😐Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $293 in Dera Ghazi Khan.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $458 in Dera Ghazi Khan.
😐Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $623 in Dera Ghazi Khan.
😐Living in Ubud, Bali is roughly 392% more expensive than Dera Ghazi Khan, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 7% above, Dera Ghazi Khan is 78% below.
Currency
🍽 Eating Out
Ubud, Bali
Dera Ghazi Khan
Difference
Meal at Budget Restaurant
$3.57Rp 61.9K
$1.14PKR 317
213.16%
Three-Course Dinner for Two, Mid-Range
$32.58Rp 564.7K
$10.47PKR 2,918
211.17%
Fast Food Meal(McDonalds, etc)
$5.07Rp 87.8K
$2.45PKR 683
106.94%
Local Non-Alcoholic Beer(0.5 liter draught)
-
$1.08PKR 302
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.82PKR 507
-
Cappuccino
$2.83Rp 49.0K
$1.50PKR 419
88.67%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 23.2K
$0.31PKR 85.1
332.26%
Water(0.33 liter bottle)
$0.69Rp 12.0K
$0.22PKR 61.3
213.64%
Local Beer(0.5 liter draught)
$2.99Rp 51.8K
-
-
Imported Beer(0.33 liter bottle)
$3.85Rp 66.7K
-
-
🛒 Groceries & Markets
Ubud, Bali
Dera Ghazi Khan
Difference
Milk(1 liter)
$1.74Rp 30.2K
$0.76PKR 212
128.95%
White Bread(500g)
$2.54Rp 44.0K
$0.42PKR 118
504.76%
Rice(white)(1kg)
$1.19Rp 20.6K
$1.23PKR 343
-3.25%
Eggs
$2.43Rp 42.0K
$1.19PKR 333
104.20%
Local Cheese(1kg)
$14.66Rp 254.1K
$2.67PKR 745
449.06%
Chicken Fillets(1kg)
$4.18Rp 72.4K
$1.91PKR 532
118.85%
Beef Round Steak(1kg)
$11.94Rp 206.9K
$3.11PKR 867
283.92%
Apples(1kg)
$3.69Rp 63.9K
$1.03PKR 286
258.25%
Banana(1kg)
$1.61Rp 27.8K
$0.55PKR 152
192.73%
Oranges(1kg)
$2.69Rp 46.5K
$0.59PKR 166
355.93%
Tomato(1kg)
$2.33Rp 40.4K
$0.52PKR 146
348.08%
Potato(1kg)
$1.91Rp 33.0K
$0.34PKR 95.6
461.76%
Onion(1kg)
$2.19Rp 37.9K
$0.39PKR 109
461.54%
Lettuce(1 head)
$1.06Rp 18.3K
$0.59PKR 164
79.66%
Water(1.5 liter bottle)
$0.72Rp 12.5K
$0.36PKR 101
100.00%
Bottle of Non-Alcoholic Wine(Mid-Range)
-
$1.46PKR 407
-
Local Non-Alcoholic Beer(0.5 liter bottle)
-
$0.93PKR 260
-
Imported Non-Alcoholic Beer(0.33 liter bottle)
-
$1.98PKR 551
-
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 54.3K
$1.80PKR 503
73.89%
Wine(Bottle)
$23.49Rp 407.1K
-
-
Local Beer(0.5 liter bottle)
$2.74Rp 47.5K
-
-
Imported Beer(0.33 liter bottle)
$2.88Rp 49.9K
-
-
🚌 Getting Around
Ubud, Bali
Dera Ghazi Khan
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,029
$0.19PKR 53.1
52.63%
Public Transport Monthly Pass(Regular Price)
$8.17Rp 141.6K
$7.12PKR 1,985
14.75%
Taxi Start(Normal Tariff)
$0.45Rp 7,863
$1.03PKR 288
-56.31%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,305
$0.31PKR 85.5
35.48%
Taxi 1hour Waiting(Normal Tariff)
$6.16Rp 106.7K
$1.74PKR 484
254.02%
Gasoline(1 liter)
$0.84Rp 14.6K
$0.96PKR 269
-12.50%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2KRp 454.9M
$21.7KPKR 6.1M
20.73%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 562.9M
$20.8KPKR 5.8M
56.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Dera Ghazi Khan
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$59.0PKR 16.5K
32.85%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$3.95Rp 68.5K
$2.26PKR 631
74.78%
Internet(50+ Mbps, Unlimited Data)
$24.40Rp 423.0K
$13.04PKR 3,634
87.12%
🎉 Sport & Entertainment
Ubud, Bali
Dera Ghazi Khan
Difference
Gym Membership(Monthly)
$96.5Rp 1.7M
$12.39PKR 3,455
679.18%
Tennis Court(1 Hour on Weekend)
$6.35Rp 110.0K
$5.84PKR 1,628
8.73%
Cinema Ticket
$4.04Rp 70.0K
$3.55PKR 991
13.80%
🧸 Childcare & Education
Ubud, Bali
Dera Ghazi Khan
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$303Rp 5.2M
$28.44PKR 7,929
964.10%
International Primary School, 1 Child(Yearly)
$6,523Rp 113.1M
$1,139PKR 317.4K
472.79%
👕👟 Clothing & Footwear
Ubud, Bali
Dera Ghazi Khan
Difference
Jeans(Levis 501 Or Similar)
$53.8Rp 933.1K
$16.17PKR 4,508
232.96%
Summer Dress(H&M, Zara, etc)
$37.98Rp 658.3K
$22.18PKR 6,184
71.24%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.5M
$59.8PKR 16.7K
44.99%
Men's Leather Business Shoes
$78.9Rp 1.4M
$25.80PKR 7,192
205.66%
🏠 Accommodation & Living
Ubud, Bali
Dera Ghazi Khan
Difference
1-bedroom Apartment, City Center(Monthly)
$1,012Rp 17.5M
$55.8PKR 15.6K
1714.66%
1-bedroom Apartment, Outside City Center(Monthly)
$674Rp 11.7M
$30.29PKR 8,444
2126.64%
3-bedroom Apartment, City Center(Monthly)
$3,390Rp 58.8M
$116PKR 32.4K
2820.97%
3-bedroom Apartment, Outside City Center(Monthly)
$2,098Rp 36.4M
$68.1PKR 19.0K
2983.19%
Buy Apartment in City Center(m2)
$2,985Rp 51.7M
$805PKR 224.5K
270.63%
Buy Apartment Outside City Center(m2)
$2,339Rp 40.5M
$564PKR 157.2K
314.74%
💵 Salaries & Financials
Ubud, Bali
Dera Ghazi Khan
Difference
Average Monthly Net Salary(After Tax)
$173Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
18
-26.22%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 28, 2026
Last update for Dera Ghazi Khan: April 26, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $55.8 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33.00 in Ubud, Bali vs $10.00 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $298 vs $70.0 per month, with Dera Ghazi Khan cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and Dera Ghazi Khan?
Ubud, Bali and Dera Ghazi Khan differ by about 392% in total monthly costs ($1,438 vs $293 including rent). Dera Ghazi Khan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Ubud, Bali compared to Dera Ghazi Khan?
You'd need roughly $2,158 in Ubud, Bali and $439 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Ubud, Bali and Dera Ghazi Khan?
Rent for a central apartment: $1,012 in Ubud, Bali versus $55.8 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Ubud, Bali and Dera Ghazi Khan?
A monthly transit pass in Dera Ghazi Khan runs roughly 15% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Ubud, Bali and Dera Ghazi Khan?
Childcare runs $303 in Ubud, Bali versus $28.44 in Dera Ghazi Khan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $2,000 per month?
At $293 in Dera Ghazi Khan versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Dera Ghazi Khan?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Dera Ghazi Khan safer for residents?
Safety-wise, Ubud, Bali and Dera Ghazi Khan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Dera Ghazi Khan?
Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 392% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared