Cost of Living Comparison Between Toronto and Fort McMurray Cost of Living Comparison Between Toronto and Fort McMurray

Monthly Cost of Living

A single person spends $2,628 per month in Toronto vs $2,262 in Fort McMurray, rent included.

A couple spends around $3,848 per month in Toronto vs $3,426 in Fort McMurray, rent included.

A family of three spends $5,067 per month in Toronto vs $4,590 in Fort McMurray, rent included.

Toronto costs about 16% more than Fort McMurray, driven mainly by Groceries & Markets.

Both Toronto and Fort McMurray sit above the global median – Toronto by 91%, Fort McMurray by 65%.

Meal at Budget Restaurant

$17.88 CA$24.66

$21.96 CA$30.28

-18.58%

Three-Course Dinner for Two, Mid-Range

$87.9 CA$121

$57.7 CA$79.5

52.44%

Fast Food Meal (McDonalds, etc)

$10.93 CA$15.08

$14.59 CA$20.12

-25.09%

Cappuccino

$4.06 CA$5.60

$3.92 CA$5.41

3.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.01

$2.44 CA$3.36

-10.66%

Water (0.33 liter bottle)

$1.70 CA$2.34

$1.64 CA$2.26

3.66%

Local Beer (0.5 liter draught)

$6.69 CA$9.22

$5.65 CA$7.79

18.41%

Imported Beer (0.33 liter bottle)

$7.35 CA$10.13

$5.44 CA$7.50

35.11%

Milk (1 liter)

$2.78 CA$3.83

$1.45 CA$2.01

91.72%

White Bread (500g)

$2.89 CA$3.99

$2.81 CA$3.87

2.85%

Rice (white) (1kg)

$2.56 CA$3.54

$3.08 CA$4.25

-16.88%

Eggs

$3.79 CA$5.22

$3.11 CA$4.29

21.86%

Local Cheese (1kg)

$10.17 CA$14.02

$13.64 CA$18.81

-25.44%

Chicken Fillets (1kg)

$11.95 CA$16.48

$13.52 CA$18.64

-11.61%

Beef Round Steak (1kg)

$16.12 CA$22.23

$20.36 CA$28.08

-20.83%

Apples (1kg)

$3.89 CA$5.37

$4.73 CA$6.53

-17.76%

Banana (1kg)

$1.27 CA$1.76

$1.35 CA$1.86

-5.93%

Oranges (1kg)

$3.88 CA$5.35

$5.48 CA$7.55

-29.20%

Tomato (1kg)

$4.33 CA$5.97

$6.71 CA$9.25

-35.47%

Potato (1kg)

$1.83 CA$2.52

$3.82 CA$5.26

-52.09%

Onion (1kg)

$1.50 CA$2.06

$4.16 CA$5.73

-63.94%

Lettuce (1 head)

$2.28 CA$3.14

$3.08 CA$4.24

-25.97%

Water (1.5 liter bottle)

$1.44 CA$1.98

$1.37 CA$1.89

5.11%

Cigarettes 20 Pack (Marlboro, Camel)

$14.20 CA$19.58

$15.83 CA$21.83

-10.30%

Wine (Bottle)

$14.24 CA$19.64

$14.30 CA$19.71

-0.42%

Local Beer (0.5 liter bottle)

$2.25 CA$3.10

$4.38 CA$6.04

-48.63%

Imported Beer (0.33 liter bottle)

$2.53 CA$3.49

$3.59 CA$4.95

-29.53%

One-way Ticket (Public Transport)

$2.47 CA$3.41

$1.42 CA$1.96

73.94%

Public Transport Monthly Pass (Regular Price)

$112 CA$154

$50.7 CA$69.9

121.05%

Taxi Start (Normal Tariff)

$3.05 CA$4.20

$3.70 CA$5.10

-17.57%

Taxi (Normal Tariff) (1km)

$1.24 CA$1.70

$1.14 CA$1.57

8.77%

Taxi 1hour Waiting (Normal Tariff)

$22.44 CA$30.94

$33.17 CA$45.75

-32.35%

Gasoline (1 liter)

$1.24 CA$1.70

$1.05 CA$1.45

18.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$37.9K

$28.2K CA$38.9K

-2.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.2K

$22.2K CA$30.7K

-4.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 CA$176

$201 CA$277

-36.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.79 CA$46.59

$49.44 CA$68.2

-31.65%

Internet (50+ Mbps, Unlimited Data)

$49.25 CA$67.9

$61.0 CA$84.1

-19.20%

Gym Membership (Monthly)

$40.93 CA$56.5

$45.66 CA$63.0

-10.36%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

$9.27 CA$12.78

165.59%

Cinema Ticket

$13.16 CA$18.15

$12.92 CA$17.81

1.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$792 CA$1,093

$575 CA$793

37.87%

International Primary School, 1 Child (Yearly)

$24.1K CA$33.3K

Jeans (Levis 501 Or Similar)

$54.5 CA$75.2

$67.2 CA$92.6

-18.81%

Summer Dress (H&M, Zara, etc)

$43.11 CA$59.5

$36.24 CA$49.98

18.96%

Sport Shoes (Adidas, Nike)

$102 CA$140

$78.7 CA$108

29.05%

Men's Leather Business Shoes

$123 CA$170

$85.5 CA$118

44.22%

1-bedroom Apartment, City Center (Monthly)

$1,653 CA$2,279

$917 CA$1,264

80.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,452 CA$2,002

$1,001 CA$1,380

45.09%

3-bedroom Apartment, City Center (Monthly)

$2,694 CA$3,716

$1,649 CA$2,273

63.45%

3-bedroom Apartment, Outside City Center (Monthly)

$2,149 CA$2,964

$1,697 CA$2,340

26.68%

Buy Apartment in City Center (m2)

$8,347 CA$11.5K

$2,736 CA$3,772

205.14%

Buy Apartment Outside City Center (m2)

$6,816 CA$9,399

$1,918 CA$2,645

255.32%

Average Monthly Net Salary (After Tax)

$3,614 CA$4,984

$3,181 CA$4,387

13.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.49

4.77

-5.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: August 30, 2026

Last update for Fort McMurray: September 1, 2026

Cost Breakdown

A central one-bedroom costs $1,653 in Toronto versus $917 in Fort McMurray. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $88.0 in Toronto versus $58.0 in Fort McMurray. Groceries tell a different story – $365 in Toronto vs $430 in Fort McMurray – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort McMurray: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,628 in Toronto, $2,262 in Fort McMurray – roughly 16% apart. Toronto costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,942 per month in Toronto and $3,393 in Fort McMurray. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,628 in Toronto and $2,262 in Fort McMurray. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 121% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,262, than in Toronto at $2,628. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.