Last update: Oct 2026

Cost of Living Comparison Between London and Derby

For one person, living is cheaper in Derby: $2,222 a month against $4,049 in London, rent and utilities included – about $21,900 less a year. Rent and utilities account for most of the difference.

195

Cost of Living Index in London
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London Living Index
107

Cost of Living Index in Derby
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Derby Living Index

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London

🇬🇧 United Kingdom

$4,049

/mo nomad

Derby

🇬🇧 United Kingdom

$2,222

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Derby

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Derby actually costs, broken down by who's living it.

A single person spends $4,049 per month in London vs $2,222 in Derby, rent included.

London $4,049
Derby $2,222

A couple spends around $5,827 per month in London vs $3,420 in Derby, rent included.

London $5,827
Derby $3,420

A family of three spends $7,605 per month in London vs $4,618 in Derby, rent included.

London $7,605
Derby $4,618

London costs about 82% more than Derby, and outside of rent the biggest gap is in transport.

Both London and Derby sit above the global median – London by 199%, Derby by 64%.

Meal at Budget Restaurant

$27.09 £20.33

$26.87 £20.16

0.82%

Three-Course Dinner for Two, Mid-Range

$104 £78.3

$95.0 £71.2

9.89%

Fast Food Meal (McDonalds, etc)

$10.86 £8.15

$10.68 £8.01

1.69%

Cappuccino

$5.60 £4.20

$4.87 £3.65

14.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.05 £2.29

$2.51 £1.88

21.51%

Water (0.33 liter bottle)

$2.28 £1.71

$2.02 £1.52

12.87%

Local Beer (0.5 liter draught)

$9.23 £6.92

$6.72 £5.04

37.35%

Imported Beer (0.33 liter bottle)

$7.95 £5.96

$7.02 £5.26

13.25%

Milk (1 liter)

$1.83 £1.37

$1.56 £1.17

17.31%

White Bread (500g)

$2.05 £1.54

$1.44 £1.08

42.36%

Rice (white) (1kg)

$2.47 £1.86

$2.33 £1.75

6.01%

Eggs

$5.12 £3.84

$3.79 £2.84

35.09%

Local Cheese (1kg)

$12.89 £9.67

$8.35 £6.26

54.37%

Chicken Fillets (1kg)

$10.84 £8.14

$8.63 £6.47

25.61%

Beef Round Steak (1kg)

$17.03 £12.78

$23.80 £17.85

-28.45%

Apples (1kg)

$3.07 £2.30

$5.22 £3.92

-41.19%

Banana (1kg)

$1.38 £1.03

$2.80 £2.10

-50.71%

Oranges (1kg)

$2.99 £2.24

$2.98 £2.24

0.34%

Tomato (1kg)

$3.39 £2.54

$3.80 £2.85

-10.79%

Potato (1kg)

$1.60 £1.20

$1.54 £1.16

3.90%

Onion (1kg)

$1.80 £1.35

$1.59 £1.19

13.21%

Lettuce (1 head)

$1.41 £1.06

$1.06 £0.79

33.02%

Water (1.5 liter bottle)

$1.81 £1.36

$1.40 £1.05

29.29%

Cigarettes 20 Pack (Marlboro, Camel)

$23.92 £17.94

$23.20 £17.41

3.10%

Wine (Bottle)

$13.54 £10.16

$10.79 £8.09

25.49%

Local Beer (0.5 liter bottle)

$3.23 £2.42

$3.27 £2.45

-1.22%

Imported Beer (0.33 liter bottle)

$4.39 £3.29

$3.57 £2.68

22.97%

One-way Ticket (Public Transport)

$3.92 £2.94

$3.05 £2.29

28.52%

Public Transport Monthly Pass (Regular Price)

$243 £182

$93.4 £70.1

159.80%

Taxi Start (Normal Tariff)

$5.58 £4.18

$4.43 £3.33

25.96%

Taxi (Normal Tariff) (1km)

$3.27 £2.46

$1.64 £1.23

99.39%

Taxi 1hour Waiting (Normal Tariff)

$58.4 £43.81

$31.46 £23.60

85.63%

Gasoline (1 liter)

$2.08 £1.56

$2.00 £1.50

4.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.8K £29.1K

$38.6K £28.9K

0.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.6K £30.5K

$39.7K £29.8K

2.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$380 £285

$371 £278

2.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.62 £13.97

$19.57 £14.68

-4.85%

Internet (50+ Mbps, Unlimited Data)

$40.45 £30.35

$39.53 £29.66

2.33%

Gym Membership (Monthly)

$61.3 £45.95

$45.20 £33.91

35.51%

Tennis Court (1 Hour on Weekend)

$21.41 £16.07

$26.26 £19.70

-18.47%

Cinema Ticket

$18.09 £13.57

$15.53 £11.65

16.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,905 £2,180

$1,815 £1,362

60.04%

International Primary School, 1 Child (Yearly)

$35.5K £26.6K

$20.5K £15.4K

72.90%

Jeans (Levis 501 Or Similar)

$116 £87.3

$114 £85.3

2.32%

Summer Dress (H&M, Zara, etc)

$54.5 £40.89

$57.2 £42.94

-4.77%

Sport Shoes (Adidas, Nike)

$128 £95.8

$86.6 £65.0

47.42%

Men's Leather Business Shoes

$167 £125

$101 £75.6

65.56%

1-bedroom Apartment, City Center (Monthly)

$2,852 £2,140

$794 £595

259.45%

1-bedroom Apartment, Outside City Center (Monthly)

$2,269 £1,702

$723 £543

213.76%

3-bedroom Apartment, City Center (Monthly)

$5,250 £3,939

$1,596 £1,197

228.98%

3-bedroom Apartment, Outside City Center (Monthly)

$3,752 £2,815

$1,351 £1,014

177.66%

Buy Apartment in City Center (m2)

$18.5K £13.9K

$5,857 £4,394

216.20%

Buy Apartment Outside City Center (m2)

$8,100 £6,077

$3,136 £2,353

158.25%

Average Monthly Net Salary (After Tax)

$5,109 £3,833

$3,597 £2,699

42.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.74

4.88

-2.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 19, 2026

Last update for Derby: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$2.3K 56%

Derby

$723 32.6% 68.1% $1.5K

Monthly Utilities & Internet

London

$439 10.9%

Derby

$430 19.4% 2% $8.8

Eating Out

London

$400 9.9%

Derby

$371 16.7% 7.2% $29

Groceries & Markets

London

$353 8.7%

Derby

$342 15.4% 3.3% $12

Getting Around

London

$280 6.9%

Derby

$118 5.3% 57.8% $162

Clothing & Footwear

London

$209 5.2%

Derby

$161 7.3% 23% $48

Sport & Entertainment

London

$97 2.4%

Derby

$76 3.4% 21.7% $21

Cost Breakdown

A central one-bedroom costs $2,852 in London versus $794 in Derby. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in London, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in London versus $95.0 in Derby. Monthly groceries follow the same trend: $353 vs $342 – making Derby the more affordable choice for daily food spending.

Good to know

🇬🇧 London

🇬🇧 Derby

🕒 Local time

02:23 2:23 AM

Same time as London

🌤 Weather

👥 Population

8,908,083 Capital

233,700

💱 Currency

British Pound GBP £

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

London Derby 180 km

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London
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Derby: Cost of Living - Frequently Asked Questions

London costs about 82% more than Derby, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,073 per month in London and $3,333 in Derby. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Derby, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $2,905 per month in London and $1,815 in Derby. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 3% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Derby, where all-in costs run around $2,222, than in London at $4,049. In Derby it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Derby costs $2,222 versus $4,049 in London. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Derby. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.