Last update: Oct 2026

Cost of Living Comparison Between Fargo, ND and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,127 in Fargo, ND, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

102

Cost of Living Index in Fargo, ND
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Fargo, ND Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Fargo, ND

🇺🇸 United States

$2,127

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Fargo, ND and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fargo, ND and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,127 per month in Fargo, ND vs $1,349 in Ubud, Bali, rent included.

Fargo, ND $2,127
Ubud, Bali $1,349

A couple spends around $3,227 per month in Fargo, ND vs $2,305 in Ubud, Bali, rent included.

Fargo, ND $3,227
Ubud, Bali $2,305

A family of three spends $4,327 per month in Fargo, ND vs $3,261 in Ubud, Bali, rent included.

Fargo, ND $4,327
Ubud, Bali $3,261

Fargo, ND costs about 58% more than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$17.17 $17.17

$3.32 Rp 60.2K

417.17%

Three-Course Dinner for Two, Mid-Range

$59.0 $59.0

$35.64 Rp 646.1K

65.52%

Fast Food Meal (McDonalds, etc)

$11.95 $11.95

$5.53 Rp 100.3K

116.09%

Cappuccino

$5.41 $5.41

$2.72 Rp 49.3K

98.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 $2.56

$1.70 Rp 30.8K

50.59%

Water (0.33 liter bottle)

$1.94 $1.94

$0.76 Rp 13.8K

155.26%

Local Beer (0.5 liter draught)

$5.36 $5.36

$2.65 Rp 48.1K

102.26%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$4.38 Rp 79.4K

101.60%

Milk (1 liter)

$1.23 $1.23

$1.49 Rp 27.0K

-17.45%

White Bread (500g)

$3.40 $3.40

$2.28 Rp 41.3K

49.12%

Rice (white) (1kg)

$7.63 $7.63

$1.19 Rp 21.6K

541.18%

Eggs

$4.08 $4.08

$2.04 Rp 36.9K

100.00%

Local Cheese (1kg)

$14.93 $14.93

$17.70 Rp 320.9K

-15.65%

Chicken Fillets (1kg)

$15.52 $15.52

$3.96 Rp 71.9K

291.92%

Beef Round Steak (1kg)

$21.08 $21.08

$12.19 Rp 221.0K

72.93%

Apples (1kg)

$10.28 $10.28

$3.66 Rp 66.3K

180.87%

Banana (1kg)

$2.34 $2.34

$1.52 Rp 27.5K

53.95%

Oranges (1kg)

$6.51 $6.51

$2.23 Rp 40.4K

191.93%

Tomato (1kg)

$5.40 $5.40

$1.97 Rp 35.8K

174.11%

Potato (1kg)

$5.10 $5.10

$1.85 Rp 33.5K

175.68%

Onion (1kg)

$3.76 $3.76

$2.42 Rp 43.9K

55.37%

Lettuce (1 head)

$1.95 $1.95

$0.99 Rp 18.0K

96.97%

Water (1.5 liter bottle)

$2.74 $2.74

$0.51 Rp 9,307

437.25%

Cigarettes 20 Pack (Marlboro, Camel)

$8.60 $8.60

$2.22 Rp 40.3K

287.39%

Wine (Bottle)

$18.58 $18.58

$22.24 Rp 403.2K

-16.46%

Local Beer (0.5 liter bottle)

$2.62 $2.62

$2.26 Rp 41.0K

15.93%

Imported Beer (0.33 liter bottle)

$5.63 $5.63

$2.97 Rp 53.9K

89.56%

One-way Ticket (Public Transport)

$2.03 $2.03

$0.25 Rp 4,550

712.00%

Public Transport Monthly Pass (Regular Price)

$42.10 $42.10

$7.82 Rp 141.8K

438.36%

Taxi Start (Normal Tariff)

$4.58 $4.58

$0.44 Rp 7,968

940.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,797

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

Gasoline (1 liter)

$0.97 $0.97

$0.82 Rp 15.0K

18.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K $27.4K

$23.8K Rp 432.2M

14.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$31.7K Rp 575.5M

-20.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 $138

$79.1 Rp 1.4M

74.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.1 $58.1

$6.45 Rp 116.9K

800.93%

Internet (50+ Mbps, Unlimited Data)

$56.5 $56.5

$18.58 Rp 336.8K

204.25%

Gym Membership (Monthly)

$52.0 $52.0

$49.48 Rp 897.1K

4.99%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$13.96 $13.96

$4.27 Rp 77.5K

226.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,247 $1,247

$491 Rp 8.9M

154.14%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

Jeans (Levis 501 Or Similar)

$49.85 $49.85

$44.64 Rp 809.3K

11.67%

Summer Dress (H&M, Zara, etc)

$47.16 $47.16

$34.95 Rp 633.7K

34.94%

Sport Shoes (Adidas, Nike)

$84.2 $84.2

$79.9 Rp 1.4M

5.32%

Men's Leather Business Shoes

$101 $101

$79.4 Rp 1.4M

26.83%

1-bedroom Apartment, City Center (Monthly)

$1,013 $1,013

$1,125 Rp 20.4M

-9.92%

1-bedroom Apartment, Outside City Center (Monthly)

$790 $790

$671 Rp 12.2M

17.63%

3-bedroom Apartment, City Center (Monthly)

$1,627 $1,627

$3,565 Rp 64.6M

-54.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,363 $1,363

$1,723 Rp 31.2M

-20.88%

Buy Apartment in City Center (m2)

$2,459 $2,459

$2,732 Rp 49.5M

-9.99%

Buy Apartment Outside City Center (m2)

$1,688 $1,688

$2,284 Rp 41.4M

-26.08%

Average Monthly Net Salary (After Tax)

$3,858 $3,858

$164 Rp 3.0M

2254.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

13.78

-53.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fargo, ND: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Fargo, ND

$790 37.1%

Ubud, Bali

$672 49.8% 15% $118

Groceries & Markets

Fargo, ND

$522 24.6%

Ubud, Bali

$288 21.4% 44.8% $234

Eating Out

Fargo, ND

$300 14.1%

Ubud, Bali

$108 8% 64.2% $193

Monthly Utilities & Internet

Fargo, ND

$253 11.9%

Ubud, Bali

$104 7.7% 58.9% $149

Clothing & Footwear

Fargo, ND

$127 6%

Ubud, Bali

$108 8% 15.2% $19

Sport & Entertainment

Fargo, ND

$80 3.8%

Ubud, Bali

$58 4.3% 27.4% $22

Getting Around

Fargo, ND

$55 * 2.6%

Ubud, Bali

$11 0.9% 79.2% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,013 in Fargo, ND versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Fargo, ND are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59 in Fargo, ND versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $522 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Fargo, ND

🇮🇩 Ubud, Bali

🕒 Local time

01:37 1:37 AM

14:37 2:37 PM

13 h ahead of Fargo, ND

🌤 Weather

👥 Population

90,056

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.897 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 30, 2026: 1 EUR = 1.11 USD (1 USD = 0.897 EUR).

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,203 IDR (100,000 IDR = 4.95 EUR).

IDR to USD in detail →

On the map

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Between locations

Fargo, ND Ubud, Bali 14,780 km ≈ 19 h nonstop flight

From you

Fargo, ND
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fargo, ND vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Fargo, ND costs about 58% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,191 per month in Fargo, ND and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fargo, ND, especially for central apartments: a one-bedroom in the center costs $1,013 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $59 in Fargo, ND and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,127 in Fargo, ND and $1,349 in Ubud, Bali. That makes Ubud, Bali about 37% cheaper.

$1,000 is a stretch for both – monthly costs hit $2,127 in Fargo, ND and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $2,127 in Fargo, ND. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Fargo, ND makes more sense. Both are solid long-term options with distinct trade-offs.