Cost of Living Comparison Between Toronto and Fredericton Cost of Living Comparison Between Toronto and Fredericton

Monthly Cost of Living

Monthly costs for one person with rent: $2,788 in Toronto versus $1,899 in Fredericton.

Estimated couple costs with rent: $4,110 in Toronto versus $2,913 in Fredericton.

Monthly costs for a family of three with rent: $5,432 in Toronto versus $3,926 in Fredericton.

Living in Toronto is roughly 47% more expensive than in Fredericton, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 109% above, Fredericton 42% above.

Meal at Budget Restaurant

$18.51 CA$25.96

$14.98 CA$21.00

23.56%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$54.3 CA$76.2

54.23%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$11.16 CA$15.65

-1.70%

Cappuccino

$3.99 CA$5.59

$4.03 CA$5.65

-0.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.59 CA$3.63

-18.53%

Water (0.33 liter bottle)

$1.69 CA$2.37

$2.12 CA$2.97

-20.28%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$5.13 CA$7.19

15.40%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.42 CA$7.60

19.56%

Milk (1 liter)

$2.71 CA$3.80

$1.96 CA$2.75

38.27%

White Bread (500g)

$2.85 CA$4.00

$2.88 CA$4.03

-1.04%

Rice (white) (1kg)

$3.56 CA$4.99

$2.98 CA$4.18

19.46%

Eggs

$3.54 CA$4.96

$3.62 CA$5.08

-2.21%

Local Cheese (1kg)

$13.26 CA$18.59

$11.54 CA$16.18

14.90%

Chicken Fillets (1kg)

$13.05 CA$18.29

$9.63 CA$13.51

35.51%

Beef Round Steak (1kg)

$16.77 CA$23.51

$8.64 CA$12.12

94.10%

Apples (1kg)

$4.11 CA$5.77

$4.92 CA$6.89

-16.46%

Banana (1kg)

$1.14 CA$1.60

$1.59 CA$2.23

-28.30%

Oranges (1kg)

$3.40 CA$4.76

$3.95 CA$5.54

-13.92%

Tomato (1kg)

$4.02 CA$5.64

$5.64 CA$7.91

-28.72%

Potato (1kg)

$2.43 CA$3.41

$1.85 CA$2.59

31.35%

Onion (1kg)

$2.94 CA$4.12

$1.56 CA$2.19

88.46%

Lettuce (1 head)

$2.47 CA$3.47

$2.53 CA$3.55

-2.37%

Water (1.5 liter bottle)

$1.92 CA$2.69

$1.57 CA$2.21

22.29%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$11.87 CA$16.64

26.28%

Wine (Bottle)

$14.34 CA$20.10

$11.98 CA$16.79

19.70%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$3.25 CA$4.56

-16.62%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$4.68 CA$6.56

-33.33%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$2.15 CA$3.01

13.95%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$58.2 CA$81.5

94.00%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$5.76 CA$8.07

-36.98%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$1.77 CA$2.49

-24.29%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$44.76 CA$62.8

-42.92%

Gasoline (1 liter)

$1.11 CA$1.55

$1.27 CA$1.78

-12.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$24.9K CA$34.9K

1.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$20.1K CA$28.1K

8.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$136 CA$190

-13.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$56.5 CA$79.2

-33.46%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$77.6 CA$109

-30.80%

Gym Membership (Monthly)

$57.1 CA$80.1

$41.11 CA$57.6

38.90%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

$26.18 CA$36.70

-20.32%

Cinema Ticket

$11.56 CA$16.20

$11.06 CA$15.51

4.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$596 CA$836

88.78%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$1,758 CA$2,465

948.81%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$52.7 CA$73.8

8.85%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$41.44 CA$58.1

-5.77%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$81.3 CA$114

7.77%

Men's Leather Business Shoes

$114 CA$159

$85.7 CA$120

32.66%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$1,110 CA$1,556

65.91%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$797 CA$1,117

92.10%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$1,799 CA$2,522

62.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,520 CA$2,131

64.63%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$1,885 CA$2,642

362.97%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$1,887 CA$2,646

263.92%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$2,383 CA$3,341

44.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.44

-19.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Fredericton: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,842 in Toronto and $1,110 in Fredericton. Housing cost is often the main lever when comparing two cities.

Toronto pays 45% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Toronto vs $54.0 in Fredericton for a mid-range dinner for two. Groceries echo the gap at $395 vs $349 per month, with Fredericton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fredericton: Cost of Living - Frequently Asked Questions

Fredericton is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 47% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 45% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,842 in Toronto versus $1,110 in Fredericton. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Fredericton runs roughly 94% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,125 in Toronto versus $596 in Fredericton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,899 in Fredericton versus $2,788 in Toronto, a $2,500 budget is realistic in Fredericton but tight or insufficient in Toronto. The gap between the two cities makes Fredericton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fredericton gentler on the wallet – expenses run 47% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.