Last update: Oct 2026

Cost of Living Comparison Between Toronto and Fort McMurray

For one person, living is cheaper in Fort McMurray: $2,242 a month against $2,561 in Toronto, rent and utilities included – about $3,800 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

125

Cost of Living Index in Toronto
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Toronto Living Index
109

Cost of Living Index in Fort McMurray
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Fort McMurray Living Index

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Toronto

🇨🇦 Canada

$2,561

/mo nomad

Fort McMurray

🇨🇦 Canada

$2,242

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Fort McMurray

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Fort McMurray actually costs, broken down by who's living it.

A single person spends $2,561 per month in Toronto vs $2,242 in Fort McMurray, rent included.

Toronto $2,561
Fort McMurray $2,242

A couple spends around $3,694 per month in Toronto vs $3,323 in Fort McMurray, rent included.

Toronto $3,694
Fort McMurray $3,323

A family of three spends $4,826 per month in Toronto vs $4,404 in Fort McMurray, rent included.

Toronto $4,826
Fort McMurray $4,404

Toronto costs about 14% more than Fort McMurray, and outside of rent the biggest gap is in groceries.

Both Toronto and Fort McMurray sit above the global median – Toronto by 90%, Fort McMurray by 66%.

Meal at Budget Restaurant

$17.18 CA$24.29

$20.90 CA$29.54

-17.80%

Three-Course Dinner for Two, Mid-Range

$76.0 CA$107

$55.8 CA$78.9

36.07%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.89

$13.79 CA$19.50

-23.57%

Cappuccino

$4.02 CA$5.68

$3.88 CA$5.49

3.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 CA$3.00

$2.37 CA$3.35

-10.55%

Water (0.33 liter bottle)

$1.75 CA$2.48

$1.52 CA$2.14

15.13%

Local Beer (0.5 liter draught)

$6.24 CA$8.83

$5.73 CA$8.10

8.90%

Imported Beer (0.33 liter bottle)

$7.09 CA$10.02

$5.33 CA$7.53

33.02%

Milk (1 liter)

$2.44 CA$3.45

$1.41 CA$2.00

73.05%

White Bread (500g)

$2.68 CA$3.78

$2.70 CA$3.82

-0.74%

Rice (white) (1kg)

$2.24 CA$3.17

$3.02 CA$4.27

-25.83%

Eggs

$3.56 CA$5.03

$2.98 CA$4.21

19.46%

Local Cheese (1kg)

$9.09 CA$12.85

$13.00 CA$18.38

-30.08%

Chicken Fillets (1kg)

$11.33 CA$16.01

$13.01 CA$18.39

-12.91%

Beef Round Steak (1kg)

$14.53 CA$20.55

$19.80 CA$27.99

-26.62%

Apples (1kg)

$3.62 CA$5.12

$4.44 CA$6.28

-18.47%

Banana (1kg)

$1.21 CA$1.72

$1.26 CA$1.78

-3.97%

Oranges (1kg)

$3.60 CA$5.09

$5.19 CA$7.33

-30.64%

Tomato (1kg)

$4.21 CA$5.96

$6.60 CA$9.34

-36.21%

Potato (1kg)

$1.79 CA$2.53

$3.66 CA$5.17

-51.09%

Onion (1kg)

$1.59 CA$2.25

$3.95 CA$5.58

-59.75%

Lettuce (1 head)

$2.27 CA$3.21

$2.99 CA$4.22

-24.08%

Water (1.5 liter bottle)

$1.25 CA$1.77

$1.36 CA$1.93

-8.09%

Cigarettes 20 Pack (Marlboro, Camel)

$13.82 CA$19.53

$15.66 CA$22.13

-11.75%

Wine (Bottle)

$14.27 CA$20.18

$14.09 CA$19.92

1.28%

Local Beer (0.5 liter bottle)

$2.20 CA$3.10

$4.24 CA$5.99

-48.11%

Imported Beer (0.33 liter bottle)

$2.43 CA$3.44

$3.49 CA$4.93

-30.37%

One-way Ticket (Public Transport)

$2.39 CA$3.38

$1.38 CA$1.94

73.19%

Public Transport Monthly Pass (Regular Price)

$111 CA$157

$49.42 CA$69.9

124.46%

Taxi Start (Normal Tariff)

$2.91 CA$4.12

$3.57 CA$5.05

-18.49%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.11 CA$1.57

8.11%

Taxi 1hour Waiting (Normal Tariff)

$21.38 CA$30.23

$32.27 CA$45.62

-33.75%

Gasoline (1 liter)

$1.21 CA$1.71

$1.06 CA$1.50

14.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$27.3K CA$38.6K

3.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K CA$28.6K

$21.2K CA$29.9K

-4.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$170

$190 CA$269

-36.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.26 CA$45.60

$48.41 CA$68.4

-33.36%

Internet (50+ Mbps, Unlimited Data)

$47.93 CA$67.8

$61.1 CA$86.4

-21.55%

Gym Membership (Monthly)

$38.48 CA$54.4

$43.19 CA$61.1

-10.91%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

$8.77 CA$12.40

161.80%

Cinema Ticket

$12.38 CA$17.50

$12.46 CA$17.62

-0.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$830 CA$1,173

$559 CA$790

48.58%

International Primary School, 1 Child (Yearly)

$23.1K CA$32.6K

Jeans (Levis 501 Or Similar)

$50.7 CA$71.7

$66.3 CA$93.8

-23.56%

Summer Dress (H&M, Zara, etc)

$40.02 CA$56.6

$35.33 CA$49.95

13.27%

Sport Shoes (Adidas, Nike)

$98.0 CA$139

$77.3 CA$109

26.72%

Men's Leather Business Shoes

$121 CA$171

$85.2 CA$120

41.61%

1-bedroom Apartment, City Center (Monthly)

$1,592 CA$2,251

$906 CA$1,281

75.78%

1-bedroom Apartment, Outside City Center (Monthly)

$1,410 CA$1,994

$965 CA$1,364

46.18%

3-bedroom Apartment, City Center (Monthly)

$2,670 CA$3,775

$1,591 CA$2,250

67.78%

3-bedroom Apartment, Outside City Center (Monthly)

$2,152 CA$3,042

$1,656 CA$2,340

29.96%

Buy Apartment in City Center (m2)

$7,945 CA$11.2K

$2,598 CA$3,673

205.83%

Buy Apartment Outside City Center (m2)

$6,542 CA$9,249

$1,865 CA$2,636

250.83%

Average Monthly Net Salary (After Tax)

$3,727 CA$5,269

$3,042 CA$4,300

22.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

4.77

-6.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: October 12, 2026

Last update for Fort McMurray: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 55.1%

Fort McMurray

$965 43% 31.6% $446

Groceries & Markets

Toronto

$340 13.3%

Fort McMurray

$416 18.6% 22.4% $76

Eating Out

Toronto

$278 10.9%

Fort McMurray

$310 13.8% 11.4% $32

Monthly Utilities & Internet

Toronto

$201 7.8%

Fort McMurray

$300 13.4% 49.6% $99

Clothing & Footwear

Toronto

$139 5.4%

Fort McMurray

$119 5.3% 14.6% $20

Getting Around

Toronto

$129 5.1%

Fort McMurray

$64 2.9% 50.5% $65

Sport & Entertainment

Toronto

$63 2.5%

Fort McMurray

$68 3% 7.7% $4.9

Cost Breakdown

A central one-bedroom costs $1,592 in Toronto versus $906 in Fort McMurray. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Toronto versus $56.0 in Fort McMurray. Groceries tell a different story – $340 in Toronto vs $416 in Fort McMurray – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Toronto

🇨🇦 Fort McMurray

🕒 Local time

15:00 3:00 PM

13:00 1:00 PM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

66,573

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

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Between locations

Toronto Fort McMurray 2,670 km ≈ 3 h 45 min nonstop flight

From you

Toronto
Fort McMurray

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort McMurray: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,561 in Toronto, $2,242 in Fort McMurray – roughly 14% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $3,841 per month in Toronto and $3,362 in Fort McMurray. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,561 in Toronto and $2,242 in Fort McMurray. That's a gap of about 14%.

Public transport costs about 124% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,242, than in Toronto at $2,561. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.