Last update: Oct 2026

Cost of Living Comparison Between Fredericton and Toronto

For one person, living is cheaper in Fredericton: $1,950 a month against $2,561 in Toronto, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

96

Cost of Living Index in Fredericton
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Fredericton Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Fredericton

🇨🇦 Canada

$1,950

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Fredericton and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fredericton and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,950 in Fredericton versus $2,561 in Toronto.

Fredericton $1,950
Toronto $2,561

Estimated couple costs with rent: $2,958 in Fredericton versus $3,694 in Toronto.

Fredericton $2,958
Toronto $3,694

Monthly costs for a family of three with rent: $3,966 in Fredericton versus $4,826 in Toronto.

Fredericton $3,966
Toronto $4,826

Living in Fredericton costs roughly 24% less than in Toronto, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Fredericton 44% above, Toronto 90% above.

Meal at Budget Restaurant

$15.55 CA$21.99

$17.18 CA$24.29

-9.49%

Three-Course Dinner for Two, Mid-Range

$62.3 CA$88.0

$76.0 CA$107

-18.03%

Fast Food Meal (McDonalds, etc)

$12.46 CA$17.61

$10.54 CA$14.89

18.22%

Cappuccino

$4.10 CA$5.80

$4.02 CA$5.68

1.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.59 CA$3.67

$2.12 CA$3.00

22.17%

Water (0.33 liter bottle)

$2.16 CA$3.05

$1.75 CA$2.48

23.43%

Local Beer (0.5 liter draught)

$5.50 CA$7.78

$6.24 CA$8.83

-11.86%

Imported Beer (0.33 liter bottle)

$4.86 CA$6.87

$7.09 CA$10.02

-31.45%

Milk (1 liter)

$1.70 CA$2.40

$2.44 CA$3.45

-30.33%

White Bread (500g)

$2.81 CA$3.97

$2.68 CA$3.78

4.85%

Rice (white) (1kg)

$2.48 CA$3.51

$2.24 CA$3.17

10.71%

Eggs

$3.68 CA$5.21

$3.56 CA$5.03

3.37%

Local Cheese (1kg)

$11.04 CA$15.60

$9.09 CA$12.85

21.45%

Chicken Fillets (1kg)

$9.77 CA$13.82

$11.33 CA$16.01

-13.77%

Beef Round Steak (1kg)

$10.35 CA$14.63

$14.53 CA$20.55

-28.77%

Apples (1kg)

$4.52 CA$6.39

$3.62 CA$5.12

24.86%

Banana (1kg)

$1.50 CA$2.12

$1.21 CA$1.72

23.97%

Oranges (1kg)

$4.56 CA$6.44

$3.60 CA$5.09

26.67%

Tomato (1kg)

$5.16 CA$7.30

$4.21 CA$5.96

22.57%

Potato (1kg)

$2.54 CA$3.60

$1.79 CA$2.53

41.90%

Onion (1kg)

$1.49 CA$2.11

$1.59 CA$2.25

-6.29%

Lettuce (1 head)

$2.10 CA$2.98

$2.27 CA$3.21

-7.49%

Water (1.5 liter bottle)

$1.64 CA$2.31

$1.25 CA$1.77

31.20%

Cigarettes 20 Pack (Marlboro, Camel)

$11.26 CA$15.92

$13.82 CA$19.53

-18.52%

Wine (Bottle)

$11.78 CA$16.65

$14.27 CA$20.18

-17.45%

Local Beer (0.5 liter bottle)

$3.06 CA$4.32

$2.20 CA$3.10

39.09%

Imported Beer (0.33 liter bottle)

$4.36 CA$6.16

$2.43 CA$3.44

79.42%

One-way Ticket (Public Transport)

$2.06 CA$2.91

$2.39 CA$3.38

-13.81%

Public Transport Monthly Pass (Regular Price)

$55.7 CA$78.7

$111 CA$157

-49.82%

Taxi Start (Normal Tariff)

$2.78 CA$3.92

$2.91 CA$4.12

-4.47%

Taxi (Normal Tariff) (1km)

$1.32 CA$1.86

$1.20 CA$1.69

10.00%

Taxi 1hour Waiting (Normal Tariff)

$20.91 CA$29.57

$21.38 CA$30.23

-2.20%

Gasoline (1 liter)

$1.19 CA$1.68

$1.21 CA$1.71

-1.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.0K

$28.2K CA$39.8K

-2.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.6K CA$26.4K

$20.3K CA$28.6K

-7.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$175

$120 CA$170

3.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.2 CA$101

$32.26 CA$45.60

120.68%

Internet (50+ Mbps, Unlimited Data)

$68.5 CA$96.8

$47.93 CA$67.8

42.90%

Gym Membership (Monthly)

$38.84 CA$54.9

$38.48 CA$54.4

0.94%

Tennis Court (1 Hour on Weekend)

$25.04 CA$35.40

$22.96 CA$32.46

9.06%

Cinema Ticket

$10.67 CA$15.08

$12.38 CA$17.50

-13.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$574 CA$811

$830 CA$1,173

-30.89%

International Primary School, 1 Child (Yearly)

$1,663 CA$2,350

$23.1K CA$32.6K

-92.80%

Jeans (Levis 501 Or Similar)

$48.32 CA$68.3

$50.7 CA$71.7

-4.71%

Summer Dress (H&M, Zara, etc)

$39.95 CA$56.5

$40.02 CA$56.6

-0.17%

Sport Shoes (Adidas, Nike)

$75.8 CA$107

$98.0 CA$139

-22.64%

Men's Leather Business Shoes

$80.5 CA$114

$121 CA$171

-33.29%

1-bedroom Apartment, City Center (Monthly)

$1,121 CA$1,584

$1,592 CA$2,251

-29.61%

1-bedroom Apartment, Outside City Center (Monthly)

$830 CA$1,174

$1,410 CA$1,994

-41.12%

3-bedroom Apartment, City Center (Monthly)

$1,781 CA$2,517

$2,670 CA$3,775

-33.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,463 CA$2,068

$2,152 CA$3,042

-32.02%

Buy Apartment in City Center (m2)

$1,857 CA$2,625

$7,945 CA$11.2K

-76.63%

Buy Apartment Outside City Center (m2)

$1,887 CA$2,668

$6,542 CA$9,249

-71.16%

Average Monthly Net Salary (After Tax)

$2,336 CA$3,302

$3,727 CA$5,269

-37.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

4.47

6.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredericton: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fredericton

$830 42.6%

Toronto

$1.4K 55.1% 69.8% $580

Groceries & Markets

Fredericton

$345 17.7%

Toronto

$340 13.3% 1.4% $4.9

Eating Out

Fredericton

$267 13.7%

Toronto

$278 10.9% 4.1% $11

Monthly Utilities & Internet

Fredericton

$264 13.5%

Toronto

$201 7.8% 24% $63

Clothing & Footwear

Fredericton

$110 5.6%

Toronto

$139 5.4% 26.5% $29

Getting Around

Fredericton

$73 3.8%

Toronto

$129 5.1% 76.6% $56

Sport & Entertainment

Fredericton

$60 3.1%

Toronto

$63 2.5% 5.1% $3

Cost Breakdown

A one-bedroom apartment in the center runs $1,121 in Fredericton and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 60% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $62.0 in Fredericton vs $76.0 in Toronto. Groceries flip the comparison at $345 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Fredericton

🇨🇦 Toronto

🕒 Local time

12:33 12:33 PM

11:33 11:33 AM

1 h behind Fredericton

🌤 Weather

👥 Population

56,224

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Fredericton Toronto 1,040 km ≈ 1 h 45 min nonstop flight

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Fredericton
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredericton vs Toronto: Cost of Living - Frequently Asked Questions

Fredericton is cheaper overall, especially in eating out, clothing, and transport. The 31% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 60% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,121 in Fredericton versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Fredericton runs roughly 99% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $574 in Fredericton versus $830 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,950 in Fredericton versus $2,561 in Toronto, a $2,500 budget is realistic in Fredericton but tight or insufficient in Toronto. The gap between the two cities makes Fredericton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fredericton gentler on the wallet – expenses run 31% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.