Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Dargaville

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,020 in Dargaville, rent and utilities included – about $8,300 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
96

Cost of Living Index in Dargaville
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Dargaville Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Dargaville

🇳🇿 New Zealand

$2,020

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Dargaville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Dargaville actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,020 in Dargaville.

Ubud, Bali $1,331
Dargaville $2,020

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,978 in Dargaville.

Ubud, Bali $2,255
Dargaville $2,978

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,937 in Dargaville.

Ubud, Bali $3,180
Dargaville $3,937

Living in Ubud, Bali costs roughly 34% less than in Dargaville, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Dargaville is 49% above.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$14.33 NZ$25.46

-76.41%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

$68.6 NZ$122

-49.46%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$9.32 NZ$16.55

-40.24%

Cappuccino

$2.62 Rp 47.6K

$3.26 NZ$5.78

-19.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.07 NZ$3.68

-25.60%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.78 NZ$3.16

-64.04%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.41 NZ$11.39

-58.35%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$6.42 NZ$11.40

-33.64%

Milk (1 liter)

$1.46 Rp 26.5K

$1.76 NZ$3.14

-17.05%

White Bread (500g)

$2.29 Rp 41.6K

$2.00 NZ$3.54

14.50%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.77 NZ$3.14

-37.29%

Eggs

$2.10 Rp 38.1K

$5.75 NZ$10.21

-63.48%

Local Cheese (1kg)

$15.94 Rp 289.4K

$8.29 NZ$14.73

92.28%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$9.69 NZ$17.21

-59.96%

Beef Round Steak (1kg)

$11.40 Rp 207.0K

$14.13 NZ$25.09

-19.32%

Apples (1kg)

$3.55 Rp 64.5K

$2.65 NZ$4.71

33.96%

Banana (1kg)

$1.54 Rp 27.9K

$2.27 NZ$4.04

-32.16%

Oranges (1kg)

$2.23 Rp 40.5K

$3.06 NZ$5.44

-27.12%

Tomato (1kg)

$1.97 Rp 35.8K

$5.40 NZ$9.59

-63.52%

Potato (1kg)

$1.86 Rp 33.7K

$2.00 NZ$3.54

-7.00%

Onion (1kg)

$2.42 Rp 43.9K

$1.52 NZ$2.71

59.21%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.21 NZ$3.92

-53.85%

Water (1.5 liter bottle)

$0.52 Rp 9,483

$1.11 NZ$1.97

-53.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$24.63 NZ$43.76

-91.07%

Wine (Bottle)

$21.79 Rp 395.6K

$9.31 NZ$16.55

134.05%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$3.01 NZ$5.35

-22.59%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.39 NZ$6.02

-12.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,546

$1.96 NZ$3.48

-87.24%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

$102 NZ$182

-92.01%

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

$2.30 NZ$4.09

-80.87%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

$1.83 NZ$3.25

-74.32%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

$30.03 NZ$53.3

-81.35%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.66 NZ$2.95

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

$27.9K NZ$49.6K

-12.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$22.5K NZ$39.9K

41.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$112 NZ$199

-30.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

$28.35 NZ$50.4

-78.34%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

$50.7 NZ$90.0

-62.66%

Gym Membership (Monthly)

$51.0 Rp 925.8K

$38.51 NZ$68.4

32.41%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

$11.32 NZ$20.12

-61.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$667 NZ$1,185

-26.19%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

$16.8K NZ$29.9K

-27.32%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

$62.4 NZ$111

-27.58%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

$36.00 NZ$64.0

-3.08%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$95.3 NZ$169

-17.78%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$113 NZ$201

-31.07%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$1,040 NZ$1,848

3.58%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$945 NZ$1,679

-29.64%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,656 NZ$2,942

111.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,469 NZ$2,609

13.75%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$4,827 NZ$8,574

-51.52%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$3,337 NZ$5,927

-32.98%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.83

136.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Dargaville: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Dargaville

$945 46.8% 42.1% $280

Groceries & Markets

Ubud, Bali

$279 21%

Dargaville

$321 15.9% 14.9% $42

Clothing & Footwear

Ubud, Bali

$106 8%

Dargaville

$138 6.8% 29.8% $32

Eating Out

Ubud, Bali

$106 8%

Dargaville

$242 12% 129% $136

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Dargaville

$191 9.5% 86.2% $88

Sport & Entertainment

Ubud, Bali

$60 4.5%

Dargaville

$61 3% 2.3% $1.4

Getting Around

Ubud, Bali

$12 0.9%

Dargaville

$122 6% 917% $110

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,040 in Dargaville. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $69 in Dargaville for a mid-range dinner for two. Groceries echo the gap at $279 vs $321 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Dargaville

🕒 Local time

04:44 4:44 AM

09:44 9:44 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

4,600

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

1 NZD = 0.563 USD

1 NZD = 0.5 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

New Zealand Dollar exchange rates as of November 4, 2026: 1 USD = 1.78 NZD (1 NZD = 0.563 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Dargaville 6,640 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Dargaville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Dargaville: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $2,020 in Dargaville, so Ubud, Bali is about 34% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $3,030 in Dargaville to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,040 in Dargaville. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $667 in Dargaville. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 15% higher in Dargaville. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Dargaville are both considered safe, so it’s unlikely to be the deciding factor between them.