Last update: Oct 2026

Cost of Living Comparison Between Fredrikstad and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,983 in Fredrikstad, rent and utilities included – about $24,800 less a year. Rent and utilities account for about half of the difference.

144

Cost of Living Index in Fredrikstad
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Fredrikstad Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Fredrikstad

🇳🇴 Norway

$2,983

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Fredrikstad and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fredrikstad and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,983 in Fredrikstad versus $918 in Cebu.

Fredrikstad $2,983
Cebu $918

Estimated couple costs with rent: $4,345 in Fredrikstad versus $1,409 in Cebu.

Fredrikstad $4,345
Cebu $1,409

Monthly costs for a family of three with rent: $5,707 in Fredrikstad versus $1,900 in Cebu.

Fredrikstad $5,707
Cebu $1,900

Living in Fredrikstad is roughly 225% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Fredrikstad is 121% above, Cebu is 32% below.

Meal at Budget Restaurant

$26.28 NOK 247

$3.09 ₱195

750.49%

Three-Course Dinner for Two, Mid-Range

$124 NOK 1,170

$24.22 ₱1,525

413.05%

Fast Food Meal (McDonalds, etc)

$12.65 NOK 119

$3.92 ₱247

222.70%

Cappuccino

$6.77 NOK 63.7

$2.51 ₱158

169.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.55 NOK 52.3

$1.59 ₱100

249.06%

Water (0.33 liter bottle)

$4.39 NOK 41.36

$0.53 ₱33.45

728.30%

Local Beer (0.5 liter draught)

$11.55 NOK 109

$1.78 ₱112

548.88%

Imported Beer (0.33 liter bottle)

$9.57 NOK 90.1

$2.17 ₱137

341.01%

Milk (1 liter)

$2.34 NOK 22.00

$1.92 ₱121

21.87%

White Bread (500g)

$4.31 NOK 40.56

$1.36 ₱85.5

216.91%

Rice (white) (1kg)

$3.43 NOK 32.31

$1.01 ₱63.6

239.60%

Eggs

$5.82 NOK 54.8

$2.03 ₱128

186.70%

Local Cheese (1kg)

$13.06 NOK 123

$9.86 ₱621

32.45%

Chicken Fillets (1kg)

$17.96 NOK 169

$4.39 ₱277

309.11%

Beef Round Steak (1kg)

$34.38 NOK 324

$7.60 ₱479

352.37%

Apples (1kg)

$3.37 NOK 31.71

$3.30 ₱208

2.12%

Banana (1kg)

$3.64 NOK 34.24

$1.39 ₱87.8

161.87%

Oranges (1kg)

$4.30 NOK 40.49

$2.33 ₱147

84.55%

Tomato (1kg)

$5.00 NOK 47.06

$1.50 ₱94.3

233.33%

Potato (1kg)

$2.63 NOK 24.74

$2.36 ₱149

11.44%

Onion (1kg)

$2.71 NOK 25.53

$1.90 ₱119

42.63%

Lettuce (1 head)

$2.82 NOK 26.50

$1.19 ₱74.9

136.97%

Water (1.5 liter bottle)

$2.33 NOK 21.95

$0.63 ₱39.73

269.84%

Cigarettes 20 Pack (Marlboro, Camel)

$15.51 NOK 146

$3.00 ₱189

417.00%

Wine (Bottle)

$22.16 NOK 209

$6.03 ₱380

267.50%

Local Beer (0.5 liter bottle)

$3.49 NOK 32.81

$1.23 ₱77.7

183.74%

Imported Beer (0.33 liter bottle)

$4.39 NOK 41.34

$1.75 ₱110

150.86%

One-way Ticket (Public Transport)

$4.11 NOK 38.71

$0.25 ₱15.87

1544.00%

Public Transport Monthly Pass (Regular Price)

$64.5 NOK 607

$12.64 ₱796

409.89%

Taxi Start (Normal Tariff)

$12.56 NOK 118

$0.77 ₱48.64

1531.17%

Taxi (Normal Tariff) (1km)

$2.00 NOK 18.79

$0.23 ₱14.54

769.57%

Taxi 1hour Waiting (Normal Tariff)

$70.1 NOK 660

$4.46 ₱281

1472.65%

Gasoline (1 liter)

$2.30 NOK 21.64

$1.31 ₱82.8

75.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$49.8K NOK 468.4K

$21.2K ₱1.3M

134.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$46.9K NOK 441.1K

$19.1K ₱1.2M

144.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$331 NOK 3,118

$120 ₱7,573

175.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.60 NOK 429

$14.00 ₱882

225.71%

Internet (50+ Mbps, Unlimited Data)

$66.9 NOK 630

$27.54 ₱1,735

143.03%

Gym Membership (Monthly)

$58.3 NOK 549

$32.33 ₱2,036

80.36%

Tennis Court (1 Hour on Weekend)

$40.86 NOK 385

$6.65 ₱419

514.44%

Cinema Ticket

$20.19 NOK 190

$5.65 ₱356

257.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$168 NOK 1,579

$275 ₱17.3K

-39.08%

International Primary School, 1 Child (Yearly)

$12.5K NOK 117.8K

$7,918 ₱498.8K

58.07%

Jeans (Levis 501 Or Similar)

$155 NOK 1,459

$49.33 ₱3,107

214.25%

Summer Dress (H&M, Zara, etc)

$78.7 NOK 741

$25.24 ₱1,590

211.77%

Sport Shoes (Adidas, Nike)

$144 NOK 1,358

$77.0 ₱4,848

87.50%

Men's Leather Business Shoes

$112 NOK 1,051

$57.2 ₱3,603

95.16%

1-bedroom Apartment, City Center (Monthly)

$1,329 NOK 12.5K

$500 ₱31.5K

166.00%

1-bedroom Apartment, Outside City Center (Monthly)

$1,131 NOK 10.6K

$309 ₱19.5K

266.27%

3-bedroom Apartment, City Center (Monthly)

$1,822 NOK 17.1K

$1,078 ₱67.9K

69.03%

3-bedroom Apartment, Outside City Center (Monthly)

$1,516 NOK 14.3K

$615 ₱38.8K

146.48%

Buy Apartment in City Center (m2)

$6,022 NOK 56.7K

$2,886 ₱181.8K

108.66%

Buy Apartment Outside City Center (m2)

$4,131 NOK 38.9K

$1,917 ₱120.7K

115.56%

Average Monthly Net Salary (After Tax)

$3,372 NOK 31.7K

$346 ₱21.8K

874.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.95

7.2

-31.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredrikstad: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fredrikstad

$1.1K 37.9%

Cebu

$309 33.6% 72.7% $822

Groceries & Markets

Fredrikstad

$540 18.1%

Cebu

$206 22.4% 61.8% $334

Eating Out

Fredrikstad

$446 15%

Cebu

$88 9.6% 80.2% $358

Monthly Utilities & Internet

Fredrikstad

$444 14.9%

Cebu

$162 17.6% 63.5% $282

Clothing & Footwear

Fredrikstad

$220 7.4%

Cebu

$94 10.2% 57.4% $126

Getting Around

Fredrikstad

$103 3.5%

Cebu

$16 1.7% 84.9% $88

Sport & Entertainment

Fredrikstad

$99 3.3%

Cebu

$44 4.8% 55.8% $55

Cost Breakdown

A one-bedroom apartment in the center runs $1,329 in Fredrikstad and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Fredrikstad pays 875% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $124 in Fredrikstad vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $540 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Fredrikstad

🇵🇭 Cebu

🕒 Local time

18:23 6:23 PM

00:23 12:23 AM

6 h ahead of Fredrikstad

🌤 Weather

👥 Population

85,267

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.62 USD

100 NOK = 9.45 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 17, 2026: 1 USD = 9.41 NOK (1 NOK = 0.106 USD). 1 EUR = 10.58 NOK (100 NOK = 9.45 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to NOK in detail →

On the map

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Between locations

Fredrikstad Cebu 10,290 km ≈ 13 h nonstop flight

From you

Fredrikstad
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredrikstad vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 225% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 875% higher in Fredrikstad, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,329 in Fredrikstad versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,983 per month in Fredrikstad versus $918 in Cebu – a 225% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 410% less than in Fredrikstad. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $2,983 in Fredrikstad, a $1,500 budget is realistic in Cebu but tight or insufficient in Fredrikstad. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Fredrikstad, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Fredrikstad and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 225% less than in Fredrikstad. Beyond cost, consider language, visa policies, and how big the international community is in each city.