Last update: Oct 2026

Cost of Living Comparison Between Fort McMurray and Toronto

For one person, living is cheaper in Fort McMurray: $2,242 a month against $2,561 in Toronto, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

109

Cost of Living Index in Fort McMurray
Learn more

Fort McMurray Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

Jump to prices

Fort McMurray

🇨🇦 Canada

$2,242

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort McMurray and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort McMurray and in Toronto actually costs, broken down by who's living it.

A single person spends $2,242 per month in Fort McMurray vs $2,561 in Toronto, rent included.

Fort McMurray $2,242
Toronto $2,561

A couple spends around $3,323 per month in Fort McMurray vs $3,694 in Toronto, rent included.

Fort McMurray $3,323
Toronto $3,694

A family of three spends $4,404 per month in Fort McMurray vs $4,826 in Toronto, rent included.

Fort McMurray $4,404
Toronto $4,826

Fort McMurray is about 12% cheaper than Toronto, and outside of rent the biggest gap is in groceries.

Both Fort McMurray and Toronto sit above the global median – Fort McMurray by 66%, Toronto by 90%.

Meal at Budget Restaurant

$20.90 CA$29.54

$17.18 CA$24.29

21.65%

Three-Course Dinner for Two, Mid-Range

$55.8 CA$78.9

$76.0 CA$107

-26.51%

Fast Food Meal (McDonalds, etc)

$13.79 CA$19.50

$10.54 CA$14.89

30.83%

Cappuccino

$3.88 CA$5.49

$4.02 CA$5.68

-3.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.37 CA$3.35

$2.12 CA$3.00

11.79%

Water (0.33 liter bottle)

$1.52 CA$2.14

$1.75 CA$2.48

-13.14%

Local Beer (0.5 liter draught)

$5.73 CA$8.10

$6.24 CA$8.83

-8.17%

Imported Beer (0.33 liter bottle)

$5.33 CA$7.53

$7.09 CA$10.02

-24.82%

Milk (1 liter)

$1.41 CA$2.00

$2.44 CA$3.45

-42.21%

White Bread (500g)

$2.70 CA$3.82

$2.68 CA$3.78

0.75%

Rice (white) (1kg)

$3.02 CA$4.27

$2.24 CA$3.17

34.82%

Eggs

$2.98 CA$4.21

$3.56 CA$5.03

-16.29%

Local Cheese (1kg)

$13.00 CA$18.38

$9.09 CA$12.85

43.01%

Chicken Fillets (1kg)

$13.01 CA$18.39

$11.33 CA$16.01

14.83%

Beef Round Steak (1kg)

$19.80 CA$27.99

$14.53 CA$20.55

36.27%

Apples (1kg)

$4.44 CA$6.28

$3.62 CA$5.12

22.65%

Banana (1kg)

$1.26 CA$1.78

$1.21 CA$1.72

4.13%

Oranges (1kg)

$5.19 CA$7.33

$3.60 CA$5.09

44.17%

Tomato (1kg)

$6.60 CA$9.34

$4.21 CA$5.96

56.77%

Potato (1kg)

$3.66 CA$5.17

$1.79 CA$2.53

104.47%

Onion (1kg)

$3.95 CA$5.58

$1.59 CA$2.25

148.43%

Lettuce (1 head)

$2.99 CA$4.22

$2.27 CA$3.21

31.72%

Water (1.5 liter bottle)

$1.36 CA$1.93

$1.25 CA$1.77

8.80%

Cigarettes 20 Pack (Marlboro, Camel)

$15.66 CA$22.13

$13.82 CA$19.53

13.31%

Wine (Bottle)

$14.09 CA$19.92

$14.27 CA$20.18

-1.26%

Local Beer (0.5 liter bottle)

$4.24 CA$5.99

$2.20 CA$3.10

92.73%

Imported Beer (0.33 liter bottle)

$3.49 CA$4.93

$2.43 CA$3.44

43.62%

One-way Ticket (Public Transport)

$1.38 CA$1.94

$2.39 CA$3.38

-42.26%

Public Transport Monthly Pass (Regular Price)

$49.42 CA$69.9

$111 CA$157

-55.45%

Taxi Start (Normal Tariff)

$3.57 CA$5.05

$2.91 CA$4.12

22.68%

Taxi (Normal Tariff) (1km)

$1.11 CA$1.57

$1.20 CA$1.69

-7.50%

Taxi 1hour Waiting (Normal Tariff)

$32.27 CA$45.62

$21.38 CA$30.23

50.94%

Gasoline (1 liter)

$1.06 CA$1.50

$1.21 CA$1.71

-12.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$38.6K

$28.2K CA$39.8K

-3.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.9K

$20.3K CA$28.6K

4.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 CA$269

$120 CA$170

58.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.41 CA$68.4

$32.26 CA$45.60

50.06%

Internet (50+ Mbps, Unlimited Data)

$61.1 CA$86.4

$47.93 CA$67.8

27.48%

Gym Membership (Monthly)

$43.19 CA$61.1

$38.48 CA$54.4

12.24%

Tennis Court (1 Hour on Weekend)

$8.77 CA$12.40

$22.96 CA$32.46

-61.80%

Cinema Ticket

$12.46 CA$17.62

$12.38 CA$17.50

0.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$559 CA$790

$830 CA$1,173

-32.69%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$66.3 CA$93.8

$50.7 CA$71.7

30.82%

Summer Dress (H&M, Zara, etc)

$35.33 CA$49.95

$40.02 CA$56.6

-11.72%

Sport Shoes (Adidas, Nike)

$77.3 CA$109

$98.0 CA$139

-21.09%

Men's Leather Business Shoes

$85.2 CA$120

$121 CA$171

-29.38%

1-bedroom Apartment, City Center (Monthly)

$906 CA$1,281

$1,592 CA$2,251

-43.11%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,364

$1,410 CA$1,994

-31.59%

3-bedroom Apartment, City Center (Monthly)

$1,591 CA$2,250

$2,670 CA$3,775

-40.40%

3-bedroom Apartment, Outside City Center (Monthly)

$1,656 CA$2,340

$2,152 CA$3,042

-23.05%

Buy Apartment in City Center (m2)

$2,598 CA$3,673

$7,945 CA$11.2K

-67.30%

Buy Apartment Outside City Center (m2)

$1,865 CA$2,636

$6,542 CA$9,249

-71.50%

Average Monthly Net Salary (After Tax)

$3,042 CA$4,300

$3,727 CA$5,269

-18.38%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.77

4.47

6.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort McMurray: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort McMurray

$965 43%

Toronto

$1.4K 55.1% 46.2% $446

Groceries & Markets

Fort McMurray

$416 18.6%

Toronto

$340 13.3% 18.3% $76

Eating Out

Fort McMurray

$310 13.8%

Toronto

$278 10.9% 10.3% $32

Monthly Utilities & Internet

Fort McMurray

$300 13.4%

Toronto

$201 7.8% 33.1% $99

Clothing & Footwear

Fort McMurray

$119 5.3%

Toronto

$139 5.4% 17.1% $20

Sport & Entertainment

Fort McMurray

$68 3%

Toronto

$63 2.5% 7.2% $4.9

Getting Around

Fort McMurray

$64 2.9%

Toronto

$129 5.1% 102% $65

Cost Breakdown

A central one-bedroom costs $906 in Fort McMurray versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $56.0 in Fort McMurray versus $76.0 in Toronto. Groceries tell a different story – $416 in Fort McMurray vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Fort McMurray

🇨🇦 Toronto

🕒 Local time

12:31 12:31 PM

14:31 2:31 PM

2 h ahead of Fort McMurray

🌤 Weather

👥 Population

66,573

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Fort McMurray Toronto 2,670 km ≈ 3 h 45 min nonstop flight

From you

Fort McMurray
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort McMurray vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,242 in Fort McMurray, $2,561 in Toronto – roughly 14% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,362 per month in Fort McMurray and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,242 in Fort McMurray and $2,561 in Toronto. That's a gap of about 14%.

Public transport costs about 124% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,242, than in Toronto at $2,561. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.