Cost of Living Comparison Between Fredericton and Toronto Cost of Living Comparison Between Fredericton and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,047 in Fredericton versus $2,628 in Toronto.

Estimated couple costs with rent: $3,080 in Fredericton versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $4,112 in Fredericton versus $5,067 in Toronto.

Living in Fredericton costs roughly 22% less than in Toronto, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Fredericton 49% above, Toronto 91% above.

Meal at Budget Restaurant

$16.50 CA$22.93

$17.88 CA$24.85

-7.72%

Three-Course Dinner for Two, Mid-Range

$65.5 CA$91.0

$87.9 CA$122

-25.46%

Fast Food Meal (McDonalds, etc)

$13.21 CA$18.35

$10.93 CA$15.19

20.86%

Cappuccino

$4.10 CA$5.69

$4.06 CA$5.64

0.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 CA$3.86

$2.18 CA$3.03

27.52%

Water (0.33 liter bottle)

$2.18 CA$3.04

$1.70 CA$2.36

28.24%

Local Beer (0.5 liter draught)

$5.60 CA$7.78

$6.69 CA$9.29

-16.29%

Imported Beer (0.33 liter bottle)

$4.92 CA$6.84

$7.35 CA$10.21

-33.06%

Milk (1 liter)

$1.72 CA$2.39

$2.78 CA$3.86

-38.13%

White Bread (500g)

$2.91 CA$4.05

$2.89 CA$4.02

0.69%

Rice (white) (1kg)

$2.64 CA$3.67

$2.56 CA$3.56

3.13%

Eggs

$3.93 CA$5.47

$3.79 CA$5.26

3.69%

Local Cheese (1kg)

$11.37 CA$15.80

$10.17 CA$14.13

11.80%

Chicken Fillets (1kg)

$10.07 CA$13.99

$11.95 CA$16.60

-15.73%

Beef Round Steak (1kg)

$10.40 CA$14.45

$16.12 CA$22.40

-35.48%

Apples (1kg)

$4.65 CA$6.46

$3.89 CA$5.41

19.54%

Banana (1kg)

$1.55 CA$2.16

$1.27 CA$1.77

22.05%

Oranges (1kg)

$4.90 CA$6.81

$3.88 CA$5.39

26.29%

Tomato (1kg)

$5.43 CA$7.55

$4.33 CA$6.02

25.40%

Potato (1kg)

$2.62 CA$3.64

$1.83 CA$2.54

43.17%

Onion (1kg)

$1.52 CA$2.11

$1.50 CA$2.08

1.33%

Lettuce (1 head)

$2.25 CA$3.13

$2.28 CA$3.16

-1.32%

Water (1.5 liter bottle)

$1.63 CA$2.26

$1.44 CA$2.00

13.19%

Cigarettes 20 Pack (Marlboro, Camel)

$11.48 CA$15.95

$14.20 CA$19.73

-19.15%

Wine (Bottle)

$12.29 CA$17.08

$14.24 CA$19.79

-13.69%

Local Beer (0.5 liter bottle)

$3.12 CA$4.34

$2.25 CA$3.12

38.67%

Imported Beer (0.33 liter bottle)

$4.74 CA$6.58

$2.53 CA$3.52

87.35%

One-way Ticket (Public Transport)

$2.16 CA$3.00

$2.47 CA$3.43

-12.55%

Public Transport Monthly Pass (Regular Price)

$57.9 CA$80.4

$112 CA$156

-48.33%

Taxi Start (Normal Tariff)

$2.91 CA$4.05

$3.05 CA$4.24

-4.59%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.86

$1.24 CA$1.72

8.06%

Taxi 1hour Waiting (Normal Tariff)

$21.70 CA$30.15

$22.44 CA$31.18

-3.30%

Gasoline (1 liter)

$1.22 CA$1.70

$1.24 CA$1.72

-1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$38.9K

$27.5K CA$38.2K

1.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.4K

$21.1K CA$29.4K

-6.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$129 CA$180

$128 CA$177

1.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.0 CA$101

$33.79 CA$46.95

115.95%

Internet (50+ Mbps, Unlimited Data)

$71.1 CA$98.9

$49.25 CA$68.4

44.45%

Gym Membership (Monthly)

$40.37 CA$56.1

$40.93 CA$56.9

-1.37%

Tennis Court (1 Hour on Weekend)

$25.68 CA$35.69

$24.62 CA$34.21

4.31%

Cinema Ticket

$10.73 CA$14.91

$13.16 CA$18.29

-18.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$599 CA$833

$792 CA$1,101

-24.40%

International Primary School, 1 Child (Yearly)

$1,713 CA$2,381

$24.1K CA$33.5K

-92.90%

Jeans (Levis 501 Or Similar)

$49.79 CA$69.2

$54.5 CA$75.8

-8.68%

Summer Dress (H&M, Zara, etc)

$40.89 CA$56.8

$43.11 CA$59.9

-5.15%

Sport Shoes (Adidas, Nike)

$79.6 CA$111

$102 CA$141

-21.56%

Men's Leather Business Shoes

$83.7 CA$116

$123 CA$171

-32.11%

1-bedroom Apartment, City Center (Monthly)

$1,152 CA$1,601

$1,653 CA$2,297

-30.31%

1-bedroom Apartment, Outside City Center (Monthly)

$867 CA$1,204

$1,452 CA$2,017

-40.31%

3-bedroom Apartment, City Center (Monthly)

$1,868 CA$2,596

$2,694 CA$3,744

-30.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,500 CA$2,084

$2,149 CA$2,987

-30.23%

Buy Apartment in City Center (m2)

$1,932 CA$2,685

$8,347 CA$11.6K

-76.86%

Buy Apartment Outside City Center (m2)

$1,948 CA$2,707

$6,816 CA$9,471

-71.42%

Average Monthly Net Salary (After Tax)

$2,366 CA$3,288

$3,614 CA$5,022

-34.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

4.49

6.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fredericton: August 30, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,152 in Fredericton and $1,653 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 53% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Fredericton vs $88.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $357 vs $365 per month, with Fredericton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fredericton vs Toronto: Cost of Living - Frequently Asked Questions

Fredericton is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 28% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 53% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,152 in Fredericton versus $1,653 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Fredericton runs roughly 94% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $599 in Fredericton versus $792 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,047 in Fredericton versus $2,628 in Toronto, a $2,500 budget is realistic in Fredericton but tight or insufficient in Toronto. The gap between the two cities makes Fredericton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fredericton gentler on the wallet – expenses run 28% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.