Last update: Nov 2026

Cost of Living Comparison Between Austin, TX and Gallup, NM

For one person, living is cheaper in Gallup, NM: $2,283 a month against $2,689 in Austin, TX, rent and utilities included – about $4,900 less a year. Higher rent and utilities in Austin, TX outweigh lower spending on other living expenses.

128

Cost of Living Index in Austin, TX
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Austin, TX Living Index
110

Cost of Living Index in Gallup, NM
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Gallup, NM Living Index

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Austin, TX

🇺🇸 United States

$2,689

/mo nomad

Gallup, NM

🇺🇸 United States

$2,283

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Gallup, NM

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Gallup, NM actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,689 in Austin, TX versus $2,283 in Gallup, NM.

Austin, TX $2,689
Gallup, NM $2,283

Estimated couple costs with rent: $4,112 in Austin, TX versus $3,314 in Gallup, NM.

Austin, TX $4,112
Gallup, NM $3,314

Monthly costs for a family of three with rent: $5,534 in Austin, TX versus $4,345 in Gallup, NM.

Austin, TX $5,534
Gallup, NM $4,345

Living in Austin, TX is roughly 18% more expensive than in Gallup, NM, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Austin, TX 99% above, Gallup, NM 69% above.

Meal at Budget Restaurant

$21.34 $21.34

$16.78 $16.78

27.18%

Three-Course Dinner for Two, Mid-Range

$87.9 $87.9

$77.8 $77.8

12.93%

Fast Food Meal (McDonalds, etc)

$12.44 $12.44

$12.09 $12.09

2.89%

Cappuccino

$5.60 $5.60

$5.49 $5.49

2.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.65 $3.65

$2.95 $2.95

23.73%

Water (0.33 liter bottle)

$2.39 $2.39

$2.43 $2.43

-1.65%

Local Beer (0.5 liter draught)

$7.82 $7.82

$6.15 $6.15

27.15%

Imported Beer (0.33 liter bottle)

$8.75 $8.75

$7.04 $7.04

24.29%

Milk (1 liter)

$1.12 $1.12

$1.17 $1.17

-4.27%

White Bread (500g)

$3.62 $3.62

$4.31 $4.31

-16.01%

Rice (white) (1kg)

$3.50 $3.50

$5.48 $5.48

-36.13%

Eggs

$4.45 $4.45

$4.20 $4.20

5.95%

Local Cheese (1kg)

$13.18 $13.18

$16.70 $16.70

-21.08%

Chicken Fillets (1kg)

$13.94 $13.94

$20.64 $20.64

-32.46%

Beef Round Steak (1kg)

$16.46 $16.46

$17.02 $17.02

-3.29%

Apples (1kg)

$4.73 $4.73

$5.85 $5.85

-19.15%

Banana (1kg)

$1.50 $1.50

$1.75 $1.75

-14.29%

Oranges (1kg)

$4.64 $4.64

$3.75 $3.75

23.73%

Tomato (1kg)

$4.52 $4.52

$4.42 $4.42

2.26%

Potato (1kg)

$2.55 $2.55

$2.81 $2.81

-9.25%

Onion (1kg)

$2.39 $2.39

$2.03 $2.03

17.73%

Lettuce (1 head)

$1.84 $1.84

$2.54 $2.54

-27.56%

Water (1.5 liter bottle)

$2.13 $2.13

$2.47 $2.47

-13.77%

Cigarettes 20 Pack (Marlboro, Camel)

$10.05 $10.05

$10.77 $10.77

-6.69%

Wine (Bottle)

$14.88 $14.88

$16.07 $16.07

-7.41%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$2.13 $2.13

32.39%

Imported Beer (0.33 liter bottle)

$3.29 $3.29

$4.28 $4.28

-23.13%

One-way Ticket (Public Transport)

$1.23 $1.23

$1.92 $1.92

-35.94%

Public Transport Monthly Pass (Regular Price)

$41.43 $41.43

$52.7 $52.7

-21.33%

Taxi Start (Normal Tariff)

$2.68 $2.68

$3.57 $3.57

-24.93%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.31 $2.31

-29.44%

Taxi 1hour Waiting (Normal Tariff)

$35.20 $35.20

$34.66 $34.66

1.56%

Gasoline (1 liter)

$0.98 $0.98

$1.02 $1.02

-3.92%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K $34.4K

$26.3K $26.3K

30.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.4K $25.4K

5.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$252 $252

$250 $250

1.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$44.45 $44.45

34.62%

Internet (50+ Mbps, Unlimited Data)

$69.7 $69.7

$92.7 $92.7

-24.84%

Gym Membership (Monthly)

$60.4 $60.4

$39.23 $39.23

53.86%

Tennis Court (1 Hour on Weekend)

$18.14 $18.14

Cinema Ticket

$13.75 $13.75

$17.79 $17.79

-22.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,458 $1,458

$1,363 $1,363

6.98%

International Primary School, 1 Child (Yearly)

$26.6K $26.6K

$23.1K $23.1K

14.93%

Jeans (Levis 501 Or Similar)

$52.6 $52.6

$60.5 $60.5

-13.03%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$57.5 $57.5

-20.45%

Sport Shoes (Adidas, Nike)

$85.5 $85.5

$80.0 $80.0

6.90%

Men's Leather Business Shoes

$106 $106

$130 $130

-18.62%

1-bedroom Apartment, City Center (Monthly)

$2,195 $2,195

$991 $991

121.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 $1,269

$817 $817

55.32%

3-bedroom Apartment, City Center (Monthly)

$4,000 $4,000

$1,504 $1,504

165.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,406 $2,406

$1,196 $1,196

101.17%

Buy Apartment in City Center (m2)

$7,381 $7,381

$3,090 $3,090

138.86%

Buy Apartment Outside City Center (m2)

$2,964 $2,964

$2,405 $2,405

23.27%

Average Monthly Net Salary (After Tax)

$5,043 $5,043

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

6.64

2.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: November 2, 2026

Last update for Gallup, NM: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 47.2%

Gallup, NM

$817 35.8% 35.6% $452

Groceries & Markets

Austin, TX

$407 15.2%

Gallup, NM

$478 21% 17.4% $71

Monthly Utilities & Internet

Austin, TX

$382 14.2%

Gallup, NM

$387 16.9% 1.3% $5

Eating Out

Austin, TX

$356 13.2%

Gallup, NM

$303 13.3% 15% $53

Clothing & Footwear

Austin, TX

$130 4.9%

Gallup, NM

$148 6.5% 13.2% $17

Sport & Entertainment

Austin, TX

$88 3.3%

Gallup, NM

$75 3.3% 14.9% $13

Getting Around

Austin, TX

$57 2.1%

Gallup, NM

$75 3.3% 32% $18

Cost Breakdown

A one-bedroom apartment in the center runs $2,195 in Austin, TX and $991 in Gallup, NM. Housing cost is often the main lever when comparing two cities.

Dining out: $88 in Austin, TX vs $78 in Gallup, NM. Groceries flip the comparison at $407 vs $478, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 Gallup, NM

🕒 Local time

19:23 7:23 PM

18:23 6:23 PM

1 h behind Austin, TX

🌤 Weather

👥 Population

974,447

21,605

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.888 EUR

Exchange rates and currency converter

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Between locations

Austin, TX Gallup, NM 1,180 km ≈ 2 h nonstop flight

From you

Austin, TX
Gallup, NM

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Gallup, NM: Cost of Living - Frequently Asked Questions

Gallup, NM wins on cost – living expenses run 15% lower than in Austin, TX. Housing and daily spending are where you’ll feel the difference most, making Gallup, NM the obvious pick if budget is a priority.

You’d need roughly $4,034 in Austin, TX and $3,424 in Gallup, NM to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,195 in Austin, TX versus $991 in Gallup, NM. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $2,689 per month in Austin, TX versus $2,283 in Gallup, NM – Gallup, NM is about 15% cheaper, which adds up to real savings over time.

A monthly transit pass in Austin, TX runs roughly 21% less than in Gallup, NM. The price difference matters if you commute daily and watch your budget.

For families, Gallup, NM is more practical. Housing and childcare are both notably cheaper than in Austin, TX, and the savings on those two alone free up budget for education, activities, and family trips.