Last update: Oct 2026

Cost of Living Comparison Between Olympia, WA and Derby

For one person, living is cheaper in Derby: $2,222 a month against $2,983 in Olympia, WA, rent and utilities included – about $9,100 less a year. Rent and utilities account for most of the difference.

144

Cost of Living Index in Olympia, WA
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Olympia, WA Living Index
107

Cost of Living Index in Derby
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Derby Living Index

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Olympia, WA

🇺🇸 United States

$2,983

/mo nomad

Derby

🇬🇧 United Kingdom

$2,222

/mo nomad

Monthly Cost of Living

How much you'll spend in Olympia, WA and in Derby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Olympia, WA and in Derby actually costs, broken down by who's living it.

A single person spends $2,983 per month in Olympia, WA vs $2,222 in Derby, rent included.

Olympia, WA $2,983
Derby $2,222

A couple spends around $4,154 per month in Olympia, WA vs $3,420 in Derby, rent included.

Olympia, WA $4,154
Derby $3,420

A family of three spends $5,325 per month in Olympia, WA vs $4,618 in Derby, rent included.

Olympia, WA $5,325
Derby $4,618

Olympia, WA costs about 34% more than Derby, and outside of rent the biggest gap is in utilities.

Both Olympia, WA and Derby sit above the global median – Olympia, WA by 120%, Derby by 64%.

Meal at Budget Restaurant

$24.52 $24.52

$26.87 £20.16

-8.75%

Three-Course Dinner for Two, Mid-Range

$65.0 $65.0

$95.0 £71.2

-31.53%

Fast Food Meal (McDonalds, etc)

$12.68 $12.68

$10.68 £8.01

18.73%

Cappuccino

$6.42 $6.42

$4.87 £3.65

31.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.92 $2.92

$2.51 £1.88

16.33%

Water (0.33 liter bottle)

$1.68 $1.68

$2.02 £1.52

-16.83%

Local Beer (0.5 liter draught)

$6.90 $6.90

$6.72 £5.04

2.68%

Imported Beer (0.33 liter bottle)

$6.94 $6.94

$7.02 £5.26

-1.14%

Milk (1 liter)

$1.07 $1.07

$1.56 £1.17

-31.41%

White Bread (500g)

$4.46 $4.46

$1.44 £1.08

209.72%

Rice (white) (1kg)

$3.16 $3.16

$2.33 £1.75

35.62%

Eggs

$5.03 $5.03

$3.79 £2.84

32.72%

Local Cheese (1kg)

$18.35 $18.35

$8.35 £6.26

119.76%

Chicken Fillets (1kg)

$10.41 $10.41

$8.63 £6.47

20.63%

Beef Round Steak (1kg)

$16.73 $16.73

$23.80 £17.85

-29.71%

Apples (1kg)

$5.24 $5.24

$5.22 £3.92

0.38%

Banana (1kg)

$1.62 $1.62

$2.80 £2.10

-42.14%

Oranges (1kg)

$3.98 $3.98

$2.98 £2.24

33.56%

Tomato (1kg)

$4.57 $4.57

$3.80 £2.85

20.26%

Potato (1kg)

$2.61 $2.61

$1.54 £1.16

69.48%

Onion (1kg)

$2.48 $2.48

$1.59 £1.19

55.97%

Lettuce (1 head)

$2.34 $2.34

$1.06 £0.79

120.75%

Water (1.5 liter bottle)

$2.56 $2.56

$1.40 £1.05

82.86%

Cigarettes 20 Pack (Marlboro, Camel)

$12.09 $12.09

$23.20 £17.41

-47.89%

Wine (Bottle)

$14.85 $14.85

$10.79 £8.09

37.63%

Local Beer (0.5 liter bottle)

$2.45 $2.45

$3.27 £2.45

-25.08%

Imported Beer (0.33 liter bottle)

$2.35 $2.35

$3.57 £2.68

-34.17%

One-way Ticket (Public Transport)

$0.87 $0.87

$3.05 £2.29

-71.48%

Public Transport Monthly Pass (Regular Price)

$93.4 £70.1

Taxi Start (Normal Tariff)

$5.03 $5.03

$4.43 £3.33

13.54%

Taxi (Normal Tariff) (1km)

$2.66 $2.66

$1.64 £1.23

62.20%

Taxi 1hour Waiting (Normal Tariff)

$51.7 $51.7

$31.46 £23.60

64.34%

Gasoline (1 liter)

$1.36 $1.36

$2.00 £1.50

-32.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K $28.2K

$38.6K £28.9K

-26.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K $27.1K

$39.7K £29.8K

-31.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$156 $156

$371 £278

-58.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$69.6 $69.6

$19.57 £14.68

255.44%

Internet (50+ Mbps, Unlimited Data)

$95.4 $95.4

$39.53 £29.66

141.36%

Gym Membership (Monthly)

$69.1 $69.1

$45.20 £33.91

52.79%

Tennis Court (1 Hour on Weekend)

$5.06 $5.06

$26.26 £19.70

-80.73%

Cinema Ticket

$12.09 $12.09

$15.53 £11.65

-22.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,454 $1,454

$1,815 £1,362

-19.92%

International Primary School, 1 Child (Yearly)

$20.5K £15.4K

Jeans (Levis 501 Or Similar)

$45.13 $45.13

$114 £85.3

-60.33%

Summer Dress (H&M, Zara, etc)

$54.5 $54.5

$57.2 £42.94

-4.73%

Sport Shoes (Adidas, Nike)

$91.2 $91.2

$86.6 £65.0

5.31%

Men's Leather Business Shoes

$102 $102

$101 £75.6

1.60%

1-bedroom Apartment, City Center (Monthly)

$1,718 $1,718

$794 £595

116.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,618 $1,618

$723 £543

123.69%

3-bedroom Apartment, City Center (Monthly)

$3,143 $3,143

$1,596 £1,197

96.96%

3-bedroom Apartment, Outside City Center (Monthly)

$2,350 $2,350

$1,351 £1,014

73.92%

Buy Apartment in City Center (m2)

$3,235 $3,235

$5,857 £4,394

-44.77%

Buy Apartment Outside City Center (m2)

$3,068 $3,068

$3,136 £2,353

-2.19%

Average Monthly Net Salary (After Tax)

$5,106 $5,106

$3,597 £2,699

41.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

4.88

39.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Olympia, WA: October 17, 2026

Last update for Derby: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Olympia, WA

$1.6K 54.2%

Derby

$723 32.6% 55.3% $895

Groceries & Markets

Olympia, WA

$420 14.1%

Derby

$342 15.4% 18.5% $78

Eating Out

Olympia, WA

$378 12.7%

Derby

$371 16.7% 1.8% $6.9

Monthly Utilities & Internet

Olympia, WA

$321 10.8%

Derby

$430 19.4% 34.1% $109

Clothing & Footwear

Olympia, WA

$132 4.4%

Derby

$161 7.3% 22.2% $29

Sport & Entertainment

Olympia, WA

$93 3.1%

Derby

$76 3.4% 18.2% $17

Getting Around

Olympia, WA

$22 * 0.7%

Derby

$118 5.3% 443% $96

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,718 in Olympia, WA versus $794 in Derby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in Olympia, WA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $65.0 in Olympia, WA versus $95.0 in Derby. Groceries tell a different story – $420 in Olympia, WA vs $342 in Derby – so Derby wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 Olympia, WA

🇬🇧 Derby

🕒 Local time

20:39 8:39 PM

04:39 4:39 AM

8 h ahead of Olympia, WA

🌤 Weather

👥 Population

55,605

233,700

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 22, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Between locations

Olympia, WA Derby 7,590 km ≈ 10 h nonstop flight

From you

Olympia, WA
Derby

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Olympia, WA vs Derby: Cost of Living - Frequently Asked Questions

Olympia, WA costs about 34% more than Derby, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,475 per month in Olympia, WA and $3,333 in Derby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,983 in Olympia, WA and $2,222 in Derby. That's a gap of about 34%.

Kindergarten costs $1,454 per month in Olympia, WA and $1,815 in Derby. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,222, than in Olympia, WA at $2,983. In Derby it covers expenses comfortably, while in Olympia, WA it requires careful planning or may not stretch far enough.

Families tend to lean toward Derby – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Olympia, WA makes more sense. Both are solid long-term options with distinct trade-offs.