Cost of Living Comparison Between Fort McMurray and Toronto Cost of Living Comparison Between Fort McMurray and Toronto

Monthly Cost of Living

A single person spends $2,395 per month in Fort McMurray vs $2,788 in Toronto, rent included.

A couple spends around $3,439 per month in Fort McMurray vs $4,110 in Toronto, rent included.

A family of three spends $4,483 per month in Fort McMurray vs $5,432 in Toronto, rent included.

Fort McMurray is about 14% cheaper than Toronto, driven mainly by Eating Out.

Both Fort McMurray and Toronto sit above the global median – Fort McMurray by 79%, Toronto by 109%.

Meal at Budget Restaurant

$26.07 CA$36.55

$18.51 CA$25.96

40.84%

Three-Course Dinner for Two, Mid-Range

$57.9 CA$81.2

$83.8 CA$118

-30.93%

Fast Food Meal (McDonalds, etc)

$14.87 CA$20.85

$10.97 CA$15.38

35.55%

Cappuccino

$3.81 CA$5.35

$3.99 CA$5.59

-4.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 CA$3.81

$2.11 CA$2.96

28.91%

Water (0.33 liter bottle)

$1.70 CA$2.39

$1.69 CA$2.37

0.59%

Local Beer (0.5 liter draught)

$6.01 CA$8.43

$5.92 CA$8.30

1.52%

Imported Beer (0.33 liter bottle)

$5.81 CA$8.14

$6.48 CA$9.08

-10.34%

Milk (1 liter)

$1.47 CA$2.07

$2.71 CA$3.80

-45.76%

White Bread (500g)

$2.85 CA$4.00

Rice (white) (1kg)

$2.79 CA$3.91

$3.56 CA$4.99

-21.63%

Eggs

$3.16 CA$4.43

$3.54 CA$4.96

-10.73%

Local Cheese (1kg)

$11.28 CA$15.82

$13.26 CA$18.59

-14.93%

Chicken Fillets (1kg)

$14.35 CA$20.12

$13.05 CA$18.29

9.96%

Beef Round Steak (1kg)

$15.61 CA$21.89

$16.77 CA$23.51

-6.92%

Apples (1kg)

$4.15 CA$5.81

$4.11 CA$5.77

0.97%

Banana (1kg)

$2.33 CA$3.26

$1.14 CA$1.60

104.39%

Oranges (1kg)

$4.99 CA$7.00

$3.40 CA$4.76

46.76%

Tomato (1kg)

$6.47 CA$9.07

$4.02 CA$5.64

60.95%

Potato (1kg)

$5.27 CA$7.39

$2.43 CA$3.41

116.87%

Onion (1kg)

$3.49 CA$4.90

$2.94 CA$4.12

18.71%

Lettuce (1 head)

$2.93 CA$4.10

$2.47 CA$3.47

18.62%

Water (1.5 liter bottle)

$1.33 CA$1.86

$1.92 CA$2.69

-30.73%

Cigarettes 20 Pack (Marlboro, Camel)

$16.44 CA$23.05

$14.99 CA$21.01

9.67%

Wine (Bottle)

$14.11 CA$19.78

$14.34 CA$20.10

-1.60%

Local Beer (0.5 liter bottle)

$3.41 CA$4.78

$2.71 CA$3.80

25.83%

Imported Beer (0.33 liter bottle)

$2.18 CA$3.06

$3.12 CA$4.38

-30.13%

One-way Ticket (Public Transport)

$1.44 CA$2.01

$2.45 CA$3.44

-41.22%

Public Transport Monthly Pass (Regular Price)

$49.23 CA$69.0

$113 CA$158

-56.37%

Taxi Start (Normal Tariff)

$3.27 CA$4.58

$3.63 CA$5.08

-9.92%

Taxi (Normal Tariff) (1km)

$1.35 CA$1.89

$1.34 CA$1.88

0.75%

Taxi 1hour Waiting (Normal Tariff)

$23.02 CA$32.27

$25.55 CA$35.82

-9.90%

Gasoline (1 liter)

$1.08 CA$1.51

$1.11 CA$1.55

-2.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$35.2K

$25.3K CA$35.4K

-0.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K CA$31.8K

$21.8K CA$30.5K

4.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$197 CA$276

$117 CA$164

68.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.99 CA$58.9

$37.60 CA$52.7

11.68%

Internet (50+ Mbps, Unlimited Data)

$64.0 CA$89.8

$53.7 CA$75.3

19.28%

Gym Membership (Monthly)

$45.58 CA$63.9

$57.1 CA$80.1

-20.18%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$14.46 CA$20.27

$11.56 CA$16.20

25.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$970 CA$1,360

$1,125 CA$1,577

-13.79%

International Primary School, 1 Child (Yearly)

$11.6K CA$16.2K

$18.4K CA$25.9K

-37.32%

Jeans (Levis 501 Or Similar)

$70.9 CA$99.4

$57.3 CA$80.4

23.69%

Summer Dress (H&M, Zara, etc)

$40.31 CA$56.5

$39.05 CA$54.8

3.23%

Sport Shoes (Adidas, Nike)

$80.9 CA$113

$87.6 CA$123

-7.59%

Men's Leather Business Shoes

$87.8 CA$123

$114 CA$159

-22.73%

1-bedroom Apartment, City Center (Monthly)

$961 CA$1,348

$1,842 CA$2,582

-47.79%

1-bedroom Apartment, Outside City Center (Monthly)

$999 CA$1,401

$1,531 CA$2,146

-34.72%

3-bedroom Apartment, City Center (Monthly)

$1,553 CA$2,177

$2,925 CA$4,101

-46.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,607 CA$2,254

$2,502 CA$3,508

-35.76%

Buy Apartment in City Center (m2)

$2,610 CA$3,659

$8,725 CA$12.2K

-70.09%

Buy Apartment Outside City Center (m2)

$1,920 CA$2,692

$6,867 CA$9,628

-72.04%

Average Monthly Net Salary (After Tax)

$3,010 CA$4,220

$3,454 CA$4,842

-12.86%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.16

29.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort McMurray: July 14, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A central one-bedroom costs $961 in Fort McMurray versus $1,842 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Fort McMurray versus $84.0 in Toronto. Groceries tell a different story – $407 in Fort McMurray vs $395 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort McMurray vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,395 in Fort McMurray, $2,788 in Toronto – roughly 16% apart. Toronto costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $3,592 per month in Fort McMurray and $4,181 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,395 in Fort McMurray and $2,788 in Toronto. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 129% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,395, than in Toronto at $2,788. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.