Cost of Living Comparison Between Derby and Manchester Cost of Living Comparison Between Derby and Manchester

Monthly Cost of Living

A single person spends $2,135 per month in Derby vs $2,631 in Manchester, rent included.

A couple spends around $3,223 per month in Derby vs $3,842 in Manchester, rent included.

A family of three spends $4,311 per month in Derby vs $5,053 in Manchester, rent included.

Derby is about 19% cheaper than Manchester, driven mainly by Groceries & Markets.

Both Derby and Manchester sit above the global median – Derby by 59%, Manchester by 97%.

Meal at Budget Restaurant

$24.83 £18.40

$20.34 £15.07

22.07%

Three-Course Dinner for Two, Mid-Range

$80.9 £59.9

$95.0 £70.4

-14.88%

Fast Food Meal (McDonalds, etc)

$10.82 £8.02

$10.92 £8.09

-0.92%

Cappuccino

$4.89 £3.62

$4.98 £3.69

-1.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 £1.72

$2.62 £1.94

-11.07%

Water (0.33 liter bottle)

$1.58 £1.17

$1.75 £1.30

-9.71%

Local Beer (0.5 liter draught)

$6.38 £4.73

$7.38 £5.47

-13.55%

Imported Beer (0.33 liter bottle)

$5.46 £4.04

$7.40 £5.49

-26.22%

Milk (1 liter)

$1.47 £1.09

$1.64 £1.21

-10.37%

White Bread (500g)

$1.41 £1.05

$1.70 £1.26

-17.06%

Rice (white) (1kg)

$2.46 £1.82

$2.18 £1.61

12.84%

Eggs

$3.94 £2.92

Local Cheese (1kg)

$9.14 £6.78

$12.35 £9.15

-25.99%

Chicken Fillets (1kg)

$8.71 £6.46

$9.85 £7.30

-11.57%

Beef Round Steak (1kg)

$13.34 £9.88

$17.45 £12.93

-23.55%

Apples (1kg)

$4.61 £3.41

$3.20 £2.37

44.06%

Banana (1kg)

$2.71 £2.01

$1.79 £1.32

51.40%

Oranges (1kg)

$2.95 £2.19

$3.95 £2.93

-25.32%

Tomato (1kg)

$3.04 £2.25

$4.28 £3.17

-28.97%

Potato (1kg)

$0.98 £0.72

$2.03 £1.50

-51.72%

Onion (1kg)

$1.68 £1.25

$1.87 £1.39

-10.16%

Lettuce (1 head)

$1.13 £0.83

$1.26 £0.93

-10.32%

Water (1.5 liter bottle)

$1.43 £1.06

$1.49 £1.10

-4.03%

Cigarettes 20 Pack (Marlboro, Camel)

$19.01 £14.08

$18.70 £13.86

1.66%

Wine (Bottle)

$9.64 £7.14

$10.54 £7.81

-8.54%

Local Beer (0.5 liter bottle)

$2.63 £1.95

$2.44 £1.81

7.79%

Imported Beer (0.33 liter bottle)

$3.21 £2.38

$3.46 £2.56

-7.23%

One-way Ticket (Public Transport)

$2.67 £1.98

$2.70 £2.00

-1.11%

Public Transport Monthly Pass (Regular Price)

$94.1 £69.8

$121 £89.3

-21.90%

Taxi Start (Normal Tariff)

$4.62 £3.42

$5.40 £4.00

-14.44%

Taxi (Normal Tariff) (1km)

$1.57 £1.17

$2.97 £2.20

-47.14%

Taxi 1hour Waiting (Normal Tariff)

$24.88 £18.44

$33.45 £24.79

-25.62%

Gasoline (1 liter)

$1.98 £1.47

$1.90 £1.40

4.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.8K £28.0K

$38.2K £28.3K

-1.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K £30.5K

$40.5K £30.0K

1.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$351 £260

$296 £219

18.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.46 £11.46

$22.50 £16.68

-31.29%

Internet (50+ Mbps, Unlimited Data)

$46.58 £34.52

$43.57 £32.28

6.91%

Gym Membership (Monthly)

$45.10 £33.42

$41.22 £30.54

9.41%

Tennis Court (1 Hour on Weekend)

$25.32 £18.77

$15.49 £11.48

63.46%

Cinema Ticket

$15.78 £11.69

$13.83 £10.25

14.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,836 £1,361

$1,971 £1,461

-6.85%

International Primary School, 1 Child (Yearly)

$20.8K £15.4K

$21.4K £15.9K

-2.77%

Jeans (Levis 501 Or Similar)

$120 £88.7

$90.1 £66.7

32.88%

Summer Dress (H&M, Zara, etc)

$58.8 £43.55

$41.94 £31.08

40.13%

Sport Shoes (Adidas, Nike)

$80.6 £59.7

$88.7 £65.7

-9.17%

Men's Leather Business Shoes

$99.3 £73.6

$107 £79.6

-7.57%

1-bedroom Apartment, City Center (Monthly)

$790 £585

$1,625 £1,204

-51.39%

1-bedroom Apartment, Outside City Center (Monthly)

$741 £549

$1,255 £930

-40.91%

3-bedroom Apartment, City Center (Monthly)

$1,478 £1,096

$2,665 £1,975

-44.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,338 £991

$2,052 £1,520

-34.79%

Buy Apartment in City Center (m2)

$5,769 £4,275

$4,750 £3,520

21.46%

Buy Apartment Outside City Center (m2)

$3,238 £2,399

$4,542 £3,366

-28.71%

Average Monthly Net Salary (After Tax)

$3,801 £2,817

$3,392 £2,513

12.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.56

5.92

-6.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Derby: April 25, 2026

Last update for Manchester: April 27, 2026

Cost Breakdown

A central one-bedroom costs $790 in Derby versus $1,625 in Manchester. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Derby, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $81.0 in Derby versus $95.0 in Manchester. Monthly groceries follow the same trend: $299 vs $333 – making Derby the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Derby vs Manchester: Cost of Living - Frequently Asked Questions

Manchester costs about 23% more than Derby, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,203 per month in Derby and $3,947 in Manchester. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,836 per month in Derby and $1,971 in Manchester. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Manchester, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,135, than in Manchester at $2,631. In Derby it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derby costs $2,135 versus $2,631 in Manchester. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.