Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $293 in Dera Ghazi Khan.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $458 in Dera Ghazi Khan.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $623 in Dera Ghazi Khan.

Living in Ubud, Bali is roughly 392% more expensive than Dera Ghazi Khan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Dera Ghazi Khan is 78% below.

Currency
🍽 Eating Out
Ubud, Bali
Dera Ghazi Khan
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$1.14 PKR 317
213.16%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$10.47 PKR 2,918
211.17%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$2.45 PKR 683
106.94%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.08 PKR 302
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.82 PKR 507
-
Cappuccino
$2.83 Rp 49.0K
$1.50 PKR 419
88.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$0.31 PKR 85.1
332.26%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$0.22 PKR 61.3
213.64%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
-
-
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Dera Ghazi Khan
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$0.76 PKR 212
128.95%
White Bread (500g)
$2.54 Rp 44.0K
$0.42 PKR 118
504.76%
Rice (white) (1kg)
$1.19 Rp 20.6K
$1.23 PKR 343
-3.25%
Eggs
$2.43 Rp 42.0K
$1.19 PKR 333
104.20%
Local Cheese (1kg)
$14.66 Rp 254.1K
$2.67 PKR 745
449.06%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$1.91 PKR 532
118.85%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$3.11 PKR 867
283.92%
Apples (1kg)
$3.69 Rp 63.9K
$1.03 PKR 286
258.25%
Banana (1kg)
$1.61 Rp 27.8K
$0.55 PKR 152
192.73%
Oranges (1kg)
$2.69 Rp 46.5K
$0.59 PKR 166
355.93%
Tomato (1kg)
$2.33 Rp 40.4K
$0.52 PKR 146
348.08%
Potato (1kg)
$1.91 Rp 33.0K
$0.34 PKR 95.6
461.76%
Onion (1kg)
$2.19 Rp 37.9K
$0.39 PKR 109
461.54%
Lettuce (1 head)
$1.06 Rp 18.3K
$0.59 PKR 164
79.66%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.36 PKR 101
100.00%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.46 PKR 407
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.93 PKR 260
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$1.98 PKR 551
-
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$1.80 PKR 503
73.89%
Wine (Bottle)
$23.49 Rp 407.1K
-
-
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
-
-
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Dera Ghazi Khan
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$0.19 PKR 53.1
52.63%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$7.12 PKR 1,985
14.75%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$1.03 PKR 288
-56.31%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$0.31 PKR 85.5
35.48%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$1.74 PKR 484
254.02%
Gasoline (1 liter)
$0.84 Rp 14.6K
$0.96 PKR 269
-12.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$21.7K PKR 6.1M
20.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$20.8K PKR 5.8M
56.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Dera Ghazi Khan
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$59.0 PKR 16.5K
32.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$2.26 PKR 631
74.78%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$13.04 PKR 3,634
87.12%
🎉 Sport & Entertainment
Ubud, Bali
Dera Ghazi Khan
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$12.39 PKR 3,455
679.18%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$5.84 PKR 1,628
8.73%
Cinema Ticket
$4.04 Rp 70.0K
$3.55 PKR 991
13.80%
🧸 Childcare & Education
Ubud, Bali
Dera Ghazi Khan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$28.44 PKR 7,929
964.10%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$1,139 PKR 317.4K
472.79%
👕👟 Clothing & Footwear
Ubud, Bali
Dera Ghazi Khan
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$16.17 PKR 4,508
232.96%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$22.18 PKR 6,184
71.24%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$59.8 PKR 16.7K
44.99%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$25.80 PKR 7,192
205.66%
🏠 Accommodation & Living
Ubud, Bali
Dera Ghazi Khan
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$55.8 PKR 15.6K
1714.66%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$30.29 PKR 8,444
2126.64%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$116 PKR 32.4K
2820.97%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$68.1 PKR 19.0K
2983.19%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$805 PKR 224.5K
270.63%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$564 PKR 157.2K
314.74%
💵 Salaries & Financials
Ubud, Bali
Dera Ghazi Khan
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
18
-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Dera Ghazi Khan: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $55.8 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $10.00 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $298 vs $70.0 per month, with Dera Ghazi Khan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Dera Ghazi Khan?
Ubud, Bali and Dera Ghazi Khan differ by about 392% in total monthly costs ($1,438 vs $293 including rent). Dera Ghazi Khan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Dera Ghazi Khan?
You'd need roughly $2,158 in Ubud, Bali and $439 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and Dera Ghazi Khan?
Rent for a central apartment: $1,012 in Ubud, Bali versus $55.8 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and Dera Ghazi Khan?
A monthly transit pass in Dera Ghazi Khan runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Dera Ghazi Khan?
Childcare runs $303 in Ubud, Bali versus $28.44 in Dera Ghazi Khan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $293 in Dera Ghazi Khan versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Dera Ghazi Khan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Dera Ghazi Khan safer for residents?
Safety-wise, Ubud, Bali and Dera Ghazi Khan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Dera Ghazi Khan?
Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 392% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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