Last update: Oct 2026

Cost of Living Comparison Between Derby and London

For one person, living is cheaper in Derby: $2,222 a month against $4,049 in London, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Derby
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Derby Living Index
195

Cost of Living Index in London
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London Living Index

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Derby

🇬🇧 United Kingdom

$2,222

/mo nomad

London

🇬🇧 United Kingdom

$4,049

/mo nomad

Monthly Cost of Living

How much you'll spend in Derby and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Derby and in London actually costs, broken down by who's living it.

A single person spends $2,222 per month in Derby vs $4,049 in London, rent included.

Derby $2,222
London $4,049

A couple spends around $3,420 per month in Derby vs $5,827 in London, rent included.

Derby $3,420
London $5,827

A family of three spends $4,618 per month in Derby vs $7,605 in London, rent included.

Derby $4,618
London $7,605

Derby is about 45% cheaper than London, and outside of rent the biggest gap is in transport.

Both Derby and London sit above the global median – Derby by 64%, London by 199%.

Meal at Budget Restaurant

$26.87 £20.16

$27.09 £20.33

-0.81%

Three-Course Dinner for Two, Mid-Range

$95.0 £71.2

$104 £78.3

-9.00%

Fast Food Meal (McDonalds, etc)

$10.68 £8.01

$10.86 £8.15

-1.66%

Cappuccino

$4.87 £3.65

$5.60 £4.20

-13.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 £1.88

$3.05 £2.29

-17.70%

Water (0.33 liter bottle)

$2.02 £1.52

$2.28 £1.71

-11.40%

Local Beer (0.5 liter draught)

$6.72 £5.04

$9.23 £6.92

-27.19%

Imported Beer (0.33 liter bottle)

$7.02 £5.26

$7.95 £5.96

-11.70%

Milk (1 liter)

$1.56 £1.17

$1.83 £1.37

-14.75%

White Bread (500g)

$1.44 £1.08

$2.05 £1.54

-29.76%

Rice (white) (1kg)

$2.33 £1.75

$2.47 £1.86

-5.67%

Eggs

$3.79 £2.84

$5.12 £3.84

-25.98%

Local Cheese (1kg)

$8.35 £6.26

$12.89 £9.67

-35.22%

Chicken Fillets (1kg)

$8.63 £6.47

$10.84 £8.14

-20.39%

Beef Round Steak (1kg)

$23.80 £17.85

$17.03 £12.78

39.75%

Apples (1kg)

$5.22 £3.92

$3.07 £2.30

70.03%

Banana (1kg)

$2.80 £2.10

$1.38 £1.03

102.90%

Oranges (1kg)

$2.98 £2.24

$2.99 £2.24

-0.33%

Tomato (1kg)

$3.80 £2.85

$3.39 £2.54

12.09%

Potato (1kg)

$1.54 £1.16

$1.60 £1.20

-3.75%

Onion (1kg)

$1.59 £1.19

$1.80 £1.35

-11.67%

Lettuce (1 head)

$1.06 £0.79

$1.41 £1.06

-24.82%

Water (1.5 liter bottle)

$1.40 £1.05

$1.81 £1.36

-22.65%

Cigarettes 20 Pack (Marlboro, Camel)

$23.20 £17.41

$23.92 £17.94

-3.01%

Wine (Bottle)

$10.79 £8.09

$13.54 £10.16

-20.31%

Local Beer (0.5 liter bottle)

$3.27 £2.45

$3.23 £2.42

1.24%

Imported Beer (0.33 liter bottle)

$3.57 £2.68

$4.39 £3.29

-18.68%

One-way Ticket (Public Transport)

$3.05 £2.29

$3.92 £2.94

-22.19%

Public Transport Monthly Pass (Regular Price)

$93.4 £70.1

$243 £182

-61.51%

Taxi Start (Normal Tariff)

$4.43 £3.33

$5.58 £4.18

-20.61%

Taxi (Normal Tariff) (1km)

$1.64 £1.23

$3.27 £2.46

-49.85%

Taxi 1hour Waiting (Normal Tariff)

$31.46 £23.60

$58.4 £43.81

-46.13%

Gasoline (1 liter)

$2.00 £1.50

$2.08 £1.56

-3.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.6K £28.9K

$38.8K £29.1K

-0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K £29.8K

$40.6K £30.5K

-2.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$371 £278

$380 £285

-2.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.57 £14.68

$18.62 £13.97

5.10%

Internet (50+ Mbps, Unlimited Data)

$39.53 £29.66

$40.45 £30.35

-2.27%

Gym Membership (Monthly)

$45.20 £33.91

$61.3 £45.95

-26.20%

Tennis Court (1 Hour on Weekend)

$26.26 £19.70

$21.41 £16.07

22.65%

Cinema Ticket

$15.53 £11.65

$18.09 £13.57

-14.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,815 £1,362

$2,905 £2,180

-37.51%

International Primary School, 1 Child (Yearly)

$20.5K £15.4K

$35.5K £26.6K

-42.16%

Jeans (Levis 501 Or Similar)

$114 £85.3

$116 £87.3

-2.27%

Summer Dress (H&M, Zara, etc)

$57.2 £42.94

$54.5 £40.89

5.01%

Sport Shoes (Adidas, Nike)

$86.6 £65.0

$128 £95.8

-32.17%

Men's Leather Business Shoes

$101 £75.6

$167 £125

-39.60%

1-bedroom Apartment, City Center (Monthly)

$794 £595

$2,852 £2,140

-72.18%

1-bedroom Apartment, Outside City Center (Monthly)

$723 £543

$2,269 £1,702

-68.13%

3-bedroom Apartment, City Center (Monthly)

$1,596 £1,197

$5,250 £3,939

-69.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,351 £1,014

$3,752 £2,815

-63.98%

Buy Apartment in City Center (m2)

$5,857 £4,394

$18.5K £13.9K

-68.37%

Buy Apartment Outside City Center (m2)

$3,136 £2,353

$8,100 £6,077

-61.28%

Average Monthly Net Salary (After Tax)

$3,597 £2,699

$5,109 £3,833

-29.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.88

4.74

2.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: October 17, 2026

Last update for London: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Derby

$723 32.6%

London

$2.3K 56% 214% $1.5K

Monthly Utilities & Internet

Derby

$430 19.4%

London

$439 10.9% 2.1% $8.8

Eating Out

Derby

$371 16.7%

London

$400 9.9% 7.7% $29

Groceries & Markets

Derby

$342 15.4%

London

$353 8.7% 3.4% $12

Clothing & Footwear

Derby

$161 7.3%

London

$209 5.2% 29.9% $48

Getting Around

Derby

$118 5.3%

London

$280 6.9% 137% $162

Sport & Entertainment

Derby

$76 3.4%

London

$97 2.4% 27.7% $21

Cost Breakdown

A central one-bedroom costs $794 in Derby versus $2,852 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $95.0 in Derby versus $104 in London. Monthly groceries follow the same trend: $342 vs $353 – making Derby the more affordable choice for daily food spending.

Good to know

🇬🇧 Derby

🇬🇧 London

🕒 Local time

01:26 1:26 AM

Same time as Derby

🌤 Weather

👥 Population

233,700

8,908,083 Capital

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Derby London 180 km

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs London: Cost of Living - Frequently Asked Questions

London costs about 82% more than Derby, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,333 per month in Derby and $6,073 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,815 per month in Derby and $2,905 in London. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 3% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,222, than in London at $4,049. In Derby it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derby costs $2,222 versus $4,049 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.