Last update: Oct 2026

Cost of Living Comparison Between Fredrikstad and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,983 in Fredrikstad, rent and utilities included – about $19,400 less a year. Other living expenses account for most of the difference.

144

Cost of Living Index in Fredrikstad
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Fredrikstad Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fredrikstad

🇳🇴 Norway

$2,983

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Fredrikstad and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fredrikstad and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,983 in Fredrikstad versus $1,368 in Ubud, Bali.

Fredrikstad $2,983
Ubud, Bali $1,368

Estimated couple costs with rent: $4,345 in Fredrikstad versus $2,314 in Ubud, Bali.

Fredrikstad $4,345
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $5,707 in Fredrikstad versus $3,260 in Ubud, Bali.

Fredrikstad $5,707
Ubud, Bali $3,260

Living in Fredrikstad is roughly 118% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Fredrikstad 121% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$26.28 NOK 247

$3.33 Rp 59.9K

689.19%

Three-Course Dinner for Two, Mid-Range

$124 NOK 1,170

$35.18 Rp 633.2K

253.21%

Fast Food Meal (McDonalds, etc)

$12.65 NOK 119

$5.80 Rp 104.5K

118.10%

Cappuccino

$6.77 NOK 63.7

$2.73 Rp 49.1K

147.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.55 NOK 52.3

$1.64 Rp 29.5K

238.41%

Water (0.33 liter bottle)

$4.39 NOK 41.36

$0.83 Rp 15.0K

428.92%

Local Beer (0.5 liter draught)

$11.55 NOK 109

$2.70 Rp 48.6K

327.78%

Imported Beer (0.33 liter bottle)

$9.57 NOK 90.1

$4.30 Rp 77.4K

122.56%

Milk (1 liter)

$2.34 NOK 22.00

$1.50 Rp 27.1K

56.00%

White Bread (500g)

$4.31 NOK 40.56

$2.30 Rp 41.4K

87.39%

Rice (white) (1kg)

$3.43 NOK 32.31

$1.18 Rp 21.2K

190.68%

Eggs

$5.82 NOK 54.8

$2.14 Rp 38.6K

171.96%

Local Cheese (1kg)

$13.06 NOK 123

$17.48 Rp 314.6K

-25.29%

Chicken Fillets (1kg)

$17.96 NOK 169

$4.03 Rp 72.5K

345.66%

Beef Round Steak (1kg)

$34.38 NOK 324

$12.23 Rp 220.1K

181.11%

Apples (1kg)

$3.37 NOK 31.71

$3.55 Rp 63.9K

-5.07%

Banana (1kg)

$3.64 NOK 34.24

$1.57 Rp 28.3K

131.85%

Oranges (1kg)

$4.30 NOK 40.49

$2.24 Rp 40.2K

91.96%

Tomato (1kg)

$5.00 NOK 47.06

$1.93 Rp 34.7K

159.07%

Potato (1kg)

$2.63 NOK 24.74

$1.88 Rp 33.9K

39.89%

Onion (1kg)

$2.71 NOK 25.53

$2.29 Rp 41.3K

18.34%

Lettuce (1 head)

$2.82 NOK 26.50

$0.99 Rp 17.9K

184.85%

Water (1.5 liter bottle)

$2.33 NOK 21.95

$0.53 Rp 9,475

339.62%

Cigarettes 20 Pack (Marlboro, Camel)

$15.51 NOK 146

$2.28 Rp 41.1K

580.26%

Wine (Bottle)

$22.16 NOK 209

$23.01 Rp 414.2K

-3.69%

Local Beer (0.5 liter bottle)

$3.49 NOK 32.81

$2.34 Rp 42.2K

49.15%

Imported Beer (0.33 liter bottle)

$4.39 NOK 41.34

$2.91 Rp 52.4K

50.86%

One-way Ticket (Public Transport)

$4.11 NOK 38.71

$0.24 Rp 4,315

1612.50%

Public Transport Monthly Pass (Regular Price)

$64.5 NOK 607

$8.82 Rp 158.7K

630.73%

Taxi Start (Normal Tariff)

$12.56 NOK 118

$0.48 Rp 8,684

2516.67%

Taxi (Normal Tariff) (1km)

$2.00 NOK 18.79

$0.46 Rp 8,233

334.78%

Taxi 1hour Waiting (Normal Tariff)

$70.1 NOK 660

$5.45 Rp 98.2K

1186.97%

Gasoline (1 liter)

$2.30 NOK 21.64

$0.88 Rp 15.9K

161.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.8K NOK 468.4K

$24.6K Rp 442.2M

102.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.9K NOK 441.1K

$31.2K Rp 561.4M

50.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$331 NOK 3,118

$83.0 Rp 1.5M

299.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.60 NOK 429

$6.45 Rp 116.0K

606.98%

Internet (50+ Mbps, Unlimited Data)

$66.9 NOK 630

$18.57 Rp 334.2K

260.42%

Gym Membership (Monthly)

$58.3 NOK 549

$55.8 Rp 1.0M

4.46%

Tennis Court (1 Hour on Weekend)

$40.86 NOK 385

$18.11 Rp 326.0K

125.62%

Cinema Ticket

$20.19 NOK 190

$4.38 Rp 78.9K

360.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 NOK 1,579

$493 Rp 8.9M

-65.98%

International Primary School, 1 Child (Yearly)

$12.5K NOK 117.8K

$5,754 Rp 103.6M

117.54%

Jeans (Levis 501 Or Similar)

$155 NOK 1,459

$46.19 Rp 831.4K

235.61%

Summer Dress (H&M, Zara, etc)

$78.7 NOK 741

$35.33 Rp 636.0K

122.73%

Sport Shoes (Adidas, Nike)

$144 NOK 1,358

$79.1 Rp 1.4M

82.45%

Men's Leather Business Shoes

$112 NOK 1,051

$78.4 Rp 1.4M

42.40%

1-bedroom Apartment, City Center (Monthly)

$1,329 NOK 12.5K

$1,142 Rp 20.6M

16.31%

1-bedroom Apartment, Outside City Center (Monthly)

$1,131 NOK 10.6K

$676 Rp 12.2M

67.41%

3-bedroom Apartment, City Center (Monthly)

$1,822 NOK 17.1K

$3,503 Rp 63.1M

-47.99%

3-bedroom Apartment, Outside City Center (Monthly)

$1,516 NOK 14.3K

$1,700 Rp 30.6M

-10.79%

Buy Apartment in City Center (m2)

$6,022 NOK 56.7K

$2,784 Rp 50.1M

116.31%

Buy Apartment Outside City Center (m2)

$4,131 NOK 38.9K

$2,241 Rp 40.3M

84.39%

Average Monthly Net Salary (After Tax)

$3,372 NOK 31.7K

$165 Rp 3.0M

1949.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.95

13.78

-64.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredrikstad: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fredrikstad

$1.1K 37.9%

Ubud, Bali

$676 49.4% 40.3% $455

Groceries & Markets

Fredrikstad

$540 18.1%

Ubud, Bali

$290 21.2% 46.2% $249

Eating Out

Fredrikstad

$446 15%

Ubud, Bali

$109 8% 75.6% $337

Monthly Utilities & Internet

Fredrikstad

$444 14.9%

Ubud, Bali

$108 7.9% 75.7% $336

Clothing & Footwear

Fredrikstad

$220 7.4%

Ubud, Bali

$108 7.9% 51.2% $113

Getting Around

Fredrikstad

$103 3.5%

Ubud, Bali

$13 0.9% 87.9% $91

Sport & Entertainment

Fredrikstad

$99 3.3%

Ubud, Bali

$65 4.7% 34.6% $34

Cost Breakdown

A one-bedroom apartment in the center runs $1,329 in Fredrikstad and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Fredrikstad pays 1949% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $124 in Fredrikstad vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $540 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Fredrikstad

🇮🇩 Ubud, Bali

🕒 Local time

05:25 5:25 AM

11:25 11:25 AM

6 h ahead of Fredrikstad

🌤 Weather

👥 Population

85,267

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 19, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Fredrikstad Ubud, Bali 11,640 km ≈ 15 h nonstop flight

From you

Fredrikstad
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredrikstad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 118% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1949% higher in Fredrikstad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,329 in Fredrikstad versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $168 in Fredrikstad versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 86% higher in Fredrikstad. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $2,983 in Fredrikstad, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Fredrikstad. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Fredrikstad, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fredrikstad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 118% less than in Fredrikstad. Beyond cost, consider language, visa policies, and how big the international community is in each city.