Cost of Living Comparison Between Fort Collins, CO and Montreal Cost of Living Comparison Between Fort Collins, CO and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,467 in Fort Collins, CO versus $2,085 in Montreal.

Estimated couple costs with rent: $3,757 in Fort Collins, CO versus $3,174 in Montreal.

Monthly costs for a family of three with rent: $5,048 in Fort Collins, CO versus $4,262 in Montreal.

Living in Fort Collins, CO is roughly 18% more expensive than in Montreal, driven mainly by Getting Around.

Both cities are pricier than the global median: Fort Collins, CO 85% above, Montreal 56% above.

Meal at Budget Restaurant

$18.33 $18.33

$16.52 CA$23.24

10.96%

Three-Course Dinner for Two, Mid-Range

$72.2 $72.2

$74.0 CA$104

-2.37%

Fast Food Meal (McDonalds, etc)

$11.33 $11.33

$10.94 CA$15.40

3.56%

Cappuccino

$4.69 $4.69

$3.84 CA$5.41

22.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 $1.99

$2.14 CA$3.01

-7.01%

Water (0.33 liter bottle)

$2.48 $2.48

$1.45 CA$2.04

71.03%

Local Beer (0.5 liter draught)

$6.93 $6.93

$6.13 CA$8.63

13.05%

Imported Beer (0.33 liter bottle)

$6.54 $6.54

$6.73 CA$9.47

-2.82%

Milk (1 liter)

$1.05 $1.05

$2.35 CA$3.31

-55.32%

White Bread (500g)

$3.14 $3.14

$3.34 CA$4.69

-5.99%

Rice (white) (1kg)

$3.32 $3.32

$3.74 CA$5.27

-11.23%

Eggs

$4.24 $4.24

$3.39 CA$4.77

25.07%

Local Cheese (1kg)

$10.94 $10.94

$16.30 CA$22.93

-32.88%

Chicken Fillets (1kg)

$8.66 $8.66

$11.81 CA$16.62

-26.67%

Beef Round Steak (1kg)

$16.79 $16.79

$15.64 CA$22.01

7.35%

Apples (1kg)

$3.99 $3.99

$3.69 CA$5.20

8.13%

Banana (1kg)

$1.57 $1.57

$1.70 CA$2.39

-7.65%

Oranges (1kg)

$4.37 $4.37

$4.11 CA$5.79

6.33%

Tomato (1kg)

$5.05 $5.05

$4.41 CA$6.20

14.51%

Potato (1kg)

$2.37 $2.37

$2.79 CA$3.93

-15.05%

Onion (1kg)

$1.96 $1.96

$2.64 CA$3.72

-25.76%

Lettuce (1 head)

$2.48 $2.48

$2.29 CA$3.22

8.30%

Water (1.5 liter bottle)

$2.05 $2.05

$1.78 CA$2.51

15.17%

Cigarettes 20 Pack (Marlboro, Camel)

$9.47 $9.47

$13.17 CA$18.53

-28.09%

Wine (Bottle)

$19.08 $19.08

$10.64 CA$14.97

79.32%

Local Beer (0.5 liter bottle)

$2.20 $2.20

$2.99 CA$4.20

-26.42%

Imported Beer (0.33 liter bottle)

$2.68 $2.68

$3.44 CA$4.83

-22.09%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.81 CA$3.95

-28.11%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

Taxi Start (Normal Tariff)

$2.57 $2.57

$3.52 CA$4.95

-26.99%

Taxi (Normal Tariff) (1km)

$1.42 $1.42

$1.45 CA$2.05

-2.07%

Taxi 1hour Waiting (Normal Tariff)

$24.62 $24.62

$34.29 CA$48.26

-28.20%

Gasoline (1 liter)

$0.82 $0.82

$1.22 CA$1.72

-32.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$25.3K CA$35.5K

10.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K $26.1K

$22.1K CA$31.1K

17.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$168 $168

$76.5 CA$108

119.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.77 $42.77

$35.60 CA$50.1

20.14%

Internet (50+ Mbps, Unlimited Data)

$77.0 $77.0

$42.96 CA$60.5

79.31%

Gym Membership (Monthly)

$61.1 $61.1

$43.39 CA$61.1

40.75%

Tennis Court (1 Hour on Weekend)

$14.98 $14.98

$16.83 CA$23.68

-10.99%

Cinema Ticket

$11.77 $11.77

$11.09 CA$15.60

6.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,547 $1,547

$625 CA$879

147.76%

International Primary School, 1 Child (Yearly)

$12.5K $12.5K

$5,896 CA$8,296

111.44%

Jeans (Levis 501 Or Similar)

$67.1 $67.1

$63.1 CA$88.8

6.40%

Summer Dress (H&M, Zara, etc)

$92.2 $92.2

$44.50 CA$62.6

107.12%

Sport Shoes (Adidas, Nike)

$80.6 $80.6

$103 CA$145

-21.64%

Men's Leather Business Shoes

$108 $108

$118 CA$166

-8.26%

1-bedroom Apartment, City Center (Monthly)

$1,807 $1,807

$1,207 CA$1,699

49.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,231 $1,231

$965 CA$1,358

27.54%

3-bedroom Apartment, City Center (Monthly)

$2,816 $2,816

$2,031 CA$2,858

38.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,304 $2,304

$1,577 CA$2,219

46.13%

Buy Apartment in City Center (m2)

$2,923 $2,923

$5,085 CA$7,155

-42.52%

Buy Apartment Outside City Center (m2)

$2,990 $2,990

$3,783 CA$5,324

-20.97%

Average Monthly Net Salary (After Tax)

$4,326 $4,326

$2,890 CA$4,066

49.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

5.01

31.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fort Collins, CO: July 12, 2026

Last update for Montreal: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,807 in Fort Collins, CO and $1,207 in Montreal. Housing cost is often the main lever when comparing two cities.

Fort Collins, CO pays 50% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Fort Collins, CO vs $74.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $371 vs $395 per month, with Fort Collins, CO cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fort Collins, CO vs Montreal: Cost of Living - Frequently Asked Questions

Montreal wins on cost – living expenses run 18% lower than in Fort Collins, CO. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.

Average pay runs 50% higher in Fort Collins, CO, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,807 in Fort Collins, CO versus $1,207 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Fort Collins, CO pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $2,467 per month in Fort Collins, CO versus $2,085 in Montreal – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,085 in Montreal versus $2,467 in Fort Collins, CO, a $2,000 budget is realistic in Montreal but tight or insufficient in Fort Collins, CO. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,085 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.

Safety-wise, Fort Collins, CO and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 18% less than in Fort Collins, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.