Cost of Living Comparison Between Fort Collins, CO and Montreal Cost of Living Comparison Between Fort Collins, CO and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,675 in Fort Collins, CO versus $2,042 in Montreal.

Estimated couple costs with rent: $4,067 in Fort Collins, CO versus $3,163 in Montreal.

Monthly costs for a family of three with rent: $5,459 in Fort Collins, CO versus $4,284 in Montreal.

Living in Fort Collins, CO is roughly 31% more expensive than in Montreal, driven mainly by Getting Around.

Both cities are pricier than the global median: Fort Collins, CO 96% above, Montreal 49% above.

Meal at Budget Restaurant

$22.21 $22.21

$18.22 CA$25.49

21.90%

Three-Course Dinner for Two, Mid-Range

$79.6 $79.6

$70.6 CA$98.8

12.66%

Fast Food Meal (McDonalds, etc)

$10.95 $10.95

$10.89 CA$15.23

0.55%

Cappuccino

$6.06 $6.06

$3.92 CA$5.49

54.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.52 $2.52

$1.97 CA$2.76

27.92%

Water (0.33 liter bottle)

$2.17 $2.17

$1.59 CA$2.23

36.48%

Local Beer (0.5 liter draught)

$6.85 $6.85

$6.52 CA$9.12

5.06%

Imported Beer (0.33 liter bottle)

$7.08 $7.08

$7.24 CA$10.13

-2.21%

Milk (1 liter)

$1.00 $1.00

$2.29 CA$3.20

-56.33%

White Bread (500g)

$2.95 $2.95

$3.11 CA$4.35

-5.14%

Rice (white) (1kg)

$2.75 $2.75

$3.03 CA$4.24

-9.24%

Eggs

$4.36 $4.36

$3.59 CA$5.03

21.45%

Local Cheese (1kg)

$10.84 $10.84

$14.29 CA$19.99

-24.14%

Chicken Fillets (1kg)

$10.21 $10.21

$11.39 CA$15.93

-10.36%

Beef Round Steak (1kg)

$20.54 $20.54

$14.56 CA$20.37

41.07%

Apples (1kg)

$5.26 $5.26

$3.44 CA$4.81

52.91%

Banana (1kg)

$1.50 $1.50

$1.53 CA$2.14

-1.96%

Oranges (1kg)

$5.00 $5.00

$3.20 CA$4.48

56.25%

Tomato (1kg)

$5.30 $5.30

$2.89 CA$4.04

83.39%

Potato (1kg)

$3.47 $3.47

$1.91 CA$2.67

81.68%

Onion (1kg)

$4.57 $4.57

$1.80 CA$2.52

153.89%

Lettuce (1 head)

$2.31 $2.31

$2.56 CA$3.58

-9.77%

Water (1.5 liter bottle)

$1.71 $1.71

$1.50 CA$2.10

14.00%

Cigarettes 20 Pack (Marlboro, Camel)

$9.79 $9.79

$11.68 CA$16.35

-16.18%

Wine (Bottle)

$18.05 $18.05

$10.62 CA$14.85

69.96%

Local Beer (0.5 liter bottle)

$2.56 $2.56

$2.37 CA$3.32

8.02%

Imported Beer (0.33 liter bottle)

$2.74 $2.74

$3.03 CA$4.24

-9.57%

One-way Ticket (Public Transport)

$2.72 CA$3.80

Public Transport Monthly Pass (Regular Price)

$74.2 CA$104

Taxi Start (Normal Tariff)

$2.43 $2.43

$3.19 CA$4.47

-23.82%

Taxi (Normal Tariff) (1km)

$1.89 $1.89

$1.45 CA$2.03

30.34%

Taxi 1hour Waiting (Normal Tariff)

$24.75 $24.75

$33.52 CA$46.90

-26.16%

Gasoline (1 liter)

$1.03 $1.03

$1.31 CA$1.83

-21.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.0K $36.0K

$28.7K CA$40.1K

25.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K $24.8K

$20.4K CA$28.5K

22.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$78.2 CA$109

172.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$55.7 $55.7

$35.53 CA$49.70

56.80%

Internet (50+ Mbps, Unlimited Data)

$70.7 $70.7

$43.37 CA$60.7

63.04%

Gym Membership (Monthly)

$53.9 $53.9

$30.84 CA$43.14

74.84%

Tennis Court (1 Hour on Weekend)

$30.07 $30.07

$19.99 CA$27.97

50.43%

Cinema Ticket

$12.22 $12.22

$11.58 CA$16.20

5.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,315 $1,315

$552 CA$772

138.17%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$16.5K CA$23.1K

-24.67%

Jeans (Levis 501 Or Similar)

$60.9 $60.9

$55.4 CA$77.5

9.97%

Summer Dress (H&M, Zara, etc)

$67.5 $67.5

$38.30 CA$53.6

76.24%

Sport Shoes (Adidas, Nike)

$80.1 $80.1

$99.0 CA$138

-19.11%

Men's Leather Business Shoes

$116 $116

$104 CA$146

11.61%

1-bedroom Apartment, City Center (Monthly)

$1,861 $1,861

$1,234 CA$1,726

50.89%

1-bedroom Apartment, Outside City Center (Monthly)

$1,371 $1,371

$990 CA$1,385

38.46%

3-bedroom Apartment, City Center (Monthly)

$2,735 $2,735

$2,171 CA$3,037

26.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,478 $2,478

$1,636 CA$2,289

51.50%

Buy Apartment in City Center (m2)

$3,041 $3,041

$5,129 CA$7,176

-40.72%

Buy Apartment Outside City Center (m2)

$3,003 $3,003

$3,724 CA$5,209

-19.37%

Average Monthly Net Salary (After Tax)

$4,390 $4,390

$3,059 CA$4,279

43.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

4.44

36.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Collins, CO: September 13, 2026

Last update for Montreal: September 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,861 in Fort Collins, CO and $1,234 in Montreal. Housing cost is often the main lever when comparing two cities.

Fort Collins, CO pays 44% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Fort Collins, CO vs $71.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $399 vs $354 per month, with Montreal cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Collins, CO vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 31% lower than in Fort Collins, CO. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 44% higher in Fort Collins, CO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,861 in Fort Collins, CO versus $1,234 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Fort Collins, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,675 per month in Fort Collins, CO versus $2,042 in Montreal – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,042 in Montreal versus $2,675 in Fort Collins, CO, a $2,000 budget is realistic in Montreal but tight or insufficient in Fort Collins, CO. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,042 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Fort Collins, CO and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 31% less than in Fort Collins, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.