Last update: Oct 2026

Cost of Living Comparison Between Elk and Goulburn

For one person, living is cheaper in Elk: $1,224 a month against $2,369 in Goulburn, rent and utilities included – about $13,700 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Elk
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Elk Living Index
114

Cost of Living Index in Goulburn
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Goulburn Living Index

Jump to prices

Elk

🇵🇱 Poland

$1,224

/mo nomad

Goulburn

🇦🇺 Australia

$2,369

/mo nomad

Monthly Cost of Living

How much you'll spend in Elk and in Goulburn

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elk and in Goulburn actually costs, broken down by who's living it.

A single person spends $1,224 per month in Elk vs $2,369 in Goulburn, rent included.

Elk $1,224
Goulburn $2,369

A couple spends around $1,852 per month in Elk vs $3,337 in Goulburn, rent included.

Elk $1,852
Goulburn $3,337

A family of three spends $2,479 per month in Elk vs $4,306 in Goulburn, rent included.

Elk $2,479
Goulburn $4,306

Elk is about 48% cheaper than Goulburn, and outside of rent the biggest gap is in eating out.

Elk sits 10% below the global median, while Goulburn is 74% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$9.07 zł 35.87

$17.52 A$24.92

-48.23%

Three-Course Dinner for Two, Mid-Range

$41.16 zł 163

$89.7 A$128

-54.09%

Fast Food Meal (McDonalds, etc)

$7.70 zł 30.45

$8.61 A$12.25

-10.57%

Cappuccino

$3.01 zł 11.88

$3.20 A$4.56

-5.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.89

$2.86 A$4.07

-30.07%

Water (0.33 liter bottle)

$1.58 zł 6.25

$2.22 A$3.15

-28.83%

Local Beer (0.5 liter draught)

$2.48 zł 9.81

$8.03 A$11.42

-69.12%

Imported Beer (0.33 liter bottle)

$3.80 zł 15.01

$7.46 A$10.62

-49.06%

Milk (1 liter)

$0.99 zł 3.92

$0.95 A$1.35

4.21%

White Bread (500g)

$1.26 zł 4.99

$1.74 A$2.47

-27.59%

Rice (white) (1kg)

$1.57 zł 6.22

$2.30 A$3.28

-31.74%

Eggs

$2.40 zł 9.49

$4.99 A$7.09

-51.90%

Local Cheese (1kg)

$4.48 zł 17.71

$12.11 A$17.22

-63.01%

Chicken Fillets (1kg)

$6.05 zł 23.93

$9.42 A$13.39

-35.77%

Beef Round Steak (1kg)

$13.77 zł 54.4

$16.76 A$23.84

-17.84%

Apples (1kg)

$1.07 zł 4.25

$3.18 A$4.53

-66.35%

Banana (1kg)

$1.64 zł 6.49

$1.79 A$2.54

-8.38%

Oranges (1kg)

$1.54 zł 6.10

$1.78 A$2.52

-13.48%

Tomato (1kg)

$3.14 zł 12.40

$3.54 A$5.04

-11.30%

Potato (1kg)

$0.87 zł 3.43

$2.42 A$3.44

-64.05%

Onion (1kg)

$1.36 zł 5.38

$1.35 A$1.92

0.74%

Lettuce (1 head)

$1.51 zł 5.99

$1.39 A$1.98

8.63%

Water (1.5 liter bottle)

$0.54 zł 2.12

$1.04 A$1.47

-48.08%

Cigarettes 20 Pack (Marlboro, Camel)

$4.45 zł 17.61

$45.00 A$64.0

-90.11%

Wine (Bottle)

$7.09 zł 28.03

$8.20 A$11.67

-13.54%

Local Beer (0.5 liter bottle)

$1.24 zł 4.91

$4.11 A$5.84

-69.83%

Imported Beer (0.33 liter bottle)

$1.25 zł 4.94

$4.21 A$5.99

-70.31%

One-way Ticket (Public Transport)

$0.69 zł 2.71

$2.85 A$4.05

-75.79%

Public Transport Monthly Pass (Regular Price)

$21.36 zł 84.4

$82.9 A$118

-74.25%

Taxi Start (Normal Tariff)

$2.06 zł 8.14

$2.85 A$4.06

-27.72%

Taxi (Normal Tariff) (1km)

$0.50 zł 1.97

$1.64 A$2.34

-69.51%

Taxi 1hour Waiting (Normal Tariff)

$6.23 zł 24.64

$39.71 A$56.5

-84.31%

Gasoline (1 liter)

$1.53 zł 6.07

$1.49 A$2.12

2.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K zł 119.4K

$29.8K A$42.3K

1.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K zł 105.8K

$27.6K A$39.3K

-3.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 zł 734

$105 A$149

76.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.97 zł 27.54

$27.97 A$39.79

-75.08%

Internet (50+ Mbps, Unlimited Data)

$13.33 zł 52.7

$56.8 A$80.8

-76.54%

Gym Membership (Monthly)

$28.98 zł 115

$60.9 A$86.6

-52.39%

Tennis Court (1 Hour on Weekend)

$35.39 zł 140

$17.12 A$24.34

106.72%

Cinema Ticket

$6.37 zł 25.18

$8.35 A$11.87

-23.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 zł 1,183

$2,393 A$3,404

-87.50%

International Primary School, 1 Child (Yearly)

$5,039 zł 19.9K

$27.8K A$39.5K

-81.86%

Jeans (Levis 501 Or Similar)

$84.6 zł 334

$80.0 A$114

5.67%

Summer Dress (H&M, Zara, etc)

$25.74 zł 102

$70.0 A$99.5

-63.20%

Sport Shoes (Adidas, Nike)

$83.0 zł 328

$112 A$160

-26.14%

Men's Leather Business Shoes

$116 zł 457

$129 A$183

-10.18%

1-bedroom Apartment, City Center (Monthly)

$522 zł 2,063

$1,398 A$1,988

-62.66%

1-bedroom Apartment, Outside City Center (Monthly)

$442 zł 1,746

$1,226 A$1,744

-63.97%

3-bedroom Apartment, City Center (Monthly)

$915 zł 3,616

$2,339 A$3,326

-60.88%

3-bedroom Apartment, Outside City Center (Monthly)

$772 zł 3,052

$1,575 A$2,240

-50.97%

Buy Apartment in City Center (m2)

$2,147 zł 8,489

$6,008 A$8,545

-64.26%

Buy Apartment Outside City Center (m2)

$1,891 zł 7,477

$5,683 A$8,084

-66.72%

Average Monthly Net Salary (After Tax)

$1,203 zł 4,755

$4,079 A$5,802

-70.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

5.92

4.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elk: October 26, 2026

Last update for Goulburn: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elk

$442 36.1%

Goulburn

$1.2K 51.8% 178% $784

Monthly Utilities & Internet

Elk

$206 16.8%

Goulburn

$190 8% 7.8% $16

Groceries & Markets

Elk

$201 16.4%

Goulburn

$314 13.3% 56.3% $113

Eating Out

Elk

$166 13.6%

Goulburn

$280 11.8% 68.5% $114

Clothing & Footwear

Elk

$139 11.4%

Goulburn

$176 7.4% 26.6% $37

Sport & Entertainment

Elk

$42 3.4%

Goulburn

$78 3.3% 85.9% $36

Getting Around

Elk

$29 2.3%

Goulburn

$105 4.5% 268% $77

Cost Breakdown

A central one-bedroom costs $522 in Elk versus $1,398 in Goulburn. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Goulburn are about 3.4 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $41 in Elk versus $90 in Goulburn. Monthly groceries follow the same trend: $201 vs $314 – making Elk the more affordable choice for daily food spending.

Good to know

🇵🇱 Elk

🇦🇺 Goulburn

🕒 Local time

08:05 8:05 AM

18:05 6:05 PM

10 h ahead of Elk

🌤 Weather

👥 Population

61,782

23,963

💱 Currency

Polish Złoty PLN zł

Australian Dollar AUD $

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

1 AUD = 0.703 USD

1 AUD = 0.63 EUR

Exchange rates and currency converter

AUD, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Australian Dollar exchange rates as of November 2, 2026: 1 USD = 1.42 AUD (1 AUD = 0.703 USD). 1 EUR = 1.59 AUD (1 AUD = 0.63 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Elk Goulburn 15,450 km ≈ 20 h nonstop flight

From you

Elk
Goulburn

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elk vs Goulburn: Cost of Living - Frequently Asked Questions

Yes – Goulburn is pricier by about 94%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,837 per month in Elk and $3,554 in Goulburn. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments: a one-bedroom in the center costs $522 there versus $1,398 in Goulburn.

Groceries cost about 56% more in Goulburn, though the gap depends on what you buy.

A mid-range dinner for two costs $41 in Elk and $90 in Goulburn. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Elk, where all-in costs run around $1,224, than in Goulburn at $2,369. In Elk it covers expenses comfortably, while in Goulburn it requires careful planning or may not stretch far enough.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Elk. If higher salaries or specific career opportunities are the priority, Goulburn makes more sense. Both are solid long-term options with distinct trade-offs.