Cost of Living Comparison Between Derby and Olympia, WA Cost of Living Comparison Between Derby and Olympia, WA

Monthly Cost of Living

A single person spends $2,245 per month in Derby vs $3,021 in Olympia, WA, rent included.

A couple spends around $3,429 per month in Derby vs $4,179 in Olympia, WA, rent included.

A family of three spends $4,612 per month in Derby vs $5,337 in Olympia, WA, rent included.

Derby is about 26% cheaper than Olympia, WA, driven mainly by Monthly Utilities & Internet.

Both Derby and Olympia, WA sit above the global median – Derby by 63%, Olympia, WA by 120%.

Meal at Budget Restaurant

$27.44 £20.30

$24.90 $24.90

10.20%

Three-Course Dinner for Two, Mid-Range

$98.1 £72.6

$68.5 $68.5

43.35%

Fast Food Meal (McDonalds, etc)

$10.65 £7.88

$12.73 $12.73

-16.34%

Cappuccino

$5.01 £3.70

$6.33 $6.33

-20.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.56 £1.89

$2.84 $2.84

-9.86%

Water (0.33 liter bottle)

$2.08 £1.54

$1.61 $1.61

29.19%

Local Beer (0.5 liter draught)

$6.90 £5.10

$7.02 $7.02

-1.71%

Imported Beer (0.33 liter bottle)

$7.28 £5.39

$6.94 $6.94

4.90%

Milk (1 liter)

$1.60 £1.18

$1.13 $1.13

41.59%

White Bread (500g)

$1.45 £1.08

$4.43 $4.43

-67.27%

Rice (white) (1kg)

$2.40 £1.77

$3.09 $3.09

-22.33%

Eggs

$3.99 £2.95

$5.22 $5.22

-23.56%

Local Cheese (1kg)

$8.46 £6.26

$17.66 $17.66

-52.10%

Chicken Fillets (1kg)

$8.65 £6.40

$10.53 $10.53

-17.85%

Beef Round Steak (1kg)

$23.47 £17.36

$16.64 $16.64

41.05%

Apples (1kg)

$5.42 £4.01

$5.10 $5.10

6.27%

Banana (1kg)

$2.74 £2.02

$1.58 $1.58

73.42%

Oranges (1kg)

$3.03 £2.24

$4.02 $4.02

-24.63%

Tomato (1kg)

$3.81 £2.82

$4.46 $4.46

-14.57%

Potato (1kg)

$1.53 £1.13

$2.60 $2.60

-41.15%

Onion (1kg)

$1.56 £1.16

$2.52 $2.52

-38.10%

Lettuce (1 head)

$1.10 £0.81

$2.41 $2.41

-54.36%

Water (1.5 liter bottle)

$1.38 £1.02

$2.31 $2.31

-40.26%

Cigarettes 20 Pack (Marlboro, Camel)

$23.68 £17.52

$12.25 $12.25

93.31%

Wine (Bottle)

$10.73 £7.94

$15.21 $15.21

-29.45%

Local Beer (0.5 liter bottle)

$3.30 £2.44

$2.46 $2.46

34.15%

Imported Beer (0.33 liter bottle)

$3.66 £2.70

$2.32 $2.32

57.76%

One-way Ticket (Public Transport)

$3.04 £2.25

$0.88 $0.88

245.45%

Public Transport Monthly Pass (Regular Price)

$93.4 £69.1

Taxi Start (Normal Tariff)

$4.64 £3.43

$4.97 $4.97

-6.64%

Taxi (Normal Tariff) (1km)

$1.72 £1.27

$2.57 $2.57

-33.07%

Taxi 1hour Waiting (Normal Tariff)

$32.68 £24.18

$52.5 $52.5

-37.76%

Gasoline (1 liter)

$2.04 £1.51

$1.29 $1.29

58.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.5K £29.2K

$36.8K $36.8K

7.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.4K £30.6K

$26.0K $26.0K

59.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$374 £276

$159 $159

135.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.64 £15.27

$69.3 $69.3

-70.22%

Internet (50+ Mbps, Unlimited Data)

$41.25 £30.51

$94.0 $94.0

-56.13%

Gym Membership (Monthly)

$46.59 £34.47

$61.4 $61.4

-24.06%

Tennis Court (1 Hour on Weekend)

$26.19 £19.38

$5.02 $5.02

421.71%

Cinema Ticket

$15.87 £11.74

$12.08 $12.08

31.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,861 £1,377

$1,443 $1,443

28.97%

International Primary School, 1 Child (Yearly)

$20.9K £15.4K

Jeans (Levis 501 Or Similar)

$120 £88.5

$44.20 $44.20

170.50%

Summer Dress (H&M, Zara, etc)

$58.9 £43.53

$55.5 $55.5

5.96%

Sport Shoes (Adidas, Nike)

$86.4 £63.9

$91.2 $91.2

-5.27%

Men's Leather Business Shoes

$101 £74.7

$103 $103

-2.35%

1-bedroom Apartment, City Center (Monthly)

$816 £604

$1,707 $1,707

-52.20%

1-bedroom Apartment, Outside City Center (Monthly)

$735 £544

$1,579 $1,579

-53.45%

3-bedroom Apartment, City Center (Monthly)

$1,592 £1,177

$3,166 $3,166

-49.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,340 £991

$2,425 $2,425

-44.75%

Buy Apartment in City Center (m2)

$5,858 £4,334

$3,169 $3,169

84.84%

Buy Apartment Outside City Center (m2)

$3,185 £2,357

$3,002 $3,002

6.10%

Average Monthly Net Salary (After Tax)

$3,633 £2,688

$4,934 $4,934

-26.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

6.27

-22.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: September 1, 2026

Last update for Olympia, WA: August 29, 2026

Cost Breakdown

A central one-bedroom costs $816 in Derby versus $1,707 in Olympia, WA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Olympia, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $98.0 in Derby versus $68.0 in Olympia, WA. Groceries tell a different story – $344 in Derby vs $415 in Olympia, WA – so Derby wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Olympia, WA: Cost of Living - Frequently Asked Questions

Olympia, WA costs about 35% more than Derby, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,368 per month in Derby and $4,531 in Olympia, WA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,245 in Derby and $3,021 in Olympia, WA. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,861 per month in Derby and $1,443 in Olympia, WA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,245, than in Olympia, WA at $3,021. In Derby it covers expenses comfortably, while in Olympia, WA it requires careful planning or may not stretch far enough.

Families tend to lean toward Derby – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olympia, WA makes more sense. Both are solid long-term options with distinct trade-offs.