Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan Cost of Living Comparison Between Ubud, Bali and Dera Ghazi Khan

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $419 in Dera Ghazi Khan.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $630 in Dera Ghazi Khan.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $841 in Dera Ghazi Khan.

Living in Ubud, Bali is roughly 226% more expensive than in Dera Ghazi Khan, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Dera Ghazi Khan is 69% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$1.83 PKR 507

87.98%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$10.92 PKR 3,026

232.51%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$5.46 PKR 1,513

4.58%

Local Non-Alcoholic Beer (0.5 liter draught)

$2.49 PKR 691

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.15 PKR 597

Cappuccino

$2.67 Rp 47.3K

$1.45 PKR 401

84.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.46 PKR 128

280.43%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.30 PKR 82.3

190.00%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

Milk (1 liter)

$1.62 Rp 28.7K

$0.84 PKR 233

92.86%

White Bread (500g)

$2.33 Rp 41.3K

$0.62 PKR 172

275.81%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.26 PKR 350

-11.90%

Eggs

$2.20 Rp 39.0K

$1.19 PKR 329

84.87%

Local Cheese (1kg)

$17.69 Rp 313.3K

$8.77 PKR 2,430

101.71%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.64 PKR 731

55.30%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$4.00 PKR 1,107

204.50%

Apples (1kg)

$3.71 Rp 65.6K

$1.09 PKR 302

240.37%

Banana (1kg)

$1.59 Rp 28.1K

$0.62 PKR 171

156.45%

Oranges (1kg)

$2.28 Rp 40.4K

$0.54 PKR 151

322.22%

Tomato (1kg)

$1.95 Rp 34.6K

$0.48 PKR 132

306.25%

Potato (1kg)

$1.91 Rp 33.7K

$0.29 PKR 79.6

558.62%

Onion (1kg)

$2.33 Rp 41.3K

$0.52 PKR 145

348.08%

Lettuce (1 head)

$1.01 Rp 17.8K

$0.50 PKR 139

102.00%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.40 PKR 110

37.50%

Bottle of Non-Alcoholic Wine (Mid-Range)

$0.52 PKR 144

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.52 PKR 144

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.75 PKR 209

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$2.32 PKR 642

-3.88%

Wine (Bottle)

$23.07 Rp 408.6K

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.18 PKR 50.9

50.00%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$9.94 PKR 2,752

-9.66%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.10 PKR 303

-56.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.06 PKR 295

-59.43%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$2.92 PKR 809

93.15%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.95 PKR 264

-15.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$23.3K PKR 6.4M

7.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$22.9K PKR 6.4M

38.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$68.1 PKR 18.9K

19.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$5.66 PKR 1,569

14.66%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$14.51 PKR 4,020

29.36%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$15.18 PKR 4,206

274.64%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

Cinema Ticket

$4.54 Rp 80.4K

$7.09 PKR 1,964

-35.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$26.95 PKR 7,465

1683.56%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$2,022 PKR 560.1K

182.49%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$19.03 PKR 5,272

139.20%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$26.07 PKR 7,222

37.63%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$53.1 PKR 14.7K

51.48%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$29.24 PKR 8,100

169.05%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$140 PKR 38.8K

694.84%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$86.4 PKR 23.9K

707.09%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$222 PKR 61.5K

1538.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$141 PKR 39.0K

1133.30%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$905 PKR 250.6K

207.79%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$517 PKR 143.2K

343.04%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.83

16.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Dera Ghazi Khan: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $140 in Dera Ghazi Khan. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $11.00 in Dera Ghazi Khan for a mid-range dinner for two. Groceries echo the gap at $295 vs $98.0 per month, with Dera Ghazi Khan cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dera Ghazi Khan: Cost of Living - Frequently Asked Questions

Ubud, Bali and Dera Ghazi Khan differ by about 226% in total monthly costs ($1,368 vs $419 including rent). Dera Ghazi Khan is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,052 in Ubud, Bali and $629 in Dera Ghazi Khan to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $140 in Dera Ghazi Khan. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Dera Ghazi Khan runs roughly 11% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $481 in Ubud, Bali versus $26.95 in Dera Ghazi Khan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $419 in Dera Ghazi Khan versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Dera Ghazi Khan but tight or insufficient in Ubud, Bali. The gap between the two cities makes Dera Ghazi Khan the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dera Ghazi Khan are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dera Ghazi Khan gentler on the wallet – expenses run 226% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.