Last update: Oct 2026

Cost of Living Comparison Between Fort Collins, CO and Lima

For one person, living is cheaper in Lima: $996 a month against $2,758 in Fort Collins, CO, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

134

Cost of Living Index in Fort Collins, CO
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Fort Collins, CO Living Index
49

Cost of Living Index in Lima
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Lima Living Index

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Fort Collins, CO

🇺🇸 United States

$2,758

/mo nomad

Lima

🇵🇪 Peru

$996

/mo nomad

Monthly Cost of Living

How much you'll spend in Fort Collins, CO and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Collins, CO and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,758 in Fort Collins, CO versus $996 in Lima.

Fort Collins, CO $2,758
Lima $996

Estimated couple costs with rent: $4,111 in Fort Collins, CO versus $1,594 in Lima.

Fort Collins, CO $4,111
Lima $1,594

Monthly costs for a family of three with rent: $5,464 in Fort Collins, CO versus $2,191 in Lima.

Fort Collins, CO $5,464
Lima $2,191

Living in Fort Collins, CO is roughly 177% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Fort Collins, CO is 106% above, Lima is 26% below.

Meal at Budget Restaurant

$22.70 $22.70

$4.42 PEN 15.16

413.57%

Three-Course Dinner for Two, Mid-Range

$80.7 $80.7

$35.04 PEN 120

130.39%

Fast Food Meal (McDonalds, etc)

$11.26 $11.26

$6.84 PEN 23.44

64.62%

Cappuccino

$6.17 $6.17

$3.27 PEN 11.22

88.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.43 $2.43

$1.10 PEN 3.78

120.91%

Water (0.33 liter bottle)

$2.07 $2.07

$0.65 PEN 2.22

218.46%

Local Beer (0.5 liter draught)

$6.94 $6.94

$2.58 PEN 8.85

168.99%

Imported Beer (0.33 liter bottle)

$6.99 $6.99

$4.47 PEN 15.34

56.38%

Milk (1 liter)

$0.98 $0.98

$1.59 PEN 5.46

-38.36%

White Bread (500g)

$2.99 $2.99

$2.58 PEN 8.86

15.89%

Rice (white) (1kg)

$2.74 $2.74

$1.36 PEN 4.65

101.47%

Eggs

$4.23 $4.23

$2.95 PEN 10.11

43.39%

Local Cheese (1kg)

$10.88 $10.88

$9.10 PEN 31.19

19.56%

Chicken Fillets (1kg)

$9.55 $9.55

$5.81 PEN 19.91

64.37%

Beef Round Steak (1kg)

$19.30 $19.30

$9.83 PEN 33.68

96.34%

Apples (1kg)

$4.94 $4.94

$2.01 PEN 6.89

145.77%

Banana (1kg)

$1.56 $1.56

$1.08 PEN 3.69

44.44%

Oranges (1kg)

$4.66 $4.66

$1.37 PEN 4.70

240.15%

Tomato (1kg)

$5.31 $5.31

$1.48 PEN 5.06

258.78%

Potato (1kg)

$3.43 $3.43

$0.96 PEN 3.30

257.29%

Onion (1kg)

$4.56 $4.56

$0.85 PEN 2.92

436.47%

Lettuce (1 head)

$2.33 $2.33

$0.88 PEN 3.02

164.77%

Water (1.5 liter bottle)

$1.76 $1.76

$0.87 PEN 2.97

102.30%

Cigarettes 20 Pack (Marlboro, Camel)

$9.95 $9.95

$5.90 PEN 20.24

68.64%

Wine (Bottle)

$16.52 $16.52

$8.81 PEN 30.21

87.51%

Local Beer (0.5 liter bottle)

$2.50 $2.50

$1.92 PEN 6.57

30.21%

Imported Beer (0.33 liter bottle)

$2.72 $2.72

$3.20 PEN 10.98

-15.00%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 91.7

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.81 PEN 13.06

-36.22%

Taxi (Normal Tariff) (1km)

$1.91 $1.91

$2.04 PEN 7.00

-6.37%

Taxi 1hour Waiting (Normal Tariff)

$25.40 $25.40

$7.14 PEN 24.49

255.74%

Gasoline (1 liter)

$1.01 $1.01

$1.65 PEN 5.65

-38.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$22.2K PEN 76.0K

62.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$25.7K PEN 88.0K

-2.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$73.0 PEN 250

191.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.2 $57.2

$16.26 PEN 55.7

251.85%

Internet (50+ Mbps, Unlimited Data)

$68.9 $68.9

$27.60 PEN 94.6

149.53%

Gym Membership (Monthly)

$55.6 $55.6

$33.07 PEN 113

68.07%

Tennis Court (1 Hour on Weekend)

$29.66 $29.66

$19.49 PEN 66.8

52.18%

Cinema Ticket

$11.98 $11.98

$7.39 PEN 25.33

62.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,294 $1,294

$182 PEN 624

611.00%

International Primary School, 1 Child (Yearly)

$12.7K $12.7K

$13.3K PEN 45.7K

-4.95%

Jeans (Levis 501 Or Similar)

$59.9 $59.9

$52.6 PEN 180

13.93%

Summer Dress (H&M, Zara, etc)

$69.9 $69.9

$34.23 PEN 117

104.15%

Sport Shoes (Adidas, Nike)

$79.5 $79.5

$83.8 PEN 287

-5.07%

Men's Leather Business Shoes

$117 $117

$79.0 PEN 271

48.30%

1-bedroom Apartment, City Center (Monthly)

$1,851 $1,851

$723 PEN 2,479

155.87%

1-bedroom Apartment, Outside City Center (Monthly)

$1,427 $1,427

$340 PEN 1,166

319.65%

3-bedroom Apartment, City Center (Monthly)

$2,733 $2,733

$1,184 PEN 4,060

130.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,484 $2,484

$635 PEN 2,176

291.29%

Buy Apartment in City Center (m2)

$3,012 $3,012

$2,449 PEN 8,394

23.02%

Buy Apartment Outside City Center (m2)

$3,034 $3,034

$1,372 PEN 4,702

121.22%

Average Monthly Net Salary (After Tax)

$4,352 $4,352

$653 PEN 2,237

566.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.77

8.94

-24.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Collins, CO: October 5, 2026

Last update for Lima: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fort Collins, CO

$1.4K 52%

Lima

$340 33.6% 76.2% $1.1K

Groceries & Markets

Fort Collins, CO

$386 14.1%

Lima

$226 22.4% 41.4% $160

Eating Out

Fort Collins, CO

$356 13%

Lima

$124 12.3% 65.2% $232

Monthly Utilities & Internet

Fort Collins, CO

$339 12.4%

Lima

$117 11.6% 65.5% $222

Clothing & Footwear

Fort Collins, CO

$147 5.4%

Lima

$112 11.1% 23.6% $35

Sport & Entertainment

Fort Collins, CO

$80 2.9%

Lima

$48 4.7% 39.8% $32

Getting Around

Fort Collins, CO

$12 * 0.4%

Lima

$43 4.3% 263% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,851 in Fort Collins, CO and $723 in Lima. Housing cost is often the main lever when comparing two cities.

Fort Collins, CO pays 567% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $81.0 in Fort Collins, CO vs $35.00 in Lima for a mid-range dinner for two. Groceries echo the gap at $386 vs $226 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Fort Collins, CO

🇵🇪 Lima

🕒 Local time

05:56 5:56 AM

06:56 6:56 AM

1 h ahead of Fort Collins, CO

🌤 Weather

👥 Population

148,612

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.892 EUR

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

PEN to USD in detail →

On the map

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Between locations

Fort Collins, CO Lima 6,530 km ≈ 9 h nonstop flight

From you

Fort Collins, CO
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Collins, CO vs Lima: Cost of Living - Frequently Asked Questions

Lima wins on cost – living expenses run 177% lower than in Fort Collins, CO. Housing and daily spending are where you'll feel the difference most, making Lima the obvious pick if budget is a priority.

Average pay runs 567% higher in Fort Collins, CO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,851 in Fort Collins, CO versus $723 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Fort Collins, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,758 per month in Fort Collins, CO versus $996 in Lima – a 177% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $2,758 in Fort Collins, CO, a $2,000 budget is realistic in Lima but tight or insufficient in Fort Collins, CO. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both work as nomad bases, but Lima delivers better value – similar infrastructure at $996 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lima hard to pass up.

Safety-wise, Fort Collins, CO and Lima are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 177% less than in Fort Collins, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.