Cost of Living Comparison Between Masterton and Dunedin Cost of Living Comparison Between Masterton and Dunedin

🙂 Solo nomad: Masterton is 10.6% cheaper than Dunedin without rent, and 18% cheaper with rent.
🙂 Family of 3: Masterton is 16.3% cheaper than Dunedin without rent, and 11.8% cheaper with rent.
Currency
🍽 Eating Out
Masterton
Dunedin
Difference
Meal at Budget Restaurant
$10.21 NZ$17.36
$12.19 NZ$20.72
-16.24%
Three-Course Dinner for Two, Mid-Range
$91.9 NZ$156
$73.5 NZ$125
25.05%
Fast Food Meal (McDonalds, etc)
$8.87 NZ$15.08
$11.00 NZ$18.70
-19.36%
Cappuccino
$3.24 NZ$5.50
$3.51 NZ$5.97
-7.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 NZ$3.52
$2.23 NZ$3.79
-7.17%
Water (0.33 liter bottle)
$1.62 NZ$2.76
$2.10 NZ$3.57
-22.86%
Local Beer (0.5 liter draught)
$3.57 NZ$6.07
$7.45 NZ$12.67
-52.08%
Imported Beer (0.33 liter bottle)
$4.30 NZ$7.32
$5.93 NZ$10.08
-27.49%
🛒 Groceries & Markets
Masterton
Dunedin
Difference
Milk (1 liter)
$1.49 NZ$2.54
$2.16 NZ$3.66
-31.02%
White Bread (500g)
$1.60 NZ$2.73
$1.99 NZ$3.38
-19.60%
Rice (white) (1kg)
$1.21 NZ$2.06
$1.88 NZ$3.19
-35.64%
Eggs
$6.31 NZ$10.73
$5.80 NZ$9.86
8.79%
Local Cheese (1kg)
$7.37 NZ$12.52
$8.45 NZ$14.37
-12.78%
Chicken Fillets (1kg)
$8.96 NZ$15.23
$10.67 NZ$18.14
-16.03%
Beef Round Steak (1kg)
$12.39 NZ$21.06
$13.20 NZ$22.44
-6.14%
Apples (1kg)
$1.86 NZ$3.16
$2.97 NZ$5.04
-37.37%
Banana (1kg)
$1.82 NZ$3.10
$2.35 NZ$3.99
-22.55%
Oranges (1kg)
$2.44 NZ$4.15
$3.43 NZ$5.82
-28.86%
Tomato (1kg)
$3.35 NZ$5.69
$4.63 NZ$7.88
-27.65%
Potato (1kg)
$1.41 NZ$2.39
$1.91 NZ$3.25
-26.18%
Onion (1kg)
$1.16 NZ$1.97
$2.05 NZ$3.48
-43.41%
Lettuce (1 head)
$1.78 NZ$3.03
$2.46 NZ$4.18
-27.64%
Water (1.5 liter bottle)
$0.89 NZ$1.51
$1.06 NZ$1.80
-16.04%
Cigarettes 20 Pack (Marlboro, Camel)
$20.54 NZ$34.91
$23.83 NZ$40.51
-13.81%
Wine (Bottle)
$10.50 NZ$17.85
$9.30 NZ$15.81
12.90%
Local Beer (0.5 liter bottle)
$2.32 NZ$3.94
$2.58 NZ$4.39
-10.08%
Imported Beer (0.33 liter bottle)
$2.64 NZ$4.50
$3.71 NZ$6.31
-28.84%
🚌 Getting Around
Masterton
Dunedin
Difference
One-way Ticket (Public Transport)
$2.43 NZ$4.13
$1.23 NZ$2.09
97.56%
Public Transport Monthly Pass (Regular Price)
$64.1 NZ$109
$72.6 NZ$123
-11.73%
Taxi Start (Normal Tariff)
$2.39 NZ$4.06
$6.17 NZ$10.48
-61.26%
Taxi (Normal Tariff) (1km)
$1.86 NZ$3.16
$1.09 NZ$1.85
70.64%
Taxi 1hour Waiting (Normal Tariff)
$41.09 NZ$69.9
$30.45 NZ$51.8
34.94%
Gasoline (1 liter)
$1.67 NZ$2.84
$1.66 NZ$2.83
0.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K NZ$41.1K
$20.2K NZ$34.3K
19.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.5K NZ$39.9K
$25.2K NZ$42.8K
-6.81%
🧾 Monthly Utilities & Internet
Masterton
Dunedin
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.3 NZ$137
$103 NZ$175
-21.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$31.65 NZ$53.8
$35.92 NZ$61.1
-11.89%
Internet (50+ Mbps, Unlimited Data)
$48.86 NZ$83.1
$56.3 NZ$95.7
-13.17%
🎉 Sport & Entertainment
Masterton
Dunedin
Difference
Gym Membership (Monthly)
$40.33 NZ$68.6
$52.4 NZ$89.1
-23.02%
Tennis Court (1 Hour on Weekend)
$8.75 NZ$14.87
$5.92 NZ$10.07
47.80%
Cinema Ticket
$8.02 NZ$13.63
$9.77 NZ$16.61
-17.91%
🧸 Childcare & Education
Masterton
Dunedin
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$404 NZ$687
$576 NZ$980
-29.89%
International Primary School, 1 Child (Yearly)
$4,801 NZ$8,162
$11.9K NZ$20.3K
-59.74%
👕👟 Clothing & Footwear
Masterton
Dunedin
Difference
Jeans (Levis 501 Or Similar)
$69.0 NZ$117
$65.7 NZ$112
5.01%
Summer Dress (H&M, Zara, etc)
$30.08 NZ$51.1
$34.80 NZ$59.2
-13.56%
Sport Shoes (Adidas, Nike)
$105 NZ$179
$94.8 NZ$161
11.09%
Men's Leather Business Shoes
$116 NZ$197
$121 NZ$206
-4.33%
🏠 Accommodation & Living
Masterton
Dunedin
Difference
1-bedroom Apartment, City Center (Monthly)
$799 NZ$1,359
$896 NZ$1,523
-10.80%
1-bedroom Apartment, Outside City Center (Monthly)
$601 NZ$1,022
$758 NZ$1,288
-20.69%
3-bedroom Apartment, City Center (Monthly)
$1,257 NZ$2,137
$1,529 NZ$2,600
-17.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,082 NZ$1,839
$1,346 NZ$2,288
-19.63%
Buy Apartment in City Center (m2)
$5,449 NZ$9,264
$2,916 NZ$4,957
86.88%
Buy Apartment Outside City Center (m2)
$3,208 NZ$5,454
$2,067 NZ$3,513
55.25%
💵 Salaries & Financials
Masterton
Dunedin
Difference
Average Monthly Net Salary (After Tax)
-
$2,595 NZ$4,411
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.69
7.07
-5.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Masterton: April 12, 2026

Last update for Dunedin: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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