Cost of Living Comparison Between Funchal and Lisbon Cost of Living Comparison Between Funchal and Lisbon

Monthly Cost of Living

Monthly costs for one person with rent: $1,900 in Funchal versus $2,210 in Lisbon.

Estimated couple costs with rent: $2,767 in Funchal versus $3,311 in Lisbon.

Monthly costs for a family of three with rent: $3,634 in Funchal versus $4,411 in Lisbon.

Living in Funchal costs roughly 14% less than in Lisbon, driven mainly by Eating Out.

Both cities are pricier than the global median: Funchal 42% above, Lisbon 65% above.

Meal at Budget Restaurant

$11.80 €10.15

$15.91 €13.69

-25.83%

Three-Course Dinner for Two, Mid-Range

$56.9 €48.95

$64.8 €55.7

-12.15%

Fast Food Meal (McDonalds, etc)

$8.99 €7.73

$10.51 €9.04

-14.46%

Cappuccino

$1.75 €1.51

$2.87 €2.47

-39.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 €1.52

$2.24 €1.93

-21.43%

Water (0.33 liter bottle)

$1.53 €1.32

$1.50 €1.29

2.00%

Local Beer (0.5 liter draught)

$3.54 €3.05

$3.49 €3.00

1.43%

Imported Beer (0.33 liter bottle)

$4.08 €3.51

$3.88 €3.34

5.15%

Milk (1 liter)

$1.11 €0.96

$1.14 €0.98

-2.63%

White Bread (500g)

$1.89 €1.63

$1.75 €1.51

8.00%

Rice (white) (1kg)

$1.69 €1.45

$1.76 €1.51

-3.98%

Eggs

$3.99 €3.43

$3.22 €2.77

23.91%

Local Cheese (1kg)

$10.61 €9.13

$13.49 €11.61

-21.35%

Chicken Fillets (1kg)

$7.26 €6.24

$7.91 €6.81

-8.22%

Beef Round Steak (1kg)

$11.50 €9.89

$15.87 €13.65

-27.54%

Apples (1kg)

$1.87 €1.61

$2.31 €1.99

-19.05%

Banana (1kg)

$1.81 €1.56

$1.70 €1.46

6.47%

Oranges (1kg)

$1.71 €1.47

$2.01 €1.73

-14.93%

Tomato (1kg)

$2.48 €2.14

$2.46 €2.12

0.81%

Potato (1kg)

$2.05 €1.76

$1.84 €1.59

11.41%

Onion (1kg)

$1.90 €1.63

$2.00 €1.72

-5.00%

Lettuce (1 head)

$1.76 €1.51

$1.93 €1.66

-8.81%

Water (1.5 liter bottle)

$0.78 €0.67

$0.79 €0.68

-1.27%

Cigarettes 20 Pack (Marlboro, Camel)

$5.77 €4.97

$6.61 €5.68

-12.71%

Wine (Bottle)

$7.05 €6.06

$5.72 €4.92

23.25%

Local Beer (0.5 liter bottle)

$1.50 €1.29

$1.37 €1.17

9.49%

Imported Beer (0.33 liter bottle)

$3.12 €2.68

$2.97 €2.56

5.05%

One-way Ticket (Public Transport)

$2.29 €1.97

$2.37 €2.04

-3.38%

Public Transport Monthly Pass (Regular Price)

$35.15 €30.24

$45.56 €39.19

-22.85%

Taxi Start (Normal Tariff)

$4.04 €3.47

$4.29 €3.69

-5.83%

Taxi (Normal Tariff) (1km)

$1.31 €1.13

$0.82 €0.70

59.76%

Taxi 1hour Waiting (Normal Tariff)

$19.42 €16.71

$18.30 €15.74

6.12%

Gasoline (1 liter)

$1.92 €1.65

$2.06 €1.78

-6.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €29.9K

$34.3K €29.5K

1.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €34.1K

$39.3K €33.8K

0.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €103

$148 €127

-18.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.87 €17.09

$20.52 €17.65

-3.17%

Internet (50+ Mbps, Unlimited Data)

$47.02 €40.44

$39.61 €34.08

18.71%

Gym Membership (Monthly)

$44.85 €38.58

$47.85 €41.16

-6.27%

Tennis Court (1 Hour on Weekend)

$8.58 €7.38

$18.92 €16.28

-54.65%

Cinema Ticket

$8.95 €7.70

$9.18 €7.90

-2.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 €380

$614 €528

-28.01%

International Primary School, 1 Child (Yearly)

$6,396 €5,502

$16.0K €13.8K

-60.15%

Jeans (Levis 501 Or Similar)

$65.2 €56.1

$105 €90.0

-37.72%

Summer Dress (H&M, Zara, etc)

$34.34 €29.54

$42.06 €36.18

-18.35%

Sport Shoes (Adidas, Nike)

$82.2 €70.7

$94.0 €80.8

-12.48%

Men's Leather Business Shoes

$75.8 €65.2

$120 €103

-36.67%

1-bedroom Apartment, City Center (Monthly)

$1,393 €1,198

$1,628 €1,400

-14.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,056 €908

$1,255 €1,080

-15.91%

3-bedroom Apartment, City Center (Monthly)

$2,471 €2,126

$3,030 €2,607

-18.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,750 €1,506

$2,020 €1,738

-13.37%

Buy Apartment in City Center (m2)

$4,978 €4,282

$7,800 €6,709

-36.17%

Buy Apartment Outside City Center (m2)

$3,425 €2,946

$4,273 €3,675

-19.84%

Average Monthly Net Salary (After Tax)

$1,358 €1,168

$1,603 €1,379

-15.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

3.81

38.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Funchal: June 1, 2026

Last update for Lisbon: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,393 in Funchal and $1,628 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $57.0 in Funchal vs $65.0 in Lisbon for a mid-range dinner for two. Groceries echo the gap at $249 vs $269 per month, with Funchal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Funchal vs Lisbon: Cost of Living - Frequently Asked Questions

Funchal and Lisbon differ by about 16% in total monthly costs ($1,900 vs $2,210 including rent). Funchal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Lisbon earns 18% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,393 in Funchal versus $1,628 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,900 per month in Funchal versus $2,210 in Lisbon – a 16% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Funchal runs roughly 30% less than in Lisbon. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,900 in Funchal versus $2,210 in Lisbon, a $3,000 budget is realistic in Funchal but tight or insufficient in Lisbon. The gap between the two cities makes Funchal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Funchal and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Funchal gentler on the wallet – expenses run 16% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.