Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan

For one person, living is cheaper in Dera Ghazi Khan: $413 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Dera Ghazi Khan
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Dera Ghazi Khan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Dera Ghazi Khan

🇵🇰 Pakistan

$413

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dera Ghazi Khan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dera Ghazi Khan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $413 in Dera Ghazi Khan.

Ubud, Bali $1,349
Dera Ghazi Khan $413

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $645 in Dera Ghazi Khan.

Ubud, Bali $2,305
Dera Ghazi Khan $645

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $877 in Dera Ghazi Khan.

Ubud, Bali $3,261
Dera Ghazi Khan $877

Living in Ubud, Bali is roughly 227% more expensive than in Dera Ghazi Khan, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.79 PKR 495

85.47%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$10.92 PKR 3,019

226.37%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.35 PKR 1,479

3.36%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.51 PKR 694

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.23 PKR 617

Cappuccino

$2.72 Rp 49.3K

$1.51 PKR 417

80.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.48 PKR 133

254.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.29 PKR 81.5

162.07%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

Milk (1 liter)

$1.49 Rp 27.0K

$0.77 PKR 213

93.51%

White Bread (500g)

$2.28 Rp 41.3K

$0.60 PKR 167

280.00%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.24 PKR 343

-4.03%

Eggs

$2.04 Rp 36.9K

$1.25 PKR 345

63.20%

Local Cheese (1kg)

$17.70 Rp 321.1K

$8.67 PKR 2,398

104.15%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.50 PKR 691

58.40%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$4.13 PKR 1,143

195.16%

Apples (1kg)

$3.66 Rp 66.3K

$1.11 PKR 307

229.73%

Banana (1kg)

$1.52 Rp 27.5K

$0.66 PKR 181

130.30%

Oranges (1kg)

$2.23 Rp 40.4K

$0.60 PKR 166

271.67%

Tomato (1kg)

$1.97 Rp 35.8K

$0.64 PKR 176

207.81%

Potato (1kg)

$1.85 Rp 33.5K

$0.30 PKR 83.1

516.67%

Onion (1kg)

$2.42 Rp 44.0K

$0.48 PKR 132

404.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.44 PKR 121

125.00%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.40 PKR 112

27.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.56 PKR 154

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.56 PKR 154

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.74 PKR 204

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$1.45 PKR 402

53.10%

Wine (Bottle)

$22.24 Rp 403.4K

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.16 PKR 43.82

56.25%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$9.35 PKR 2,586

-16.36%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$1.10 PKR 305

-60.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.10 PKR 305

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$2.96 PKR 818

82.77%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.92 PKR 254

-10.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$23.3K PKR 6.4M

2.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$23.3K PKR 6.4M

36.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$66.7 PKR 18.4K

18.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$5.46 PKR 1,509

18.13%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$14.17 PKR 3,916

31.12%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$13.91 PKR 3,845

255.72%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$6.97 PKR 1,926

153.23%

Cinema Ticket

$4.27 Rp 77.5K

$7.26 PKR 2,008

-41.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$26.00 PKR 7,188

1786.69%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$2,035 PKR 562.7K

178.77%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$19.20 PKR 5,307

132.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$26.81 PKR 7,412

30.36%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$55.2 PKR 15.3K

44.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$30.05 PKR 8,306

164.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$146 PKR 40.5K

668.55%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$72.6 PKR 20.1K

825.04%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$279 PKR 77.0K

1179.49%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$166 PKR 45.8K

939.82%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$830 PKR 229.6K

228.96%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$493 PKR 136.3K

363.30%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.83

16.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Dera Ghazi Khan: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Dera Ghazi Khan

$73 17.6% 89.2% $599

Groceries & Markets

Ubud, Bali

$288 21.4%

Dera Ghazi Khan

$98 23.8% 66% $190

Eating Out

Ubud, Bali

$108 8%

Dera Ghazi Khan

$52 12.5% 52.1% $56

Clothing & Footwear

Ubud, Bali

$108 8%

Dera Ghazi Khan

$59 14.3% 45.1% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Dera Ghazi Khan

$86 20.9% 17% $18

Sport & Entertainment

Ubud, Bali

$58 4.3%

Dera Ghazi Khan

$28 6.9% 51% $30

Getting Around

Ubud, Bali

$11 0.9%

Dera Ghazi Khan

$17 4% 45.4% $5.2

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $146 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $11 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $288 vs $98 per month, with Dera Ghazi Khan cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇰 Dera Ghazi Khan

🕒 Local time

17:21 5:21 PM

14:21 2:21 PM

3 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

399,064

💱 Currency

Indonesian Rupiah IDR Rp

Pakistani Rupee PKR ₨

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 PKR = 3.62 USD

1,000 PKR = 3.24 EUR

Exchange rates and currency converter

PKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

Pakistani Rupee exchange rates as of November 2, 2026: 1 USD = 276 PKR (1,000 PKR = 3.62 USD). 1 EUR = 308 PKR (1,000 PKR = 3.24 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Dera Ghazi Khan 6,410 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Dera Ghazi Khan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $413 in Dera Ghazi Khan, so Dera Ghazi Khan is about 69% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $619 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $146 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 16% less than in Dera Ghazi Khan. The price difference matters if you commute daily and watch your budget.

Childcare runs $491 in Ubud, Bali versus $26 in Dera Ghazi Khan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $413 in Dera Ghazi Khan versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.