Last update: Oct 2026

Cost of Living Comparison Between Lima and Fort Collins, CO

For one person, living is cheaper in Lima: $996 a month against $2,758 in Fort Collins, CO, rent and utilities included – about $21,100 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Lima
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Lima Living Index
134

Cost of Living Index in Fort Collins, CO
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Fort Collins, CO Living Index

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Lima

🇵🇪 Peru

$996

/mo nomad

Fort Collins, CO

🇺🇸 United States

$2,758

/mo nomad

Monthly Cost of Living

How much you'll spend in Lima and in Fort Collins, CO

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lima and in Fort Collins, CO actually costs, broken down by who's living it.

Monthly costs for one person with rent: $996 in Lima versus $2,758 in Fort Collins, CO.

Lima $996
Fort Collins, CO $2,758

Estimated couple costs with rent: $1,594 in Lima versus $4,111 in Fort Collins, CO.

Lima $1,594
Fort Collins, CO $4,111

Monthly costs for a family of three with rent: $2,191 in Lima versus $5,464 in Fort Collins, CO.

Lima $2,191
Fort Collins, CO $5,464

Living in Lima costs roughly 64% less than in Fort Collins, CO, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Lima is 26% below, Fort Collins, CO is 106% above.

Meal at Budget Restaurant

$4.42 PEN 15.16

$22.70 $22.70

-80.53%

Three-Course Dinner for Two, Mid-Range

$35.04 PEN 120

$80.7 $80.7

-56.60%

Fast Food Meal (McDonalds, etc)

$6.84 PEN 23.44

$11.26 $11.26

-39.25%

Cappuccino

$3.27 PEN 11.22

$6.17 $6.17

-47.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 PEN 3.78

$2.43 $2.43

-54.73%

Water (0.33 liter bottle)

$0.65 PEN 2.22

$2.07 $2.07

-68.60%

Local Beer (0.5 liter draught)

$2.58 PEN 8.85

$6.94 $6.94

-62.82%

Imported Beer (0.33 liter bottle)

$4.47 PEN 15.34

$6.99 $6.99

-36.05%

Milk (1 liter)

$1.59 PEN 5.46

$0.98 $0.98

62.24%

White Bread (500g)

$2.58 PEN 8.86

$2.99 $2.99

-13.71%

Rice (white) (1kg)

$1.36 PEN 4.65

$2.74 $2.74

-50.36%

Eggs

$2.95 PEN 10.11

$4.23 $4.23

-30.26%

Local Cheese (1kg)

$9.10 PEN 31.19

$10.88 $10.88

-16.36%

Chicken Fillets (1kg)

$5.81 PEN 19.91

$9.55 $9.55

-39.16%

Beef Round Steak (1kg)

$9.83 PEN 33.68

$19.30 $19.30

-49.07%

Apples (1kg)

$2.01 PEN 6.89

$4.94 $4.94

-59.31%

Banana (1kg)

$1.08 PEN 3.69

$1.56 $1.56

-30.77%

Oranges (1kg)

$1.37 PEN 4.70

$4.66 $4.66

-70.60%

Tomato (1kg)

$1.48 PEN 5.06

$5.31 $5.31

-72.13%

Potato (1kg)

$0.96 PEN 3.30

$3.43 $3.43

-72.01%

Onion (1kg)

$0.85 PEN 2.92

$4.56 $4.56

-81.36%

Lettuce (1 head)

$0.88 PEN 3.02

$2.33 $2.33

-62.23%

Water (1.5 liter bottle)

$0.87 PEN 2.97

$1.76 $1.76

-50.57%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 PEN 20.24

$9.95 $9.95

-40.70%

Wine (Bottle)

$8.81 PEN 30.21

$16.52 $16.52

-46.67%

Local Beer (0.5 liter bottle)

$1.92 PEN 6.57

$2.50 $2.50

-23.20%

Imported Beer (0.33 liter bottle)

$3.20 PEN 10.98

$2.72 $2.72

17.65%

One-way Ticket (Public Transport)

$0.68 PEN 2.33

Public Transport Monthly Pass (Regular Price)

$26.74 PEN 91.7

Taxi Start (Normal Tariff)

$3.81 PEN 13.06

$2.43 $2.43

56.79%

Taxi (Normal Tariff) (1km)

$2.04 PEN 7.00

$1.91 $1.91

6.81%

Taxi 1hour Waiting (Normal Tariff)

$7.14 PEN 24.49

$25.40 $25.40

-71.89%

Gasoline (1 liter)

$1.65 PEN 5.65

$1.01 $1.01

63.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K PEN 76.0K

$36.0K $36.0K

-38.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K PEN 88.0K

$25.1K $25.1K

2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$73.0 PEN 250

$213 $213

-65.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.26 PEN 55.7

$57.2 $57.2

-71.58%

Internet (50+ Mbps, Unlimited Data)

$27.60 PEN 94.6

$68.9 $68.9

-59.92%

Gym Membership (Monthly)

$33.07 PEN 113

$55.6 $55.6

-40.50%

Tennis Court (1 Hour on Weekend)

$19.49 PEN 66.8

$29.66 $29.66

-34.29%

Cinema Ticket

$7.39 PEN 25.33

$11.98 $11.98

-38.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$182 PEN 624

$1,294 $1,294

-85.94%

International Primary School, 1 Child (Yearly)

$13.3K PEN 45.7K

$12.7K $12.7K

5.21%

Jeans (Levis 501 Or Similar)

$52.6 PEN 180

$59.9 $59.9

-12.22%

Summer Dress (H&M, Zara, etc)

$34.23 PEN 117

$69.9 $69.9

-51.02%

Sport Shoes (Adidas, Nike)

$83.8 PEN 287

$79.5 $79.5

5.35%

Men's Leather Business Shoes

$79.0 PEN 271

$117 $117

-32.57%

1-bedroom Apartment, City Center (Monthly)

$723 PEN 2,479

$1,851 $1,851

-60.92%

1-bedroom Apartment, Outside City Center (Monthly)

$340 PEN 1,166

$1,427 $1,427

-76.17%

3-bedroom Apartment, City Center (Monthly)

$1,184 PEN 4,060

$2,733 $2,733

-56.66%

3-bedroom Apartment, Outside City Center (Monthly)

$635 PEN 2,176

$2,484 $2,484

-74.44%

Buy Apartment in City Center (m2)

$2,449 PEN 8,394

$3,012 $3,012

-18.71%

Buy Apartment Outside City Center (m2)

$1,372 PEN 4,702

$3,034 $3,034

-54.80%

Average Monthly Net Salary (After Tax)

$653 PEN 2,237

$4,352 $4,352

-85.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.94

6.77

32.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lima: October 4, 2026

Last update for Fort Collins, CO: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lima

$340 33.6%

Fort Collins, CO

$1.4K 52% 320% $1.1K

Groceries & Markets

Lima

$226 22.4%

Fort Collins, CO

$386 14.1% 70.6% $160

Eating Out

Lima

$124 12.3%

Fort Collins, CO

$356 13% 187% $232

Monthly Utilities & Internet

Lima

$117 11.6%

Fort Collins, CO

$339 12.4% 190% $222

Clothing & Footwear

Lima

$112 11.1%

Fort Collins, CO

$147 5.4% 30.8% $35

Sport & Entertainment

Lima

$48 4.7%

Fort Collins, CO

$80 2.9% 66.2% $32

Getting Around

Lima

$43 4.3%

Fort Collins, CO

$12 * 0.4% 72.4% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $723 in Lima and $1,851 in Fort Collins, CO. Housing cost is often the main lever when comparing two cities.

Fort Collins, CO pays 567% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Lima vs $81.0 in Fort Collins, CO for a mid-range dinner for two. Groceries echo the gap at $226 vs $386 per month, with Lima cheaper across the board.

Good to know

🇵🇪 Lima

🇺🇸 Fort Collins, CO

🕒 Local time

07:49 7:49 AM

06:49 6:49 AM

1 h behind Lima

🌤 Weather

👥 Population

9,989,369 Capital

148,612

💱 Currency

Peruvian Sol PEN S/

United States Dollar USD $

📈 Exchange rate

1 PEN = 0.292 USD

1 PEN = 0.26 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to PEN – Peruvian Sol Converter

🇺🇸 United States Dollar ($)

🇵🇪 Peruvian Sol (S/)

Peruvian Sol exchange rates as of October 10, 2026: 1 USD = 3.43 PEN (1 PEN = 0.292 USD). 1 EUR = 3.84 PEN (1 PEN = 0.26 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to PEN in detail →

On the map

Lowest

Highest

Between locations

Lima Fort Collins, CO 6,530 km ≈ 9 h nonstop flight

From you

Lima
Fort Collins, CO

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lima vs Fort Collins, CO: Cost of Living - Frequently Asked Questions

Lima wins on cost – living expenses run 177% lower than in Fort Collins, CO. Housing and daily spending are where you'll feel the difference most, making Lima the obvious pick if budget is a priority.

On paper, salaries run 567% lower in Fort Collins, CO. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $723 in Lima versus $1,851 in Fort Collins, CO. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 71% higher in Fort Collins, CO. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $996 per month in Lima versus $2,758 in Fort Collins, CO – a 177% gap that adds up to real savings over time for anyone picking the cheaper option.

At $996 in Lima versus $2,758 in Fort Collins, CO, a $2,000 budget is realistic in Lima but tight or insufficient in Fort Collins, CO. The gap between the two cities makes Lima the clear choice for anyone on this budget.

Both work as nomad bases, but Lima delivers better value – similar infrastructure at $996 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lima hard to pass up.

Safety-wise, Lima and Fort Collins, CO are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lima gentler on the wallet – expenses run 177% less than in Fort Collins, CO. Beyond cost, consider language, visa policies, and how big the international community is in each city.