Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $291 in Dera Ghazi Khan.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $465 in Dera Ghazi Khan.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $640 in Dera Ghazi Khan.

Living in Ubud, Bali is roughly 383% more expensive than Dera Ghazi Khan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Dera Ghazi Khan is 78% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$1.17 PKR 325

205.13%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$10.58 PKR 2,942

207.18%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$2.43 PKR 676

100.00%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.04 PKR 289

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.80 PKR 499

Cappuccino

$2.75 Rp 49.2K

$1.50 PKR 417

83.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$0.34 PKR 93.2

288.24%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$0.22 PKR 61.0

218.18%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

$0.72 PKR 199

137.50%

White Bread (500g)

$2.47 Rp 44.3K

$0.46 PKR 128

436.96%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.27 PKR 353

-5.51%

Eggs

$2.44 Rp 43.8K

$1.19 PKR 331

105.04%

Local Cheese (1kg)

$14.38 Rp 257.7K

$2.72 PKR 757

428.68%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$1.97 PKR 548

118.78%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$3.11 PKR 865

292.60%

Apples (1kg)

$3.68 Rp 66.0K

$1.03 PKR 286

257.28%

Banana (1kg)

$1.55 Rp 27.8K

$0.58 PKR 161

167.24%

Oranges (1kg)

$2.79 Rp 49.9K

$0.65 PKR 181

329.23%

Tomato (1kg)

$2.33 Rp 41.8K

$0.55 PKR 154

323.64%

Potato (1kg)

$1.97 Rp 35.3K

$0.35 PKR 96.7

462.86%

Onion (1kg)

$2.31 Rp 41.4K

$0.42 PKR 117

450.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.62 PKR 173

70.97%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.34 PKR 94.0

114.71%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.96 PKR 267

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.92 PKR 257

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.02 PKR 562

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$1.73 PKR 481

89.60%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$0.19 PKR 54.1

52.63%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$7.18 PKR 1,996

12.26%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$1.04 PKR 290

-56.73%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.33 PKR 91.9

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$1.75 PKR 487

256.57%

Gasoline (1 liter)

$0.85 Rp 15.2K

$0.90 PKR 251

-5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$22.4K PKR 6.2M

15.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$21.2K PKR 5.9M

49.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$58.2 PKR 16.2K

38.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$2.28 PKR 633

78.07%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$12.90 PKR 3,586

89.30%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$12.20 PKR 3,391

700.57%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$6.02 PKR 1,673

7.14%

Cinema Ticket

$4.04 Rp 72.4K

$3.46 PKR 962

16.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$28.04 PKR 7,795

984.27%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$1,114 PKR 309.8K

494.18%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$16.22 PKR 4,510

234.34%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$21.88 PKR 6,082

77.24%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$59.6 PKR 16.6K

44.60%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$25.80 PKR 7,173

197.17%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$55.8 PKR 15.5K

1666.62%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$30.32 PKR 8,430

2070.02%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$118 PKR 32.8K

2759.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$66.6 PKR 18.5K

3002.34%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$915 PKR 254.5K

199.50%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$480 PKR 133.5K

364.06%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Dera Ghazi Khan: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $55.8 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $11.00 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $297 vs $71.0 per month, with Dera Ghazi Khan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions

Ubud, Bali and Dera Ghazi Khan differ by about 383% in total monthly costs ($1,404 vs $291 including rent). Dera Ghazi Khan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,106 in Ubud, Bali and $436 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $55.8 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Dera Ghazi Khan runs roughly 12% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $304 in Ubud, Bali versus $28.04 in Dera Ghazi Khan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $291 in Dera Ghazi Khan versus $1,404 in Ubud, Bali, a $2,000 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dera Ghazi Khan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 383% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.