Last update: Oct 2026

Cost of Living Comparison Between Toronto and Fredericton

For one person, living is cheaper in Fredericton: $2,068 a month against $2,589 in Toronto, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
99

Cost of Living Index in Fredericton
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Fredericton Living Index

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Toronto

🇨🇦 Canada

$2,589

/mo nomad

Fredericton

🇨🇦 Canada

$2,068

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Fredericton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Fredericton actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,589 in Toronto versus $2,068 in Fredericton.

Toronto $2,589
Fredericton $2,068

Estimated couple costs with rent: $3,710 in Toronto versus $3,097 in Fredericton.

Toronto $3,710
Fredericton $3,097

Monthly costs for a family of three with rent: $4,831 in Toronto versus $4,127 in Fredericton.

Toronto $4,831
Fredericton $4,127

Living in Toronto is roughly 25% more expensive than in Fredericton, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 90% above, Fredericton 52% above.

Meal at Budget Restaurant

$17.60 CA$24.62

$16.01 CA$22.39

9.93%

Three-Course Dinner for Two, Mid-Range

$77.8 CA$109

$64.1 CA$89.7

21.31%

Fast Food Meal (McDonalds, etc)

$10.59 CA$14.81

$12.71 CA$17.77

-16.68%

Cappuccino

$4.16 CA$5.82

$4.09 CA$5.72

1.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.86

$2.61 CA$3.65

-21.84%

Water (0.33 liter bottle)

$1.75 CA$2.45

$2.16 CA$3.02

-18.98%

Local Beer (0.5 liter draught)

$6.58 CA$9.20

$5.65 CA$7.91

16.46%

Imported Beer (0.33 liter bottle)

$7.11 CA$9.95

$5.04 CA$7.05

41.07%

Milk (1 liter)

$2.53 CA$3.55

$1.72 CA$2.40

47.09%

White Bread (500g)

$2.70 CA$3.78

$2.79 CA$3.91

-3.23%

Rice (white) (1kg)

$2.24 CA$3.13

$2.53 CA$3.54

-11.46%

Eggs

$3.48 CA$4.87

$3.90 CA$5.46

-10.77%

Local Cheese (1kg)

$9.38 CA$13.11

$11.43 CA$15.98

-17.94%

Chicken Fillets (1kg)

$11.60 CA$16.22

$9.67 CA$13.52

19.96%

Beef Round Steak (1kg)

$14.68 CA$20.54

$10.53 CA$14.73

39.41%

Apples (1kg)

$3.74 CA$5.24

$4.65 CA$6.51

-19.57%

Banana (1kg)

$1.22 CA$1.71

$1.61 CA$2.25

-24.22%

Oranges (1kg)

$3.48 CA$4.87

$4.78 CA$6.68

-27.20%

Tomato (1kg)

$4.32 CA$6.05

$5.40 CA$7.55

-20.00%

Potato (1kg)

$1.85 CA$2.59

$2.62 CA$3.66

-29.39%

Onion (1kg)

$1.69 CA$2.36

$1.51 CA$2.11

11.92%

Lettuce (1 head)

$2.23 CA$3.12

$2.20 CA$3.08

1.36%

Water (1.5 liter bottle)

$1.28 CA$1.79

$1.66 CA$2.32

-22.89%

Cigarettes 20 Pack (Marlboro, Camel)

$14.04 CA$19.64

$11.36 CA$15.89

23.59%

Wine (Bottle)

$14.43 CA$20.18

$12.03 CA$16.82

19.95%

Local Beer (0.5 liter bottle)

$2.16 CA$3.02

$3.08 CA$4.31

-29.87%

Imported Beer (0.33 liter bottle)

$2.52 CA$3.53

$4.44 CA$6.21

-43.24%

One-way Ticket (Public Transport)

$2.37 CA$3.31

$2.19 CA$3.06

8.22%

Public Transport Monthly Pass (Regular Price)

$112 CA$157

$56.2 CA$78.6

100.25%

Taxi Start (Normal Tariff)

$3.04 CA$4.26

$2.79 CA$3.91

8.96%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.73

$1.35 CA$1.88

-8.15%

Taxi 1hour Waiting (Normal Tariff)

$22.55 CA$31.55

$21.08 CA$29.48

6.97%

Gasoline (1 liter)

$1.24 CA$1.74

$1.27 CA$1.77

-2.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K CA$37.6K

$28.4K CA$39.7K

-5.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K CA$29.9K

$21.5K CA$30.0K

-0.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 CA$174

$124 CA$173

0.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.05 CA$46.23

$72.4 CA$101

-54.36%

Internet (50+ Mbps, Unlimited Data)

$47.96 CA$67.1

$71.5 CA$100

-32.92%

Gym Membership (Monthly)

$36.69 CA$51.3

$37.23 CA$52.1

-1.45%

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.11

$25.31 CA$35.40

-6.48%

Cinema Ticket

$13.08 CA$18.29

$10.50 CA$14.69

24.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$759 CA$1,061

$595 CA$832

27.54%

International Primary School, 1 Child (Yearly)

$23.8K CA$33.3K

$1,728 CA$2,417

1276.51%

Jeans (Levis 501 Or Similar)

$53.5 CA$74.9

$50.8 CA$71.0

5.50%

Summer Dress (H&M, Zara, etc)

$40.44 CA$56.6

$39.42 CA$55.1

2.59%

Sport Shoes (Adidas, Nike)

$100 CA$141

$75.9 CA$106

32.37%

Men's Leather Business Shoes

$125 CA$175

$82.0 CA$115

52.68%

1-bedroom Apartment, City Center (Monthly)

$1,630 CA$2,280

$1,211 CA$1,693

34.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,416 CA$1,980

$931 CA$1,302

52.05%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,768

$2,018 CA$2,823

33.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,101 CA$2,939

$1,579 CA$2,208

33.09%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

$2,023 CA$2,830

273.19%

Buy Apartment Outside City Center (m2)

$6,674 CA$9,335

$1,815 CA$2,538

267.77%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,956

$2,557 CA$3,577

38.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.77

-6.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 26, 2026

Last update for Fredericton: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.7%

Fredericton

$931 45% 34.2% $485

Groceries & Markets

Toronto

$345 13.3%

Fredericton

$352 17% 2.1% $7.1

Eating Out

Toronto

$285 11%

Fredericton

$273 13.2% 4.2% $12

Monthly Utilities & Internet

Toronto

$206 7.9%

Fredericton

$268 12.9% 30.1% $62

Clothing & Footwear

Toronto

$144 5.6%

Fredericton

$112 5.4% 22.4% $32

Getting Around

Toronto

$131 5.1%

Fredericton

$74 3.6% 43.3% $57

Sport & Entertainment

Toronto

$63 2.4%

Fredericton

$58 2.8% 7.4% $4.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,630 in Toronto and $1,211 in Fredericton. Housing cost is often the main lever when comparing two cities.

Toronto pays 39% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $78 in Toronto vs $64 in Fredericton. Groceries flip the comparison at $345 vs $352, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Fredericton

🕒 Local time

23:28 11:28 PM

00:28 12:28 AM

1 h ahead of Toronto

🌤 Weather

👥 Population

2,731,571

56,224

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

Exchange rates and currency converter

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Between locations

Toronto Fredericton 1,040 km ≈ 1 h 45 min nonstop flight

From you

Toronto
Fredericton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fredericton: Cost of Living - Frequently Asked Questions

Fredericton is about 20% cheaper overall, especially in transport, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 39% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,630 in Toronto versus $1,211 in Fredericton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $759 in Toronto versus $595 in Fredericton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fredericton – a meal for two runs $64 versus $78 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,068 in Fredericton versus $2,589 in Toronto, a $2,500 budget is realistic in Fredericton but tight or insufficient in Toronto. The gap between the two cities makes Fredericton the clear choice for anyone on this budget.

For families, Fredericton is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Fredericton wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.