Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $298 in Dera Ghazi Khan.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $466 in Dera Ghazi Khan.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $634 in Dera Ghazi Khan.

Living in Ubud, Bali is roughly 367% more expensive than in Dera Ghazi Khan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Dera Ghazi Khan is 78% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$1.16 PKR 322

207.76%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$10.42 PKR 2,893

210.17%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$2.41 PKR 669

107.88%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.04 PKR 290

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.74 PKR 482

Cappuccino

$2.82 Rp 51.0K

$1.46 PKR 404

93.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.31 PKR 86.0

335.48%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.24 PKR 67.0

204.17%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

Milk (1 liter)

$1.78 Rp 32.1K

$0.71 PKR 196

150.70%

White Bread (500g)

$2.45 Rp 44.2K

$0.42 PKR 116

483.33%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.27 PKR 352

-9.45%

Eggs

$2.41 Rp 43.6K

$1.15 PKR 318

109.57%

Local Cheese (1kg)

$14.33 Rp 258.7K

$2.61 PKR 723

449.04%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$1.92 PKR 532

118.23%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$3.10 PKR 860

289.03%

Apples (1kg)

$3.64 Rp 65.7K

$0.98 PKR 273

271.43%

Banana (1kg)

$1.57 Rp 28.3K

$0.59 PKR 163

166.10%

Oranges (1kg)

$2.79 Rp 50.3K

$0.60 PKR 167

365.00%

Tomato (1kg)

$2.24 Rp 40.5K

$0.55 PKR 153

307.27%

Potato (1kg)

$1.98 Rp 35.7K

$0.35 PKR 96.2

465.71%

Onion (1kg)

$2.28 Rp 41.1K

$0.40 PKR 110

470.00%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.60 PKR 166

75.00%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.36 PKR 101

119.44%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.98 PKR 272

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.86 PKR 239

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.03 PKR 565

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$1.74 PKR 482

83.33%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.17 PKR 48.13

58.82%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$6.88 PKR 1,909

21.66%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.03 PKR 286

-56.31%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.33 PKR 92.2

39.39%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$1.78 PKR 495

241.01%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.97 PKR 268

-11.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$22.3K PKR 6.2M

19.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$21.2K PKR 5.9M

53.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$57.8 PKR 16.0K

36.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$2.36 PKR 655

73.31%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$13.00 PKR 3,607

83.46%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$12.55 PKR 3,484

687.09%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$5.86 PKR 1,625

8.36%

Cinema Ticket

$4.01 Rp 72.3K

$3.62 PKR 1,005

10.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$28.34 PKR 7,865

948.84%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$1,117 PKR 310.1K

490.79%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$16.05 PKR 4,453

232.90%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$22.46 PKR 6,233

69.68%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$60.5 PKR 16.8K

46.48%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$25.63 PKR 7,114

198.95%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$57.4 PKR 15.9K

1676.88%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$29.72 PKR 8,249

2188.90%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$115 PKR 31.8K

2927.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$66.8 PKR 18.5K

3028.23%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$891 PKR 247.3K

206.21%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$483 PKR 134.1K

374.87%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-26.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Dera Ghazi Khan: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $57.4 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $10.00 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $298 vs $70.0 per month, with Dera Ghazi Khan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions

Ubud, Bali and Dera Ghazi Khan differ by about 367% in total monthly costs ($1,392 vs $298 including rent). Dera Ghazi Khan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,088 in Ubud, Bali and $448 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $57.4 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Dera Ghazi Khan runs roughly 22% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $297 in Ubud, Bali versus $28.34 in Dera Ghazi Khan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $298 in Dera Ghazi Khan versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dera Ghazi Khan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 367% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.