Cost of Living Comparison Between Fargo, ND and Annecy Cost of Living Comparison Between Fargo, ND and Annecy

Monthly Cost of Living

A single person spends $2,045 per month in Fargo, ND vs $2,079 in Annecy, rent included.

A couple spends around $3,203 per month in Fargo, ND vs $3,413 in Annecy, rent included.

A family of three spends $4,361 per month in Fargo, ND vs $4,748 in Annecy, rent included.

Fargo, ND is about 2% cheaper than Annecy, driven mainly by Groceries & Markets.

Both Fargo, ND and Annecy sit above the global median – Fargo, ND by 53%, Annecy by 55%.

Meal at Budget Restaurant

$14.92 $14.92

$17.53 €14.95

-14.89%

Three-Course Dinner for Two, Mid-Range

$50.5 $50.5

$76.7 €65.5

-34.21%

Fast Food Meal (McDonalds, etc)

$10.95 $10.95

$12.75 €10.87

-14.12%

Cappuccino

$5.22 $5.22

$3.99 €3.40

30.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.66 $2.66

$2.98 €2.54

-10.74%

Water (0.33 liter bottle)

$1.97 $1.97

$1.86 €1.59

5.91%

Local Beer (0.5 liter draught)

$5.93 $5.93

$7.99 €6.82

-25.78%

Imported Beer (0.33 liter bottle)

$8.39 $8.39

$5.64 €4.81

48.76%

Milk (1 liter)

$1.26 $1.26

$1.42 €1.21

-11.27%

White Bread (500g)

$3.40 $3.40

$1.98 €1.69

71.72%

Rice (white) (1kg)

$6.03 $6.03

$2.56 €2.19

135.55%

Eggs

$3.89 $3.89

$4.26 €3.64

-8.69%

Local Cheese (1kg)

$12.45 $12.45

$21.09 €17.99

-40.97%

Chicken Fillets (1kg)

$14.64 $14.64

$16.01 €13.66

-8.56%

Beef Round Steak (1kg)

$19.36 $19.36

$24.45 €20.86

-20.82%

Apples (1kg)

$8.30 $8.30

$2.78 €2.37

198.56%

Banana (1kg)

$2.80 $2.80

$2.50 €2.13

12.00%

Oranges (1kg)

$6.42 $6.42

$3.52 €3.00

82.39%

Tomato (1kg)

$4.69 $4.69

$3.86 €3.30

21.50%

Potato (1kg)

$3.68 $3.68

$2.81 €2.40

30.96%

Onion (1kg)

$3.51 $3.51

$2.72 €2.32

29.04%

Lettuce (1 head)

$1.96 $1.96

$1.18 €1.01

66.10%

Water (1.5 liter bottle)

$2.73 $2.73

$0.89 €0.76

206.74%

Cigarettes 20 Pack (Marlboro, Camel)

$8.94 $8.94

$13.98 €11.93

-36.05%

Wine (Bottle)

$16.77 $16.77

$8.74 €7.46

91.88%

Local Beer (0.5 liter bottle)

$2.63 $2.63

$2.18 €1.86

20.64%

Imported Beer (0.33 liter bottle)

$4.93 $4.93

$3.18 €2.72

55.03%

One-way Ticket (Public Transport)

$1.54 $1.54

$1.70 €1.45

-9.41%

Public Transport Monthly Pass (Regular Price)

$41.57 $41.57

$77.0 €65.7

-46.00%

Taxi Start (Normal Tariff)

$4.55 $4.55

$4.57 €3.89

-0.44%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.55 €1.33

3.23%

Taxi 1hour Waiting (Normal Tariff)

$29.67 $29.67

$58.5 €49.87

-49.25%

Gasoline (1 liter)

$0.78 $0.78

$2.08 €1.78

-62.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.4K $33.4K

$37.3K €31.8K

-10.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K $25.3K

$37.0K €31.6K

-31.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$161 $161

$202 €172

-20.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$54.9 $54.9

$22.14 €18.89

147.74%

Internet (50+ Mbps, Unlimited Data)

$57.9 $57.9

$35.22 €30.05

64.31%

Gym Membership (Monthly)

$55.8 $55.8

$57.9 €49.40

-3.71%

Tennis Court (1 Hour on Weekend)

$23.06 €19.67

Cinema Ticket

$13.89 $13.89

$13.80 €11.77

0.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,252 $1,252

$734 €626

70.53%

International Primary School, 1 Child (Yearly)

$23.2K $23.2K

$7,075 €6,035

227.22%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$113 €96.2

-54.52%

Summer Dress (H&M, Zara, etc)

$47.12 $47.12

$48.64 €41.49

-3.13%

Sport Shoes (Adidas, Nike)

$89.1 $89.1

$122 €104

-26.86%

Men's Leather Business Shoes

$108 $108

$162 €139

-33.42%

1-bedroom Apartment, City Center (Monthly)

$970 $970

$951 €812

1.95%

1-bedroom Apartment, Outside City Center (Monthly)

$766 $766

$748 €638

2.40%

3-bedroom Apartment, City Center (Monthly)

$2,598 $2,598

$2,278 €1,943

14.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,547 $1,547

$1,722 €1,469

-10.15%

Buy Apartment in City Center (m2)

$1,795 $1,795

$9,126 €7,785

-80.33%

Buy Apartment Outside City Center (m2)

$1,774 $1,774

$6,261 €5,341

-71.67%

Average Monthly Net Salary (After Tax)

$3,785 $3,785

$2,303 €1,964

64.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.56

3.56

84.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fargo, ND: April 19, 2026

Last update for Annecy: April 21, 2026

Cost Breakdown

A central one-bedroom costs $970 in Fargo, ND versus $951 in Annecy. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 64% higher in Fargo, ND, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $50 in Fargo, ND versus $77 in Annecy. Groceries tell a different story – $478 in Fargo, ND vs $404 in Annecy – so Annecy wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fargo, ND vs Annecy: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,045 in Fargo, ND, $2,079 in Annecy – roughly 2% apart. Annecy costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $3,067 per month in Fargo, ND and $3,118 in Annecy. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Fargo, ND, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Fargo, ND and $77.0 in Annecy. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,045 in Fargo, ND and $2,079 in Annecy. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Fargo, ND, where all-in costs run around $2,045, than in Annecy at $2,079. In Fargo, ND it covers expenses comfortably, while in Annecy it requires careful planning or may not stretch far enough.

It depends on your priorities. Fargo, ND has an edge in some lifestyle areas, with costs from $2,045 in Fargo, ND to $2,079 in Annecy. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Fargo, ND. If higher salaries, better infrastructure, or specific career opportunities are the priority, Annecy makes more sense. Both are solid long-term options with distinct trade-offs.