Last update: Oct 2026

Cost of Living Comparison Between Elblag and Warsaw

For one person, living is cheaper in Elblag: $1,457 a month against $2,031 in Warsaw, rent and utilities included – about $6,900 less a year. Rent and utilities account for most of the difference.

70

Cost of Living Index in Elblag
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Elblag Living Index
97

Cost of Living Index in Warsaw
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Warsaw Living Index

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Elblag

🇵🇱 Poland

$1,457

/mo nomad

Warsaw

🇵🇱 Poland

$2,031

/mo nomad

Monthly Cost of Living

How much you'll spend in Elblag and in Warsaw

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elblag and in Warsaw actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,457 in Elblag versus $2,031 in Warsaw.

Elblag $1,457
Warsaw $2,031

Estimated couple costs with rent: $2,110 in Elblag versus $2,883 in Warsaw.

Elblag $2,110
Warsaw $2,883

Monthly costs for a family of three with rent: $2,762 in Elblag versus $3,735 in Warsaw.

Elblag $2,762
Warsaw $3,735

Living in Elblag costs roughly 28% less than in Warsaw, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Elblag 7% above, Warsaw 49% above.

Meal at Budget Restaurant

$12.10 zł 47.70

$11.51 zł 45.40

5.13%

Three-Course Dinner for Two, Mid-Range

$27.08 zł 107

$60.0 zł 236

-54.84%

Fast Food Meal (McDonalds, etc)

$7.47 zł 29.45

$10.17 zł 40.11

-26.55%

Cappuccino

$3.53 zł 13.91

$4.26 zł 16.80

-17.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 zł 8.56

$2.22 zł 8.75

-2.25%

Water (0.33 liter bottle)

$1.64 zł 6.48

$2.20 zł 8.66

-25.45%

Local Beer (0.5 liter draught)

$3.13 zł 12.35

$4.67 zł 18.42

-32.98%

Imported Beer (0.33 liter bottle)

$3.76 zł 14.81

$5.10 zł 20.09

-26.27%

Milk (1 liter)

$0.99 zł 3.92

$1.04 zł 4.09

-4.81%

White Bread (500g)

$1.62 zł 6.38

$1.49 zł 5.89

8.72%

Rice (white) (1kg)

$0.91 zł 3.59

$1.55 zł 6.11

-41.29%

Eggs

$3.70 zł 14.60

$3.84 zł 15.15

-3.65%

Local Cheese (1kg)

$8.91 zł 35.14

$8.98 zł 35.41

-0.78%

Chicken Fillets (1kg)

$6.94 zł 27.37

$6.41 zł 25.26

8.27%

Beef Round Steak (1kg)

$11.75 zł 46.35

$14.32 zł 56.5

-17.95%

Apples (1kg)

$1.36 zł 5.35

$1.16 zł 4.59

17.24%

Banana (1kg)

$1.73 zł 6.82

$1.71 zł 6.74

1.17%

Oranges (1kg)

$1.60 zł 6.32

$1.67 zł 6.57

-4.19%

Tomato (1kg)

$3.20 zł 12.60

$4.07 zł 16.04

-21.38%

Potato (1kg)

$0.75 zł 2.95

$0.91 zł 3.60

-17.58%

Onion (1kg)

$1.32 zł 5.19

$0.91 zł 3.61

45.05%

Lettuce (1 head)

$1.15 zł 4.55

$1.45 zł 5.74

-20.69%

Water (1.5 liter bottle)

$0.53 zł 2.11

$0.64 zł 2.53

-17.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 zł 16.59

$6.28 zł 24.78

-32.96%

Wine (Bottle)

$6.50 zł 25.63

$6.49 zł 25.57

0.15%

Local Beer (0.5 liter bottle)

$0.53 zł 2.07

$1.10 zł 4.35

-51.82%

Imported Beer (0.33 liter bottle)

$1.35 zł 5.33

$1.73 zł 6.81

-21.97%

One-way Ticket (Public Transport)

$1.01 zł 3.97

$1.13 zł 4.46

-10.62%

Public Transport Monthly Pass (Regular Price)

$24.69 zł 97.4

$27.61 zł 109

-10.58%

Taxi Start (Normal Tariff)

$2.10 zł 8.28

$2.62 zł 10.31

-19.85%

Taxi (Normal Tariff) (1km)

$0.78 zł 3.09

$1.23 zł 4.86

-36.59%

Taxi 1hour Waiting (Normal Tariff)

$10.19 zł 40.19

$12.79 zł 50.4

-20.33%

Gasoline (1 liter)

$1.53 zł 6.05

$1.69 zł 6.65

-9.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 121.6K

$30.9K zł 121.7K

-0.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K zł 99.9K

$29.5K zł 116.3K

-14.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 zł 1,117

$345 zł 1,360

-17.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.14 zł 32.11

$8.92 zł 35.17

-8.74%

Internet (50+ Mbps, Unlimited Data)

$13.81 zł 54.4

$15.86 zł 62.5

-12.93%

Gym Membership (Monthly)

$42.10 zł 166

$46.80 zł 185

-10.04%

Tennis Court (1 Hour on Weekend)

$21.62 zł 85.3

$27.37 zł 108

-21.01%

Cinema Ticket

$5.47 zł 21.55

$8.94 zł 35.26

-38.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 zł 1,275

$592 zł 2,333

-45.37%

International Primary School, 1 Child (Yearly)

$1,952 zł 7,696

$14.6K zł 57.8K

-86.67%

Jeans (Levis 501 Or Similar)

$80.7 zł 318

$105 zł 415

-23.28%

Summer Dress (H&M, Zara, etc)

$36.60 zł 144

$39.69 zł 157

-7.79%

Sport Shoes (Adidas, Nike)

$87.3 zł 344

$104 zł 408

-15.67%

Men's Leather Business Shoes

$98.4 zł 388

$111 zł 438

-11.33%

1-bedroom Apartment, City Center (Monthly)

$604 zł 2,382

$1,136 zł 4,478

-46.80%

1-bedroom Apartment, Outside City Center (Monthly)

$513 zł 2,023

$938 zł 3,698

-45.30%

3-bedroom Apartment, City Center (Monthly)

$992 zł 3,913

$2,147 zł 8,465

-53.77%

3-bedroom Apartment, Outside City Center (Monthly)

$896 zł 3,531

$1,463 zł 5,771

-38.80%

Buy Apartment in City Center (m2)

$2,130 zł 8,399

$5,917 zł 23.3K

-64.00%

Buy Apartment Outside City Center (m2)

$2,224 zł 8,769

$3,905 zł 15.4K

-43.04%

Average Monthly Net Salary (After Tax)

$1,295 zł 5,105

$2,097 zł 8,267

-38.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.69

2.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elblag: October 26, 2026

Last update for Warsaw: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elblag

$513 35.2%

Warsaw

$938 46.2% 82.8% $425

Monthly Utilities & Internet

Elblag

$305 20.9%

Warsaw

$370 18.2% 21.1% $64

Groceries & Markets

Elblag

$215 14.8%

Warsaw

$232 11.4% 7.9% $17

Eating Out

Elblag

$200 13.7%

Warsaw

$225 11.1% 12.5% $25

Clothing & Footwear

Elblag

$136 9.4%

Warsaw

$162 8% 18.6% $25

Sport & Entertainment

Elblag

$53 3.6%

Warsaw

$65 3.2% 22% $12

Getting Around

Elblag

$35 2.4%

Warsaw

$41 2% 17.8% $6.2

Cost Breakdown

A one-bedroom apartment in the center runs $604 in Elblag and $1,136 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 62% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $27 in Elblag vs $60 in Warsaw for a mid-range dinner for two. Groceries echo the gap at $215 vs $232 per month, with Elblag cheaper across the board.

Good to know

🇵🇱 Elblag

🇵🇱 Warsaw

🕒 Local time

00:58 12:58 AM

Same time as Elblag

🌤 Weather

👥 Population

122,899

1,861,599 Capital

💱 Currency

Polish Złoty PLN zł

📈 Exchange rate

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

On the map

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Elblag Warsaw 240 km

From you

Elblag
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elblag vs Warsaw: Cost of Living - Frequently Asked Questions

Elblag is about 28% cheaper overall, especially in clothing, eating out, and groceries. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 38% lower in Elblag. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $604 in Elblag versus $1,136 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Warsaw. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Elblag – a meal for two runs $27 versus $60 in Warsaw. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Elblag and Warsaw are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Elblag gentler on the wallet – expenses run 28% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.