Cost of Living Comparison Between Duncan BC and Toronto Cost of Living Comparison Between Duncan BC and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,190 in Duncan BC versus $2,628 in Toronto.

Estimated couple costs with rent: $3,484 in Duncan BC versus $3,848 in Toronto.

Monthly costs for a family of three with rent: $4,779 in Duncan BC versus $5,067 in Toronto.

Living in Duncan BC costs roughly 17% less than in Toronto, driven mainly by Getting Around.

Both cities are pricier than the global median: Duncan BC 59% above, Toronto 91% above.

Meal at Budget Restaurant

$18.30 CA$25.24

$17.88 CA$24.66

2.35%

Three-Course Dinner for Two, Mid-Range

$71.9 CA$99.1

$87.9 CA$121

-18.21%

Fast Food Meal (McDonalds, etc)

$10.79 CA$14.88

$10.93 CA$15.08

-1.28%

Cappuccino

$4.15 CA$5.72

$4.06 CA$5.60

2.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.90

$2.18 CA$3.01

-3.21%

Water (0.33 liter bottle)

$1.67 CA$2.30

$1.70 CA$2.34

-1.76%

Local Beer (0.5 liter draught)

$5.47 CA$7.54

$6.69 CA$9.22

-18.24%

Imported Beer (0.33 liter bottle)

$5.62 CA$7.76

$7.35 CA$10.13

-23.54%

Milk (1 liter)

$1.65 CA$2.28

$2.78 CA$3.83

-40.65%

White Bread (500g)

$2.57 CA$3.54

$2.89 CA$3.99

-11.07%

Rice (white) (1kg)

$4.26 CA$5.88

$2.56 CA$3.54

66.41%

Eggs

$3.96 CA$5.47

$3.79 CA$5.22

4.49%

Local Cheese (1kg)

$12.00 CA$16.55

$10.17 CA$14.02

17.99%

Chicken Fillets (1kg)

$13.56 CA$18.70

$11.95 CA$16.48

13.47%

Beef Round Steak (1kg)

$14.50 CA$20.00

$16.12 CA$22.23

-10.05%

Apples (1kg)

$4.42 CA$6.09

$3.89 CA$5.37

13.62%

Banana (1kg)

$1.34 CA$1.85

$1.27 CA$1.76

5.51%

Oranges (1kg)

$4.06 CA$5.59

$3.88 CA$5.35

4.64%

Tomato (1kg)

$4.02 CA$5.54

$4.33 CA$5.97

-7.16%

Potato (1kg)

$2.87 CA$3.96

$1.83 CA$2.52

56.83%

Onion (1kg)

$2.96 CA$4.08

$1.50 CA$2.06

97.33%

Lettuce (1 head)

$2.68 CA$3.69

$2.28 CA$3.14

17.54%

Water (1.5 liter bottle)

$1.63 CA$2.24

$1.44 CA$1.98

13.19%

Cigarettes 20 Pack (Marlboro, Camel)

$14.13 CA$19.49

$14.20 CA$19.58

-0.49%

Wine (Bottle)

$12.03 CA$16.59

$14.24 CA$19.64

-15.52%

Local Beer (0.5 liter bottle)

$2.64 CA$3.64

$2.25 CA$3.10

17.33%

Imported Beer (0.33 liter bottle)

$3.07 CA$4.23

$2.53 CA$3.49

21.34%

One-way Ticket (Public Transport)

$2.00 CA$2.76

$2.47 CA$3.41

-19.03%

Public Transport Monthly Pass (Regular Price)

$73.7 CA$102

$112 CA$154

-34.14%

Taxi Start (Normal Tariff)

$2.79 CA$3.84

$3.05 CA$4.20

-8.52%

Taxi (Normal Tariff) (1km)

$1.67 CA$2.30

$1.24 CA$1.70

34.68%

Taxi 1hour Waiting (Normal Tariff)

$32.78 CA$45.20

$22.44 CA$30.94

46.08%

Gasoline (1 liter)

$1.22 CA$1.68

$1.24 CA$1.70

-1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$36.9K

$27.5K CA$37.9K

-2.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.9K CA$27.5K

$21.1K CA$29.2K

-5.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.2 CA$108

$128 CA$176

-38.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.72 CA$49.26

$33.79 CA$46.59

5.71%

Internet (50+ Mbps, Unlimited Data)

$51.6 CA$71.1

$49.25 CA$67.9

4.73%

Gym Membership (Monthly)

$61.2 CA$84.5

$40.93 CA$56.5

49.62%

Tennis Court (1 Hour on Weekend)

$24.62 CA$33.95

Cinema Ticket

$11.61 CA$16.01

$13.16 CA$18.15

-11.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,101 CA$1,518

$792 CA$1,093

38.88%

International Primary School, 1 Child (Yearly)

$10.3K CA$14.2K

$24.1K CA$33.3K

-57.33%

Jeans (Levis 501 Or Similar)

$60.4 CA$83.2

$54.5 CA$75.2

10.71%

Summer Dress (H&M, Zara, etc)

$35.15 CA$48.48

$43.11 CA$59.5

-18.46%

Sport Shoes (Adidas, Nike)

$89.0 CA$123

$102 CA$140

-12.33%

Men's Leather Business Shoes

$96.1 CA$132

$123 CA$170

-22.09%

1-bedroom Apartment, City Center (Monthly)

$1,227 CA$1,693

$1,653 CA$2,279

-25.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,055 CA$1,455

$1,452 CA$2,002

-27.33%

3-bedroom Apartment, City Center (Monthly)

$2,305 CA$3,178

$2,694 CA$3,716

-14.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,104 CA$2,902

$2,149 CA$2,964

-2.11%

Buy Apartment in City Center (m2)

$4,396 CA$6,062

$8,347 CA$11.5K

-47.34%

Buy Apartment Outside City Center (m2)

$3,690 CA$5,089

$6,816 CA$9,399

-45.86%

Average Monthly Net Salary (After Tax)

$3,121 CA$4,304

$3,614 CA$4,984

-13.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.23

4.49

-5.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duncan BC: August 30, 2026

Last update for Toronto: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,227 in Duncan BC and $1,653 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72.0 in Duncan BC vs $88.0 in Toronto. Groceries flip the comparison at $377 vs $365, with Toronto cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duncan BC vs Toronto: Cost of Living - Frequently Asked Questions

Duncan BC is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around. The 20% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 16% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,227 in Duncan BC versus $1,653 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Duncan BC – a meal for two runs $72.0 versus $88.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,190 in Duncan BC versus $2,628 in Toronto, a $2,500 budget is realistic in Duncan BC but tight or insufficient in Toronto. The gap between the two cities makes Duncan BC the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Duncan BC gentler on the wallet – expenses run 20% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.