Cost of Living Comparison Between Fort McMurray and Toronto Cost of Living Comparison Between Fort McMurray and Toronto

Monthly Cost of Living

A single person spends $2,345 per month in Fort McMurray vs $2,811 in Toronto, rent included.

A couple spends around $3,430 per month in Fort McMurray vs $4,130 in Toronto, rent included.

A family of three spends $4,514 per month in Fort McMurray vs $5,449 in Toronto, rent included.

Fort McMurray is about 17% cheaper than Toronto, driven mainly by Getting Around.

Both Fort McMurray and Toronto sit above the global median – Fort McMurray by 75%, Toronto by 110%.

Currency
🍽 Eating Out
Fort McMurray
Toronto
Difference
Meal at Budget Restaurant
$25.67 CA$35.55
$18.71 CA$25.90
37.20%
Three-Course Dinner for Two, Mid-Range
$59.7 CA$82.7
$81.9 CA$113
-27.03%
Fast Food Meal (McDonalds, etc)
$14.49 CA$20.07
$10.83 CA$14.99
33.80%
Cappuccino
$3.76 CA$5.21
$3.89 CA$5.38
-3.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.71 CA$3.75
$2.22 CA$3.07
22.07%
Water (0.33 liter bottle)
$1.66 CA$2.30
$1.65 CA$2.28
0.61%
Local Beer (0.5 liter draught)
$5.93 CA$8.20
$6.05 CA$8.38
-1.98%
Imported Beer (0.33 liter bottle)
$5.66 CA$7.84
$6.58 CA$9.11
-13.98%
🛒 Groceries & Markets
Fort McMurray
Toronto
Difference
Milk (1 liter)
$1.45 CA$2.01
$2.73 CA$3.77
-46.89%
White Bread (500g)
$2.90 CA$4.02
$2.72 CA$3.76
6.62%
Rice (white) (1kg)
$2.94 CA$4.07
$3.54 CA$4.90
-16.95%
Eggs
$3.22 CA$4.46
$3.50 CA$4.84
-8.00%
Local Cheese (1kg)
$11.49 CA$15.91
$13.53 CA$18.73
-15.08%
Chicken Fillets (1kg)
$14.52 CA$20.10
$13.09 CA$18.12
10.92%
Beef Round Steak (1kg)
$15.60 CA$21.60
$16.96 CA$23.49
-8.02%
Apples (1kg)
$4.00 CA$5.54
$4.16 CA$5.76
-3.85%
Banana (1kg)
$2.34 CA$3.24
$1.18 CA$1.63
98.31%
Oranges (1kg)
$5.14 CA$7.12
$3.25 CA$4.50
58.15%
Tomato (1kg)
$6.53 CA$9.05
$4.12 CA$5.70
58.50%
Potato (1kg)
$5.17 CA$7.15
$2.50 CA$3.47
106.80%
Onion (1kg)
$3.38 CA$4.68
$2.88 CA$3.98
17.36%
Lettuce (1 head)
$2.99 CA$4.14
$2.35 CA$3.25
27.23%
Water (1.5 liter bottle)
$1.34 CA$1.86
$2.00 CA$2.77
-33.00%
Cigarettes 20 Pack (Marlboro, Camel)
$16.51 CA$22.86
$14.58 CA$20.19
13.24%
Wine (Bottle)
$14.37 CA$19.89
$14.18 CA$19.63
1.34%
Local Beer (0.5 liter bottle)
$3.44 CA$4.76
$2.80 CA$3.88
22.86%
Imported Beer (0.33 liter bottle)
$2.25 CA$3.12
$3.25 CA$4.51
-30.77%
🚌 Getting Around
Fort McMurray
Toronto
Difference
One-way Ticket (Public Transport)
$1.44 CA$1.99
$2.40 CA$3.32
-40.00%
Public Transport Monthly Pass (Regular Price)
$49.86 CA$69.0
$114 CA$158
-56.28%
Taxi Start (Normal Tariff)
$3.25 CA$4.51
$3.76 CA$5.20
-13.56%
Taxi (Normal Tariff) (1km)
$1.36 CA$1.88
$1.41 CA$1.95
-3.55%
Taxi 1hour Waiting (Normal Tariff)
$22.65 CA$31.36
$25.53 CA$35.34
-11.28%
Gasoline (1 liter)
$1.06 CA$1.46
$1.10 CA$1.52
-3.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3K CA$35.1K
$25.2K CA$34.9K
0.41%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.9K CA$31.7K
$21.1K CA$29.2K
8.51%
🧾 Monthly Utilities & Internet
Fort McMurray
Toronto
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$199 CA$276
$120 CA$166
66.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$42.00 CA$58.2
$37.54 CA$52.0
11.88%
Internet (50+ Mbps, Unlimited Data)
$64.5 CA$89.3
$54.5 CA$75.5
18.23%
🎉 Sport & Entertainment
Fort McMurray
Toronto
Difference
Gym Membership (Monthly)
$45.55 CA$63.1
$55.5 CA$76.9
-17.94%
Tennis Court (1 Hour on Weekend)
-
$21.15 CA$29.28
-
Cinema Ticket
$14.61 CA$20.22
$11.56 CA$16.00
26.38%
🧸 Childcare & Education
Fort McMurray
Toronto
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$961 CA$1,330
$1,129 CA$1,564
-14.93%
International Primary School, 1 Child (Yearly)
$11.8K CA$16.3K
$18.0K CA$24.9K
-34.56%
👕👟 Clothing & Footwear
Fort McMurray
Toronto
Difference
Jeans (Levis 501 Or Similar)
$72.4 CA$100
$56.9 CA$78.8
27.09%
Summer Dress (H&M, Zara, etc)
$39.71 CA$55.0
$39.96 CA$55.3
-0.63%
Sport Shoes (Adidas, Nike)
$81.3 CA$113
$89.7 CA$124
-9.36%
Men's Leather Business Shoes
$87.3 CA$121
$114 CA$158
-23.57%
🏠 Accommodation & Living
Fort McMurray
Toronto
Difference
1-bedroom Apartment, City Center (Monthly)
$971 CA$1,345
$1,849 CA$2,561
-47.49%
1-bedroom Apartment, Outside City Center (Monthly)
$1,002 CA$1,387
$1,560 CA$2,159
-35.78%
3-bedroom Apartment, City Center (Monthly)
$1,531 CA$2,119
$2,925 CA$4,051
-47.68%
3-bedroom Apartment, Outside City Center (Monthly)
$1,594 CA$2,206
$2,470 CA$3,420
-35.49%
Buy Apartment in City Center (m2)
$2,759 CA$3,820
$9,085 CA$12.6K
-69.63%
Buy Apartment Outside City Center (m2)
$1,914 CA$2,651
$7,036 CA$9,742
-72.79%
💵 Salaries & Financials
Fort McMurray
Toronto
Difference
Average Monthly Net Salary (After Tax)
$3,061 CA$4,239
$3,572 CA$4,946
-14.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
5.16
29.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort McMurray: May 30, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $971 in Fort McMurray versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $60.0 in Fort McMurray versus $82.0 in Toronto. Groceries tell a different story – $410 in Fort McMurray vs $396 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fort McMurray vs Toronto: Cost of Living - Frequently Asked Questions
How do living costs in Fort McMurray and Toronto compare overall?
Monthly costs with rent: $2,345 in Fort McMurray, $2,811 in Toronto – roughly 20% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.
What salary covers living expenses in Fort McMurray compared to Toronto?
For a comfortable life, plan on about $3,518 per month in Fort McMurray and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Fort McMurray and Toronto?
Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: Fort McMurray or Toronto?
Monthly expenses with rent come to $2,345 in Fort McMurray and $2,811 in Toronto. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do commuting costs compare in Fort McMurray and Toronto?
Public transport costs about 129% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,345, than in Toronto at $2,811. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.
Where should families live: Fort McMurray or Toronto?
Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between Fort McMurray and Toronto?
If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.

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