Cost of Living Comparison Between Toronto and Fredericton Cost of Living Comparison Between Toronto and Fredericton

Monthly Cost of Living

Monthly costs for one person with rent: $2,811 in Toronto versus $1,957 in Fredericton.

Estimated couple costs with rent: $4,130 in Toronto versus $2,944 in Fredericton.

Monthly costs for a family of three with rent: $5,449 in Toronto versus $3,931 in Fredericton.

Living in Toronto is roughly 44% more expensive than Fredericton, driven mainly by Getting Around.

Both cities are pricier than the global median: Toronto 110% above, Fredericton 46% above.

Meal at Budget Restaurant

$18.71 CA$25.90

$14.75 CA$20.43

26.85%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$113

$55.4 CA$76.7

47.71%

Fast Food Meal (McDonalds, etc)

$10.83 CA$14.99

Cappuccino

$3.89 CA$5.38

$3.93 CA$5.44

-1.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.07

$2.59 CA$3.59

-14.29%

Water (0.33 liter bottle)

$1.65 CA$2.28

$2.05 CA$2.84

-19.51%

Local Beer (0.5 liter draught)

$6.05 CA$8.38

$5.02 CA$6.94

20.52%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.11

$5.43 CA$7.51

21.18%

Milk (1 liter)

$2.73 CA$3.77

$1.89 CA$2.61

44.44%

White Bread (500g)

$2.72 CA$3.76

$2.94 CA$4.07

-7.48%

Rice (white) (1kg)

$3.54 CA$4.90

$2.97 CA$4.11

19.19%

Eggs

$3.50 CA$4.84

$3.65 CA$5.06

-4.11%

Local Cheese (1kg)

$13.53 CA$18.73

$11.68 CA$16.17

15.84%

Chicken Fillets (1kg)

$13.09 CA$18.12

$9.45 CA$13.08

38.52%

Beef Round Steak (1kg)

$16.96 CA$23.49

$8.77 CA$12.14

93.39%

Apples (1kg)

$4.16 CA$5.76

$4.90 CA$6.79

-15.10%

Banana (1kg)

$1.18 CA$1.63

$1.61 CA$2.22

-26.71%

Oranges (1kg)

$3.25 CA$4.50

$3.97 CA$5.50

-18.14%

Tomato (1kg)

$4.12 CA$5.70

$5.39 CA$7.47

-23.56%

Potato (1kg)

$2.50 CA$3.47

$1.87 CA$2.59

33.69%

Onion (1kg)

$2.88 CA$3.98

$1.62 CA$2.25

77.78%

Lettuce (1 head)

$2.35 CA$3.25

$2.52 CA$3.49

-6.75%

Water (1.5 liter bottle)

$2.00 CA$2.77

$1.58 CA$2.19

26.58%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.19

$11.96 CA$16.56

21.91%

Wine (Bottle)

$14.18 CA$19.63

$12.46 CA$17.25

13.80%

Local Beer (0.5 liter bottle)

$2.80 CA$3.88

$3.28 CA$4.55

-14.63%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.51

$4.83 CA$6.69

-32.71%

One-way Ticket (Public Transport)

$2.40 CA$3.32

$2.26 CA$3.13

6.19%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$59.9 CA$83.0

90.37%

Taxi Start (Normal Tariff)

$3.76 CA$5.20

$6.04 CA$8.36

-37.75%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.95

$1.70 CA$2.35

-17.06%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.34

$43.45 CA$60.2

-41.24%

Gasoline (1 liter)

$1.10 CA$1.52

$1.25 CA$1.74

-12.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.9K

$24.6K CA$34.1K

2.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$20.2K CA$28.0K

4.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$133 CA$183

-9.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.0

$56.4 CA$78.1

-33.44%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.5

$78.6 CA$109

-30.64%

Gym Membership (Monthly)

$55.5 CA$76.9

$41.17 CA$57.0

34.83%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.28

$26.90 CA$37.25

-21.38%

Cinema Ticket

$11.56 CA$16.00

$11.09 CA$15.35

4.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,564

$611 CA$846

84.73%

International Primary School, 1 Child (Yearly)

$18.0K CA$24.9K

$1,786 CA$2,473

906.46%

Jeans (Levis 501 Or Similar)

$56.9 CA$78.8

$51.8 CA$71.7

9.95%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.3

$40.90 CA$56.6

-2.30%

Sport Shoes (Adidas, Nike)

$89.7 CA$124

$82.8 CA$115

8.22%

Men's Leather Business Shoes

$114 CA$158

$86.0 CA$119

32.84%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,561

$1,086 CA$1,503

70.37%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,159

$809 CA$1,120

92.73%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,051

$1,783 CA$2,469

64.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,420

$1,508 CA$2,088

63.81%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$1,945 CA$2,693

367.06%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,742

$1,950 CA$2,701

260.72%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,946

$2,426 CA$3,359

47.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.44

-19.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Fredericton: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,849 in Toronto and $1,086 in Fredericton. Housing cost is often the main lever when comparing two cities.

Toronto pays 47% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Toronto vs $55.0 in Fredericton for a mid-range dinner for two. Groceries echo the gap at $396 vs $349 per month, with Fredericton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fredericton: Cost of Living - Frequently Asked Questions

Fredericton is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Sport & Entertainment. The 44% gap adds up to real monthly savings that compound significantly over time.

Toronto pays 47% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,849 in Toronto versus $1,086 in Fredericton. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Fredericton runs roughly 90% less than in Toronto. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $1,129 in Toronto versus $611 in Fredericton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,957 in Fredericton versus $2,811 in Toronto, a $2,500 budget is realistic in Fredericton but tight or insufficient in Toronto. The gap between the two cities makes Fredericton the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fredericton gentler on the wallet – expenses run 44% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.