Last update: Oct 2026

Cost of Living Comparison Between Funchal and Sofia

For one person, living is cheaper in Sofia: $1,594 a month against $2,099 in Funchal, rent and utilities included – about $6,100 less a year. Higher rent and utilities in Funchal outweigh lower spending on other living expenses.

102

Cost of Living Index in Funchal
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Funchal Living Index
78

Cost of Living Index in Sofia
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Sofia Living Index

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Funchal

🇵🇹 Portugal

$2,099

/mo nomad

Sofia

🇧🇬 Bulgaria

$1,594

/mo nomad

Monthly Cost of Living

How much you'll spend in Funchal and in Sofia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Funchal and in Sofia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,099 in Funchal versus $1,594 in Sofia.

Funchal $2,099
Sofia $1,594

Estimated couple costs with rent: $3,058 in Funchal versus $2,478 in Sofia.

Funchal $3,058
Sofia $2,478

Monthly costs for a family of three with rent: $4,017 in Funchal versus $3,361 in Sofia.

Funchal $4,017
Sofia $3,361

Living in Funchal is roughly 32% more expensive than in Sofia, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Funchal 56% above, Sofia 18% above.

Meal at Budget Restaurant

$14.90 €13.25

$16.87 BGN 29.35

-11.68%

Three-Course Dinner for Two, Mid-Range

$64.8 €57.6

$65.8 BGN 115

-1.55%

Fast Food Meal (McDonalds, etc)

$13.51 €12.02

$11.32 BGN 19.69

19.35%

Cappuccino

$2.00 €1.78

$3.43 BGN 5.98

-41.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 €1.46

$2.41 BGN 4.19

-31.95%

Water (0.33 liter bottle)

$1.39 €1.24

$1.85 BGN 3.22

-24.86%

Local Beer (0.5 liter draught)

$2.87 €2.55

$3.70 BGN 6.44

-22.43%

Imported Beer (0.33 liter bottle)

$3.87 €3.44

$4.58 BGN 7.97

-15.50%

Milk (1 liter)

$1.05 €0.93

$2.02 BGN 3.51

-48.02%

White Bread (500g)

$1.72 €1.53

$1.56 BGN 2.72

10.26%

Rice (white) (1kg)

$1.69 €1.50

$2.33 BGN 4.05

-27.47%

Eggs

$3.96 €3.52

$4.36 BGN 7.59

-9.17%

Local Cheese (1kg)

$10.34 €9.20

$11.76 BGN 20.47

-12.07%

Chicken Fillets (1kg)

$7.36 €6.55

$8.83 BGN 15.37

-16.65%

Beef Round Steak (1kg)

$11.82 €10.52

$17.46 BGN 30.38

-32.30%

Apples (1kg)

$1.73 €1.54

$2.15 BGN 3.74

-19.53%

Banana (1kg)

$1.82 €1.62

$1.98 BGN 3.44

-8.08%

Oranges (1kg)

$1.73 €1.54

$1.93 BGN 3.37

-10.36%

Tomato (1kg)

$2.51 €2.24

$4.24 BGN 7.37

-40.80%

Potato (1kg)

$1.86 €1.65

$1.04 BGN 1.80

78.85%

Onion (1kg)

$1.96 €1.75

$0.85 BGN 1.48

130.59%

Lettuce (1 head)

$1.69 €1.50

$1.15 BGN 2.00

46.96%

Water (1.5 liter bottle)

$0.80 €0.71

$0.89 BGN 1.56

-10.11%

Cigarettes 20 Pack (Marlboro, Camel)

$5.60 €4.98

$4.21 BGN 7.33

33.02%

Wine (Bottle)

$6.58 €5.85

$7.46 BGN 12.98

-11.80%

Local Beer (0.5 liter bottle)

$1.26 €1.12

$1.15 BGN 2.01

9.57%

Imported Beer (0.33 liter bottle)

$2.46 €2.19

$1.85 BGN 3.23

32.97%

One-way Ticket (Public Transport)

$2.17 €1.93

$0.87 BGN 1.51

149.43%

Public Transport Monthly Pass (Regular Price)

$34.10 €30.33

$28.53 BGN 49.65

19.52%

Taxi Start (Normal Tariff)

$3.82 €3.40

$1.68 BGN 2.93

127.38%

Taxi (Normal Tariff) (1km)

$1.38 €1.22

$0.94 BGN 1.63

46.81%

Taxi 1hour Waiting (Normal Tariff)

$18.88 €16.79

$15.35 BGN 26.70

23.00%

Gasoline (1 liter)

$2.03 €1.80

$1.69 BGN 2.94

20.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K €30.2K

$29.8K BGN 51.9K

14.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.8K

$26.1K BGN 45.5K

45.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €109

$156 BGN 272

-21.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.20 €15.30

$21.56 BGN 37.52

-20.22%

Internet (50+ Mbps, Unlimited Data)

$49.15 €43.72

$15.24 BGN 26.51

222.51%

Gym Membership (Monthly)

$41.59 €36.99

$46.08 BGN 80.2

-9.74%

Tennis Court (1 Hour on Weekend)

$8.56 €7.61

$27.92 BGN 48.58

-69.34%

Cinema Ticket

$8.48 €7.54

$10.18 BGN 17.72

-16.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 €372

$774 BGN 1,347

-45.93%

International Primary School, 1 Child (Yearly)

$8,353 €7,430

$12.8K BGN 22.3K

-34.77%

Jeans (Levis 501 Or Similar)

$61.7 €54.9

$89.9 BGN 157

-31.35%

Summer Dress (H&M, Zara, etc)

$32.72 €29.10

$41.29 BGN 71.8

-20.76%

Sport Shoes (Adidas, Nike)

$88.8 €79.0

$105 BGN 183

-15.53%

Men's Leather Business Shoes

$74.3 €66.1

$107 BGN 186

-30.38%

1-bedroom Apartment, City Center (Monthly)

$1,471 €1,309

$783 BGN 1,362

88.01%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 €1,087

$597 BGN 1,038

104.67%

3-bedroom Apartment, City Center (Monthly)

$2,490 €2,215

$1,516 BGN 2,638

64.22%

3-bedroom Apartment, Outside City Center (Monthly)

$1,981 €1,762

$1,030 BGN 1,792

92.33%

Buy Apartment in City Center (m2)

$4,739 €4,215

$4,350 BGN 7,568

8.95%

Buy Apartment Outside City Center (m2)

$3,237 €2,880

$3,177 BGN 5,528

1.90%

Average Monthly Net Salary (After Tax)

$1,457 €1,296

$1,735 BGN 3,019

-16.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

2.89

24.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Funchal: October 13, 2026

Last update for Sofia: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Funchal

$1.2K 58.2%

Sofia

$597 37.4% 51.1% $625

Groceries & Markets

Funchal

$243 11.6%

Sofia

$290 18.2% 19.6% $48

Eating Out

Funchal

$218 10.4%

Sofia

$255 16% 16.9% $37

Monthly Utilities & Internet

Funchal

$189 9%

Sofia

$193 12.1% 1.9% $3.7

Clothing & Footwear

Funchal

$116 5.5%

Sofia

$154 9.7% 33.2% $38

Sport & Entertainment

Funchal

$59 2.8%

Sofia

$66 4.2% 13.5% $7.9

Getting Around

Funchal

$53 2.6%

Sofia

$38 2.4% 28.2% $15

Cost Breakdown

A one-bedroom apartment in the center runs $1,471 in Funchal and $783 in Sofia. Housing cost is often the main lever when comparing two cities.

Sofia pays 19% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Funchal vs $66.0 in Sofia for a mid-range dinner for two. Groceries echo the gap at $243 vs $290 per month, with Funchal cheaper across the board.

Good to know

🇵🇹 Funchal

🇧🇬 Sofia

🕒 Local time

23:35 11:35 PM

01:35 1:35 AM

2 h ahead of Funchal

🌤 Weather

👥 Population

105,795

1,286,383 Capital

💱 Currency

Euro EUR €

Bulgarian Lev BGN лв.

📈 Exchange rate

1 EUR = 1.12 USD

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Funchal Sofia 3,670 km ≈ 5 h nonstop flight

From you

Funchal
Sofia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Funchal vs Sofia: Cost of Living - Frequently Asked Questions

Funchal and Sofia differ by about 32% in total monthly costs ($2,099 vs $1,594 including rent). Sofia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 19% lower in Sofia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,471 in Funchal versus $783 in Sofia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,099 per month in Funchal versus $1,594 in Sofia – a 32% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Sofia runs roughly 20% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,594 in Sofia versus $2,099 in Funchal, a $2,000 budget is realistic in Sofia but tight or insufficient in Funchal. The gap between the two cities makes Sofia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Funchal and Sofia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Sofia gentler on the wallet – expenses run 32% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.