Last update: Nov 2026

Cost of Living Comparison Between Toronto and Duncan BC

For one person, living is cheaper in Duncan BC: $2,161 a month against $2,599 in Toronto, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Toronto
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Toronto Living Index
103

Cost of Living Index in Duncan BC
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Duncan BC Living Index

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Toronto

🇨🇦 Canada

$2,599

/mo nomad

Duncan BC

🇨🇦 Canada

$2,161

/mo nomad

Monthly Cost of Living

How much you'll spend in Toronto and in Duncan BC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Toronto and in Duncan BC actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,599 in Toronto versus $2,161 in Duncan BC.

Toronto $2,599
Duncan BC $2,161

Estimated couple costs with rent: $3,700 in Toronto versus $3,358 in Duncan BC.

Toronto $3,700
Duncan BC $3,358

Monthly costs for a family of three with rent: $4,801 in Toronto versus $4,555 in Duncan BC.

Toronto $4,801
Duncan BC $4,555

Living in Toronto is roughly 20% more expensive than in Duncan BC, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Toronto 92% above, Duncan BC 60% above.

Meal at Budget Restaurant

$17.98 CA$25.18

$17.85 CA$25.00

0.73%

Three-Course Dinner for Two, Mid-Range

$72.3 CA$101

$70.8 CA$99.1

2.13%

Fast Food Meal (McDonalds, etc)

$10.83 CA$15.16

$10.56 CA$14.79

2.56%

Cappuccino

$4.34 CA$6.08

$3.95 CA$5.53

9.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.16 CA$3.02

$2.15 CA$3.02

0.47%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.70 CA$2.39

-2.35%

Local Beer (0.5 liter draught)

$6.35 CA$8.89

$5.49 CA$7.69

15.66%

Imported Beer (0.33 liter bottle)

$7.34 CA$10.28

$5.78 CA$8.10

26.99%

Milk (1 liter)

$2.57 CA$3.60

$1.64 CA$2.30

56.71%

White Bread (500g)

$2.71 CA$3.79

$2.65 CA$3.71

2.26%

Rice (white) (1kg)

$2.28 CA$3.19

$4.40 CA$6.16

-48.18%

Eggs

$3.60 CA$5.05

$4.08 CA$5.72

-11.76%

Local Cheese (1kg)

$8.94 CA$12.52

$11.96 CA$16.75

-25.25%

Chicken Fillets (1kg)

$11.19 CA$15.67

$13.19 CA$18.47

-15.16%

Beef Round Steak (1kg)

$15.23 CA$21.32

$14.02 CA$19.64

8.63%

Apples (1kg)

$3.74 CA$5.24

$3.91 CA$5.47

-4.35%

Banana (1kg)

$1.23 CA$1.72

$1.39 CA$1.94

-11.51%

Oranges (1kg)

$3.58 CA$5.01

$3.67 CA$5.14

-2.45%

Tomato (1kg)

$4.25 CA$5.95

$3.98 CA$5.58

6.78%

Potato (1kg)

$1.94 CA$2.72

$2.77 CA$3.88

-29.96%

Onion (1kg)

$1.67 CA$2.34

$2.95 CA$4.13

-43.39%

Lettuce (1 head)

$2.30 CA$3.22

$2.54 CA$3.56

-9.45%

Water (1.5 liter bottle)

$1.26 CA$1.77

$1.57 CA$2.20

-19.75%

Cigarettes 20 Pack (Marlboro, Camel)

$14.19 CA$19.88

$13.72 CA$19.21

3.43%

Wine (Bottle)

$14.25 CA$19.96

$11.71 CA$16.40

21.69%

Local Beer (0.5 liter bottle)

$2.28 CA$3.19

$2.54 CA$3.55

-10.24%

Imported Beer (0.33 liter bottle)

$2.58 CA$3.62

$2.84 CA$3.97

-9.15%

One-way Ticket (Public Transport)

$2.35 CA$3.30

$1.83 CA$2.56

28.42%

Public Transport Monthly Pass (Regular Price)

$111 CA$155

$39.92 CA$55.9

178.01%

Taxi Start (Normal Tariff)

$3.01 CA$4.22

$2.62 CA$3.67

14.89%

Taxi (Normal Tariff) (1km)

$1.22 CA$1.71

$1.63 CA$2.28

-25.15%

Taxi 1hour Waiting (Normal Tariff)

$21.82 CA$30.57

$30.31 CA$42.46

-28.01%

Gasoline (1 liter)

$1.23 CA$1.73

$1.23 CA$1.72

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K CA$37.8K

$26.4K CA$36.9K

2.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.8K CA$30.6K

$21.2K CA$29.7K

3.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$121 CA$169

$87.4 CA$122

38.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.10 CA$46.36

$35.93 CA$50.3

-7.88%

Internet (50+ Mbps, Unlimited Data)

$49.09 CA$68.8

$51.5 CA$72.1

-4.64%

Gym Membership (Monthly)

$36.65 CA$51.3

$61.3 CA$85.8

-40.19%

Tennis Court (1 Hour on Weekend)

$25.01 CA$35.03

Cinema Ticket

$12.78 CA$17.89

$12.53 CA$17.55

2.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$754 CA$1,057

$1,082 CA$1,516

-30.31%

International Primary School, 1 Child (Yearly)

$33.7K CA$47.2K

$18.6K CA$26.0K

81.42%

Jeans (Levis 501 Or Similar)

$50.4 CA$70.6

$57.7 CA$80.7

-12.59%

Summer Dress (H&M, Zara, etc)

$41.43 CA$58.0

$33.54 CA$46.97

23.52%

Sport Shoes (Adidas, Nike)

$101 CA$142

$91.6 CA$128

10.51%

Men's Leather Business Shoes

$130 CA$182

$92.0 CA$129

41.62%

1-bedroom Apartment, City Center (Monthly)

$1,590 CA$2,226

$1,321 CA$1,850

20.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,424 CA$1,995

$1,074 CA$1,504

32.64%

3-bedroom Apartment, City Center (Monthly)

$2,641 CA$3,699

$2,553 CA$3,575

3.46%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 CA$2,927

$2,019 CA$2,828

3.51%

Buy Apartment in City Center (m2)

$7,730 CA$10.8K

$4,345 CA$6,085

77.91%

Buy Apartment Outside City Center (m2)

$6,892 CA$9,652

$3,638 CA$5,095

89.43%

Average Monthly Net Salary (After Tax)

$3,623 CA$5,074

$3,096 CA$4,335

17.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.45

4.24

4.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: November 2, 2026

Last update for Duncan BC: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Toronto

$1.4K 54.8%

Duncan BC

$1.1K 49.7% 24.6% $351

Groceries & Markets

Toronto

$345 13.3%

Duncan BC

$368 17% 6.7% $23

Eating Out

Toronto

$290 11.2%

Duncan BC

$276 12.8% 4.8% $14

Monthly Utilities & Internet

Toronto

$203 7.8%

Duncan BC

$175 8.1% 13.9% $28

Clothing & Footwear

Toronto

$145 5.6%

Duncan BC

$124 5.7% 15% $22

Getting Around

Toronto

$130 5%

Duncan BC

$58 2.7% 55.2% $72

Sport & Entertainment

Toronto

$62 2.4%

Duncan BC

$86 4% 38.8% $24

Cost Breakdown

A one-bedroom apartment in the center runs $1,590 in Toronto and $1,321 in Duncan BC. Housing cost is often the main lever when comparing two cities.

Toronto pays 17% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $72 in Toronto vs $71 in Duncan BC. Groceries flip the comparison at $345 vs $368, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Toronto

🇨🇦 Duncan BC

🕒 Local time

05:56 5:56 AM

03:56 3:56 AM

2 h behind Toronto

🌤 Weather

👥 Population

2,731,571

22,199

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.714 USD

1 CAD = 0.637 EUR

1 CAD = 0.714 USD

1 CAD = 0.637 EUR

Exchange rates and currency converter

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Between locations

Toronto Duncan BC 3,410 km ≈ 4 h 45 min nonstop flight

From you

Toronto
Duncan BC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Duncan BC: Cost of Living - Frequently Asked Questions

Duncan BC is about 17% cheaper overall, especially in transport, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 17% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,590 in Toronto versus $1,321 in Duncan BC. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Toronto pay roughly 6% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,599 per month in Toronto versus $2,161 in Duncan BC – Duncan BC is about 17% cheaper, which adds up to real savings over time.

At $2,161 in Duncan BC versus $2,599 in Toronto, a $2,500 budget is realistic in Duncan BC but tight or insufficient in Toronto. The gap between the two cities makes Duncan BC the clear choice for anyone on this budget.

It comes down to priorities – Duncan BC wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.