Last update: Oct 2026

Cost of Living Comparison Between Funchal and Lisbon

For one person, living is cheaper in Funchal: $2,099 a month against $2,223 in Lisbon, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in Funchal
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Funchal Living Index
107

Cost of Living Index in Lisbon
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Lisbon Living Index

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Funchal

🇵🇹 Portugal

$2,099

/mo nomad

Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Monthly Cost of Living

How much you'll spend in Funchal and in Lisbon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Funchal and in Lisbon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,099 in Funchal versus $2,223 in Lisbon.

Funchal $2,099
Lisbon $2,223

Estimated couple costs with rent: $3,058 in Funchal versus $3,271 in Lisbon.

Funchal $3,058
Lisbon $3,271

Monthly costs for a family of three with rent: $4,017 in Funchal versus $4,319 in Lisbon.

Funchal $4,017
Lisbon $4,319

Living in Funchal costs roughly 6% less than in Lisbon, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Funchal 56% above, Lisbon 65% above.

Meal at Budget Restaurant

$14.90 €13.25

$16.50 €14.67

-9.70%

Three-Course Dinner for Two, Mid-Range

$64.8 €57.6

$61.3 €54.5

5.78%

Fast Food Meal (McDonalds, etc)

$13.51 €12.02

$11.27 €10.03

19.88%

Cappuccino

$2.00 €1.78

$3.06 €2.72

-34.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 €1.46

$2.26 €2.01

-27.43%

Water (0.33 liter bottle)

$1.39 €1.24

$1.73 €1.54

-19.65%

Local Beer (0.5 liter draught)

$2.87 €2.55

$3.39 €3.02

-15.34%

Imported Beer (0.33 liter bottle)

$3.87 €3.44

$3.40 €3.02

13.82%

Milk (1 liter)

$1.05 €0.93

$1.12 €1.00

-6.25%

White Bread (500g)

$1.72 €1.53

$1.86 €1.65

-7.53%

Rice (white) (1kg)

$1.69 €1.50

$1.53 €1.36

10.46%

Eggs

$3.96 €3.52

$3.96 €3.53

Local Cheese (1kg)

$10.34 €9.20

$12.76 €11.35

-18.97%

Chicken Fillets (1kg)

$7.36 €6.55

$7.90 €7.02

-6.84%

Beef Round Steak (1kg)

$11.82 €10.52

$16.97 €15.09

-30.35%

Apples (1kg)

$1.73 €1.54

$2.27 €2.02

-23.79%

Banana (1kg)

$1.82 €1.62

$1.75 €1.55

4.00%

Oranges (1kg)

$1.73 €1.54

$1.85 €1.64

-6.49%

Tomato (1kg)

$2.51 €2.24

$2.57 €2.28

-2.33%

Potato (1kg)

$1.86 €1.65

Onion (1kg)

$1.96 €1.75

$2.02 €1.80

-2.97%

Lettuce (1 head)

$1.69 €1.50

$1.44 €1.28

17.36%

Water (1.5 liter bottle)

$0.80 €0.71

$0.82 €0.73

-2.44%

Cigarettes 20 Pack (Marlboro, Camel)

$5.60 €4.98

$6.56 €5.83

-14.63%

Wine (Bottle)

$6.58 €5.85

$5.62 €5.00

17.08%

Local Beer (0.5 liter bottle)

$1.26 €1.12

$1.28 €1.14

-1.56%

Imported Beer (0.33 liter bottle)

$2.46 €2.19

$2.07 €1.84

18.84%

One-way Ticket (Public Transport)

$2.17 €1.93

$2.35 €2.09

-7.66%

Public Transport Monthly Pass (Regular Price)

$34.10 €30.33

$44.18 €39.30

-22.82%

Taxi Start (Normal Tariff)

$3.82 €3.40

$3.99 €3.55

-4.26%

Taxi (Normal Tariff) (1km)

$1.38 €1.22

$1.09 €0.97

26.61%

Taxi 1hour Waiting (Normal Tariff)

$18.88 €16.79

$16.64 €14.81

13.46%

Gasoline (1 liter)

$2.03 €1.80

$2.28 €2.03

-10.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K €30.2K

$33.7K €30.0K

0.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.8K

$39.3K €35.0K

-3.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €109

$167 €149

-26.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.20 €15.30

$18.80 €16.72

-8.51%

Internet (50+ Mbps, Unlimited Data)

$49.15 €43.72

$33.09 €29.43

48.53%

Gym Membership (Monthly)

$41.59 €36.99

$46.01 €40.93

-9.61%

Tennis Court (1 Hour on Weekend)

$8.56 €7.61

$19.19 €17.07

-55.39%

Cinema Ticket

$8.48 €7.54

$9.84 €8.75

-13.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 €372

$677 €602

-38.19%

International Primary School, 1 Child (Yearly)

$8,353 €7,430

$16.9K €15.1K

-50.63%

Jeans (Levis 501 Or Similar)

$61.7 €54.9

$101 €90.1

-39.02%

Summer Dress (H&M, Zara, etc)

$32.72 €29.10

$45.76 €40.70

-28.50%

Sport Shoes (Adidas, Nike)

$88.8 €79.0

$100.0 €88.9

-11.19%

Men's Leather Business Shoes

$74.3 €66.1

$123 €109

-39.49%

1-bedroom Apartment, City Center (Monthly)

$1,471 €1,309

$1,614 €1,436

-8.83%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 €1,087

$1,197 €1,065

2.04%

3-bedroom Apartment, City Center (Monthly)

$2,490 €2,215

$2,862 €2,545

-12.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,981 €1,762

$1,990 €1,770

-0.46%

Buy Apartment in City Center (m2)

$4,739 €4,215

$7,577 €6,740

-37.46%

Buy Apartment Outside City Center (m2)

$3,237 €2,880

$4,307 €3,831

-24.83%

Average Monthly Net Salary (After Tax)

$1,457 €1,296

$1,588 €1,412

-8.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

3.85

-6.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Funchal: October 13, 2026

Last update for Lisbon: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Funchal

$1.2K 58.2%

Lisbon

$1.2K 53.9% 2% $24

Groceries & Markets

Funchal

$243 11.6%

Lisbon

$269 12.1% 11% $27

Eating Out

Funchal

$218 10.4%

Lisbon

$242 10.9% 11.2% $24

Monthly Utilities & Internet

Funchal

$189 9%

Lisbon

$219 9.9% 15.9% $30

Clothing & Footwear

Funchal

$116 5.5%

Lisbon

$166 7.5% 43.6% $50

Sport & Entertainment

Funchal

$59 2.8%

Lisbon

$66 3% 12.2% $7.1

Getting Around

Funchal

$53 2.6%

Lisbon

$63 2.8% 17.8% $9.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,471 in Funchal and $1,614 in Lisbon. Housing cost is often the main lever when comparing two cities.

Lisbon pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $65.0 in Funchal vs $61.0 in Lisbon. Groceries flip the comparison at $243 vs $269, with Funchal cheaper for home cooking.

Good to know

🇵🇹 Funchal

🇵🇹 Lisbon

🕒 Local time

20:40 8:40 PM

Same time as Funchal

🌤 Weather

👥 Population

105,795

545,923 Capital

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Funchal Lisbon 970 km ≈ 1 h 45 min nonstop flight

From you

Funchal
Lisbon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Funchal vs Lisbon: Cost of Living - Frequently Asked Questions

Funchal and Lisbon differ by about 6% in total monthly costs ($2,099 vs $2,223 including rent). Funchal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 9% lower in Lisbon. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,471 in Funchal versus $1,614 in Lisbon. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,099 per month in Funchal versus $2,223 in Lisbon – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Funchal runs roughly 30% less than in Lisbon. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,099 in Funchal versus $2,223 in Lisbon, a $3,000 budget is realistic in Funchal but tight or insufficient in Lisbon. The gap between the two cities makes Funchal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Funchal and Lisbon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Funchal gentler on the wallet – expenses run 6% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.