Cost of Living Comparison Between Elk and Goulburn Cost of Living Comparison Between Elk and Goulburn

Monthly Cost of Living

A single person spends $1,390 per month in Elk vs $2,101 in Goulburn, rent included.

A couple spends around $2,016 per month in Elk vs $3,117 in Goulburn, rent included.

A family of three spends $2,642 per month in Elk vs $4,133 in Goulburn, rent included.

Elk is about 34% cheaper than Goulburn, driven mainly by Eating Out.

Both Elk and Goulburn sit above the global median – Elk by 4%, Goulburn by 58%.

Meal at Budget Restaurant

$7.95 zł 29.64

$17.75 A$25.19

-55.21%

Three-Course Dinner for Two, Mid-Range

$40.96 zł 153

$94.4 A$134

-56.59%

Fast Food Meal (McDonalds, etc)

$6.61 zł 24.66

$7.72 A$10.95

-14.38%

Cappuccino

$2.22 zł 8.29

$2.96 A$4.20

-25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.07 zł 7.73

$2.98 A$4.23

-30.54%

Water (0.33 liter bottle)

$1.07 zł 3.99

$2.09 A$2.96

-48.80%

Local Beer (0.5 liter draught)

$4.14 zł 15.44

$6.69 A$9.49

-38.12%

Imported Beer (0.33 liter bottle)

$4.01 zł 14.94

$6.37 A$9.04

-37.05%

Milk (1 liter)

$1.03 zł 3.83

$1.13 A$1.60

-8.85%

White Bread (500g)

$1.35 zł 5.05

$2.39 A$3.39

-43.51%

Rice (white) (1kg)

$1.87 zł 6.98

$2.16 A$3.07

-13.43%

Eggs

$2.62 zł 9.78

$3.74 A$5.30

-29.95%

Local Cheese (1kg)

$4.93 zł 18.41

$9.32 A$13.22

-47.10%

Chicken Fillets (1kg)

$6.49 zł 24.21

$7.88 A$11.18

-17.64%

Beef Round Steak (1kg)

$13.29 zł 49.57

$14.12 A$20.04

-5.88%

Apples (1kg)

$1.04 zł 3.89

$3.14 A$4.45

-66.88%

Banana (1kg)

$1.89 zł 7.05

$2.14 A$3.04

-11.68%

Oranges (1kg)

$2.02 zł 7.53

$1.61 A$2.29

25.47%

Tomato (1kg)

$2.89 zł 10.77

$3.64 A$5.17

-20.60%

Potato (1kg)

$0.91 zł 3.40

$2.43 A$3.44

-62.55%

Onion (1kg)

$1.08 zł 4.03

$1.26 A$1.78

-14.29%

Lettuce (1 head)

$1.35 zł 5.05

$1.27 A$1.81

6.30%

Water (1.5 liter bottle)

$0.51 zł 1.92

$0.94 A$1.33

-45.74%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 zł 20.41

$29.29 A$41.56

-81.32%

Wine (Bottle)

$7.19 zł 26.82

$8.60 A$12.20

-16.40%

Local Beer (0.5 liter bottle)

$1.11 zł 4.14

$4.07 A$5.77

-72.73%

Imported Beer (0.33 liter bottle)

$1.37 zł 5.12

$3.04 A$4.31

-54.93%

One-way Ticket (Public Transport)

$1.11 zł 4.16

$2.63 A$3.73

-57.79%

Public Transport Monthly Pass (Regular Price)

$32.67 zł 122

$63.8 A$90.5

-48.77%

Taxi Start (Normal Tariff)

$2.20 zł 8.21

$2.21 A$3.14

-0.45%

Taxi (Normal Tariff) (1km)

$0.48 zł 1.80

$1.55 A$2.20

-69.03%

Taxi 1hour Waiting (Normal Tariff)

$13.72 zł 51.2

$38.21 A$54.2

-64.09%

Gasoline (1 liter)

$1.76 zł 6.56

$1.17 A$1.66

50.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.9K zł 122.7K

$29.3K A$41.6K

12.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K zł 115.7K

$21.2K A$30.0K

46.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$313 zł 1,168

$98.2 A$139

218.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.95 zł 25.94

$29.07 A$41.24

-76.09%

Internet (50+ Mbps, Unlimited Data)

$13.50 zł 50.3

$58.0 A$82.3

-76.72%

Gym Membership (Monthly)

$36.42 zł 136

$48.81 A$69.3

-25.38%

Tennis Court (1 Hour on Weekend)

$19.74 zł 73.6

$15.45 A$21.93

27.77%

Cinema Ticket

$6.93 zł 25.83

$7.76 A$11.01

-10.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$311 zł 1,160

$923 A$1,310

-66.31%

International Primary School, 1 Child (Yearly)

$5,507 zł 20.5K

$11.9K A$16.9K

-53.84%

Jeans (Levis 501 Or Similar)

$84.8 zł 316

$76.6 A$109

10.72%

Summer Dress (H&M, Zara, etc)

$26.81 zł 100.0

$44.55 A$63.2

-39.82%

Sport Shoes (Adidas, Nike)

$84.0 zł 313

$91.0 A$129

-7.66%

Men's Leather Business Shoes

$88.6 zł 330

$109 A$154

-18.46%

1-bedroom Apartment, City Center (Monthly)

$548 zł 2,043

$1,270 A$1,801

-56.86%

1-bedroom Apartment, Outside City Center (Monthly)

$462 zł 1,724

$1,049 A$1,489

-55.95%

3-bedroom Apartment, City Center (Monthly)

$938 zł 3,498

$2,024 A$2,871

-53.67%

3-bedroom Apartment, Outside City Center (Monthly)

$864 zł 3,224

$1,706 A$2,421

-49.34%

Buy Apartment in City Center (m2)

$2,272 zł 8,475

$5,912 A$8,388

-61.57%

Buy Apartment Outside City Center (m2)

$1,963 zł 7,323

$5,266 A$7,472

-62.72%

Average Monthly Net Salary (After Tax)

$1,258 zł 4,692

$4,048 A$5,743

-68.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

3.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elk: July 26, 2026

Last update for Goulburn: July 26, 2026

Cost Breakdown

A central one-bedroom costs $548 in Elk versus $1,270 in Goulburn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 222% higher in Goulburn, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41.00 in Elk versus $94.0 in Goulburn. Monthly groceries follow the same trend: $207 vs $291 – making Elk the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elk vs Goulburn: Cost of Living - Frequently Asked Questions

Yes – Goulburn is pricier by about 51%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,085 per month in Elk and $3,151 in Goulburn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 41% more in Goulburn, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $41.00 in Elk and $94.0 in Goulburn. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Elk, where all-in costs run around $1,390, than in Goulburn at $2,101. In Elk it covers expenses comfortably, while in Goulburn it requires careful planning or may not stretch far enough.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Goulburn makes more sense. Both are solid long-term options with distinct trade-offs.