Last update: Oct 2026

Cost of Living Comparison Between Lisbon and Funchal

For one person, living is cheaper in Funchal: $2,099 a month against $2,223 in Lisbon, rent and utilities included – about $1,500 less a year. Other living expenses account for most of the difference.

107

Cost of Living Index in Lisbon
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Lisbon Living Index
102

Cost of Living Index in Funchal
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Funchal Living Index

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Lisbon

🇵🇹 Portugal

$2,223

/mo nomad

Funchal

🇵🇹 Portugal

$2,099

/mo nomad

Monthly Cost of Living

How much you'll spend in Lisbon and in Funchal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lisbon and in Funchal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,223 in Lisbon versus $2,099 in Funchal.

Lisbon $2,223
Funchal $2,099

Estimated couple costs with rent: $3,271 in Lisbon versus $3,058 in Funchal.

Lisbon $3,271
Funchal $3,058

Monthly costs for a family of three with rent: $4,319 in Lisbon versus $4,017 in Funchal.

Lisbon $4,319
Funchal $4,017

Living in Lisbon is roughly 6% more expensive than in Funchal, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Lisbon 65% above, Funchal 56% above.

Meal at Budget Restaurant

$16.50 €14.67

$14.90 €13.25

10.74%

Three-Course Dinner for Two, Mid-Range

$61.3 €54.5

$64.8 €57.6

-5.46%

Fast Food Meal (McDonalds, etc)

$11.27 €10.03

$13.51 €12.02

-16.58%

Cappuccino

$3.06 €2.72

$2.00 €1.78

53.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 €2.01

$1.64 €1.46

37.80%

Water (0.33 liter bottle)

$1.73 €1.54

$1.39 €1.24

24.46%

Local Beer (0.5 liter draught)

$3.39 €3.02

$2.87 €2.55

18.12%

Imported Beer (0.33 liter bottle)

$3.40 €3.02

$3.87 €3.44

-12.14%

Milk (1 liter)

$1.12 €1.00

$1.05 €0.93

6.67%

White Bread (500g)

$1.86 €1.65

$1.72 €1.53

8.14%

Rice (white) (1kg)

$1.53 €1.36

$1.69 €1.50

-9.47%

Eggs

$3.96 €3.53

$3.96 €3.52

Local Cheese (1kg)

$12.76 €11.35

$10.34 €9.20

23.40%

Chicken Fillets (1kg)

$7.90 €7.02

$7.36 €6.55

7.34%

Beef Round Steak (1kg)

$16.97 €15.09

$11.82 €10.52

43.57%

Apples (1kg)

$2.27 €2.02

$1.73 €1.54

31.21%

Banana (1kg)

$1.75 €1.55

$1.82 €1.62

-3.85%

Oranges (1kg)

$1.85 €1.64

$1.73 €1.54

6.94%

Tomato (1kg)

$2.57 €2.28

$2.51 €2.24

2.39%

Potato (1kg)

$1.86 €1.65

Onion (1kg)

$2.02 €1.80

$1.96 €1.75

3.06%

Lettuce (1 head)

$1.44 €1.28

$1.69 €1.50

-14.79%

Water (1.5 liter bottle)

$0.82 €0.73

$0.80 €0.71

2.50%

Cigarettes 20 Pack (Marlboro, Camel)

$6.56 €5.83

$5.60 €4.98

17.14%

Wine (Bottle)

$5.62 €5.00

$6.58 €5.85

-14.59%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.26 €1.12

1.59%

Imported Beer (0.33 liter bottle)

$2.07 €1.84

$2.46 €2.19

-15.85%

One-way Ticket (Public Transport)

$2.35 €2.09

$2.17 €1.93

8.29%

Public Transport Monthly Pass (Regular Price)

$44.18 €39.30

$34.10 €30.33

29.56%

Taxi Start (Normal Tariff)

$3.99 €3.55

$3.82 €3.40

4.45%

Taxi (Normal Tariff) (1km)

$1.09 €0.97

$1.38 €1.22

-21.01%

Taxi 1hour Waiting (Normal Tariff)

$16.64 €14.81

$18.88 €16.79

-11.86%

Gasoline (1 liter)

$2.28 €2.03

$2.03 €1.80

12.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.7K €30.0K

$34.0K €30.2K

-0.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €35.0K

$38.0K €33.8K

3.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$167 €149

$123 €109

36.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.80 €16.72

$17.20 €15.30

9.30%

Internet (50+ Mbps, Unlimited Data)

$33.09 €29.43

$49.15 €43.72

-32.68%

Gym Membership (Monthly)

$46.01 €40.93

$41.59 €36.99

10.63%

Tennis Court (1 Hour on Weekend)

$19.19 €17.07

$8.56 €7.61

124.18%

Cinema Ticket

$9.84 €8.75

$8.48 €7.54

16.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$677 €602

$419 €372

61.78%

International Primary School, 1 Child (Yearly)

$16.9K €15.1K

$8,353 €7,430

102.57%

Jeans (Levis 501 Or Similar)

$101 €90.1

$61.7 €54.9

63.98%

Summer Dress (H&M, Zara, etc)

$45.76 €40.70

$32.72 €29.10

39.85%

Sport Shoes (Adidas, Nike)

$100.0 €88.9

$88.8 €79.0

12.60%

Men's Leather Business Shoes

$123 €109

$74.3 €66.1

65.27%

1-bedroom Apartment, City Center (Monthly)

$1,614 €1,436

$1,471 €1,309

9.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 €1,065

$1,222 €1,087

-2.00%

3-bedroom Apartment, City Center (Monthly)

$2,862 €2,545

$2,490 €2,215

14.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,990 €1,770

$1,981 €1,762

0.46%

Buy Apartment in City Center (m2)

$7,577 €6,740

$4,739 €4,215

59.89%

Buy Apartment Outside City Center (m2)

$4,307 €3,831

$3,237 €2,880

33.04%

Average Monthly Net Salary (After Tax)

$1,588 €1,412

$1,457 €1,296

8.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

3.59

7.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: October 11, 2026

Last update for Funchal: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lisbon

$1.2K 53.9%

Funchal

$1.2K 58.2% 2% $24

Groceries & Markets

Lisbon

$269 12.1%

Funchal

$243 11.6% 9.9% $27

Eating Out

Lisbon

$242 10.9%

Funchal

$218 10.4% 10.1% $24

Monthly Utilities & Internet

Lisbon

$219 9.9%

Funchal

$189 9% 13.7% $30

Clothing & Footwear

Lisbon

$166 7.5%

Funchal

$116 5.5% 30.3% $50

Sport & Entertainment

Lisbon

$66 3%

Funchal

$59 2.8% 10.9% $7.1

Getting Around

Lisbon

$63 2.8%

Funchal

$53 2.6% 15.1% $9.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,614 in Lisbon and $1,471 in Funchal. Housing cost is often the main lever when comparing two cities.

Lisbon pays 9% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $61.0 in Lisbon vs $65.0 in Funchal. Groceries flip the comparison at $269 vs $243, with Funchal cheaper for home cooking.

Good to know

🇵🇹 Lisbon

🇵🇹 Funchal

🕒 Local time

00:24 12:24 AM

Same time as Lisbon

🌤 Weather

👥 Population

545,923 Capital

105,795

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Lisbon Funchal 970 km ≈ 1 h 45 min nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Funchal: Cost of Living - Frequently Asked Questions

Lisbon and Funchal differ by about 6% in total monthly costs ($2,223 vs $2,099 including rent). Funchal is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 9% higher in Lisbon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,614 in Lisbon versus $1,471 in Funchal. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,223 per month in Lisbon versus $2,099 in Funchal – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Funchal runs roughly 30% less than in Lisbon. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,099 in Funchal versus $2,223 in Lisbon, a $3,000 budget is realistic in Funchal but tight or insufficient in Lisbon. The gap between the two cities makes Funchal the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lisbon and Funchal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Funchal gentler on the wallet – expenses run 6% less than in Lisbon. Beyond cost, consider language, visa policies, and how big the international community is in each city.