Last update: Oct 2026

Cost of Living Comparison Between Dera Ghazi Khan and Ubud, Bali

For one person, living is cheaper in Dera Ghazi Khan: $413 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Dera Ghazi Khan
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Dera Ghazi Khan Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Dera Ghazi Khan

🇵🇰 Pakistan

$413

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Dera Ghazi Khan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dera Ghazi Khan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $413 in Dera Ghazi Khan versus $1,349 in Ubud, Bali.

Dera Ghazi Khan $413
Ubud, Bali $1,349

Estimated couple costs with rent: $645 in Dera Ghazi Khan versus $2,305 in Ubud, Bali.

Dera Ghazi Khan $645
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $877 in Dera Ghazi Khan versus $3,261 in Ubud, Bali.

Dera Ghazi Khan $877
Ubud, Bali $3,261

Living in Dera Ghazi Khan costs roughly 69% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$1.79 PKR 495

$3.32 Rp 60.3K

-46.08%

Three-Course Dinner for Two, Mid-Range

$10.92 PKR 3,019

$35.64 Rp 646.5K

-69.36%

Fast Food Meal (McDonalds, etc)

$5.35 PKR 1,479

$5.53 Rp 100.4K

-3.25%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.51 PKR 694

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.23 PKR 617

Cappuccino

$1.51 PKR 417

$2.72 Rp 49.3K

-44.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 PKR 133

$1.70 Rp 30.9K

-71.76%

Water (0.33 liter bottle)

$0.29 PKR 81.5

$0.76 Rp 13.8K

-61.84%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$0.77 PKR 213

$1.49 Rp 27.0K

-48.32%

White Bread (500g)

$0.60 PKR 167

$2.28 Rp 41.3K

-73.68%

Rice (white) (1kg)

$1.24 PKR 343

$1.19 Rp 21.6K

4.20%

Eggs

$1.25 PKR 345

$2.04 Rp 36.9K

-38.73%

Local Cheese (1kg)

$8.67 PKR 2,398

$17.70 Rp 321.1K

-51.02%

Chicken Fillets (1kg)

$2.50 PKR 691

$3.96 Rp 71.9K

-36.87%

Beef Round Steak (1kg)

$4.13 PKR 1,143

$12.19 Rp 221.1K

-66.12%

Apples (1kg)

$1.11 PKR 307

$3.66 Rp 66.3K

-69.67%

Banana (1kg)

$0.66 PKR 181

$1.52 Rp 27.5K

-56.58%

Oranges (1kg)

$0.60 PKR 166

$2.23 Rp 40.4K

-73.09%

Tomato (1kg)

$0.64 PKR 176

$1.97 Rp 35.8K

-67.51%

Potato (1kg)

$0.30 PKR 83.1

$1.85 Rp 33.5K

-83.78%

Onion (1kg)

$0.48 PKR 132

$2.42 Rp 44.0K

-80.17%

Lettuce (1 head)

$0.44 PKR 121

$0.99 Rp 18.0K

-55.56%

Water (1.5 liter bottle)

$0.40 PKR 112

$0.51 Rp 9,313

-21.57%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 154

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.56 PKR 154

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.74 PKR 204

Cigarettes 20 Pack (Marlboro, Camel)

$1.45 PKR 402

$2.22 Rp 40.3K

-34.68%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.16 PKR 43.82

$0.25 Rp 4,553

-36.00%

Public Transport Monthly Pass (Regular Price)

$9.35 PKR 2,586

$7.82 Rp 141.9K

19.57%

Taxi Start (Normal Tariff)

$1.10 PKR 305

$0.44 Rp 7,972

150.00%

Taxi (Normal Tariff) (1km)

$1.10 PKR 305

$0.43 Rp 7,801

155.81%

Taxi 1hour Waiting (Normal Tariff)

$2.96 PKR 818

$5.41 Rp 98.1K

-45.29%

Gasoline (1 liter)

$0.92 PKR 254

$0.82 Rp 15.0K

12.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.3K PKR 6.4M

$23.8K Rp 432.4M

-2.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K PKR 6.4M

$31.7K Rp 575.9M

-26.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$66.7 PKR 18.4K

$79.1 Rp 1.4M

-15.61%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.46 PKR 1,509

$6.45 Rp 116.9K

-15.35%

Internet (50+ Mbps, Unlimited Data)

$14.17 PKR 3,916

$18.58 Rp 337.0K

-23.74%

Gym Membership (Monthly)

$13.91 PKR 3,845

$49.48 Rp 897.5K

-71.89%

Tennis Court (1 Hour on Weekend)

$6.97 PKR 1,926

$17.65 Rp 320.1K

-60.51%

Cinema Ticket

$7.26 PKR 2,008

$4.27 Rp 77.5K

70.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$26.00 PKR 7,188

$491 Rp 8.9M

-94.70%

International Primary School, 1 Child (Yearly)

$2,035 PKR 562.7K

$5,674 Rp 102.9M

-64.13%

Jeans (Levis 501 Or Similar)

$19.20 PKR 5,307

$44.64 Rp 809.7K

-56.99%

Summer Dress (H&M, Zara, etc)

$26.81 PKR 7,412

$34.95 Rp 634.0K

-23.29%

Sport Shoes (Adidas, Nike)

$55.2 PKR 15.3K

$79.9 Rp 1.4M

-30.91%

Men's Leather Business Shoes

$30.05 PKR 8,306

$79.4 Rp 1.4M

-62.16%

1-bedroom Apartment, City Center (Monthly)

$146 PKR 40.5K

$1,125 Rp 20.4M

-86.99%

1-bedroom Apartment, Outside City Center (Monthly)

$72.6 PKR 20.1K

$671 Rp 12.2M

-89.19%

3-bedroom Apartment, City Center (Monthly)

$279 PKR 77.0K

$3,565 Rp 64.7M

-92.18%

3-bedroom Apartment, Outside City Center (Monthly)

$166 PKR 45.8K

$1,723 Rp 31.3M

-90.38%

Buy Apartment in City Center (m2)

$830 PKR 229.6K

$2,732 Rp 49.5M

-69.60%

Buy Apartment Outside City Center (m2)

$493 PKR 136.3K

$2,284 Rp 41.4M

-78.42%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

11.83

13.78

-14.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dera Ghazi Khan: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Dera Ghazi Khan

$98 23.8%

Ubud, Bali

$288 21.4% 194% $190

Monthly Utilities & Internet

Dera Ghazi Khan

$86 20.9%

Ubud, Bali

$104 7.7% 20.5% $18

Accommodation & Living

Dera Ghazi Khan

$73 17.6%

Ubud, Bali

$672 49.8% 825% $599

Clothing & Footwear

Dera Ghazi Khan

$59 14.3%

Ubud, Bali

$108 8% 82% $48

Eating Out

Dera Ghazi Khan

$52 12.5%

Ubud, Bali

$108 8% 109% $56

Sport & Entertainment

Dera Ghazi Khan

$28 6.9%

Ubud, Bali

$58 4.3% 104% $30

Getting Around

Dera Ghazi Khan

$17 4%

Ubud, Bali

$11 0.9% 31.2% $5.2

Cost Breakdown

A one-bedroom apartment in the center runs $146 in Dera Ghazi Khan and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Dera Ghazi Khan vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $98 vs $288 per month, with Dera Ghazi Khan cheaper across the board.

Good to know

🇵🇰 Dera Ghazi Khan

🇮🇩 Ubud, Bali

🕒 Local time

11:27 11:27 AM

14:27 2:27 PM

3 h ahead of Dera Ghazi Khan

🌤 Weather

👥 Population

399,064

74,800

💱 Currency

Pakistani Rupee PKR ₨

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 PKR = 3.62 USD

1,000 PKR = 3.24 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PKR – Pakistani Rupee Converter

🇺🇸 United States Dollar ($)

🇵🇰 Pakistani Rupee (₨)

Pakistani Rupee exchange rates as of November 2, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 309 PKR (1,000 PKR = 3.24 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to PKR in detail →

On the map

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Highest

Between locations

Dera Ghazi Khan Ubud, Bali 6,410 km ≈ 9 h nonstop flight

From you

Dera Ghazi Khan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dera Ghazi Khan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $413 in Dera Ghazi Khan and $1,349 in Ubud, Bali, so Dera Ghazi Khan is about 69% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $619 in Dera Ghazi Khan and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $146 in Dera Ghazi Khan versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 16% less than in Dera Ghazi Khan. The price difference matters if you commute daily and watch your budget.

Childcare runs $26 in Dera Ghazi Khan versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $413 in Dera Ghazi Khan versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.