Cost of Living Comparison Between Toronto and Fort McMurray Cost of Living Comparison Between Toronto and Fort McMurray

Monthly Cost of Living

A single person spends $2,788 per month in Toronto vs $2,395 in Fort McMurray, rent included.

A couple spends around $4,110 per month in Toronto vs $3,439 in Fort McMurray, rent included.

A family of three spends $5,432 per month in Toronto vs $4,483 in Fort McMurray, rent included.

Toronto costs about 16% more than Fort McMurray, driven mainly by Eating Out.

Both Toronto and Fort McMurray sit above the global median – Toronto by 109%, Fort McMurray by 79%.

Meal at Budget Restaurant

$18.51 CA$25.96

$26.07 CA$36.55

-29.00%

Three-Course Dinner for Two, Mid-Range

$83.8 CA$118

$57.9 CA$81.2

44.77%

Fast Food Meal (McDonalds, etc)

$10.97 CA$15.38

$14.87 CA$20.85

-26.23%

Cappuccino

$3.99 CA$5.59

$3.81 CA$5.35

4.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.96

$2.72 CA$3.81

-22.43%

Water (0.33 liter bottle)

$1.69 CA$2.37

$1.70 CA$2.39

-0.59%

Local Beer (0.5 liter draught)

$5.92 CA$8.30

$6.01 CA$8.43

-1.50%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.08

$5.81 CA$8.14

11.53%

Milk (1 liter)

$2.71 CA$3.80

$1.47 CA$2.07

84.35%

White Bread (500g)

$2.85 CA$4.00

Rice (white) (1kg)

$3.56 CA$4.99

$2.79 CA$3.91

27.60%

Eggs

$3.54 CA$4.96

$3.16 CA$4.43

12.03%

Local Cheese (1kg)

$13.26 CA$18.59

$11.28 CA$15.82

17.55%

Chicken Fillets (1kg)

$13.05 CA$18.29

$14.35 CA$20.12

-9.06%

Beef Round Steak (1kg)

$16.77 CA$23.51

$15.61 CA$21.89

7.43%

Apples (1kg)

$4.11 CA$5.77

$4.15 CA$5.81

-0.96%

Banana (1kg)

$1.14 CA$1.60

$2.33 CA$3.26

-51.07%

Oranges (1kg)

$3.40 CA$4.76

$4.99 CA$7.00

-31.86%

Tomato (1kg)

$4.02 CA$5.64

$6.47 CA$9.07

-37.87%

Potato (1kg)

$2.43 CA$3.41

$5.27 CA$7.39

-53.89%

Onion (1kg)

$2.94 CA$4.12

$3.49 CA$4.90

-15.76%

Lettuce (1 head)

$2.47 CA$3.47

$2.93 CA$4.10

-15.70%

Water (1.5 liter bottle)

$1.92 CA$2.69

$1.33 CA$1.86

44.36%

Cigarettes 20 Pack (Marlboro, Camel)

$14.99 CA$21.01

$16.44 CA$23.05

-8.82%

Wine (Bottle)

$14.34 CA$20.10

$14.11 CA$19.78

1.63%

Local Beer (0.5 liter bottle)

$2.71 CA$3.80

$3.41 CA$4.78

-20.53%

Imported Beer (0.33 liter bottle)

$3.12 CA$4.38

$2.18 CA$3.06

43.12%

One-way Ticket (Public Transport)

$2.45 CA$3.44

$1.44 CA$2.01

70.14%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$49.23 CA$69.0

129.19%

Taxi Start (Normal Tariff)

$3.63 CA$5.08

$3.27 CA$4.58

11.01%

Taxi (Normal Tariff) (1km)

$1.34 CA$1.88

$1.35 CA$1.89

-0.74%

Taxi 1hour Waiting (Normal Tariff)

$25.55 CA$35.82

$23.02 CA$32.27

10.99%

Gasoline (1 liter)

$1.11 CA$1.55

$1.08 CA$1.51

2.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.4K

$25.1K CA$35.2K

0.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.5K

$22.7K CA$31.8K

-4.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$117 CA$164

$197 CA$276

-40.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.60 CA$52.7

$41.99 CA$58.9

-10.45%

Internet (50+ Mbps, Unlimited Data)

$53.7 CA$75.3

$64.0 CA$89.8

-16.16%

Gym Membership (Monthly)

$57.1 CA$80.1

$45.58 CA$63.9

25.27%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$11.56 CA$16.20

$14.46 CA$20.27

-20.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,125 CA$1,577

$970 CA$1,360

15.99%

International Primary School, 1 Child (Yearly)

$18.4K CA$25.9K

$11.6K CA$16.2K

59.55%

Jeans (Levis 501 Or Similar)

$57.3 CA$80.4

$70.9 CA$99.4

-19.15%

Summer Dress (H&M, Zara, etc)

$39.05 CA$54.8

$40.31 CA$56.5

-3.13%

Sport Shoes (Adidas, Nike)

$87.6 CA$123

$80.9 CA$113

8.22%

Men's Leather Business Shoes

$114 CA$159

$87.8 CA$123

29.42%

1-bedroom Apartment, City Center (Monthly)

$1,842 CA$2,582

$961 CA$1,348

91.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,531 CA$2,146

$999 CA$1,401

53.19%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,101

$1,553 CA$2,177

88.40%

3-bedroom Apartment, Outside City Center (Monthly)

$2,502 CA$3,508

$1,607 CA$2,254

55.67%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

$2,610 CA$3,659

234.35%

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

$1,920 CA$2,692

257.63%

Average Monthly Net Salary (After Tax)

$3,454 CA$4,842

$3,010 CA$4,220

14.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.67

-22.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: July 11, 2026

Last update for Fort McMurray: July 14, 2026

Cost Breakdown

A central one-bedroom costs $1,842 in Toronto versus $961 in Fort McMurray. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $84.0 in Toronto versus $58.0 in Fort McMurray. Groceries tell a different story – $395 in Toronto vs $407 in Fort McMurray – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort McMurray: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,788 in Toronto, $2,395 in Fort McMurray – roughly 16% apart. Toronto costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $4,181 per month in Toronto and $3,592 in Fort McMurray. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,788 in Toronto and $2,395 in Fort McMurray. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 129% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,395, than in Toronto at $2,788. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.