Cost of Living Comparison Between Olympia, WA and Derby Cost of Living Comparison Between Olympia, WA and Derby

Monthly Cost of Living

A single person spends $3,021 per month in Olympia, WA vs $2,245 in Derby, rent included.

A couple spends around $4,179 per month in Olympia, WA vs $3,429 in Derby, rent included.

A family of three spends $5,337 per month in Olympia, WA vs $4,612 in Derby, rent included.

Olympia, WA costs about 35% more than Derby, driven mainly by Monthly Utilities & Internet.

Both Olympia, WA and Derby sit above the global median – Olympia, WA by 120%, Derby by 63%.

Meal at Budget Restaurant

$24.90 $24.90

$27.44 £20.30

-9.26%

Three-Course Dinner for Two, Mid-Range

$68.5 $68.5

$98.1 £72.6

-30.24%

Fast Food Meal (McDonalds, etc)

$12.73 $12.73

$10.65 £7.88

19.53%

Cappuccino

$6.33 $6.33

$5.01 £3.70

26.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.84 $2.84

$2.56 £1.89

10.94%

Water (0.33 liter bottle)

$1.61 $1.61

$2.08 £1.54

-22.60%

Local Beer (0.5 liter draught)

$7.02 $7.02

$6.90 £5.10

1.74%

Imported Beer (0.33 liter bottle)

$6.94 $6.94

$7.28 £5.39

-4.67%

Milk (1 liter)

$1.13 $1.13

$1.60 £1.18

-29.38%

White Bread (500g)

$4.43 $4.43

$1.45 £1.08

205.52%

Rice (white) (1kg)

$3.09 $3.09

$2.40 £1.77

28.75%

Eggs

$5.22 $5.22

$3.99 £2.95

30.83%

Local Cheese (1kg)

$17.66 $17.66

$8.46 £6.26

108.75%

Chicken Fillets (1kg)

$10.53 $10.53

$8.65 £6.40

21.73%

Beef Round Steak (1kg)

$16.64 $16.64

$23.47 £17.36

-29.10%

Apples (1kg)

$5.10 $5.10

$5.42 £4.01

-5.90%

Banana (1kg)

$1.58 $1.58

$2.74 £2.02

-42.34%

Oranges (1kg)

$4.02 $4.02

$3.03 £2.24

32.67%

Tomato (1kg)

$4.46 $4.46

$3.81 £2.82

17.06%

Potato (1kg)

$2.60 $2.60

$1.53 £1.13

69.93%

Onion (1kg)

$2.52 $2.52

$1.56 £1.16

61.54%

Lettuce (1 head)

$2.41 $2.41

$1.10 £0.81

119.09%

Water (1.5 liter bottle)

$2.31 $2.31

$1.38 £1.02

67.39%

Cigarettes 20 Pack (Marlboro, Camel)

$12.25 $12.25

$23.68 £17.52

-48.27%

Wine (Bottle)

$15.21 $15.21

$10.73 £7.94

41.75%

Local Beer (0.5 liter bottle)

$2.46 $2.46

$3.30 £2.44

-25.45%

Imported Beer (0.33 liter bottle)

$2.32 $2.32

$3.66 £2.70

-36.61%

One-way Ticket (Public Transport)

$0.88 $0.88

$3.04 £2.25

-71.05%

Public Transport Monthly Pass (Regular Price)

$93.4 £69.1

Taxi Start (Normal Tariff)

$4.97 $4.97

$4.64 £3.43

7.11%

Taxi (Normal Tariff) (1km)

$2.57 $2.57

$1.72 £1.27

49.42%

Taxi 1hour Waiting (Normal Tariff)

$52.5 $52.5

$32.68 £24.18

60.68%

Gasoline (1 liter)

$1.29 $1.29

$2.04 £1.51

-36.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K $36.8K

$39.5K £29.2K

-6.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$41.4K £30.6K

-37.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$159 $159

$374 £276

-57.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.3 $69.3

$20.64 £15.27

235.76%

Internet (50+ Mbps, Unlimited Data)

$94.0 $94.0

$41.25 £30.51

127.95%

Gym Membership (Monthly)

$61.4 $61.4

$46.59 £34.47

31.68%

Tennis Court (1 Hour on Weekend)

$5.02 $5.02

$26.19 £19.38

-80.83%

Cinema Ticket

$12.08 $12.08

$15.87 £11.74

-23.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,443 $1,443

$1,861 £1,377

-22.46%

International Primary School, 1 Child (Yearly)

$20.9K £15.4K

Jeans (Levis 501 Or Similar)

$44.20 $44.20

$120 £88.5

-63.03%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$58.9 £43.53

-5.62%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$86.4 £63.9

5.56%

Men's Leather Business Shoes

$103 $103

$101 £74.7

2.41%

1-bedroom Apartment, City Center (Monthly)

$1,707 $1,707

$816 £604

109.19%

1-bedroom Apartment, Outside City Center (Monthly)

$1,579 $1,579

$735 £544

114.81%

3-bedroom Apartment, City Center (Monthly)

$3,166 $3,166

$1,592 £1,177

98.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,425 $2,425

$1,340 £991

80.99%

Buy Apartment in City Center (m2)

$3,169 $3,169

$5,858 £4,334

-45.90%

Buy Apartment Outside City Center (m2)

$3,002 $3,002

$3,185 £2,357

-5.75%

Average Monthly Net Salary (After Tax)

$4,934 $4,934

$3,633 £2,688

35.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.27

4.88

28.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olympia, WA: August 29, 2026

Last update for Derby: September 1, 2026

Cost Breakdown

A central one-bedroom costs $1,707 in Olympia, WA versus $816 in Derby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Olympia, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Olympia, WA versus $98.0 in Derby. Groceries tell a different story – $415 in Olympia, WA vs $344 in Derby – so Derby wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olympia, WA vs Derby: Cost of Living - Frequently Asked Questions

Olympia, WA costs about 35% more than Derby, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,531 per month in Olympia, WA and $3,368 in Derby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $3,021 in Olympia, WA and $2,245 in Derby. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $1,443 per month in Olympia, WA and $1,861 in Derby. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,245, than in Olympia, WA at $3,021. In Derby it covers expenses comfortably, while in Olympia, WA it requires careful planning or may not stretch far enough.

Families tend to lean toward Derby – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olympia, WA makes more sense. Both are solid long-term options with distinct trade-offs.