Last update: Oct 2026

Cost of Living Comparison Between Derby and Olympia, WA

For one person, living is cheaper in Derby: $2,222 a month against $2,983 in Olympia, WA, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Derby
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Derby Living Index
144

Cost of Living Index in Olympia, WA
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Olympia, WA Living Index

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Derby

🇬🇧 United Kingdom

$2,222

/mo nomad

Olympia, WA

🇺🇸 United States

$2,983

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in Olympia, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in Olympia, WA actually costs, broken down by who's living it.

A single person spends $2,222 per month in Derby vs $2,983 in Olympia, WA, rent included.

Derby $2,222
Olympia, WA $2,983

A couple spends around $3,420 per month in Derby vs $4,154 in Olympia, WA, rent included.

Derby $3,420
Olympia, WA $4,154

A family of three spends $4,618 per month in Derby vs $5,325 in Olympia, WA, rent included.

Derby $4,618
Olympia, WA $5,325

Derby is about 26% cheaper than Olympia, WA, and outside of rent the biggest gap is in utilities.

Both Derby and Olympia, WA sit above the global median – Derby by 64%, Olympia, WA by 120%.

Meal at Budget Restaurant

$26.87 £20.16

$24.52 $24.52

9.58%

Three-Course Dinner for Two, Mid-Range

$95.0 £71.2

$65.0 $65.0

46.05%

Fast Food Meal (McDonalds, etc)

$10.68 £8.01

$12.68 $12.68

-15.77%

Cappuccino

$4.87 £3.65

$6.42 $6.42

-24.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 £1.88

$2.92 $2.92

-14.04%

Water (0.33 liter bottle)

$2.02 £1.52

$1.68 $1.68

20.24%

Local Beer (0.5 liter draught)

$6.72 £5.04

$6.90 $6.90

-2.61%

Imported Beer (0.33 liter bottle)

$7.02 £5.26

$6.94 $6.94

1.15%

Milk (1 liter)

$1.56 £1.17

$1.07 $1.07

45.79%

White Bread (500g)

$1.44 £1.08

$4.46 $4.46

-67.71%

Rice (white) (1kg)

$2.33 £1.75

$3.16 $3.16

-26.27%

Eggs

$3.79 £2.84

$5.03 $5.03

-24.65%

Local Cheese (1kg)

$8.35 £6.26

$18.35 $18.35

-54.50%

Chicken Fillets (1kg)

$8.63 £6.47

$10.41 $10.41

-17.10%

Beef Round Steak (1kg)

$23.80 £17.85

$16.73 $16.73

42.26%

Apples (1kg)

$5.22 £3.92

$5.24 $5.24

-0.38%

Banana (1kg)

$2.80 £2.10

$1.62 $1.62

72.84%

Oranges (1kg)

$2.98 £2.24

$3.98 $3.98

-25.13%

Tomato (1kg)

$3.80 £2.85

$4.57 $4.57

-16.85%

Potato (1kg)

$1.54 £1.16

$2.61 $2.61

-41.00%

Onion (1kg)

$1.59 £1.19

$2.48 $2.48

-35.89%

Lettuce (1 head)

$1.06 £0.79

$2.34 $2.34

-54.70%

Water (1.5 liter bottle)

$1.40 £1.05

$2.56 $2.56

-45.31%

Cigarettes 20 Pack (Marlboro, Camel)

$23.20 £17.41

$12.09 $12.09

91.89%

Wine (Bottle)

$10.79 £8.09

$14.85 $14.85

-27.34%

Local Beer (0.5 liter bottle)

$3.27 £2.45

$2.45 $2.45

33.47%

Imported Beer (0.33 liter bottle)

$3.57 £2.68

$2.35 $2.35

51.91%

One-way Ticket (Public Transport)

$3.05 £2.29

$0.87 $0.87

250.57%

Public Transport Monthly Pass (Regular Price)

$93.4 £70.1

Taxi Start (Normal Tariff)

$4.43 £3.33

$5.03 $5.03

-11.93%

Taxi (Normal Tariff) (1km)

$1.64 £1.23

$2.66 $2.66

-38.35%

Taxi 1hour Waiting (Normal Tariff)

$31.46 £23.60

$51.7 $51.7

-39.15%

Gasoline (1 liter)

$2.00 £1.50

$1.36 $1.36

47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £28.9K

$28.2K $28.2K

36.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$27.1K $27.1K

46.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$371 £278

$156 $156

138.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.57 £14.68

$69.6 $69.6

-71.87%

Internet (50+ Mbps, Unlimited Data)

$39.53 £29.66

$95.4 $95.4

-58.57%

Gym Membership (Monthly)

$45.20 £33.91

$69.1 $69.1

-34.55%

Tennis Court (1 Hour on Weekend)

$26.26 £19.70

$5.06 $5.06

418.97%

Cinema Ticket

$15.53 £11.65

$12.09 $12.09

28.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 £1,362

$1,454 $1,454

24.87%

International Primary School, 1 Child (Yearly)

$20.5K £15.4K

Jeans (Levis 501 Or Similar)

$114 £85.3

$45.13 $45.13

152.05%

Summer Dress (H&M, Zara, etc)

$57.2 £42.94

$54.5 $54.5

4.97%

Sport Shoes (Adidas, Nike)

$86.6 £65.0

$91.2 $91.2

-5.04%

Men's Leather Business Shoes

$101 £75.6

$102 $102

-1.57%

1-bedroom Apartment, City Center (Monthly)

$794 £595

$1,718 $1,718

-53.82%

1-bedroom Apartment, Outside City Center (Monthly)

$723 £543

$1,618 $1,618

-55.30%

3-bedroom Apartment, City Center (Monthly)

$1,596 £1,197

$3,143 $3,143

-49.23%

3-bedroom Apartment, Outside City Center (Monthly)

$1,351 £1,014

$2,350 $2,350

-42.50%

Buy Apartment in City Center (m2)

$5,857 £4,394

$3,235 $3,235

81.06%

Buy Apartment Outside City Center (m2)

$3,136 £2,353

$3,068 $3,068

2.24%

Average Monthly Net Salary (After Tax)

$3,597 £2,699

$5,106 $5,106

-29.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

6.81

-28.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: October 17, 2026

Last update for Olympia, WA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$723 32.6%

Olympia, WA

$1.6K 54.2% 124% $895

Monthly Utilities & Internet

Derby

$430 19.4%

Olympia, WA

$321 10.8% 25.4% $109

Eating Out

Derby

$371 16.7%

Olympia, WA

$378 12.7% 1.8% $6.9

Groceries & Markets

Derby

$342 15.4%

Olympia, WA

$420 14.1% 22.8% $78

Clothing & Footwear

Derby

$161 7.3%

Olympia, WA

$132 4.4% 18.2% $29

Getting Around

Derby

$118 5.3%

Olympia, WA

$22 * 0.7% 81.6% $96

Sport & Entertainment

Derby

$76 3.4%

Olympia, WA

$93 3.1% 22.2% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $794 in Derby versus $1,718 in Olympia, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Olympia, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Derby versus $65.0 in Olympia, WA. Groceries tell a different story – $342 in Derby vs $420 in Olympia, WA – so Derby wins on supermarket bills even if dining out costs more.

Good to know

🇬🇧 Derby

🇺🇸 Olympia, WA

🕒 Local time

01:03 1:03 AM

17:03 5:03 PM

8 h behind Derby

🌤 Weather

👥 Population

233,700

55,605

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

On the map

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Between locations

Derby Olympia, WA 7,590 km ≈ 10 h nonstop flight

From you

Derby
Olympia, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Olympia, WA: Cost of Living - Frequently Asked Questions

Olympia, WA costs about 34% more than Derby, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,333 per month in Derby and $4,475 in Olympia, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,222 in Derby and $2,983 in Olympia, WA. That's a gap of about 34%.

Kindergarten costs $1,815 per month in Derby and $1,454 in Olympia, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,222, than in Olympia, WA at $2,983. In Derby it covers expenses comfortably, while in Olympia, WA it requires careful planning or may not stretch far enough.

Families tend to lean toward Derby – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olympia, WA makes more sense. Both are solid long-term options with distinct trade-offs.