Last update: Oct 2026 United States 148.6K

Cost of Living in Fort Collins, CO

For one person, living costs in Fort Collins, CO are estimated at $2,748 a month, including rent and utilities, which take more than half of the total. Other living expenses average about $36 a day.

Monthly Cost of Living

How much you'll spend in Fort Collins, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fort Collins, CO actually costs, broken down by who's living it.

Living costs for one person come to about $2,748 monthly including rent, or $1,105 excluding housing.

$2,748 /mo

Estimated monthly costs for a couple: $4,078 with rent, or $1,916 without housing.

$4,078 /mo

Monthly costs for a family of three come to about $5,408 including rent, or $2,727 for daily expenses alone.

$5,408 /mo
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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$22.71 $22.71
$18.17 $18.17
$35.33 $35.33
Three-Course Dinner for Two, Mid-Range
$78.4 $78.4
$53.9 $53.9
$147 $147
Fast Food Meal (McDonalds, etc)
$10.96 $10.96
$9.89 $9.89
$14.83 $14.83
Cappuccino
$6.24 $6.24
$4.06 $4.06
$10.16 $10.16
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 $2.44
$1.95 $1.95
$4.88 $4.88
Water (0.33 liter bottle)
$2.18 $2.18
$2.05 $2.05
$4.11 $4.11
Local Beer (0.5 liter draught)
$7.11 $7.11
$6.10 $6.10
$10.16 $10.16
Imported Beer (0.33 liter bottle)
$6.96 $6.96
$4.97 $4.97
$11.93 $11.93
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$1.04 $1.04
$0.89 $0.89
$1.35 $1.35
White Bread (500g)
$2.91 $2.91
$2.17 $2.17
$6.55 $6.55
Rice (white) (1kg)
$2.79 $2.79
$2.23 $2.23
$6.69 $6.69
Eggs
$4.14 $4.14
$1.75 $1.75
$5.85 $5.85
Local Cheese (1kg)
$11.12 $11.12
$8.90 $8.90
$22.26 $22.26
Chicken Fillets (1kg)
$9.56 $9.56
$4.52 $4.52
$16.93 $16.93
Beef Round Steak (1kg)
$19.02 $19.02
$6.55 $6.55
$32.79 $32.79
Apples (1kg)
$4.97 $4.97
$3.39 $3.39
$9.04 $9.04
Banana (1kg)
$1.58 $1.58
$1.24 $1.24
$1.80 $1.80
Oranges (1kg)
$4.89 $4.89
$3.37 $3.37
$9.06 $9.06
Tomato (1kg)
$5.22 $5.22
$4.18 $4.18
$10.99 $10.99
Potato (1kg)
$3.58 $3.58
$1.79 $1.79
$4.48 $4.48
Onion (1kg)
$4.71 $4.71
$1.77 $1.77
$6.66 $6.66
Lettuce (1 head)
$2.21 $2.21
$1.76 $1.76
$2.44 $2.44
Water (1.5 liter bottle)
$1.71 $1.71
$0.78 $0.78
$2.44 $2.44
Cigarettes 20 Pack (Marlboro, Camel)
$10.03 $10.03
$7.07 $7.07
$10.96 $10.96
Wine (Bottle)
$16.27 $16.27
$5.91 $5.91
$26.62 $26.62
Local Beer (0.5 liter bottle)
$2.50 $2.50
$1.71 $1.71
$4.23 $4.23
Imported Beer (0.33 liter bottle)
$2.60 $2.60
$1.46 $1.46
$4.86 $4.86
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
-
-
Public Transport Monthly Pass (Regular Price)
-
-
Taxi Start (Normal Tariff)
$2.48 $2.48
-
Taxi (Normal Tariff) (1km)
$1.88 $1.88
-
Taxi 1hour Waiting (Normal Tariff)
$24.83 $24.83
-
Gasoline (1 liter)
$1.02 $1.02
$0.68 $0.68
$1.10 $1.10
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.8K $35.8K
$24.3K $24.3K
$37.3K $37.3K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K $24.9K
$24.9K $24.9K
$25.2K $25.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$209 $209
$196 $196
$235 $235
SIM Card Monthly Plan (Calls and 10GB+ Data)
$56.8 $56.8
$15.14 $15.14
$109 $109
Internet (50+ Mbps, Unlimited Data)
$68.7 $68.7
$68.7 $68.7
$147 $147
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$54.1 $54.1
$34.41 $34.41
$98.3 $98.3
Tennis Court (1 Hour on Weekend)
$30.25 $30.25
$15.12 $15.12
$45.37 $45.37
Cinema Ticket
$11.87 $11.87
$10.39 $10.39
$14.84 $14.84
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,291 $1,291
$1,035 $1,035
$1,376 $1,376
International Primary School, 1 Child (Yearly)
$12.7K $12.7K
-
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$59.8 $59.8
$49.80 $49.80
$59.8 $59.8
Summer Dress (H&M, Zara, etc)
$69.2 $69.2
$40.29 $40.29
$151 $151
Sport Shoes (Adidas, Nike)
$81.4 $81.4
$76.3 $76.3
$81.4 $81.4
Men's Leather Business Shoes
$117 $117
$100 $100
$125 $125
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,814 $1,814
$1,477 $1,477
$2,363 $2,363
1-bedroom Apartment, Outside City Center (Monthly)
$1,434 $1,434
$1,044 $1,044
$1,988 $1,988
3-bedroom Apartment, City Center (Monthly)
$2,798 $2,798
$2,284 $2,284
$4,060 $4,060
3-bedroom Apartment, Outside City Center (Monthly)
$2,471 $2,471
$1,894 $1,894
$2,960 $2,960
Buy Apartment in City Center (m2)
$3,014 $3,014
$2,971 $2,971
$4,896 $4,896
Buy Apartment Outside City Center (m2)
$3,010 $3,010
$2,967 $2,967
$3,803 $3,803
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$4,307 $4,307
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.77
6
7.58

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Fort Collins, CO $2,748
Accommodation & Living
$1.4K
Groceries & Markets
$385
Eating Out
$357
Monthly Utilities & Internet
$335
Clothing & Footwear
$147
Sport & Entertainment
$78
Getting Around
$12 *

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Expect to pay about $1,814 for a central one-bedroom, or $1,434 outside the center. At 42% of the average salary ($4,307), housing is the biggest financial pressure.

Average take-home pay sits at $4,307, while typical expenses reach $2,748. This leaves solid room for saving and lifestyle spending.

Expect to spend about $385 monthly on groceries. Dining out at a mid-range restaurant costs roughly $78.0 for two.

Cost Highlights

Cappuccino is more expensive than 95% of cities in North America

Fort Collins, CO is more expensive than 91% of cities worldwide and 78% within North America.

Good to know
🕒 Local time
08:04 8:04 AM
🌤 Weather
👥 Population
148,612
💱 Currency
📈 Exchange rate
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

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Fort Collins, CO Median Internet Speeds (Updated April 2026)

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Mbps
Latency
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Fixed Broadband

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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Fort Collins, CO - Frequently Asked Questions
How affordable is Fort Collins for travelers, expats, and digital nomads, and who tends to find good value here?
Fort Collins offers a balanced blend of small-city amenities and easy access to the outdoors, with affordability that appeals to travelers, expats, and digital nomads who value stability over speed. Housing is the main driver of costs here, often more affordable than Boulder or downtown Denver but still a consideration for long stays. Groceries and dining options range from casual to craft-focused experiences, helping you balance expenses. The climate and bike-friendly streets support low-transport costs if cycling or staying near transit hubs. Cost of Living in Fort Collins, CO, United States reflects that mix. Tip: Plan your budgeting around housing and seasonal interests to maximize value.
What does day-to-day life look like in Fort Collins for housing, food, transport, coworking, and errands?
Day-to-day life in Fort Collins blends outdoor access with practical city living. When you search for housing, look in Old Town for walkability, campus-adjacent areas for balance, and quieter neighborhoods toward the foothills for value. Fort Collins, CO living cost varies by area, so offset rent with groceries and occasional dining at casual spots. Food options range from farmers markets and co-ops to neighborhood bistros, while bike lanes and reliable bus service keep errands doable without a car. For work, several coworking spaces and cafés suit flexible schedules. Weekend recreation is easy, from hikes to brewery strolls, with seasonal events boosting local flavor. Tip: make a weekly route plan to save time and fuel.
What are the best ways to maximize quality of life in Fort Collins, including budgeting, seasonality, and finding a neighborhood that fits?
Quality of life in Fort Collins centers on balance – outdoor access without sacrificing city conveniences. A simple budgeting framework prioritizes housing first, then essentials, and finally discretionary spends, with savings tucked in for seasonal changes. In winter, heating needs and cozy indoor options shape activities; in summer, outdoor festivals and markets take center stage. Neighborhood fit matters: Old Town for walkability and nightlife, Westside for quieter streets, and east-side areas for campus access. Save by leveraging community resources, shopping at co-ops, and choosing multi-use spaces for work and social life. Tip: stack errands to minimize trips and explore free community events.
Why is Fort Collins, CO so expensive to live in?
Living in Fort Collins, CO doesn't come cheap – monthly expenses with rent reach $2,748, putting it among the pricier cities worldwide. Housing dominates the cost, but food, services, and leisure all sit above the global median too.
Is Fort Collins, CO expensive to live in?
Budget at least $2,748 per month to live in Fort Collins, CO once rent is factored in. The high price tag reflects quality infrastructure and a strong economy, but it does mean you need a decent income to live comfortably here.
What is a good salary in Fort Collins, CO?
Earning $4,122 monthly in Fort Collins, CO means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Fort Collins, CO?
Rents for a 1-bedroom flat in Fort Collins, CO range from $1,434 to $1,814, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How much does childcare cost in Fort Collins, CO?
Childcare averages $1,291 monthly at a private kindergarten in Fort Collins, CO. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Is food expensive in Fort Collins, CO?
A single person's grocery bill in Fort Collins, CO runs about $385 monthly, which is above average. Everything from dairy and meat to fresh produce costs more here, reflecting the city's overall high price level.
Is $2,000 enough to live comfortably in Fort Collins, CO?
At $2,748 in typical monthly expenses, a $2,000 budget barely covers Fort Collins, CO. You'd need a shared flat in an outer area, home-cooked meals, and serious discipline with discretionary spending to make it work.
Is Fort Collins, CO good for expats?
Expats in Fort Collins, CO enjoy fast internet, low crime rates, vibrant nightlife, and monthly costs average around $2,748. The international crowd is active and welcoming, and practical stuff – bank accounts, apartment hunting, healthcare – is all manageable with some basic prep.

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