Cost of Living Comparison Between Cromwell and Ubud, Bali Cost of Living Comparison Between Cromwell and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,901 in Cromwell versus $1,379 in Ubud, Bali.

Estimated couple costs with rent: $2,853 in Cromwell versus $2,363 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,805 in Cromwell versus $3,347 in Ubud, Bali.

Living in Cromwell is roughly 38% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Cromwell 39% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$14.50 NZ$24.36

$3.31 Rp 58.9K

338.07%

Three-Course Dinner for Two, Mid-Range

$66.0 NZ$111

$39.08 Rp 694.5K

68.91%

Fast Food Meal (McDonalds, etc)

$11.94 NZ$20.05

$5.62 Rp 99.8K

112.46%

Cappuccino

$3.38 NZ$5.68

$2.64 Rp 46.9K

28.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.33 NZ$3.90

$1.58 Rp 28.2K

47.47%

Water (0.33 liter bottle)

$2.32 NZ$3.89

$0.71 Rp 12.6K

226.76%

Local Beer (0.5 liter draught)

$7.05 NZ$11.85

$2.73 Rp 48.5K

158.24%

Imported Beer (0.33 liter bottle)

$5.73 NZ$9.61

$4.32 Rp 76.8K

32.64%

Milk (1 liter)

$1.85 NZ$3.11

$1.54 Rp 27.4K

20.13%

White Bread (500g)

$1.74 NZ$2.92

$2.30 Rp 40.8K

-24.35%

Rice (white) (1kg)

$1.80 NZ$3.02

$1.03 Rp 18.3K

74.76%

Eggs

$6.05 NZ$10.16

$2.12 Rp 37.7K

185.38%

Local Cheese (1kg)

$8.11 NZ$13.63

$17.30 Rp 307.5K

-53.12%

Chicken Fillets (1kg)

$10.13 NZ$17.01

$4.03 Rp 71.6K

151.36%

Beef Round Steak (1kg)

$17.39 NZ$29.21

$12.42 Rp 220.8K

40.02%

Apples (1kg)

$3.19 NZ$5.36

$3.70 Rp 65.7K

-13.78%

Banana (1kg)

$2.48 NZ$4.16

$1.62 Rp 28.7K

53.09%

Oranges (1kg)

$3.30 NZ$5.54

$2.27 Rp 40.3K

45.37%

Tomato (1kg)

$5.25 NZ$8.82

$1.99 Rp 35.4K

163.82%

Potato (1kg)

$1.91 NZ$3.20

$1.83 Rp 32.5K

4.37%

Onion (1kg)

$1.95 NZ$3.27

$2.25 Rp 40.1K

-13.33%

Lettuce (1 head)

$2.46 NZ$4.12

$1.04 Rp 18.6K

136.54%

Water (1.5 liter bottle)

$0.64 NZ$1.07

$0.56 Rp 10.0K

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$21.97 NZ$36.89

$2.22 Rp 39.5K

889.64%

Wine (Bottle)

$9.20 NZ$15.44

$23.22 Rp 412.7K

-60.38%

Local Beer (0.5 liter bottle)

$3.25 NZ$5.46

$2.39 Rp 42.5K

35.98%

Imported Beer (0.33 liter bottle)

$1.31 NZ$2.19

$2.87 Rp 51.1K

-54.36%

One-way Ticket (Public Transport)

$1.82 NZ$3.06

$0.25 Rp 4,416

628.00%

Public Transport Monthly Pass (Regular Price)

$77.5 NZ$130

$7.17 Rp 127.4K

980.61%

Taxi Start (Normal Tariff)

$2.40 NZ$4.03

$0.46 Rp 8,163

421.74%

Taxi (Normal Tariff) (1km)

$1.68 NZ$2.82

$0.46 Rp 8,235

265.22%

Taxi 1hour Waiting (Normal Tariff)

$29.28 NZ$49.17

$5.70 Rp 101.2K

413.68%

Gasoline (1 liter)

$1.84 NZ$3.08

$0.76 Rp 13.6K

142.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K NZ$45.4K

$24.6K Rp 436.7M

9.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K NZ$45.0K

$31.0K Rp 551.5M

-13.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$99.6 NZ$167

$82.2 Rp 1.5M

21.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.73 NZ$48.24

$6.33 Rp 112.5K

353.87%

Internet (50+ Mbps, Unlimited Data)

$54.1 NZ$90.9

$18.54 Rp 329.6K

191.96%

Gym Membership (Monthly)

$39.51 NZ$66.4

$56.1 Rp 996.2K

-29.51%

Tennis Court (1 Hour on Weekend)

$7.05 NZ$11.83

$18.41 Rp 327.2K

-61.71%

Cinema Ticket

$8.78 NZ$14.75

$4.26 Rp 75.8K

106.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$854 NZ$1,434

$489 Rp 8.7M

74.52%

International Primary School, 1 Child (Yearly)

$12.9K NZ$21.6K

$5,793 Rp 103.0M

121.97%

Jeans (Levis 501 Or Similar)

$59.8 NZ$100

$45.98 Rp 817.3K

29.95%

Summer Dress (H&M, Zara, etc)

$36.98 NZ$62.1

$35.86 Rp 637.4K

3.12%

Sport Shoes (Adidas, Nike)

$94.6 NZ$159

$79.5 Rp 1.4M

18.98%

Men's Leather Business Shoes

$142 NZ$238

$80.9 Rp 1.4M

74.84%

1-bedroom Apartment, City Center (Monthly)

$947 NZ$1,590

$1,144 Rp 20.3M

-17.25%

1-bedroom Apartment, Outside City Center (Monthly)

$839 NZ$1,409

$692 Rp 12.3M

21.27%

3-bedroom Apartment, City Center (Monthly)

$1,544 NZ$2,592

$3,532 Rp 62.8M

-56.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,333 NZ$2,238

$1,709 Rp 30.4M

-22.03%

Buy Apartment in City Center (m2)

$4,938 NZ$8,292

$2,785 Rp 49.5M

77.33%

Buy Apartment Outside City Center (m2)

$3,495 NZ$5,870

$2,261 Rp 40.2M

54.58%

Average Monthly Net Salary (After Tax)

$3,159 NZ$5,304

$169 Rp 3.0M

1765.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cromwell: August 15, 2026

Last update for Ubud, Bali: August 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $947 in Cromwell and $1,144 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Cromwell pays 1766% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Cromwell vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $329 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cromwell vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1766% higher in Cromwell, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $947 in Cromwell versus $1,144 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Cromwell. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $66.0 in Cromwell. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,379 in Ubud, Bali versus $1,901 in Cromwell, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Cromwell. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Cromwell, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cromwell and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 38% less than in Cromwell. Beyond cost, consider language, visa policies, and how big the international community is in each city.