Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Fargo, ND

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,127 in Fargo, ND, rent and utilities included – about $9,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
102

Cost of Living Index in Fargo, ND
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Fargo, ND Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Fargo, ND

🇺🇸 United States

$2,127

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Fargo, ND

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Fargo, ND actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,127 in Fargo, ND, rent included.

Ubud, Bali $1,349
Fargo, ND $2,127

A couple spends around $2,305 per month in Ubud, Bali vs $3,227 in Fargo, ND, rent included.

Ubud, Bali $2,305
Fargo, ND $3,227

A family of three spends $3,261 per month in Ubud, Bali vs $4,327 in Fargo, ND, rent included.

Ubud, Bali $3,261
Fargo, ND $4,327

Ubud, Bali is about 37% cheaper than Fargo, ND, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$17.17 $17.17

-80.66%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$59.0 $59.0

-39.58%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.95 $11.95

-53.72%

Cappuccino

$2.72 Rp 49.3K

$5.41 $5.41

-49.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.56 $2.56

-33.59%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.94 $1.94

-60.82%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.36 $5.36

-50.56%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$8.83 $8.83

-50.40%

Milk (1 liter)

$1.49 Rp 27.1K

$1.23 $1.23

21.14%

White Bread (500g)

$2.28 Rp 41.3K

$3.40 $3.40

-32.94%

Rice (white) (1kg)

$1.19 Rp 21.6K

$7.63 $7.63

-84.40%

Eggs

$2.04 Rp 36.9K

$4.08 $4.08

-50.00%

Local Cheese (1kg)

$17.70 Rp 321.2K

$14.93 $14.93

18.55%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$15.52 $15.52

-74.48%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$21.08 $21.08

-42.17%

Apples (1kg)

$3.66 Rp 66.3K

$10.28 $10.28

-64.40%

Banana (1kg)

$1.52 Rp 27.5K

$2.34 $2.34

-35.04%

Oranges (1kg)

$2.23 Rp 40.4K

$6.51 $6.51

-65.75%

Tomato (1kg)

$1.97 Rp 35.8K

$5.40 $5.40

-63.52%

Potato (1kg)

$1.85 Rp 33.5K

$5.10 $5.10

-63.73%

Onion (1kg)

$2.42 Rp 44.0K

$3.76 $3.76

-35.64%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.95 $1.95

-49.23%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$2.74 $2.74

-81.39%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$8.60 $8.60

-74.19%

Wine (Bottle)

$22.24 Rp 403.6K

$18.58 $18.58

19.70%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.62 $2.62

-13.74%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.63 $5.63

-47.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$2.03 $2.03

-87.68%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$42.10 $42.10

-81.43%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.58 $4.58

-90.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.97 $0.97

-15.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$27.4K $27.4K

-12.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$25.3K $25.3K

25.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$138 $138

-42.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$58.1 $58.1

-88.90%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$56.5 $56.5

-67.13%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$52.0 $52.0

-4.75%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

Cinema Ticket

$4.27 Rp 77.6K

$13.96 $13.96

-69.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,247 $1,247

-60.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$49.85 $49.85

-10.45%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$47.16 $47.16

-25.89%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$84.2 $84.2

-5.05%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$101 $101

-21.16%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,013 $1,013

11.02%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$790 $790

-14.99%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,627 $1,627

119.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,363 $1,363

26.39%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,459 $2,459

11.10%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,688 $1,688

35.28%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,858 $3,858

-95.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.43

114.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Fargo, ND: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Fargo, ND

$790 37.1% 17.6% $118

Groceries & Markets

Ubud, Bali

$288 21.4%

Fargo, ND

$522 24.6% 81% $234

Eating Out

Ubud, Bali

$108 8%

Fargo, ND

$300 14.1% 179% $193

Clothing & Footwear

Ubud, Bali

$108 8%

Fargo, ND

$127 6% 18% $19

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Fargo, ND

$253 11.9% 143% $149

Sport & Entertainment

Ubud, Bali

$58 4.3%

Fargo, ND

$80 3.8% 37.7% $22

Getting Around

Ubud, Bali

$11 0.9%

Fargo, ND

$55 * 2.6% 380% $43

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,013 in Fargo, ND. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Fargo, ND are about 24 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $59 in Fargo, ND. Monthly groceries follow the same trend: $288 vs $522 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Fargo, ND

🕒 Local time

05:53 5:53 AM

15:53 3:53 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

90,056

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 USD = 0.892 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Fargo, ND 14,780 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Fargo, ND

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Fargo, ND: Cost of Living - Frequently Asked Questions

Fargo, ND costs about 58% more than Ubud, Bali, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $3,191 in Fargo, ND. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fargo, ND, especially for central apartments: a one-bedroom in the center costs $1,013 there versus $1,125 in Ubud, Bali.

A mid-range dinner for two costs $36 in Ubud, Bali and $59 in Fargo, ND. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,127 in Fargo, ND. That makes Ubud, Bali about 37% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,127 in Fargo, ND. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $2,127 in Fargo, ND. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Fargo, ND makes more sense. Both are solid long-term options with distinct trade-offs.