Cost of Living Comparison Between Manchester and Derby Cost of Living Comparison Between Manchester and Derby

Monthly Cost of Living

A single person spends $2,631 per month in Manchester vs $2,135 in Derby, rent included.

A couple spends around $3,842 per month in Manchester vs $3,223 in Derby, rent included.

A family of three spends $5,053 per month in Manchester vs $4,311 in Derby, rent included.

Manchester costs about 23% more than Derby, driven mainly by Groceries & Markets.

Both Manchester and Derby sit above the global median – Manchester by 97%, Derby by 59%.

Meal at Budget Restaurant

$20.34 £15.07

$24.83 £18.40

-18.08%

Three-Course Dinner for Two, Mid-Range

$95.0 £70.4

$80.9 £59.9

17.48%

Fast Food Meal (McDonalds, etc)

$10.92 £8.09

$10.82 £8.02

0.92%

Cappuccino

$4.98 £3.69

$4.89 £3.62

1.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 £1.94

$2.33 £1.72

12.45%

Water (0.33 liter bottle)

$1.75 £1.30

$1.58 £1.17

10.76%

Local Beer (0.5 liter draught)

$7.38 £5.47

$6.38 £4.73

15.67%

Imported Beer (0.33 liter bottle)

$7.40 £5.49

$5.46 £4.04

35.53%

Milk (1 liter)

$1.64 £1.21

$1.47 £1.09

11.56%

White Bread (500g)

$1.70 £1.26

$1.41 £1.05

20.57%

Rice (white) (1kg)

$2.18 £1.61

$2.46 £1.82

-11.38%

Eggs

$3.94 £2.92

Local Cheese (1kg)

$12.35 £9.15

$9.14 £6.78

35.12%

Chicken Fillets (1kg)

$9.85 £7.30

$8.71 £6.46

13.09%

Beef Round Steak (1kg)

$17.45 £12.93

$13.34 £9.88

30.81%

Apples (1kg)

$3.20 £2.37

$4.61 £3.41

-30.59%

Banana (1kg)

$1.79 £1.32

$2.71 £2.01

-33.95%

Oranges (1kg)

$3.95 £2.93

$2.95 £2.19

33.90%

Tomato (1kg)

$4.28 £3.17

$3.04 £2.25

40.79%

Potato (1kg)

$2.03 £1.50

$0.98 £0.72

107.14%

Onion (1kg)

$1.87 £1.39

$1.68 £1.25

11.31%

Lettuce (1 head)

$1.26 £0.93

$1.13 £0.83

11.50%

Water (1.5 liter bottle)

$1.49 £1.10

$1.43 £1.06

4.20%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 £13.86

$19.01 £14.08

-1.63%

Wine (Bottle)

$10.54 £7.81

$9.64 £7.14

9.34%

Local Beer (0.5 liter bottle)

$2.44 £1.81

$2.63 £1.95

-7.22%

Imported Beer (0.33 liter bottle)

$3.46 £2.56

$3.21 £2.38

7.79%

One-way Ticket (Public Transport)

$2.70 £2.00

$2.67 £1.98

1.12%

Public Transport Monthly Pass (Regular Price)

$121 £89.3

$94.1 £69.8

28.05%

Taxi Start (Normal Tariff)

$5.40 £4.00

$4.62 £3.42

16.88%

Taxi (Normal Tariff) (1km)

$2.97 £2.20

$1.57 £1.17

89.17%

Taxi 1hour Waiting (Normal Tariff)

$33.45 £24.79

$24.88 £18.44

34.45%

Gasoline (1 liter)

$1.90 £1.40

$1.98 £1.47

-4.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.2K £28.3K

$37.8K £28.0K

1.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K £30.0K

$41.2K £30.5K

-1.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$296 £219

$351 £260

-15.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.50 £16.68

$15.46 £11.46

45.54%

Internet (50+ Mbps, Unlimited Data)

$43.57 £32.28

$46.58 £34.52

-6.46%

Gym Membership (Monthly)

$41.22 £30.54

$45.10 £33.42

-8.60%

Tennis Court (1 Hour on Weekend)

$15.49 £11.48

$25.32 £18.77

-38.82%

Cinema Ticket

$13.83 £10.25

$15.78 £11.69

-12.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,971 £1,461

$1,836 £1,361

7.35%

International Primary School, 1 Child (Yearly)

$21.4K £15.9K

$20.8K £15.4K

2.85%

Jeans (Levis 501 Or Similar)

$90.1 £66.7

$120 £88.7

-24.74%

Summer Dress (H&M, Zara, etc)

$41.94 £31.08

$58.8 £43.55

-28.64%

Sport Shoes (Adidas, Nike)

$88.7 £65.7

$80.6 £59.7

10.09%

Men's Leather Business Shoes

$107 £79.6

$99.3 £73.6

8.19%

1-bedroom Apartment, City Center (Monthly)

$1,625 £1,204

$790 £585

105.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,255 £930

$741 £549

69.24%

3-bedroom Apartment, City Center (Monthly)

$2,665 £1,975

$1,478 £1,096

80.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,052 £1,520

$1,338 £991

53.35%

Buy Apartment in City Center (m2)

$4,750 £3,520

$5,769 £4,275

-17.67%

Buy Apartment Outside City Center (m2)

$4,542 £3,366

$3,238 £2,399

40.28%

Average Monthly Net Salary (After Tax)

$3,392 £2,513

$3,801 £2,817

-10.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.92

5.56

6.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Manchester: April 27, 2026

Last update for Derby: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,625 in Manchester versus $790 in Derby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Derby, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $95.0 in Manchester versus $81.0 in Derby. Monthly groceries follow the same trend: $333 vs $299 – making Derby the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Manchester vs Derby: Cost of Living - Frequently Asked Questions

Manchester costs about 23% more than Derby, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,947 per month in Manchester and $3,203 in Derby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $1,971 per month in Manchester and $1,836 in Derby. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 12% more in Manchester, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,135, than in Manchester at $2,631. In Derby it covers expenses comfortably, while in Manchester it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derby costs $2,135 versus $2,631 in Manchester. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, Manchester makes more sense. Both are solid long-term options with distinct trade-offs.