Last update: Oct 2026

Cost of Living Comparison Between Goulburn and Elk

For one person, living is cheaper in Elk: $1,226 a month against $2,331 in Goulburn, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

112

Cost of Living Index in Goulburn
Learn more

Goulburn Living Index
60

Cost of Living Index in Elk
Learn more

Elk Living Index

Jump to prices

Goulburn

🇦🇺 Australia

$2,331

/mo nomad

Elk

🇵🇱 Poland

$1,226

/mo nomad

Monthly Cost of Living

How much you'll spend in Goulburn and in Elk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Goulburn and in Elk actually costs, broken down by who's living it.

A single person spends $2,331 per month in Goulburn vs $1,226 in Elk, rent included.

Goulburn $2,331
Elk $1,226

A couple spends around $3,409 per month in Goulburn vs $1,872 in Elk, rent included.

Goulburn $3,409
Elk $1,872

A family of three spends $4,488 per month in Goulburn vs $2,518 in Elk, rent included.

Goulburn $4,488
Elk $2,518

Goulburn costs about 90% more than Elk, and outside of rent the biggest gap is in eating out.

Goulburn sits 72% above the global median, while Elk is 10% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$17.74 A$25.52

$8.82 zł 34.29

101.13%

Three-Course Dinner for Two, Mid-Range

$90.3 A$130

$41.61 zł 162

116.92%

Fast Food Meal (McDonalds, etc)

$8.17 A$11.75

$7.78 zł 30.22

5.01%

Cappuccino

$3.11 A$4.48

$3.13 zł 12.17

-0.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.85 A$4.10

$2.06 zł 8.01

38.35%

Water (0.33 liter bottle)

$2.18 A$3.14

$1.62 zł 6.28

34.57%

Local Beer (0.5 liter draught)

$7.71 A$11.10

$2.55 zł 9.90

202.35%

Imported Beer (0.33 liter bottle)

$7.10 A$10.21

$3.83 zł 14.87

85.38%

Milk (1 liter)

$0.98 A$1.41

$0.91 zł 3.55

7.69%

White Bread (500g)

$1.76 A$2.54

$1.27 zł 4.92

38.58%

Rice (white) (1kg)

$2.21 A$3.18

$1.56 zł 6.08

41.67%

Eggs

$5.10 A$7.34

$2.52 zł 9.79

102.38%

Local Cheese (1kg)

$11.77 A$16.94

$4.66 zł 18.09

152.58%

Chicken Fillets (1kg)

$9.27 A$13.34

$6.05 zł 23.52

53.22%

Beef Round Steak (1kg)

$16.82 A$24.20

$14.16 zł 55.0

18.79%

Apples (1kg)

$3.13 A$4.51

$1.09 zł 4.23

187.16%

Banana (1kg)

$1.71 A$2.46

$1.65 zł 6.42

3.64%

Oranges (1kg)

$1.77 A$2.55

$1.51 zł 5.86

17.22%

Tomato (1kg)

$3.50 A$5.04

$3.20 zł 12.44

9.37%

Potato (1kg)

$2.41 A$3.46

$0.92 zł 3.56

161.96%

Onion (1kg)

$1.29 A$1.86

$1.44 zł 5.60

-10.42%

Lettuce (1 head)

$1.35 A$1.94

$1.46 zł 5.67

-7.53%

Water (1.5 liter bottle)

$1.02 A$1.47

$0.53 zł 2.05

92.45%

Cigarettes 20 Pack (Marlboro, Camel)

$45.04 A$64.8

$4.66 zł 18.12

866.52%

Wine (Bottle)

$8.20 A$11.80

$7.18 zł 27.88

14.21%

Local Beer (0.5 liter bottle)

$3.94 A$5.67

$1.25 zł 4.87

215.20%

Imported Beer (0.33 liter bottle)

$3.94 A$5.68

$1.25 zł 4.86

215.20%

One-way Ticket (Public Transport)

$2.95 A$4.24

$0.69 zł 2.68

327.54%

Public Transport Monthly Pass (Regular Price)

$79.1 A$114

$21.61 zł 84.0

265.85%

Taxi Start (Normal Tariff)

$2.84 A$4.09

$2.08 zł 8.08

36.54%

Taxi (Normal Tariff) (1km)

$1.62 A$2.32

$0.49 zł 1.91

230.61%

Taxi 1hour Waiting (Normal Tariff)

$39.71 A$57.2

$6.23 zł 24.20

537.40%

Gasoline (1 liter)

$1.46 A$2.10

$1.59 zł 6.20

-8.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.2K A$42.0K

$30.9K zł 120.1K

-5.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K A$42.6K

$26.9K zł 104.4K

10.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$103 A$148

$183 zł 712

-44.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.05 A$38.93

$6.73 zł 26.17

301.93%

Internet (50+ Mbps, Unlimited Data)

$55.9 A$80.4

$13.95 zł 54.2

300.65%

Gym Membership (Monthly)

$55.1 A$79.3

$29.01 zł 113

89.83%

Tennis Court (1 Hour on Weekend)

$17.54 A$25.23

$36.09 zł 140

-51.40%

Cinema Ticket

$8.44 A$12.15

$6.46 zł 25.10

30.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,156 A$3,103

$294 zł 1,142

633.75%

International Primary School, 1 Child (Yearly)

$28.9K A$41.6K

$5,101 zł 19.8K

467.31%

Jeans (Levis 501 Or Similar)

$79.7 A$115

$85.3 zł 331

-6.56%

Summer Dress (H&M, Zara, etc)

$69.8 A$100

$25.46 zł 98.9

174.16%

Sport Shoes (Adidas, Nike)

$110 A$158

$84.1 zł 327

30.71%

Men's Leather Business Shoes

$132 A$191

$115 zł 446

15.31%

1-bedroom Apartment, City Center (Monthly)

$1,383 A$1,990

$534 zł 2,075

158.95%

1-bedroom Apartment, Outside City Center (Monthly)

$1,208 A$1,738

$442 zł 1,718

173.06%

3-bedroom Apartment, City Center (Monthly)

$2,127 A$3,061

$932 zł 3,620

128.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,788 A$2,573

$803 zł 3,118

122.81%

Buy Apartment in City Center (m2)

$5,704 A$8,208

$2,161 zł 8,397

163.94%

Buy Apartment Outside City Center (m2)

$4,911 A$7,067

$1,938 zł 7,530

153.40%

Average Monthly Net Salary (After Tax)

$4,014 A$5,777

$1,245 zł 4,839

222.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

6.21

-5.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Goulburn: October 19, 2026

Last update for Elk: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Goulburn

$1.2K 51.8%

Elk

$442 36.1% 63.4% $765

Groceries & Markets

Goulburn

$311 13.3%

Elk

$203 16.6% 34.6% $108

Eating Out

Goulburn

$277 11.9%

Elk

$167 13.6% 39.8% $110

Monthly Utilities & Internet

Goulburn

$186 8%

Elk

$204 16.6% 9.9% $18

Clothing & Footwear

Goulburn

$176 7.6%

Elk

$139 11.4% 21% $37

Getting Around

Goulburn

$102 4.4%

Elk

$29 2.4% 71.6% $73

Sport & Entertainment

Goulburn

$72 3.1%

Elk

$42 3.4% 41.7% $30

Cost Breakdown

A central one-bedroom costs $1,383 in Goulburn versus $534 in Elk. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 222% higher in Goulburn, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90.0 in Goulburn versus $42.00 in Elk. Monthly groceries follow the same trend: $311 vs $203 – making Elk the more affordable choice for daily food spending.

Good to know

🇦🇺 Goulburn

🇵🇱 Elk

🕒 Local time

04:49 4:49 AM

19:49 7:49 PM

9 h behind Goulburn

🌤 Weather

👥 Population

23,963

61,782

💱 Currency

Australian Dollar AUD $

Polish Złoty PLN zł

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 22, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Polish Złoty exchange rates as of October 22, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to AUD in detail →

On the map

Lowest

Highest

Between locations

Goulburn Elk 15,450 km ≈ 20 h nonstop flight

From you

Goulburn
Elk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Goulburn vs Elk: Cost of Living - Frequently Asked Questions

Yes – Goulburn is pricier by about 90%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $3,496 per month in Goulburn and $1,839 in Elk. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Elk, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 53% more in Goulburn, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $90.0 in Goulburn and $42.00 in Elk. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Elk, where all-in costs run around $1,226, than in Goulburn at $2,331. In Elk it covers expenses comfortably, while in Goulburn it requires careful planning or may not stretch far enough.

Families tend to lean toward Elk – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Elk. If higher salaries, better infrastructure, or specific career opportunities are the priority, Goulburn makes more sense. Both are solid long-term options with distinct trade-offs.