Last update: Oct 2026

Cost of Living Comparison Between Duncan BC and Toronto

For one person, living is cheaper in Duncan BC: $2,112 a month against $2,561 in Toronto, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

104

Cost of Living Index in Duncan BC
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Duncan BC Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Duncan BC

🇨🇦 Canada

$2,112

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Duncan BC and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Duncan BC and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,112 in Duncan BC versus $2,561 in Toronto.

Duncan BC $2,112
Toronto $2,561

Estimated couple costs with rent: $3,371 in Duncan BC versus $3,694 in Toronto.

Duncan BC $3,371
Toronto $3,694

Monthly costs for a family of three with rent: $4,630 in Duncan BC versus $4,826 in Toronto.

Duncan BC $4,630
Toronto $4,826

Living in Duncan BC costs roughly 18% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Duncan BC 56% above, Toronto 90% above.

Meal at Budget Restaurant

$17.26 CA$24.40

$17.18 CA$24.29

0.47%

Three-Course Dinner for Two, Mid-Range

$69.2 CA$97.8

$76.0 CA$107

-8.94%

Fast Food Meal (McDonalds, etc)

$10.57 CA$14.95

$10.54 CA$14.89

0.28%

Cappuccino

$4.06 CA$5.73

$4.02 CA$5.68

1.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 CA$3.01

$2.12 CA$3.00

0.47%

Water (0.33 liter bottle)

$1.67 CA$2.36

$1.75 CA$2.48

-4.57%

Local Beer (0.5 liter draught)

$5.40 CA$7.63

$6.24 CA$8.83

-13.46%

Imported Beer (0.33 liter bottle)

$5.52 CA$7.80

$7.09 CA$10.02

-22.14%

Milk (1 liter)

$1.56 CA$2.20

$2.44 CA$3.45

-36.07%

White Bread (500g)

$2.60 CA$3.68

$2.68 CA$3.78

-2.99%

Rice (white) (1kg)

$4.35 CA$6.15

$2.24 CA$3.17

94.20%

Eggs

$4.04 CA$5.71

$3.56 CA$5.03

13.48%

Local Cheese (1kg)

$11.99 CA$16.95

$9.09 CA$12.85

31.90%

Chicken Fillets (1kg)

$13.34 CA$18.85

$11.33 CA$16.01

17.74%

Beef Round Steak (1kg)

$14.24 CA$20.13

$14.53 CA$20.55

-2.00%

Apples (1kg)

$4.02 CA$5.69

$3.62 CA$5.12

11.05%

Banana (1kg)

$1.31 CA$1.85

$1.21 CA$1.72

8.26%

Oranges (1kg)

$3.77 CA$5.33

$3.60 CA$5.09

4.72%

Tomato (1kg)

$3.90 CA$5.52

$4.21 CA$5.96

-7.36%

Potato (1kg)

$2.71 CA$3.83

$1.79 CA$2.53

51.40%

Onion (1kg)

$2.81 CA$3.97

$1.59 CA$2.25

76.73%

Lettuce (1 head)

$2.54 CA$3.58

$2.27 CA$3.21

11.89%

Water (1.5 liter bottle)

$1.57 CA$2.22

$1.25 CA$1.77

25.60%

Cigarettes 20 Pack (Marlboro, Camel)

$13.78 CA$19.49

$13.82 CA$19.53

-0.29%

Wine (Bottle)

$11.71 CA$16.56

$14.27 CA$20.18

-17.94%

Local Beer (0.5 liter bottle)

$2.64 CA$3.73

$2.20 CA$3.10

20.00%

Imported Beer (0.33 liter bottle)

$2.96 CA$4.19

$2.43 CA$3.44

21.81%

One-way Ticket (Public Transport)

$1.98 CA$2.80

$2.39 CA$3.38

-17.15%

Public Transport Monthly Pass (Regular Price)

$58.7 CA$83.0

$111 CA$157

-47.06%

Taxi Start (Normal Tariff)

$2.70 CA$3.82

$2.91 CA$4.12

-7.22%

Taxi (Normal Tariff) (1km)

$1.58 CA$2.24

$1.20 CA$1.69

31.67%

Taxi 1hour Waiting (Normal Tariff)

$30.64 CA$43.32

$21.38 CA$30.23

43.31%

Gasoline (1 liter)

$1.25 CA$1.76

$1.21 CA$1.71

3.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.4K CA$35.9K

$28.2K CA$39.8K

-9.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.8K

$20.3K CA$28.6K

-2.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.6 CA$117

$120 CA$170

-31.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.70 CA$51.9

$32.26 CA$45.60

13.76%

Internet (50+ Mbps, Unlimited Data)

$50.9 CA$72.0

$47.93 CA$67.8

6.26%

Gym Membership (Monthly)

$59.4 CA$84.0

$38.48 CA$54.4

54.34%

Tennis Court (1 Hour on Weekend)

$22.96 CA$32.46

Cinema Ticket

$12.41 CA$17.54

$12.38 CA$17.50

0.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,032 CA$1,459

$830 CA$1,173

24.31%

International Primary School, 1 Child (Yearly)

$9,936 CA$14.0K

$23.1K CA$32.6K

-56.97%

Jeans (Levis 501 Or Similar)

$56.5 CA$79.8

$50.7 CA$71.7

11.36%

Summer Dress (H&M, Zara, etc)

$32.64 CA$46.14

$40.02 CA$56.6

-18.44%

Sport Shoes (Adidas, Nike)

$93.9 CA$133

$98.0 CA$139

-4.15%

Men's Leather Business Shoes

$94.3 CA$133

$121 CA$171

-21.82%

1-bedroom Apartment, City Center (Monthly)

$1,214 CA$1,716

$1,592 CA$2,251

-23.75%

1-bedroom Apartment, Outside City Center (Monthly)

$1,015 CA$1,435

$1,410 CA$1,994

-28.02%

3-bedroom Apartment, City Center (Monthly)

$2,261 CA$3,196

$2,670 CA$3,775

-15.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 CA$2,940

$2,152 CA$3,042

-3.35%

Buy Apartment in City Center (m2)

$4,345 CA$6,142

$7,945 CA$11.2K

-45.32%

Buy Apartment Outside City Center (m2)

$3,513 CA$4,967

$6,542 CA$9,249

-46.30%

Average Monthly Net Salary (After Tax)

$3,075 CA$4,347

$3,727 CA$5,269

-17.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.28

4.47

-4.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Duncan BC: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Duncan BC

$1K 48.1%

Toronto

$1.4K 55.1% 38.9% $395

Groceries & Markets

Duncan BC

$368 17.4%

Toronto

$340 13.3% 7.8% $29

Eating Out

Duncan BC

$272 12.9%

Toronto

$278 10.9% 2.4% $6.5

Monthly Utilities & Internet

Duncan BC

$170 8.1%

Toronto

$201 7.8% 17.8% $30

Clothing & Footwear

Duncan BC

$125 5.9%

Toronto

$139 5.4% 11.5% $14

Sport & Entertainment

Duncan BC

$84 4%

Toronto

$63 2.5% 24.9% $21

Getting Around

Duncan BC

$77 3.7%

Toronto

$129 5.1% 67.5% $52

Cost Breakdown

A one-bedroom apartment in the center runs $1,214 in Duncan BC and $1,592 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $69.0 in Duncan BC vs $76.0 in Toronto. Groceries flip the comparison at $368 vs $340, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Duncan BC

🇨🇦 Toronto

🕒 Local time

10:48 10:48 AM

13:48 1:48 PM

3 h ahead of Duncan BC

🌤 Weather

👥 Population

22,199

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Duncan BC Toronto 3,410 km ≈ 4 h 45 min nonstop flight

From you

Duncan BC
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Duncan BC vs Toronto: Cost of Living - Frequently Asked Questions

Duncan BC is cheaper overall, especially in eating out, clothing, and transport. The 21% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 21% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,214 in Duncan BC versus $1,592 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 8% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Duncan BC – a meal for two runs $69.0 versus $76.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,112 in Duncan BC versus $2,561 in Toronto, a $2,500 budget is realistic in Duncan BC but tight or insufficient in Toronto. The gap between the two cities makes Duncan BC the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Duncan BC gentler on the wallet – expenses run 21% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.