Cost of Living in Derby - Updated Prices & Insights

Solo nomad: Estimated monthly costs are $1,053 (excluding rent), and $2,187 including rent.

Family of 3: Estimated monthly costs are $2,632 (excluding rent), and $4,303 including rent.

Meal at Budget Restaurant

$25.14 £18.58

$13.60 £10.05

$47.57 £35.15

Three-Course Dinner for Two, Mid-Range

$81.1 £60.0

$67.6 £49.97

$108 £80.0

Fast Food Meal (McDonalds, etc)

$10.76 £7.95

$9.37 £6.93

$13.45 £9.94

Cappuccino

$4.93 £3.64

$4.01 £2.97

$5.34 £3.95

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.27 £1.68

$1.35 £0.99

$5.38 £3.97

Water (0.33 liter bottle)

$1.63 £1.20

$1.38 £1.02

$2.08 £1.53

Local Beer (0.5 liter draught)

$6.30 £4.66

$2.87 £2.12

$6.85 £5.06

Imported Beer (0.33 liter bottle)

$5.47 £4.04

$3.70 £2.73

$7.94 £5.87

Milk (1 liter)

$1.47 £1.08

$1.10 £0.81

$1.72 £1.27

White Bread (500g)

$1.48 £1.09

$0.91 £0.67

$2.78 £2.05

Rice (white) (1kg)

$2.47 £1.83

$1.38 £1.02

$3.04 £2.25

Eggs

$3.91 £2.89

$3.35 £2.48

$4.22 £3.12

Local Cheese (1kg)

$9.08 £6.71

$2.64 £1.95

$13.80 £10.20

Chicken Fillets (1kg)

$8.97 £6.63

$6.82 £5.04

$15.05 £11.12

Beef Round Steak (1kg)

$13.00 £9.61

$9.45 £6.98

$22.96 £16.97

Apples (1kg)

$4.66 £3.44

$2.05 £1.51

$7.52 £5.56

Banana (1kg)

$2.79 £2.06

$1.39 £1.03

$4.89 £3.61

Oranges (1kg)

$3.00 £2.21

$2.09 £1.55

$4.19 £3.09

Tomato (1kg)

$3.16 £2.33

$1.38 £1.02

$5.46 £4.03

Potato (1kg)

$0.97 £0.71

$0.65 £0.48

$1.73 £1.28

Onion (1kg)

$1.64 £1.21

$1.07 £0.79

$4.01 £2.96

Lettuce (1 head)

$1.09 £0.80

$0.94 £0.69

$1.34 £0.99

Water (1.5 liter bottle)

$1.37 £1.01

$0.40 £0.29

$3.96 £2.93

Cigarettes 20 Pack (Marlboro, Camel)

$18.98 £14.03

$17.63 £13.03

$22.33 £16.50

Wine (Bottle)

$9.63 £7.12

$9.62 £7.11

$16.51 £12.20

Local Beer (0.5 liter bottle)

$2.72 £2.01

$2.34 £1.73

$3.43 £2.53

Imported Beer (0.33 liter bottle)

$3.27 £2.42

$1.38 £1.02

$4.40 £3.26

One-way Ticket (Public Transport)

$2.66 £1.97

$3.99 £2.95

Public Transport Monthly Pass (Regular Price)

$94.7 £70.0

$89.2 £66.0

$143 £106

Taxi Start (Normal Tariff)

$4.78 £3.53

$4.37 £3.23

$7.91 £5.84

Taxi (Normal Tariff) (1km)

$1.59 £1.17

$1.44 £1.06

$1.68 £1.24

Taxi 1hour Waiting (Normal Tariff)

$24.44 £18.06

$16.29 £12.04

$32.59 £24.09

Gasoline (1 liter)

$1.96 £1.45

$1.89 £1.40

$1.97 £1.46

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.2K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.5K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$347 £256

$253 £187

$810 £599

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.00 £11.08

$13.34 £9.86

$20.00 £14.78

Internet (50+ Mbps, Unlimited Data)

$46.52 £34.38

$34.88 £25.78

$60.4 £44.62

Gym Membership (Monthly)

$45.81 £33.86

$32.58 £24.08

$61.1 £45.15

Tennis Court (1 Hour on Weekend)

$25.17 £18.60

$6.86 £5.07

$48.04 £35.50

Cinema Ticket

$15.53 £11.47

$13.51 £9.98

$16.20 £11.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,857 £1,373

$1,699 £1,255

$2,039 £1,506

International Primary School, 1 Child (Yearly)

$20.5K £15.1K

$15.1K £11.1K

$24.1K £17.8K

Jeans (Levis 501 Or Similar)

$117 £86.7

$67.7 £50.0

$162 £120

Summer Dress (H&M, Zara, etc)

$58.0 £42.89

$50.9 £37.61

$67.0 £49.49

Sport Shoes (Adidas, Nike)

$80.4 £59.4

$41.05 £30.34

$103 £75.8

Men's Leather Business Shoes

$98.3 £72.7

$67.0 £49.54

$134 £99.1

1-bedroom Apartment, City Center (Monthly)

$782 £578

$476 £352

$1,088 £804

1-bedroom Apartment, Outside City Center (Monthly)

$755 £558

$687 £507

$961 £710

3-bedroom Apartment, City Center (Monthly)

$1,453 £1,074

$1,341 £991

$1,676 £1,239

3-bedroom Apartment, Outside City Center (Monthly)

$1,346 £995

$1,212 £895

$1,615 £1,194

Buy Apartment in City Center (m2)

$5,814 £4,297

$4,298 £3,176

$8,848 £6,538

Buy Apartment Outside City Center (m2)

$3,150 £2,328

Average Monthly Net Salary (After Tax)

$3,862 £2,854

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

5.9

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: April 12, 2026

Derby Median Internet Speeds (Updated April 2026)

Mobile

Mbps

Fixed Broadband

Mbps

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

City tags:

🇪🇺 Europe

Cost of Living in Derby - Frequently Asked Questions

Derby tends to offer a solid balance of value and accessibility for travelers, expats, and digital nomads who want a UK city without the higher price tag of London or Manchester. Cost of Living in Derby, United Kingdom lines up with what you’d expect for a medium-sized city: generally affordable options across housing, groceries, and services, plus a lively local scene. You’ll find a range of neighborhoods – from compact city-centre flats to larger terraces in quieter outskirts – so you can pick a walkable base close to trains and coworking hubs. Tip: test stays in a couple neighborhoods before signing a lease to compare daily costs.

Daily life in Derby leans on practicality and a good mix of options. For housing, many nomads start with short-term lets near the city centre or student-friendly areas, then decide on a longer arrangement if the fit feels right. Food choices range from traditional pubs and markets to supermarkets; cooking at home tends to be economical, while a handful of cafés offer reliable Wi‑Fi for work breaks. Transport is straightforward: solid rail links to Nottingham and Birmingham, plus buses and cycle-friendly streets. Co-working spaces and cafés with dependable Wi‑Fi are easy to access around the centre. Derby, United Kingdom living cost tends to steer you toward affordable neighborhoods without losing convenience. Tip: set a weekly budget and track recurring expenses.

Quality of life in Derby suits those who value compact city life with quick access to both countryside and regional hubs. A practical budgeting framework emphasizes housing plus transport, with some tilt toward seasonality (heating costs in winter, lighter energy bills in summer). To maximize fit, pick a neighborhood that matches your pace: the city centre for proximity to amenities, or quieter suburbs for longer walks and green spaces. Build your routine around affordable groceries, flexible coworking options, and occasional weekend trips to the Peak District. Compare neighborhoods by daily rhythms – commute time, noise levels, and access to shops – rather than only advertised rents. Tip: combine a longer visit with a month-to-month lease to refine your living rhythm.