Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Elblag

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,457 in Elblag, rent and utilities included – about $1,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
70

Cost of Living Index in Elblag
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Elblag Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Elblag

🇵🇱 Poland

$1,457

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Elblag

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Elblag actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,457 in Elblag.

Ubud, Bali $1,349
Elblag $1,457

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,110 in Elblag.

Ubud, Bali $2,305
Elblag $2,110

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,762 in Elblag.

Ubud, Bali $3,261
Elblag $2,762

Living in Ubud, Bali costs roughly 7% less than in Elblag, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$12.10 zł 47.82

-72.56%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$27.08 zł 107

31.61%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$7.47 zł 29.52

-25.97%

Cappuccino

$2.72 Rp 49.3K

$3.53 zł 13.94

-22.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.17 zł 8.58

-21.66%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.64 zł 6.50

-53.66%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.13 zł 12.38

-15.34%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.76 zł 14.85

16.49%

Milk (1 liter)

$1.49 Rp 27.0K

$0.99 zł 3.93

50.51%

White Bread (500g)

$2.28 Rp 41.3K

$1.62 zł 6.40

40.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.91 zł 3.60

30.77%

Eggs

$2.04 Rp 36.9K

$3.70 zł 14.63

-44.86%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.91 zł 35.22

98.65%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.94 zł 27.43

-42.94%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$11.75 zł 46.47

3.74%

Apples (1kg)

$3.66 Rp 66.3K

$1.36 zł 5.36

169.12%

Banana (1kg)

$1.52 Rp 27.5K

$1.73 zł 6.83

-12.14%

Oranges (1kg)

$2.23 Rp 40.4K

$1.60 zł 6.34

39.37%

Tomato (1kg)

$1.97 Rp 35.8K

$3.20 zł 12.63

-38.44%

Potato (1kg)

$1.85 Rp 33.5K

$0.75 zł 2.95

146.67%

Onion (1kg)

$2.42 Rp 44.0K

$1.32 zł 5.20

83.33%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.15 zł 4.56

-13.91%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.53 zł 2.11

-3.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.21 zł 16.63

-47.27%

Wine (Bottle)

$22.24 Rp 403.4K

$6.50 zł 25.69

242.15%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.53 zł 2.08

326.42%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.35 zł 5.34

120.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.01 zł 3.98

-75.25%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$24.69 zł 97.6

-68.33%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.10 zł 8.30

-79.05%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.78 zł 3.10

-44.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$10.19 zł 40.29

-46.91%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.53 zł 6.06

-46.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$30.8K zł 121.9K

-22.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$25.3K zł 100.1K

25.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$283 zł 1,120

-72.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$8.14 zł 32.19

-20.76%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$13.81 zł 54.6

34.54%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$42.10 zł 166

17.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$21.62 zł 85.5

-18.36%

Cinema Ticket

$4.27 Rp 77.5K

$5.47 zł 21.60

-21.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$323 zł 1,278

51.76%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,952 zł 7,715

190.71%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$80.7 zł 319

-44.66%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$36.60 zł 145

-4.51%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$87.3 zł 345

-8.48%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$98.4 zł 389

-19.31%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$604 zł 2,388

86.21%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$513 zł 2,028

30.91%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$992 zł 3,923

259.17%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$896 zł 3,540

92.43%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,130 zł 8,420

28.24%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,224 zł 8,791

2.71%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,295 zł 5,118

-87.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.89

100.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Elblag: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Elblag

$513 35.2% 23.6% $159

Groceries & Markets

Ubud, Bali

$288 21.4%

Elblag

$215 14.8% 25.5% $73

Eating Out

Ubud, Bali

$108 8%

Elblag

$200 13.7% 85.7% $92

Clothing & Footwear

Ubud, Bali

$108 8%

Elblag

$136 9.4% 26.8% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Elblag

$305 20.9% 193% $201

Sport & Entertainment

Ubud, Bali

$58 4.3%

Elblag

$53 3.6% 8.6% $5

Getting Around

Ubud, Bali

$11 0.9%

Elblag

$35 2.4% 204% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $604 in Elblag. Housing cost is often the main lever when comparing two cities.

Elblag pays about 7.9 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $27 in Elblag for a mid-range dinner for two. Groceries echo the gap at $288 vs $215 per month, with Elblag cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Elblag

🕒 Local time

12:48 12:48 PM

05:48 5:48 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

122,899

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.253 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.95 PLN (1 PLN = 0.253 USD). 1 EUR = 4.41 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Elblag 11,150 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Elblag

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Elblag: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 7% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $604 in Elblag. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Elblag pay roughly 25% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Elblag – a meal for two runs $27 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Elblag are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Elblag on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.