Cost of Living Comparison Between Austin, TX and Gallup, NM Cost of Living Comparison Between Austin, TX and Gallup, NM

Monthly Cost of Living

Monthly costs for one person with rent: $2,719 in Austin, TX versus $2,628 in Gallup, NM.

Estimated couple costs with rent: $4,117 in Austin, TX versus $3,888 in Gallup, NM.

Monthly costs for a family of three with rent: $5,515 in Austin, TX versus $5,148 in Gallup, NM.

Living in Austin, TX is roughly 3% more expensive than Gallup, NM, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 103% above, Gallup, NM 96% above.

Meal at Budget Restaurant

$19.99 $19.99

$19.83 $19.83

0.81%

Three-Course Dinner for Two, Mid-Range

$76.2 $76.2

$59.0 $59.0

29.27%

Fast Food Meal (McDonalds, etc)

$10.13 $10.13

$12.21 $12.21

-17.04%

Cappuccino

$5.49 $5.49

$5.92 $5.92

-7.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$2.80 $2.80

-2.86%

Water (0.33 liter bottle)

$2.14 $2.14

$2.21 $2.21

-3.17%

Local Beer (0.5 liter draught)

$6.07 $6.07

$6.54 $6.54

-7.19%

Imported Beer (0.33 liter bottle)

$8.04 $8.04

$7.20 $7.20

11.67%

Milk (1 liter)

$1.09 $1.09

$1.13 $1.13

-3.54%

White Bread (500g)

$3.34 $3.34

$4.00 $4.00

-16.50%

Rice (white) (1kg)

$3.42 $3.42

$3.23 $3.23

5.88%

Eggs

$4.32 $4.32

$5.17 $5.17

-16.44%

Local Cheese (1kg)

$11.80 $11.80

$16.03 $16.03

-26.39%

Chicken Fillets (1kg)

$10.68 $10.68

$15.94 $15.94

-33.00%

Beef Round Steak (1kg)

$14.50 $14.50

$19.90 $19.90

-27.14%

Apples (1kg)

$4.79 $4.79

$5.72 $5.72

-16.26%

Banana (1kg)

$1.50 $1.50

$1.34 $1.34

11.94%

Oranges (1kg)

$4.51 $4.51

$6.55 $6.55

-31.15%

Tomato (1kg)

$4.04 $4.04

$6.29 $6.29

-35.77%

Potato (1kg)

$2.76 $2.76

$5.61 $5.61

-50.80%

Onion (1kg)

$2.79 $2.79

$2.65 $2.65

5.28%

Lettuce (1 head)

$2.04 $2.04

$1.47 $1.47

38.78%

Water (1.5 liter bottle)

$2.15 $2.15

$2.36 $2.36

-8.90%

Cigarettes 20 Pack (Marlboro, Camel)

$9.23 $9.23

$9.32 $9.32

-0.97%

Wine (Bottle)

$14.81 $14.81

$13.22 $13.22

12.03%

Local Beer (0.5 liter bottle)

$2.29 $2.29

$2.09 $2.09

9.57%

Imported Beer (0.33 liter bottle)

$3.53 $3.53

$4.23 $4.23

-16.55%

One-way Ticket (Public Transport)

$1.52 $1.52

$2.05 $2.05

-25.85%

Public Transport Monthly Pass (Regular Price)

$43.64 $43.64

Taxi Start (Normal Tariff)

$4.29 $4.29

$3.55 $3.55

20.85%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$1.79 $1.79

1.68%

Taxi 1hour Waiting (Normal Tariff)

$35.52 $35.52

$29.25 $29.25

21.44%

Gasoline (1 liter)

$0.77 $0.77

$0.78 $0.78

-1.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.6K $25.6K

$28.5K $28.5K

-10.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$29.7K $29.7K

-11.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 $172

$202 $202

-14.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$45.25 $45.25

33.26%

Internet (50+ Mbps, Unlimited Data)

$67.2 $67.2

$50.1 $50.1

34.27%

Gym Membership (Monthly)

$62.8 $62.8

$43.52 $43.52

44.39%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.73 $14.73

$14.70 $14.70

0.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,398 $1,398

$988 $988

41.59%

International Primary School, 1 Child (Yearly)

$21.8K $21.8K

$15.4K $15.4K

41.11%

Jeans (Levis 501 Or Similar)

$55.1 $55.1

$48.35 $48.35

14.02%

Summer Dress (H&M, Zara, etc)

$45.66 $45.66

$56.3 $56.3

-18.87%

Sport Shoes (Adidas, Nike)

$86.8 $86.8

$88.6 $88.6

-2.02%

Men's Leather Business Shoes

$115 $115

$110 $110

5.09%

1-bedroom Apartment, City Center (Monthly)

$2,245 $2,245

$1,005 $1,005

123.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,401 $1,401

$1,360 $1,360

2.98%

3-bedroom Apartment, City Center (Monthly)

$3,782 $3,782

$1,827 $1,827

107.01%

3-bedroom Apartment, Outside City Center (Monthly)

$2,708 $2,708

$2,242 $2,242

20.77%

Buy Apartment in City Center (m2)

$7,304 $7,304

$2,666 $2,666

173.94%

Buy Apartment Outside City Center (m2)

$3,331 $3,331

$2,350 $2,350

41.72%

Average Monthly Net Salary (After Tax)

$4,910 $4,910

$2,366 $2,366

107.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

29.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: April 20, 2026

Last update for Gallup, NM: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,245 in Austin, TX and $1,005 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 108% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $76 in Austin, TX vs $59 in Gallup, NM. Groceries flip the comparison at $375 vs $468, with Austin, TX cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Gallup, NM: Cost of Living - Frequently Asked Questions

Gallup, NM wins on cost – living expenses run 3% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Gallup, NM the obvious pick if budget is a priority.

Austin, TX pays 108% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,245 in Austin, TX versus $1,005 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,398 in Austin, TX versus $988 in Gallup, NM. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Gallup, NM – a meal for two runs $59.0 versus $76.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,628 in Gallup, NM versus $2,719 in Austin, TX, a $2,500 budget is realistic in Gallup, NM but tight or insufficient in Austin, TX. The gap between the two cities makes Gallup, NM the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Gallup, NM gentler on the wallet – expenses run 3% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.