Cost of Living Comparison Between Dunedin and Masterton Cost of Living Comparison Between Dunedin and Masterton

😐 Solo nomad: Dunedin is 18.2% more expensive than Masterton without rent, and 17.8% more expensive with rent.

😐 Family of 3: Dunedin is 1.6% more expensive than Masterton without rent, and 11.7% more expensive with rent.

Meal at Budget Restaurant

$11.94 NZ$20.77

$9.78 NZ$17.01

22.09%

Three-Course Dinner for Two, Mid-Range

$72.7 NZ$126

$91.2 NZ$159

-20.27%

Fast Food Meal (McDonalds, etc)

$10.94 NZ$19.04

$9.15 NZ$15.92

19.56%

Cappuccino

$3.40 NZ$5.92

$3.19 NZ$5.55

6.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 NZ$3.85

$2.08 NZ$3.62

6.25%

Water (0.33 liter bottle)

$2.11 NZ$3.68

$1.56 NZ$2.72

35.26%

Local Beer (0.5 liter draught)

$7.06 NZ$12.29

$3.66 NZ$6.37

92.90%

Imported Beer (0.33 liter bottle)

$6.11 NZ$10.62

$4.17 NZ$7.25

46.52%

Milk (1 liter)

$2.18 NZ$3.80

$1.47 NZ$2.55

48.30%

White Bread (500g)

$1.95 NZ$3.40

$1.61 NZ$2.79

21.12%

Rice (white) (1kg)

$1.91 NZ$3.33

$1.15 NZ$1.99

66.09%

Eggs

$5.73 NZ$9.97

$5.99 NZ$10.42

-4.34%

Local Cheese (1kg)

$8.24 NZ$14.33

$7.19 NZ$12.51

14.60%

Chicken Fillets (1kg)

$10.90 NZ$18.96

$9.39 NZ$16.34

16.08%

Beef Round Steak (1kg)

$13.08 NZ$22.77

$12.28 NZ$21.36

6.51%

Apples (1kg)

$2.99 NZ$5.19

$1.79 NZ$3.12

67.04%

Banana (1kg)

$2.32 NZ$4.03

$1.88 NZ$3.27

23.40%

Oranges (1kg)

$3.37 NZ$5.87

$2.42 NZ$4.22

39.26%

Tomato (1kg)

$4.47 NZ$7.78

$3.47 NZ$6.05

28.82%

Potato (1kg)

$1.94 NZ$3.37

$1.40 NZ$2.44

38.57%

Onion (1kg)

$2.09 NZ$3.63

$1.16 NZ$2.01

80.17%

Lettuce (1 head)

$2.55 NZ$4.44

$1.78 NZ$3.10

43.26%

Water (1.5 liter bottle)

$1.11 NZ$1.93

$0.89 NZ$1.55

24.72%

Cigarettes 20 Pack (Marlboro, Camel)

$24.25 NZ$42.19

$20.06 NZ$34.90

20.89%

Wine (Bottle)

$9.09 NZ$15.82

$10.26 NZ$17.85

-11.40%

Local Beer (0.5 liter bottle)

$2.48 NZ$4.31

$2.26 NZ$3.92

9.73%

Imported Beer (0.33 liter bottle)

$3.61 NZ$6.29

$2.61 NZ$4.53

38.31%

One-way Ticket (Public Transport)

$1.19 NZ$2.07

$2.36 NZ$4.11

-49.58%

Public Transport Monthly Pass (Regular Price)

$73.5 NZ$128

$64.4 NZ$112

14.08%

Taxi Start (Normal Tariff)

$6.10 NZ$10.62

$2.34 NZ$4.08

160.68%

Taxi (Normal Tariff) (1km)

$1.14 NZ$1.99

$1.83 NZ$3.19

-37.70%

Taxi 1hour Waiting (Normal Tariff)

$30.08 NZ$52.3

$40.86 NZ$71.1

-26.38%

Gasoline (1 liter)

$1.67 NZ$2.90

$1.69 NZ$2.94

-1.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.9K NZ$34.7K

$24.1K NZ$41.9K

-17.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K NZ$44.5K

$22.9K NZ$39.8K

11.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 NZ$176

$81.5 NZ$142

23.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.17 NZ$61.2

$31.38 NZ$54.6

12.08%

Internet (50+ Mbps, Unlimited Data)

$55.1 NZ$95.8

$48.81 NZ$84.9

12.85%

Gym Membership (Monthly)

$52.4 NZ$91.2

$40.81 NZ$71.0

28.40%

Tennis Court (1 Hour on Weekend)

$6.15 NZ$10.70

$8.77 NZ$15.26

-29.87%

Cinema Ticket

$9.90 NZ$17.23

$8.06 NZ$14.02

22.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$591 NZ$1,028

$402 NZ$700

46.86%

International Primary School, 1 Child (Yearly)

$12.1K NZ$21.1K

$4,821 NZ$8,388

151.52%

Jeans (Levis 501 Or Similar)

$66.2 NZ$115

$69.1 NZ$120

-4.24%

Summer Dress (H&M, Zara, etc)

$35.59 NZ$61.9

$30.52 NZ$53.1

16.61%

Sport Shoes (Adidas, Nike)

$94.3 NZ$164

$102 NZ$177

-7.26%

Men's Leather Business Shoes

$122 NZ$213

$116 NZ$202

5.34%

1-bedroom Apartment, City Center (Monthly)

$890 NZ$1,548

$793 NZ$1,380

12.18%

1-bedroom Apartment, Outside City Center (Monthly)

$762 NZ$1,325

$593 NZ$1,032

28.45%

3-bedroom Apartment, City Center (Monthly)

$1,497 NZ$2,604

$1,252 NZ$2,179

19.50%

3-bedroom Apartment, Outside City Center (Monthly)

$1,315 NZ$2,289

$1,104 NZ$1,920

19.19%

Buy Apartment in City Center (m2)

$2,855 NZ$4,968

$5,102 NZ$8,878

-44.04%

Buy Apartment Outside City Center (m2)

$2,011 NZ$3,500

$2,913 NZ$5,068

-30.94%

Average Monthly Net Salary (After Tax)

$2,498 NZ$4,346

20-Year Fixed Mortgage Interest Rate (Annual %)

7.07

6.69

5.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dunedin: March 29, 2026

Last update for Masterton: March 31, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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