4.2% 141% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $909 in Gallup, NM and $729 in Lima. Housing cost is often the main lever when comparing two cities.

Gallup, NM pays 255% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Gallup, NM vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $461 vs $227 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Gallup, NM

🇵🇪 Lima

🕒 Local time

23:54 11:54 PM

00:54 12:54 AM

1 h ahead of Gallup, NM

🌤 Weather

👥 Population

21,605

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of October 22, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Gallup, NM Lima 6,250 km ≈ 8 h nonstop flight

From you

Gallup, NM
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gallup, NM vs Lima: Cost of Living - Frequently Asked Questions

Lima is cheaper overall, especially in groceries, eating out, and clothing. The 103% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 255% higher in Gallup, NM, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $909 in Gallup, NM versus $729 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,010 in Gallup, NM versus $201 in Lima. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Lima – a meal for two runs $35.00 versus $79.0 in Gallup, NM. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,014 in Lima versus $2,056 in Gallup, NM, a $2,000 budget is realistic in Lima but tight or insufficient in Gallup, NM. The gap between the two cities makes Lima the clear choice for anyone on this budget.

For families, Lima is more practical. Housing and childcare are both notably cheaper than in Gallup, NM, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Lima gentler on the wallet – expenses run 103% less than in Gallup, NM. Beyond cost, consider language, visa policies, and how big the international community is in each city.