😐Monthly costs for one person with rent: $1,463 in Elblag versus $1,368 in Ubud, Bali.
🙂Estimated couple costs with rent: $2,095 in Elblag versus $2,348 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,727 in Elblag versus $3,327 in Ubud, Bali.
🌍Living in Elblag is roughly 7% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Elblag7% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Elblag
Ubud, Bali
Difference
Meal at Budget Restaurant
$12.59zł 47.88
$3.44Rp 60.9K
265.99%
Three-Course Dinner for Two, Mid-Range
$28.33zł 108
$36.31Rp 643.0K
-21.98%
Fast Food Meal(McDonalds, etc)
$7.65zł 29.10
$5.71Rp 101.0K
33.98%
Cappuccino
$3.71zł 14.13
$2.67Rp 47.3K
38.95%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.24zł 8.53
$1.75Rp 31.0K
28.00%
Water(0.33 liter bottle)
$1.71zł 6.49
$0.87Rp 15.4K
96.55%
Local Beer(0.5 liter draught)
$3.12zł 11.87
$2.95Rp 52.3K
5.76%
Imported Beer(0.33 liter bottle)
$3.94zł 14.97
$4.52Rp 80.0K
-12.83%
🛒 Groceries & Markets
Elblag
Ubud, Bali
Difference
Milk(1 liter)
$1.08zł 4.12
$1.62Rp 28.7K
-33.33%
White Bread(500g)
$1.68zł 6.41
$2.33Rp 41.3K
-27.90%
Rice(white)(1kg)
$0.99zł 3.76
$1.11Rp 19.6K
-10.81%
Eggs
$3.87zł 14.70
$2.20Rp 39.0K
75.91%
Local Cheese(1kg)
$9.07zł 34.48
$17.69Rp 313.3K
-48.73%
Chicken Fillets(1kg)
$7.57zł 28.77
$4.10Rp 72.5K
84.63%
Beef Round Steak(1kg)
$12.13zł 46.13
$12.18Rp 215.6K
-0.41%
Apples(1kg)
$1.41zł 5.35
$3.71Rp 65.6K
-61.99%
Banana(1kg)
$1.79zł 6.82
$1.59Rp 28.1K
12.58%
Oranges(1kg)
$1.60zł 6.10
$2.28Rp 40.4K
-29.82%
Tomato(1kg)
$3.35zł 12.75
$1.95Rp 34.6K
71.79%
Potato(1kg)
$0.84zł 3.19
$1.91Rp 33.7K
-56.02%
Onion(1kg)
$1.42zł 5.39
$2.33Rp 41.3K
-39.06%
Lettuce(1 head)
$1.22zł 4.62
$1.01Rp 17.8K
20.79%
Water(1.5 liter bottle)
$0.54zł 2.07
$0.55Rp 9,773
-1.82%
Cigarettes 20 Pack(Marlboro, Camel)
$4.31zł 16.40
$2.23Rp 39.5K
93.27%
Wine(Bottle)
$6.77zł 25.73
$23.07Rp 408.6K
-70.65%
Local Beer(0.5 liter bottle)
$0.55zł 2.10
$2.42Rp 42.8K
-77.27%
Imported Beer(0.33 liter bottle)
$1.47zł 5.58
$3.00Rp 53.1K
-51.00%
🚌 Getting Around
Elblag
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.07zł 4.07
$0.27Rp 4,814
296.30%
Public Transport Monthly Pass(Regular Price)
$25.61zł 97.4
$8.98Rp 159.1K
185.19%
Taxi Start(Normal Tariff)
$2.31zł 8.80
$0.48Rp 8,566
381.25%
Taxi(Normal Tariff)(1km)
$0.87zł 3.31
$0.43Rp 7,679
102.33%
Taxi 1hour Waiting(Normal Tariff)
$10.57zł 40.19
$5.64Rp 99.9K
87.41%
Gasoline(1 liter)
$1.58zł 6.02
$0.80Rp 14.2K
97.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.4Kzł 123.0K
$24.9KRp 441.7M
29.71%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6Kzł 101.2K
$31.7KRp 561.5M
-16.07%
🧾 Monthly Utilities & Internet
Elblag
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$269zł 1,024
$81.5Rp 1.4M
230.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$8.41zł 31.99
$6.49Rp 115.0K
29.58%
Internet(50+ Mbps, Unlimited Data)
$14.80zł 56.3
$18.77Rp 332.4K
-21.15%
🎉 Sport & Entertainment
Elblag
Ubud, Bali
Difference
Gym Membership(Monthly)
$43.27zł 165
$56.9Rp 1.0M
-23.91%
Tennis Court(1 Hour on Weekend)
$22.78zł 86.6
$18.73Rp 331.7K
21.62%
Cinema Ticket
$5.56zł 21.16
$4.54Rp 80.4K
22.47%
🧸 Childcare & Education
Elblag
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$342zł 1,301
$481Rp 8.5M
-28.82%
International Primary School, 1 Child(Yearly)
$1,976zł 7,514
$5,711Rp 101.1M
-65.40%
👕👟 Clothing & Footwear
Elblag
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$83.5zł 317
$45.52Rp 806.0K
83.37%
Summer Dress(H&M, Zara, etc)
$39.01zł 148
$35.88Rp 635.4K
8.72%
Sport Shoes(Adidas, Nike)
$91.9zł 349
$80.4Rp 1.4M
14.27%
Men's Leather Business Shoes
$104zł 394
$78.7Rp 1.4M
31.57%
🏠 Accommodation & Living
Elblag
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$624zł 2,372
$1,115Rp 19.7M
-44.04%
1-bedroom Apartment, Outside City Center(Monthly)
$530zł 2,016
$698Rp 12.4M
-24.01%
3-bedroom Apartment, City Center(Monthly)
$970zł 3,689
$3,637Rp 64.4M
-73.33%
3-bedroom Apartment, Outside City Center(Monthly)
$819zł 3,113
$1,737Rp 30.8M
-52.88%
Buy Apartment in City Center(m2)
$2,250zł 8,556
$2,784Rp 49.3M
-19.19%
Buy Apartment Outside City Center(m2)
$2,368zł 9,006
$2,290Rp 40.5M
3.43%
💵 Salaries & Financials
Elblag
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,358zł 5,165
$168Rp 3.0M
708.36%
20-Year Fixed Mortgage Interest Rate(Annual %)
6.89
13.78
-50.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Elblag: September 13, 2026
Last update for Ubud, Bali: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $624 in Elblag and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Elblag pays 708% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $28.00 in Elblag vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $225 vs $295 per month, with Elblag cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Elblag vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Elblag?
Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 7% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Elblag or Ubud, Bali?
Average pay runs 708% higher in Elblag, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Elblag and Ubud, Bali?
Rent for a central apartment: $624 in Elblag versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in Elblag and in Ubud, Bali?
Shoppers in Elblag pay roughly 31% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Is eating out cheaper in Elblag or in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $28.00 in Elblag. If you eat out regularly, this makes a real dent in your monthly spending.
Is $1,000 a realistic budget for living in Elblag or in Ubud, Bali?
At $1,368 in Ubud, Bali versus $1,463 in Elblag, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Elblag. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Is Elblag or Ubud, Bali more family-friendly?
For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Elblag, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Elblag or Ubud, Bali?
Safety-wise, Elblag and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 7% less than in Elblag. Beyond cost, consider language, visa policies, and how big the international community is in each city.