Last update: Oct 2026

Cost of Living Comparison Between Dargaville and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,134 in Dargaville, rent and utilities included – about $9,400 less a year. Rent and utilities account for about half of the difference.

96

Cost of Living Index in Dargaville
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Dargaville Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Dargaville

🇳🇿 New Zealand

$2,134

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Dargaville and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Dargaville and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,134 in Dargaville versus $1,349 in Ubud, Bali.

Dargaville $2,134
Ubud, Bali $1,349

Estimated couple costs with rent: $3,019 in Dargaville versus $2,305 in Ubud, Bali.

Dargaville $3,019
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,904 in Dargaville versus $3,261 in Ubud, Bali.

Dargaville $3,904
Ubud, Bali $3,261

Living in Dargaville is roughly 58% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$14.54 NZ$25.60

$3.32 Rp 59.9K

337.95%

Three-Course Dinner for Two, Mid-Range

$68.9 NZ$121

$35.64 Rp 642.4K

93.32%

Fast Food Meal (McDonalds, etc)

$9.05 NZ$15.93

$5.53 Rp 99.7K

63.65%

Cappuccino

$3.69 NZ$6.50

$2.72 Rp 49.0K

35.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 NZ$3.84

$1.70 Rp 30.7K

28.24%

Water (0.33 liter bottle)

$2.09 NZ$3.68

$0.76 Rp 13.7K

175.00%

Local Beer (0.5 liter draught)

$6.31 NZ$11.10

$2.65 Rp 47.8K

138.11%

Imported Beer (0.33 liter bottle)

$5.63 NZ$9.91

$4.38 Rp 79.0K

28.54%

Milk (1 liter)

$2.05 NZ$3.61

$1.49 Rp 26.9K

37.58%

White Bread (500g)

$1.96 NZ$3.45

$2.28 Rp 41.0K

-14.04%

Rice (white) (1kg)

$1.52 NZ$2.68

$1.19 Rp 21.5K

27.73%

Eggs

$6.70 NZ$11.79

$2.04 Rp 36.7K

228.43%

Local Cheese (1kg)

$8.49 NZ$14.95

$17.70 Rp 319.1K

-52.03%

Chicken Fillets (1kg)

$10.47 NZ$18.43

$3.96 Rp 71.4K

164.39%

Beef Round Steak (1kg)

$12.69 NZ$22.34

$12.19 Rp 219.7K

4.10%

Apples (1kg)

$2.65 NZ$4.66

$3.66 Rp 65.9K

-27.60%

Banana (1kg)

$2.14 NZ$3.76

$1.52 Rp 27.4K

40.79%

Oranges (1kg)

$2.92 NZ$5.14

$2.23 Rp 40.2K

30.94%

Tomato (1kg)

$5.86 NZ$10.32

$1.97 Rp 35.6K

197.46%

Potato (1kg)

$1.73 NZ$3.04

$1.85 Rp 33.3K

-6.49%

Onion (1kg)

$1.38 NZ$2.43

$2.42 Rp 43.7K

-42.98%

Lettuce (1 head)

$2.49 NZ$4.38

$0.99 Rp 17.8K

151.52%

Water (1.5 liter bottle)

$1.18 NZ$2.07

$0.51 Rp 9,255

131.37%

Cigarettes 20 Pack (Marlboro, Camel)

$26.67 NZ$46.94

$2.22 Rp 40.0K

1101.35%

Wine (Bottle)

$10.24 NZ$18.03

$22.24 Rp 400.9K

-53.96%

Local Beer (0.5 liter bottle)

$3.02 NZ$5.32

$2.26 Rp 40.7K

33.63%

Imported Beer (0.33 liter bottle)

$3.13 NZ$5.50

$2.97 Rp 53.5K

5.39%

One-way Ticket (Public Transport)

$1.89 NZ$3.33

$0.25 Rp 4,525

656.00%

Public Transport Monthly Pass (Regular Price)

$115 NZ$203

$7.82 Rp 141.0K

1373.79%

Taxi Start (Normal Tariff)

$2.42 NZ$4.25

$0.44 Rp 7,923

450.00%

Taxi (Normal Tariff) (1km)

$1.81 NZ$3.18

$0.43 Rp 7,753

320.93%

Taxi 1hour Waiting (Normal Tariff)

$26.35 NZ$46.38

$5.41 Rp 97.5K

387.06%

Gasoline (1 liter)

$1.49 NZ$2.63

$0.82 Rp 14.9K

81.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.5K NZ$44.8K

$23.8K Rp 429.7M

6.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K NZ$41.7K

$31.7K Rp 572.3M

-25.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 NZ$225

$79.1 Rp 1.4M

61.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.15 NZ$51.3

$6.45 Rp 116.2K

351.94%

Internet (50+ Mbps, Unlimited Data)

$51.3 NZ$90.3

$18.58 Rp 334.9K

176.00%

Gym Membership (Monthly)

$38.91 NZ$68.5

$49.48 Rp 892.0K

-21.36%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$11.48 NZ$20.20

$4.27 Rp 77.0K

168.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$659 NZ$1,159

$491 Rp 8.8M

34.26%

International Primary School, 1 Child (Yearly)

$14.6K NZ$25.7K

$5,674 Rp 102.3M

157.77%

Jeans (Levis 501 Or Similar)

$67.3 NZ$119

$44.64 Rp 804.7K

50.83%

Summer Dress (H&M, Zara, etc)

$39.09 NZ$68.8

$34.95 Rp 630.1K

11.85%

Sport Shoes (Adidas, Nike)

$90.9 NZ$160

$79.9 Rp 1.4M

13.75%

Men's Leather Business Shoes

$115 NZ$203

$79.4 Rp 1.4M

45.06%

1-bedroom Apartment, City Center (Monthly)

$1,125 NZ$1,981

$1,125 Rp 20.3M

0.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,011 NZ$1,780

$671 Rp 12.1M

50.59%

3-bedroom Apartment, City Center (Monthly)

$1,404 NZ$2,471

$3,565 Rp 64.3M

-60.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,352 NZ$2,379

$1,723 Rp 31.1M

-21.56%

Buy Apartment in City Center (m2)

$4,216 NZ$7,421

$2,732 Rp 49.2M

54.35%

Buy Apartment Outside City Center (m2)

$3,111 NZ$5,475

$2,284 Rp 41.2M

36.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.83

13.78

-57.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Dargaville: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Dargaville

$1K 47.4%

Ubud, Bali

$672 49.8% 33.6% $340

Groceries & Markets

Dargaville

$330 15.5%

Ubud, Bali

$288 21.4% 12.5% $41

Eating Out

Dargaville

$248 11.6%

Ubud, Bali

$108 8% 56.5% $140

Monthly Utilities & Internet

Dargaville

$209 9.8%

Ubud, Bali

$104 7.7% 50.1% $104

Clothing & Footwear

Dargaville

$141 6.6%

Ubud, Bali

$108 8% 23.6% $33

Getting Around

Dargaville

$134 6.3%

Ubud, Bali

$11 0.9% 91.5% $123

Sport & Entertainment

Dargaville

$62 2.9%

Ubud, Bali

$58 4.3% 6.2% $3.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Dargaville and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $69 in Dargaville vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $330 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇿 Dargaville

🇮🇩 Ubud, Bali

🕒 Local time

03:05 3:05 AM

22:05 10:05 PM

5 h behind Dargaville

🌤 Weather

👥 Population

4,600

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.568 USD

1 NZD = 0.511 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 28, 2026: 1 USD = 1.76 NZD (1 NZD = 0.568 USD). 1 EUR = 1.96 NZD (1 NZD = 0.511 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

USD to NZD in detail →

On the map

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Between locations

Dargaville Ubud, Bali 6,640 km ≈ 9 h nonstop flight

From you

Dargaville
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Dargaville vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Dargaville and Ubud, Bali differ by about 58% in total monthly costs ($2,134 vs $1,349 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,201 in Dargaville and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Dargaville versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $659 in Dargaville versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 14% higher in Dargaville. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Dargaville and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.