Cost of Living Comparison Between Toronto and Fort McMurray Cost of Living Comparison Between Toronto and Fort McMurray

Monthly Cost of Living

A single person spends $2,811 per month in Toronto vs $2,345 in Fort McMurray, rent included.

A couple spends around $4,130 per month in Toronto vs $3,430 in Fort McMurray, rent included.

A family of three spends $5,449 per month in Toronto vs $4,514 in Fort McMurray, rent included.

Toronto costs about 20% more than Fort McMurray, driven mainly by Getting Around.

Both Toronto and Fort McMurray sit above the global median – Toronto by 110%, Fort McMurray by 75%.

Meal at Budget Restaurant

$18.71 CA$25.99

$25.67 CA$35.67

-27.11%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$59.7 CA$83.0

37.05%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.04

$14.49 CA$20.14

-25.26%

Cappuccino

$3.89 CA$5.40

$3.76 CA$5.22

3.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.22 CA$3.09

$2.71 CA$3.76

-18.08%

Water (0.33 liter bottle)

$1.65 CA$2.29

$1.66 CA$2.31

-0.60%

Local Beer (0.5 liter draught)

$6.05 CA$8.41

$5.93 CA$8.23

2.02%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.15

$5.66 CA$7.87

16.25%

Milk (1 liter)

$2.73 CA$3.79

$1.45 CA$2.02

88.28%

White Bread (500g)

$2.72 CA$3.77

$2.90 CA$4.04

-6.21%

Rice (white) (1kg)

$3.54 CA$4.91

$2.94 CA$4.09

20.41%

Eggs

$3.50 CA$4.86

$3.22 CA$4.48

8.70%

Local Cheese (1kg)

$13.53 CA$18.80

$11.49 CA$15.96

17.75%

Chicken Fillets (1kg)

$13.09 CA$18.19

$14.52 CA$20.17

-9.85%

Beef Round Steak (1kg)

$16.96 CA$23.57

$15.60 CA$21.67

8.72%

Apples (1kg)

$4.16 CA$5.78

$4.00 CA$5.56

4.00%

Banana (1kg)

$1.18 CA$1.64

$2.34 CA$3.25

-49.57%

Oranges (1kg)

$3.25 CA$4.51

$5.14 CA$7.15

-36.77%

Tomato (1kg)

$4.12 CA$5.72

$6.53 CA$9.08

-36.91%

Potato (1kg)

$2.50 CA$3.48

$5.17 CA$7.18

-51.64%

Onion (1kg)

$2.88 CA$4.00

$3.38 CA$4.69

-14.79%

Lettuce (1 head)

$2.35 CA$3.26

$2.99 CA$4.16

-21.40%

Water (1.5 liter bottle)

$2.00 CA$2.78

$1.34 CA$1.87

49.25%

Cigarettes 20 Pack (Marlboro, Camel)

$14.58 CA$20.26

$16.51 CA$22.94

-11.69%

Wine (Bottle)

$14.18 CA$19.70

$14.37 CA$19.96

-1.32%

Local Beer (0.5 liter bottle)

$2.80 CA$3.89

$3.44 CA$4.78

-18.60%

Imported Beer (0.33 liter bottle)

$3.25 CA$4.52

$2.25 CA$3.13

44.44%

One-way Ticket (Public Transport)

$2.40 CA$3.33

$1.44 CA$2.00

66.67%

Public Transport Monthly Pass (Regular Price)

$114 CA$158

$49.86 CA$69.3

128.74%

Taxi Start (Normal Tariff)

$3.76 CA$5.22

$3.25 CA$4.52

15.69%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.96

$1.36 CA$1.89

3.68%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.47

$22.65 CA$31.47

12.72%

Gasoline (1 liter)

$1.10 CA$1.53

$1.06 CA$1.47

3.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.1K

$25.3K CA$35.2K

-0.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.3K

$22.9K CA$31.8K

-7.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$166

$199 CA$277

-39.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.54 CA$52.2

$42.00 CA$58.4

-10.62%

Internet (50+ Mbps, Unlimited Data)

$54.5 CA$75.7

$64.5 CA$89.6

-15.42%

Gym Membership (Monthly)

$55.5 CA$77.1

$45.55 CA$63.3

21.87%

Tennis Court (1 Hour on Weekend)

$21.15 CA$29.39

Cinema Ticket

$11.56 CA$16.06

$14.61 CA$20.29

-20.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,129 CA$1,569

$961 CA$1,335

17.55%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.0K

$11.8K CA$16.3K

52.82%

Jeans (Levis 501 Or Similar)

$56.9 CA$79.1

$72.4 CA$101

-21.31%

Summer Dress (H&M, Zara, etc)

$39.96 CA$55.5

$39.71 CA$55.2

0.63%

Sport Shoes (Adidas, Nike)

$89.7 CA$125

$81.3 CA$113

10.32%

Men's Leather Business Shoes

$114 CA$159

$87.3 CA$121

30.83%

1-bedroom Apartment, City Center (Monthly)

$1,849 CA$2,570

$971 CA$1,349

90.45%

1-bedroom Apartment, Outside City Center (Monthly)

$1,560 CA$2,167

$1,002 CA$1,392

55.72%

3-bedroom Apartment, City Center (Monthly)

$2,925 CA$4,065

$1,531 CA$2,127

91.14%

3-bedroom Apartment, Outside City Center (Monthly)

$2,470 CA$3,432

$1,594 CA$2,214

55.01%

Buy Apartment in City Center (m2)

$9,085 CA$12.6K

$2,759 CA$3,834

229.27%

Buy Apartment Outside City Center (m2)

$7,036 CA$9,775

$1,914 CA$2,660

267.52%

Average Monthly Net Salary (After Tax)

$3,572 CA$4,963

$3,061 CA$4,253

16.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

6.67

-22.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: May 31, 2026

Last update for Fort McMurray: May 30, 2026

Cost Breakdown

A central one-bedroom costs $1,849 in Toronto versus $971 in Fort McMurray. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $82.0 in Toronto versus $60.0 in Fort McMurray. Groceries tell a different story – $396 in Toronto vs $410 in Fort McMurray – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Fort McMurray: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,811 in Toronto, $2,345 in Fort McMurray – roughly 20% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $4,216 per month in Toronto and $3,518 in Fort McMurray. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fort McMurray, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,811 in Toronto and $2,345 in Fort McMurray. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 129% less in Fort McMurray. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Fort McMurray, where all-in costs run around $2,345, than in Toronto at $2,811. In Fort McMurray it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Fort McMurray – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Fort McMurray. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.