Last update: Oct 2026

Cost of Living Comparison Between Elblag and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,457 in Elblag, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

70

Cost of Living Index in Elblag
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Elblag Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Elblag

🇵🇱 Poland

$1,457

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Elblag and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Elblag and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,457 in Elblag versus $1,349 in Ubud, Bali.

Elblag $1,457
Ubud, Bali $1,349

Estimated couple costs with rent: $2,110 in Elblag versus $2,305 in Ubud, Bali.

Elblag $2,110
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,762 in Elblag versus $3,261 in Ubud, Bali.

Elblag $2,762
Ubud, Bali $3,261

Living in Elblag is roughly 8% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.10 zł 47.82

$3.32 Rp 60.3K

264.46%

Three-Course Dinner for Two, Mid-Range

$27.08 zł 107

$35.64 Rp 646.5K

-24.02%

Fast Food Meal (McDonalds, etc)

$7.47 zł 29.52

$5.53 Rp 100.4K

35.08%

Cappuccino

$3.53 zł 13.94

$2.72 Rp 49.3K

29.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 zł 8.58

$1.70 Rp 30.9K

27.65%

Water (0.33 liter bottle)

$1.64 zł 6.50

$0.76 Rp 13.8K

115.79%

Local Beer (0.5 liter draught)

$3.13 zł 12.38

$2.65 Rp 48.1K

18.11%

Imported Beer (0.33 liter bottle)

$3.76 zł 14.85

$4.38 Rp 79.5K

-14.16%

Milk (1 liter)

$0.99 zł 3.93

$1.49 Rp 27.0K

-33.56%

White Bread (500g)

$1.62 zł 6.40

$2.28 Rp 41.3K

-28.95%

Rice (white) (1kg)

$0.91 zł 3.60

$1.19 Rp 21.6K

-23.53%

Eggs

$3.70 zł 14.63

$2.04 Rp 36.9K

81.37%

Local Cheese (1kg)

$8.91 zł 35.22

$17.70 Rp 321.1K

-49.66%

Chicken Fillets (1kg)

$6.94 zł 27.43

$3.96 Rp 71.9K

75.25%

Beef Round Steak (1kg)

$11.75 zł 46.47

$12.19 Rp 221.1K

-3.61%

Apples (1kg)

$1.36 zł 5.36

$3.66 Rp 66.3K

-62.84%

Banana (1kg)

$1.73 zł 6.83

$1.52 Rp 27.5K

13.82%

Oranges (1kg)

$1.60 zł 6.34

$2.23 Rp 40.4K

-28.25%

Tomato (1kg)

$3.20 zł 12.63

$1.97 Rp 35.8K

62.44%

Potato (1kg)

$0.75 zł 2.95

$1.85 Rp 33.5K

-59.46%

Onion (1kg)

$1.32 zł 5.20

$2.42 Rp 44.0K

-45.45%

Lettuce (1 head)

$1.15 zł 4.56

$0.99 Rp 18.0K

16.16%

Water (1.5 liter bottle)

$0.53 zł 2.11

$0.51 Rp 9,313

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 zł 16.63

$2.22 Rp 40.3K

89.64%

Wine (Bottle)

$6.50 zł 25.69

$22.24 Rp 403.4K

-70.77%

Local Beer (0.5 liter bottle)

$0.53 zł 2.08

$2.26 Rp 41.0K

-76.55%

Imported Beer (0.33 liter bottle)

$1.35 zł 5.34

$2.97 Rp 53.9K

-54.55%

One-way Ticket (Public Transport)

$1.01 zł 3.98

$0.25 Rp 4,553

304.00%

Public Transport Monthly Pass (Regular Price)

$24.69 zł 97.6

$7.82 Rp 141.9K

215.73%

Taxi Start (Normal Tariff)

$2.10 zł 8.30

$0.44 Rp 7,972

377.27%

Taxi (Normal Tariff) (1km)

$0.78 zł 3.10

$0.43 Rp 7,801

81.40%

Taxi 1hour Waiting (Normal Tariff)

$10.19 zł 40.29

$5.41 Rp 98.1K

88.35%

Gasoline (1 liter)

$1.53 zł 6.06

$0.82 Rp 15.0K

86.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.8K zł 121.9K

$23.8K Rp 432.4M

29.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K zł 100.1K

$31.7K Rp 575.9M

-20.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$283 zł 1,120

$79.1 Rp 1.4M

258.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.14 zł 32.19

$6.45 Rp 116.9K

26.20%

Internet (50+ Mbps, Unlimited Data)

$13.81 zł 54.6

$18.58 Rp 337.0K

-25.67%

Gym Membership (Monthly)

$42.10 zł 166

$49.48 Rp 897.5K

-14.92%

Tennis Court (1 Hour on Weekend)

$21.62 zł 85.5

$17.65 Rp 320.1K

22.49%

Cinema Ticket

$5.47 zł 21.60

$4.27 Rp 77.5K

28.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$323 zł 1,278

$491 Rp 8.9M

-34.11%

International Primary School, 1 Child (Yearly)

$1,952 zł 7,715

$5,674 Rp 102.9M

-65.60%

Jeans (Levis 501 Or Similar)

$80.7 zł 319

$44.64 Rp 809.7K

80.71%

Summer Dress (H&M, Zara, etc)

$36.60 zł 145

$34.95 Rp 634.0K

4.72%

Sport Shoes (Adidas, Nike)

$87.3 zł 345

$79.9 Rp 1.4M

9.26%

Men's Leather Business Shoes

$98.4 zł 389

$79.4 Rp 1.4M

23.92%

1-bedroom Apartment, City Center (Monthly)

$604 zł 2,388

$1,125 Rp 20.4M

-46.30%

1-bedroom Apartment, Outside City Center (Monthly)

$513 zł 2,028

$671 Rp 12.2M

-23.61%

3-bedroom Apartment, City Center (Monthly)

$992 zł 3,923

$3,565 Rp 64.7M

-72.16%

3-bedroom Apartment, Outside City Center (Monthly)

$896 zł 3,540

$1,723 Rp 31.3M

-48.03%

Buy Apartment in City Center (m2)

$2,130 zł 8,420

$2,732 Rp 49.5M

-22.02%

Buy Apartment Outside City Center (m2)

$2,224 zł 8,791

$2,284 Rp 41.4M

-2.64%

Average Monthly Net Salary (After Tax)

$1,295 zł 5,118

$164 Rp 3.0M

690.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

13.78

-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Elblag: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Elblag

$513 35.2%

Ubud, Bali

$672 49.8% 30.9% $159

Monthly Utilities & Internet

Elblag

$305 20.9%

Ubud, Bali

$104 7.7% 65.9% $201

Groceries & Markets

Elblag

$215 14.8%

Ubud, Bali

$288 21.4% 34.1% $73

Eating Out

Elblag

$200 13.7%

Ubud, Bali

$108 8% 46.1% $92

Clothing & Footwear

Elblag

$136 9.4%

Ubud, Bali

$108 8% 21.2% $29

Sport & Entertainment

Elblag

$53 3.6%

Ubud, Bali

$58 4.3% 9.4% $5

Getting Around

Elblag

$35 2.4%

Ubud, Bali

$11 0.9% 67.1% $23

Cost Breakdown

A one-bedroom apartment in the center runs $604 in Elblag and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Elblag pays about 7.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $27 in Elblag vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $215 vs $288 per month, with Elblag cheaper across the board.

Good to know

🇵🇱 Elblag

🇮🇩 Ubud, Bali

🕒 Local time

03:36 3:36 AM

10:36 10:36 AM

7 h ahead of Elblag

🌤 Weather

👥 Population

122,899

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Elblag Ubud, Bali 11,150 km ≈ 14 h nonstop flight

From you

Elblag
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Elblag vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 7% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Elblag is about 7.9 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $604 in Elblag versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Elblag pay roughly 25% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Elblag – a meal for two runs $27 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Elblag and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Elblag on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.