Cost of Living Comparison Between Dipolog and Baguio Cost of Living Comparison Between Dipolog and Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $663 in Dipolog versus $788 in Baguio.

Estimated couple costs with rent: $1,077 in Dipolog versus $1,141 in Baguio.

Monthly costs for a family of three with rent: $1,492 in Dipolog versus $1,494 in Baguio.

Living in Dipolog costs roughly 16% less than in Baguio, driven mainly by Eating Out.

Both cities sit below the global median: Dipolog 51% lower, Baguio 41% lower.

Currency
๐Ÿฝ Eating Out
Dipolog
Baguio
Difference
Meal at Budget Restaurant
$1.27 โ‚ฑ76.6
$3.60 โ‚ฑ217
-64.72%
Three-Course Dinner for Two, Mid-Range
$21.25 โ‚ฑ1,279
$13.38 โ‚ฑ805
58.82%
Fast Food Meal (McDonalds, etc)
$3.46 โ‚ฑ208
$2.64 โ‚ฑ159
31.06%
Cappuccino
$1.97 โ‚ฑ119
$2.46 โ‚ฑ148
-19.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.56 โ‚ฑ33.98
$0.69 โ‚ฑ41.33
-18.84%
Water (0.33 liter bottle)
$0.30 โ‚ฑ17.79
$0.37 โ‚ฑ22.57
-18.92%
Local Beer (0.5 liter draught)
$0.93 โ‚ฑ56.2
$1.45 โ‚ฑ87.4
-35.86%
Imported Beer (0.33 liter bottle)
$1.73 โ‚ฑ104
$1.90 โ‚ฑ114
-8.95%
๐Ÿ›’ Groceries & Markets
Dipolog
Baguio
Difference
Milk (1 liter)
$1.87 โ‚ฑ112
$1.84 โ‚ฑ111
1.63%
White Bread (500g)
$1.21 โ‚ฑ73.1
$1.20 โ‚ฑ72.2
0.83%
Rice (white) (1kg)
$0.94 โ‚ฑ56.3
$1.07 โ‚ฑ64.3
-12.15%
Eggs
$2.19 โ‚ฑ132
$2.29 โ‚ฑ138
-4.37%
Local Cheese (1kg)
$6.00 โ‚ฑ361
$9.26 โ‚ฑ557
-35.21%
Chicken Fillets (1kg)
$4.32 โ‚ฑ260
$3.78 โ‚ฑ227
14.29%
Beef Round Steak (1kg)
$6.94 โ‚ฑ418
$8.48 โ‚ฑ510
-18.16%
Apples (1kg)
$3.59 โ‚ฑ216
$2.67 โ‚ฑ161
34.46%
Banana (1kg)
$1.14 โ‚ฑ68.8
$1.83 โ‚ฑ110
-37.70%
Oranges (1kg)
$3.27 โ‚ฑ197
$2.27 โ‚ฑ137
44.05%
Tomato (1kg)
$1.60 โ‚ฑ96.0
$1.20 โ‚ฑ72.3
33.33%
Potato (1kg)
$2.59 โ‚ฑ156
$1.89 โ‚ฑ114
37.04%
Onion (1kg)
$3.10 โ‚ฑ187
$2.30 โ‚ฑ138
34.78%
Lettuce (1 head)
$1.61 โ‚ฑ96.9
$0.72 โ‚ฑ43.37
123.61%
Water (1.5 liter bottle)
$0.88 โ‚ฑ52.9
$0.72 โ‚ฑ43.42
22.22%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 โ‚ฑ188
$3.36 โ‚ฑ202
-6.85%
Wine (Bottle)
$4.14 โ‚ฑ249
$9.31 โ‚ฑ560
-55.53%
Local Beer (0.5 liter bottle)
$1.33 โ‚ฑ79.8
$1.02 โ‚ฑ61.4
30.39%
Imported Beer (0.33 liter bottle)
$1.44 โ‚ฑ86.5
$2.27 โ‚ฑ136
-36.56%
๐ŸšŒ Getting Around
Dipolog
Baguio
Difference
One-way Ticket (Public Transport)
$0.26 โ‚ฑ15.57
$0.28 โ‚ฑ16.87
-7.14%
Public Transport Monthly Pass (Regular Price)
-
$10.52 โ‚ฑ633
-
Taxi Start (Normal Tariff)
$0.74 โ‚ฑ44.43
$0.93 โ‚ฑ56.1
-20.43%
Taxi (Normal Tariff) (1km)
$0.23 โ‚ฑ13.78
$0.24 โ‚ฑ14.51
-4.17%
Taxi 1hour Waiting (Normal Tariff)
$2.65 โ‚ฑ159
$2.43 โ‚ฑ146
9.05%
Gasoline (1 liter)
$1.05 โ‚ฑ63.1
$1.16 โ‚ฑ69.8
-9.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.1K โ‚ฑ1.5M
$31.8K โ‚ฑ1.9M
-24.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.2K โ‚ฑ1.2M
$20.8K โ‚ฑ1.2M
-7.63%
๐Ÿงพ Monthly Utilities & Internet
Dipolog
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$65.9 โ‚ฑ3,964
$144 โ‚ฑ8,680
-54.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.72 โ‚ฑ1,849
$34.34 โ‚ฑ2,066
-10.54%
Internet (50+ Mbps, Unlimited Data)
$29.90 โ‚ฑ1,800
$26.06 โ‚ฑ1,568
14.74%
๐ŸŽ‰ Sport & Entertainment
Dipolog
Baguio
Difference
Gym Membership (Monthly)
$34.27 โ‚ฑ2,062
$21.83 โ‚ฑ1,314
56.99%
Tennis Court (1 Hour on Weekend)
$4.48 โ‚ฑ270
$4.12 โ‚ฑ248
8.74%
Cinema Ticket
$4.31 โ‚ฑ259
$5.80 โ‚ฑ349
-25.69%
๐Ÿงธ Childcare & Education
Dipolog
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$35.02 โ‚ฑ2,108
$152 โ‚ฑ9,134
-76.93%
International Primary School, 1 Child (Yearly)
$4,276 โ‚ฑ257.3K
$4,819 โ‚ฑ290.0K
-11.26%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Dipolog
Baguio
Difference
Jeans (Levis 501 Or Similar)
$46.07 โ‚ฑ2,772
$49.25 โ‚ฑ2,964
-6.46%
Summer Dress (H&M, Zara, etc)
$22.69 โ‚ฑ1,365
$27.23 โ‚ฑ1,639
-16.67%
Sport Shoes (Adidas, Nike)
$62.7 โ‚ฑ3,770
$73.9 โ‚ฑ4,444
-15.17%
Men's Leather Business Shoes
$26.86 โ‚ฑ1,616
$46.95 โ‚ฑ2,826
-42.79%
๐Ÿ  Accommodation & Living
Dipolog
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$261 โ‚ฑ15.7K
$346 โ‚ฑ20.8K
-24.66%
1-bedroom Apartment, Outside City Center (Monthly)
$179 โ‚ฑ10.8K
$142 โ‚ฑ8,575
25.43%
3-bedroom Apartment, City Center (Monthly)
$586 โ‚ฑ35.3K
$548 โ‚ฑ33.0K
6.95%
3-bedroom Apartment, Outside City Center (Monthly)
$388 โ‚ฑ23.4K
$261 โ‚ฑ15.7K
48.77%
Buy Apartment in City Center (m2)
$2,429 โ‚ฑ146.1K
$2,505 โ‚ฑ150.8K
-3.06%
Buy Apartment Outside City Center (m2)
-
$953 โ‚ฑ57.4K
-
๐Ÿ’ต Salaries & Financials
Dipolog
Baguio
Difference
Average Monthly Net Salary (After Tax)
$246 โ‚ฑ14.8K
$192 โ‚ฑ11.6K
28.03%
20-Year Fixed Mortgage Interest Rate (Annual %)
8
4.5
77.78%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Dipolog: April 20, 2026

Last update for Baguio: April 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $261 in Dipolog and $346 in Baguio. Housing cost is often the main lever when comparing two cities.

Dipolog pays 28% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $21 in Dipolog vs $13 in Baguio. Groceries flip the comparison at $198 vs $205, with Dipolog cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Dipolog vs Baguio: Cost of Living - Frequently Asked Questions
Which city is more expensive, Dipolog or Baguio?
Dipolog wins on cost โ€“ living expenses run 19% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making Dipolog the obvious pick if budget is a priority.
Are salaries higher in Dipolog or Baguio?
Dipolog pays 28% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Dipolog vs Baguio?
Rent for a central apartment: $261 in Dipolog versus $346 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Dipolog or Baguio?
Supermarket bills run roughly 4% higher in Baguio. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Dipolog compared to Baguio?
All in, you'll spend $663 per month in Dipolog versus $788 in Baguio โ€“ a 19% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Dipolog or Baguio?
Either city works on $800 a month, though Dipolog gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city offers a better quality of life: Dipolog or Baguio?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better โ€“ the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Dipolog compared to Baguio?
Safety-wise, Dipolog and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Dipolog gentler on the wallet โ€“ expenses run 19% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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